301 S Poplar St · Nixa, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.4/30.0
- ARV discount +7.5/15.0
- Schools +5.6/10.0
- DSCR +5.4/10.0
- Rent growth +3.9/5.0
- Livability +3.7/5.0
- 1% rule +3.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$159,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Conveniently located to Nixa all amenities and sets on large corner lot! Investment opportunity or with some TLC make this one your own! 2 Bedroom, 2 Bath with open Living Room, Kitchen & Dining area. Large yard is fenced with mature trees. Buyers have right to inspections, however Seller selling AS IS WHERE IS with NO repairs to be made.
Key facts
- Walk-in closets
- Outdoor space
- Fenced corner lot
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Single family residence; Residential property
- Construction: Vinyl siding; Composition roof; Other foundation
- Exterior features: Rear porch; Chain link fencing; Shed(s); Has a view; Corner lot; Public maintained road; City street frontage; Lot dimensions approximately 121 x 145
Interior
- Kitchen: Electric oven; Free-standing electric oven; Dishwasher; Microwave; Refrigerator
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating
- Interior features: Walk-in closet(s); Laminate countertops
- Laundry & utility: Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath other listed at $160k.
Deal economics
- At list price, monthly cash flow is $121 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $138k (13.7% below list).
- Recommended offer: $138k (13.7% below list) — sets the bar for 1% rule.
- Cap rate 7.2% vs local median 3.7% in Nixa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#68 in MO, #4,558 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Nixa Public Schools (suburban): math 66% / reading 65% proficiency, ranked #6 of 324 in MO (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: High Pointe Elem. (math 69% / reading 63%, grade B+, #60 of 1,115 statewide, top 5%, 619 students, 40% FRL); Nixa Junior High (math 70% / reading 61%, grade A-, #3 of 391 statewide, top 1%, 1,067 students, 29% FRL); Nixa High (math 70% / reading 77%, grade B+, #6 of 521 statewide, top 1%, 1,957 students, 24% FRL) — zoned schools at 31% FRL track the district average.
- Market conditions: Rents rising fast (+5.7%/yr); 396 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 537 units permitted in Christian County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Christian County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 7.20%
- Cash-on-cash
- 3.25%
- DSCR
- 1.14
- GRM
- 9.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.67% rent growth · sell at horizon
- IRR
- -8.6%
- Equity multiple
- 0.68×
- Total profit
- $-14,453
- Equity at exit
- $23,842
- IRR
- 3.8%
- Equity multiple
- 1.30×
- Total profit
- $13,595
- Equity at exit
- $13,825
Cash invested: $44,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 65714
- Home prices YoY
- -25.0%
- Rents YoY
- 5.7%
- Active inventory
- 396
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,380 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$64 /mo · $770/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$290
- Net cashflow
- $121
Break-even live
Sensitivity live
| Price | -10% $212 | -5% $166 | +0% $121 | +5% $76 | +10% $31 |
|---|---|---|---|---|---|
| Rent | -10% $12 | -5% $67 | +0% $121 | +5% $176 | +10% $230 |
| Rate | -1.0pp $202 | -0.5pp $162 | base $121 | +0.5pp $80 | +1.0pp $38 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,975
- Closing costs
- $4,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 404 E Elm St Nixa, MO | 3.0 | 1.0 | 1014 | $1,600 | $1.58 | 24d | 1 | 0.16mi |
| 311 S Market St Unit 311 Nixa, MO | 2.0 | 1.5 | 1113 | $1,100 | $0.99 | 24d | 1 | 0.19mi |
| 1016 Pheasant Run Unit 329 Nixa, MO | 1.0 | 1.0 | 740 | $1,050 | $1.42 | 24d | 1 | 1.40mi |
| 1016 Pheasant Run Unit 327 Nixa, MO | 2.0 | 2.0 | 1000 | $1,200 | $1.20 | 24d | 1 | 1.40mi |
| 1016 Pheasant Run Unit 279 Nixa, MO | 2.0 | 2.0 | 950 | $1,100 | $1.16 | 24d | 1 | 1.40mi |
| 1212 North St Nixa, MO | 2.0 | 2.0 | 864 | $850 | $0.98 | 24d | 1 | 1.50mi |
Listing history 5 events
-
2026-05-11status Pending
-
2026-04-30$159,900 Active
-
2018-09-26soldstatus 346-char remark
Show marketing remark (346 chars)
Conveniently located to Nixa all amenities and sets on large corner lot! Investment opportunity or with some TLC make this one your own! 2 Bedroom, 2 Bath with open Living Room, Kitchen & Dining area. Large yard is fenced with mature trees. Buyers have right to inspections, however Seller selling AS IS WHERE IS with NO repairs to be made.
-
2018-08-28$65,000 346-char remark
Show marketing remark (346 chars)
Conveniently located to Nixa all amenities and sets on large corner lot! Investment opportunity or with some TLC make this one your own! 2 Bedroom, 2 Bath with open Living Room, Kitchen & Dining area. Large yard is fenced with mature trees. Buyers have right to inspections, however Seller selling AS IS WHERE IS with NO repairs to be made.
-
2003-06-09soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $770 · $64/mo
- Projected year-2 tax
- $1,551 · $129/mo
- Expected delta
- +$781/yr (+$65/mo · 101.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,563
- − Mortgage interest
- −$8,957
- − Property taxes
- −$770
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,325
- − Management
- −$1,325
- − Depreciation
- −$4,652
- Taxable loss
- −$1,265
- Est. tax savings @ 24.0%
- +$304
- After-tax cash flow
- $1,757/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Nixa Public Schools
- NCES district ID
- 2922530
- Math proficiency
- 66% ▲ 8.00%
- Reading proficiency
- 65% ▲ 4.00%
- Median HH income
- $54,073
- Composite
- 56.04/100
- National rank
- #1186
- State rank
- #6 of 324 in MO
Livability — Nixa
- Score
- 74/100
- State rank
- #68
- US rank
- #4558
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Nixa, MO
- County
- Christian County · 70,465 people
- City population
- 37,013
- Metro
- Springfield, MO
- Population (ZIP)
- 37,013
- Household income
- $86,765
- Rent vs Own
- Severe rent burden
- 769.0
Population outlook (Christian County) Hauer SSP2
- Today (2025)
- 95,071 people
- By 2030
- 100,379 · +5.6%
- By 2040
- 109,902 · +15.6%
- By 2050
- 117,487 · +23.6%
- By 2075
- 130,738 · +37.5%
- By 2100
- 131,730 · +38.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 4% Hispanic / Latino 4% Asian 2% Black 1%
- Common ancestry
- Italian 3% Slovak 3% Lithuanian 2%
- Foreign-born
- 4% · Canada, Vietnam
- Languages at home
- 94% English-only · Spanish 3% Russian/Polish/Slavic 2% Vietnamese 1%
Political lean MEDSL · Christian
- 2024 margin
- Solid R (+52.2) · D 23.3% · R 75.6% · Other 1.1%
- 2008→2024 swing
- -16.4pp toward R · 2008: -35.8pp · 2024: -52.2pp
- All cycles
- 2024: R+52.2 2020: R+50.8 2016: R+54.2 2012: R+46.5 2008: R+35.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.42%
- Current HPI
- 213.8371
- Rent YoY
- ▲ 5.67%
- Metro
- Springfield, MO
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+146.0% since first listed5 events — show timeline
- 2026-05-11 Pending — SOMO
- 2026-04-30 Listed $159,900 SOMO
- 2018-09-26 Sold (MLS) — SOMO
- 2018-08-28 Listed $65,000 SOMO
- 2003-06-09 Sold (Public Records) — Public Records
Property tax history
+6.2%/yrLatest (2025): $770 · +4.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…