52295 Avenida Alvarado · La Quinta, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 8 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.4/30.0
- ARV discount +15.0/15.0
- DSCR +6.5/10.0
- 1% rule +4.2/10.0
- Rent growth +4.1/5.0
- Schools +3.8/10.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
BACK on the Market! Buyer failed to preform! This is a Probate Sale to be Sold As-Is. Complete Fixer Upper. 2 Bedroom 2 Bath with Lots of Potential!!! Ideal for Builders/Investors to renovated and flip. (No Wholesalers). Property will be need to be connected to the sewer. * Seller will give a credit through escrow toward sewer connection. * May or may not need Court Confirmation/Approval. Only House Available in La Quinta Cove under $400,000. Opportunity Knocks!
Key facts
- 4,792 sq ft lot
- Garage
- Built 1965
Property features AI
Finance
- Other: Directions provided: Washington South to Eisenhower, right to Sonora, right to Alvarado, left; Cross streets: Eisenhower, Sonora, Alvarado
- Financial info: Listing terms: Cash; Sale type: Probate listing; Possession: Close of escrow; Will not consider lease; Short term rentals not allowed; Property sold As Is
- HOA & community: No monthly association fee
Exterior
- Parking: 4 total parking spaces; 2 covered spaces; 2 carport spaces; Driveway parking
- Utilities: Sewer: on site / unknown; PUD: No
- Home design: Single family residence; Attached property; One story
- Construction: Year built per assessor; Property listed in fixer condition
- Exterior features: No security or safety features reported; Fee simple land
Interior
- Bedrooms: Living room listed as an entry location/room
- Flooring: Other flooring
- Bathrooms: 1 full bathroom; 1 three-quarter bathroom
- Heating & cooling: No heating; No cooling
- Interior features: Unfurnished; Entry from the living room; No fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $420 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $300k (7.6% below list).
- Recommended offer: $300k (7.6% below list) — sets the bar for 1% rule.
- Cap rate 7.8% vs local median 3.3% in La Quinta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#694 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A-, employment B+, housing B+; Watch: schools D, amenities F, cost of living F.
- Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+6.5%/yr); 659 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- This rent runs 36% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 6.5% rent growth), your $91k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 58 days — a 3% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $70k; list at $325k implies a 364% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 8→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 58 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 7.84%
- Cash-on-cash
- 5.54%
- DSCR
- 1.25
- GRM
- 9.0
CMA / ARV
- ARV (median comp)
- $539,631
- List price
- $325,000
- Delta
- -39.77%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 52295 Avenida Herrera | 0.24mi | 2/2.0 | 1,091 (+2%) | 2mo | $340,000 | $312 | 84 |
| 52605 Avenida Alvarado | 0.15mi | 2/2.0 | 1,060 (-1%) | 10mo | $450,000 | $425 | 83 |
| 52045 Avenida Carranza | 0.16mi | 2/2.0 | 1,100 (+3%) | 14mo | $659,000 | $599 | 76 |
| 52162 Avenida Velasco | 0.33mi | 3/2.0 (+1) | 1,115 (+4%) | 10mo | $394,500 | $354 | 63 |
| 52810 Avenida Herrera | 0.37mi | 2/2.0 | 1,200 (+12%) | 2mo | $499,999 | $417 | 60 |
| 52105 Avenida Cortez | 0.26mi | 3/2.0 (+1) | 1,208 (+13%) | 2mo | $407,000 | $337 | 59 |
| 51191 Avenida Herrera | 0.63mi | 2/2.0 | 1,116 (+4%) | 10mo | $361,000 | $323 | 54 |
| 51864 Avenida Mendoza | 0.53mi | 2/1.0 | 1,010 (-5%) | 10mo | $396,224 | $392 | 54 |
| 51925 Avenida Vallejo | 0.27mi | 3/2.0 (+1) | 1,220 (+14%) | 10mo | $538,000 | $441 | 50 |
| 53135 Avenida Mendoza | 0.62mi | 3/2.0 (+1) | 1,207 (+13%) | 7mo | $348,000 | $288 | 39 |
| 53300 Avenida Velasco | 0.60mi | 3/2.0 (+1) | 1,216 (+14%) | 14mo | $445,000 | $366 | 32 |
| 52830 Avenida Navarro | 0.64mi | 3/2.0 (+1) | 1,212 (+14%) | 13mo | $550,000 | $454 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.45% rent growth · sell at horizon
- IRR
- -4.3%
- Equity multiple
- 0.83×
- Total profit
- $-15,251
- Equity at exit
- $48,459
- IRR
- 8.6%
- Equity multiple
- 1.75×
- Total profit
- $68,164
- Equity at exit
- $28,100
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92253
- Rents YoY
- 6.5%
- Active inventory
- 659
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $3,005 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$114 /mo · $1,364/yr
- Insurance
- −$135
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$631
- Net cashflow
- $420
Break-even live
Sensitivity live
| Price | -10% $604 | -5% $512 | +0% $420 | +5% $328 | +10% $236 |
|---|---|---|---|---|---|
| Rent | -10% $183 | -5% $301 | +0% $420 | +5% $539 | +10% $657 |
| Rate | -1.0pp $584 | -0.5pp $503 | base $420 | +0.5pp $336 | +1.0pp $250 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 52228 Avenida Obregon La Quinta, CA | 2.0 | 2.0 | 1350 | $3,350 | $2.48 | 45d | 1 | 0.06mi |
| 52395 Avenida Carranza La Quinta, CA | 3.0 | 2.0 | 1272 | $2,500 | $1.97 | 45d | 1 | 0.10mi |
| 52420 Avenida Juarez La Quinta, CA | 3.0 | 2.0 | 1424 | $3,700 | $2.60 | 25d | 1 | 0.17mi |
| 52680 Avenida Juarez La Quinta, CA | 3.0 | 2.0 | 1440 | $3,500 | $2.43 | 45d | 1 | 0.26mi |
| 51980 Avenida Cortez La Quinta, CA | 3.0 | 2.0 | 1374 | $3,495 | $2.54 | 45d | 1 | 0.27mi |
| 51850 Avenida Vallejo La Quinta, CA | 3.0 | 2.0 | 1233 | $2,895 | $2.35 | 21d | 1 | 0.29mi |
| 51685 Avenida Herrera La Quinta, CA | 3.0 | 2.0 | 1320 | $2,875 | $2.18 | 25d | 1 | 0.36mi |
| 51700 Avenida Martinez La Quinta, CA | 3.0 | 2.0 | 1200 | $2,900 | $2.42 | 45d | 1 | 0.49mi |
| 51345 Avenida Velasco La Quinta, CA | 3.0 | 2.0 | 1233 | $3,000 | $2.43 | 45d | 1 | 0.52mi |
| 51225 Avenida Ramirez La Quinta, CA | 3.0 | 2.0 | 1476 | $6,000 | $4.07 | 45d | 1 | 0.52mi |
| 51099 Eisenhower Dr Unit 9 La Quinta, CA | 2.0 | 1.5 | 1000 | $1,995 | $2.00 | 23d | 1 | 0.66mi |
| 51099 Eisenhower Dr Unit 7 La Quinta, CA | 2.0 | 1.5 | 1000 | $1,995 | $2.00 | 45d | 1 | 0.66mi |
| 51099 Eisenhower Dr Unit 7 La Quinta, CA | 2.0 | 1.5 | 1000 | $1,995 | $2.00 | 3d | 1 | 0.66mi |
| 51049 Eisenhower Dr Unit J La Quinta, CA | 2.0 | 1.5 | 1000 | $1,995 | $2.00 | 23d | 1 | 0.67mi |
| 51049 Eisenhower Dr Unit G La Quinta, CA | 2.0 | 1.5 | 1000 | $1,995 | $2.00 | 45d | 1 | 0.67mi |
| 51049 Eisenhower Dr Unit 9 La Quinta, CA | 2.0 | 1.5 | 1000 | $1,995 | $2.00 | 3d | 1 | 0.67mi |
| 51020 Eisenhower Dr Unit 7 La Quinta, CA | 2.0 | 1.0 | 1000 | $1,995 | $2.00 | 23d | 1 | 0.68mi |
| 51020 Eisenhower Dr Unit 6 La Quinta, CA | 2.0 | 1.0 | 1000 | $1,995 | $2.00 | 4d | 1 | 0.68mi |
| 51080 Eisenhower Dr Unit 27 La Quinta, CA | 2.0 | 1.5 | 1000 | $2,195 | $2.19 | 23d | 1 | 0.69mi |
| 51080 Eisenhower Dr Unit 30 La Quinta, CA | 2.0 | 1.5 | 1000 | $2,195 | $2.19 | 3d | 1 | 0.69mi |
| 51080 Eisenhower Dr Unit A La Quinta, CA | 2.0 | 1.5 | 1000 | $2,195 | $2.19 | 45d | 1 | 0.69mi |
| 51025 Avenue Martinez Unit 9 La Quinta, CA | 2.0 | 2.5 | 1000 | $2,195 | $2.19 | 23d | 1 | 0.70mi |
| 51025 Avenue Martinez Unit 2 La Quinta, CA | 2.0 | 2.5 | 1000 | $2,195 | $2.19 | 4d | 1 | 0.70mi |
| 53655 Avenida Ramirez La Quinta, CA | 3.0 | 2.0 | 1378 | $3,500 | $2.54 | 45d | 1 | 0.72mi |
| 53720 Avenida Obregon La Quinta, CA | 2.0 | 2.0 | 1222 | $2,300 | $1.88 | 25d | 1 | 0.74mi |
| 53665 Avenida Vallejo La Quinta, CA | 3.0 | 2.0 | 1248 | $2,600 | $2.08 | 25d | 1 | 0.74mi |
| 77835 Calle Tampico Unit 3 La Quinta, CA | 2.0 | 1.0 | 805 | $1,825 | $2.27 | 4d | 1 | 0.76mi |
| 53755 Avenida Diaz La Quinta, CA | 3.0 | 2.0 | 1325 | $3,085 | $2.33 | 25d | 1 | 0.78mi |
| 53805 Avenida Martinez La Quinta, CA | 3.0 | 2.0 | 1412 | $2,495 | $1.77 | 23d | 1 | 0.88mi |
| 53805 Avenida Martinez La Quinta, CA | 3.0 | 2.0 | 1412 | $2,495 | $1.77 | 6d | 1 | 0.88mi |
| 50660 Eisenhower Dr La Quinta, CA | 1.0–3.0 | 1.0–2.0 | 960 | $2,430 | $2.53 | 45d | 1 | 0.90mi |
| 53980 Avenida Mendoza La Quinta, CA | 3.0 | 2.0 | 1404 | $3,500 | $2.49 | 0d | 1 | 0.99mi |
| 54270 Avenida Alvarado La Quinta, CA | 2.0 | 2.0 | 1454 | $5,000 | $3.44 | 45d | 1 | 1.02mi |
| 78225 Desert Fall Way La Quinta, CA | 3.0 | 2.0 | 1286 | $4,500 | $3.50 | 3d | 1 | 1.19mi |
| 54665 Avenida Rubio La Quinta, CA | 3.0 | 2.0 | 1426 | $2,750 | $1.93 | 45d | 1 | 1.21mi |
| 54865 Avenida Diaz La Quinta, CA | 3.0 | 2.0 | 1434 | $3,000 | $2.09 | 6d | 1 | 1.33mi |
| 54865 Avenida Vallejo La Quinta, CA | 3.0 | 2.0 | 1196 | $2,295 | $1.92 | 45d | 1 | 1.35mi |
| 54905 Avenida Diaz La Quinta, CA | 3.0 | 2.0 | 1394 | $3,900 | $2.80 | 45d | 1 | 1.35mi |
Listing history 23 events
-
2026-06-21remarks 467-char remark
-
2026-06-21days on market $325,000 Active 58 DOM
-
2026-06-18days on market $325,000 Active 55 DOM
-
2026-06-17days on market $325,000 Active 54 DOM
-
2026-06-16days on market $325,000 Active 53 DOM
-
2026-06-15days on market $325,000 Active 52 DOM
-
2026-06-13days on market $325,000 Active 50 DOM
-
2026-06-09days on market $325,000 Active 46 DOM
-
2026-06-08days on market $325,000 Active 45 DOM
-
2026-06-07days on market $325,000 Active 44 DOM
-
2026-06-04remarks 318-char remark
-
2026-06-04pricestatusdays on market $325,000 Active 41 DOM
-
2026-06-03days on market $330,000 Active Under Contract 40 DOM
-
2026-06-02days on market $330,000 Active Under Contract 39 DOM
-
2026-06-01days on market $330,000 Active Under Contract 38 DOM
-
2026-05-31days on market $330,000 Active Under Contract 37 DOM
-
2026-05-14status Active 190-char remark
-
2026-05-12historical Active Under Contract 190-char remark
-
2026-05-06status Active 190-char remark
-
2026-05-06historical Active Under Contract 190-char remark
-
2026-04-23$330,000 Active 190-char remark
-
1995-01-13soldstatus $70,000
-
1995-01-13soldstatus $70,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,364 · $114/mo
- Projected year-2 tax
- $2,470 · $206/mo
- Expected delta
- +$1,106/yr (+$92/mo · 81.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 8 d/yr ≥113°F today · 22 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,054
- − Mortgage interest
- −$18,205
- − Property taxes
- −$1,364
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$2,884
- − Management
- −$2,884
- − Depreciation
- −$9,455
- Taxable loss
- −$363
- Est. tax savings @ 24.0%
- +$87
- After-tax cash flow
- $5,129/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desert Sands Unified
- NCES district ID
- 0611110
- Math proficiency
- 31% ▼ -4.00%
- Reading proficiency
- 56% ▲ 7.00%
- Median HH income
- $54,957
- Composite
- 37.77/100
- National rank
- #4346
- State rank
- #199 of 517 in CA
Livability — La Quinta
- Score
- 58/100
- State rank
- #694
- US rank
- #21080
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- La Quinta, CA
- County
- Riverside County · 2,287,001 people
- City population
- 38,666
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 38,666
- Household income
- $99,277
- Rent vs Own
- Severe rent burden
- 1078.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 54% Hispanic / Latino 37% Two or more races 19% Asian 4% Native American 1% Black 1%
- Hispanic origin (detail)
- Mexican 34%
- Common ancestry
- Romanian 2% Lithuanian 2% Slovak 1%
- Foreign-born
- 15% · Canada, China, Vietnam
- Languages at home
- 71% English-only · Spanish 24% Tagalog/Filipino 1% Chinese 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -263.65%
- Current HPI
- 281.8665
- Rent YoY
- ▲ 6.45%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
+364.3% since first listed10 events — show timeline
- 2026-06-03 Price Changed $325,000 GPSMLS
- 2026-06-03 Relisted — GPSMLS
- 2026-05-27 Contingent — GPSMLS
- 2026-05-14 Relisted — GPSMLS
- 2026-05-12 Contingent — GPSMLS
- 2026-05-06 Relisted — GPSMLS
- 2026-05-06 Contingent — GPSMLS
- 2026-04-23 Listed $330,000 GPSMLS
- 1995-01-13 Sold (Public Records) $70,000 Public Records
- 1995-01-13 Sold (Public Records) $70,000 Public Records
Property tax history
+5.1%/yrLatest (2025): $1,364 · +24.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…