4300 W 9th St · Little Rock, AR
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.8/30.0
- ARV discount +13.8/15.0
- DSCR +5.6/10.0
- 1% rule +4.8/10.0
- Condition / age +3.8/5.0
- Rent growth +3.7/5.0
- Livability +3.7/5.0
- Schools +0.6/10.0
- Appreciation +0.0/10.0
$135,000
4300 W 9th St · Little Rock, AR 72204
2 bd · 2.0 ba · 1,322 sqft · SingleFamily
· 118 Days on market
5,227 sqft lot
$102/sqft
· 14% below area
Est $157k · 14% under
↓ 13% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Great opportunity in Little Rock featuring 2 bedrooms and 2 bathrooms with a flexible bonus room that could easily be converted into a primary suite, as the second bathroom is attached. This home offers two separate living areas and a dedicated dining room, providing plenty of space for everyday living and entertaining. Refrigerator conveys with the sale. For GPS purposes, use 4300 Maryland Ave, Little Rock, AR 72204 to navigate to the home.
Key facts
- Flexible bonus room
- 5,227 sq ft lot
- 2 parking spots
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $135k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $110 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $132k (2.2% below list).
- Recommended offer: $123k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 4.2% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.9%/yr); 224 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
- This rent runs 39% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 118 days — a 9% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
Recommended offer
$122,850
(9.0% below list)
Questions for the listing agent
- It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 7.27%
- Cash-on-cash
- 3.50%
- DSCR
- 1.16
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $156,924
- List price
- $135,000
- Delta
- -13.97%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3703 Stonehedge Dr | 0.17mi | 3/2.0 (+1) | 1,300 (-2%) | 10mo | $158,000 | $122 | 76 |
| 4500 Weldon Ave | 0.33mi | 2/2.0 | 1,248 (-6%) | 3mo | $176,000 | $141 | 72 |
| 3306 Dartmouth Ct | 0.43mi | 3/2.0 (+1) | 1,348 (+2%) | 1mo | $152,500 | $113 | 71 |
| 3419 Malloy St | 0.52mi | 2/1.0 | 1,279 (-3%) | 0mo | $50,000 | $39 | 66 |
| 4018 Elam St | 0.31mi | 3/1.0 (+1) | 1,337 (+1%) | 11mo | $90,000 | $67 | 66 |
| 4418 Holt St | 0.39mi | 3/2.0 (+1) | 1,243 (-6%) | 3mo | $182,000 | $146 | 64 |
| 3800 Elam St | 0.32mi | 2/1.0 | 1,236 (-6%) | 7mo | $92,500 | $75 | 64 |
| 4422 Holt St | 0.40mi | 3/2.0 (+1) | 1,243 (-6%) | 6mo | $182,000 | $146 | 61 |
| 9505 Dartmouth Dr | 0.51mi | 3/2.0 (+1) | 1,355 (+2%) | 8mo | $178,000 | $131 | 60 |
| 3709 Foster St | 0.22mi | 3/1.0 (+1) | 1,175 (-11%) | 2mo | $118,000 | $100 | 60 |
| 4500 Ludwig | 0.54mi | 3/2.0 (+1) | 1,148 (-13%) | 8mo | $145,000 | $126 | 42 |
| 2807 Dorset Dr | 0.69mi | 3/2.0 (+1) | 1,493 (+13%) | 2mo | $175,000 | $117 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.91% rent growth · sell at horizon
5-year hold
- IRR
- -8.7%
- Equity multiple
- 0.68×
- Total profit
- $-12,258
- Equity at exit
- $20,129
10-year hold
- IRR
- 3.2%
- Equity multiple
- 1.25×
- Total profit
- $9,470
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.
Balanced market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 9 active · 9 under contract
- Months of supply
- 5.4 mo (19%/mo absorbed)
- Median asking
- $120,000 ($113/sqft)
- Median days on market
- 89 d
- This list price
- 78% of active listings are priced below it
- ARV vs active asking
- +5.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 72204
- Home prices YoY
- -21.5%
- Rents YoY
- 4.9%
- Active inventory
- 224
- Price-to-rent
- 8.5×
Monthly cashflow live
↻
- Estimated rent
- $1,320 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax est. 1.5%
- −$169 /mo · $2,025/yr
- Insurance
- −$56
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$277
- Net cashflow
- $110
Break-even live
Break-even rent
$1,181
Max offer price
$135,000
Occupancy floor
87%
Sensitivity live
| Price | -10% $203 | -5% $157 | +0% $110 | +5% $63 | +10% $17 |
|---|---|---|---|---|---|
| Rent | -10% $6 | -5% $58 | +0% $110 | +5% $162 | +10% $214 |
| Rate | -1.0pp $178 | -0.5pp $144 | base $110 | +0.5pp $75 | +1.0pp $40 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3724 Holt St Little Rock, AR | 3.0 | 2.0 | 1200 | $1,300 | $1.08 | 72d | 1 | 0.29mi |
| 4112 Elam St Little Rock, AR | 3.0 | 1.0 | 1188 | $1,125 | $0.95 | 16d | 1 | 0.31mi |
| 9105 W 36th St Little Rock, AR | 3.0 | 2.0 | 1200 | $1,295 | $1.08 | 63d | 1 | 0.40mi |
| 4421 Malloy St Unit B Little Rock, AR | 3.0 | 1.5 | 1250 | $1,300 | $1.04 | 72d | 1 | 0.48mi |
| 3405 Malloy St Little Rock, AR | 3.0 | 2.0 | 1143 | $1,250 | $1.09 | 16d | 1 | 0.55mi |
| 9401 Courtney Cv Little Rock, AR | 3.0 | 2.0 | 1500 | $2,029 | $1.35 | 72d | 1 | 0.66mi |
| 3205 Ludwig St Little Rock, AR | 3.0 | 1.0 | 1000 | $875 | $0.88 | 16d | 1 | 0.68mi |
| 2823 Covenant Cv Little Rock, AR | 3.0 | 2.0 | 1500 | $2,029 | $1.35 | 72d | 1 | 0.69mi |
| 8700 Colonel Glenn Rd #5 Little Rock, AR | 1.0 | 1.0 | 950 | $1,300 | $1.37 | 93d | 1 | 0.69mi |
| 2900 Lehigh Dr Unit 2900 Little Rock, AR | 3.0 | 2.0 | 1600 | $2,029 | $1.27 | 72d | 1 | 0.74mi |
| 9416 Covenant Ln Little Rock, AR | 3.0 | 2.0 | 1550 | $2,029 | $1.31 | 72d | 1 | 0.76mi |
| 8612 Westwood Ave Little Rock, AR | 3.0 | 1.0 | 1170 | $1,250 | $1.07 | 16d | 1 | 0.98mi |
| 2706 Longcoy St Little Rock, AR | 3.0 | 2.0 | 1200 | $1,225 | $1.02 | 16d | 1 | 0.98mi |
| 3219 Potter St Little Rock, AR | 3.0 | 1.0 | 976 | $895 | $0.92 | 93d | 1 | 1.11mi |
| 9012 Tanya Dr Little Rock, AR | 2.0 | 1.5 | 1036 | $1,045 | $1.01 | 72d | 1 | 1.12mi |
| 2103 Perry St Unit A Little Rock, AR | 3.0 | 2.5 | 1545 | $1,636 | $1.06 | 16d | 1 | 1.21mi |
| 8 Utica Ln Little Rock, AR | 3.0 | 1.5 | 1006 | $850 | $0.84 | 93d | 1 | 1.22mi |
| 3208 Whitfield St Little Rock, AR | 3.0 | 1.0 | 1030 | $795 | $0.77 | 16d | 1 | 1.27mi |
| 2011 Wilson Rd Unit A Little Rock, AR | 3.0 | 2.5 | 1595 | $1,656 | $1.04 | 16d | 1 | 1.28mi |
| 2619 Elkhart Dr Little Rock, AR | 3.0 | 1.5 | 1172 | $1,350 | $1.15 | 16d | 1 | 1.29mi |
| 10005 W 20th St Unit a Little Rock, AR | 3.0 | 2.5 | 1545 | $1,565 | $1.01 | 93d | 1 | 1.30mi |
| 2007 Wilson Rd Unit B Little Rock, AR | 3.0 | 2.5 | 1595 | $1,656 | $1.04 | 16d | 1 | 1.30mi |
| 10101 W 20th St Unit B Little Rock, AR | 3.0 | 2.0 | 1104 | $1,395 | $1.26 | 93d | 1 | 1.30mi |
| 10103 W 20th St Unit A Little Rock, AR | 3.0 | 2.0 | 1600 | $1,575 | $0.98 | 93d | 1 | 1.31mi |
| 11623 W 36th St Little Rock, AR | 3.0 | 2.0 | 1792 | $1,850 | $1.03 | 16d | 1 | 1.34mi |
| 1800 Labette Manor Dr Apt 7 Little Rock, AR | 2.0 | 1.5 | 1200 | $1,023 | $0.85 | 16d | 1 | 1.40mi |
| 1801 Labette Manor Dr Unit 1 Little Rock, AR | 3.0 | 1.5 | 1000 | $995 | $0.99 | 63d | 1 | 1.40mi |
| 1801 Labette Manor Dr Unit 7 Little Rock, AR | 3.0 | 1.5 | 991 | $995 | $1.00 | 93d | 1 | 1.40mi |
| 2719 Montreal Dr Little Rock, AR | 3.0 | 2.0 | 1372 | $1,395 | $1.02 | 16d | 1 | 1.41mi |
| 2412 Vancouver Dr Little Rock, AR | 3.0 | 1.5 | 1104 | $1,200 | $1.09 | 93d | 1 | 1.42mi |
| 2112 Scotty Ct Little Rock, AR | 2.0 | 1.5 | 960 | $795 | $0.83 | 16d | 1 | 1.48mi |
Property features AI
Exterior
- Parking
- 2-car parking
- Utilities
- Public sewerPublic waterMunicipal electric (Entergy)Natural gas
- Home design
- Single-family propertyApproximately 1,322 square feet
- Construction
- Composition roofCrawl space foundation
- Exterior features
- Brick and frame exteriorPaved road accessLevel lotInside city limits
Interior
- Kitchen
- Gas rangeRefrigerator included
- Flooring
- Vinyl flooringTile flooring
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heat (gas)Central cooling (electric)
- Interior features
- Gas starter fireplaceVinyl and tile floors
Listing history 50 events
-
2026-08-08days on market $135,000 Active 118 DOM
-
2026-08-07days on market $135,000 Active 117 DOM
-
2026-08-06days on market $135,000 Active 116 DOM
-
2026-08-05days on market $135,000 Active 115 DOM
-
2026-08-04days on market $135,000 Active 114 DOM
-
2026-08-03days on market $135,000 Active 113 DOM
-
2026-07-31days on market $135,000 Active 110 DOM
-
2026-07-30days on market $135,000 Active 109 DOM
-
2026-07-29days on market $135,000 Active 108 DOM
-
2026-07-27days on market $135,000 Active 106 DOM
-
2026-07-25days on market $135,000 Active 104 DOM
-
2026-07-24days on market $135,000 Active 103 DOM
-
2026-07-23days on market $135,000 Active 102 DOM
-
2026-07-22days on market $135,000 Active 101 DOM
-
2026-07-21days on market $135,000 Active 100 DOM
-
2026-07-18days on market $135,000 Active 97 DOM
-
2026-07-16days on market $135,000 Active 95 DOM
-
2026-07-16days on market $135,000 Active 94 DOM
-
2026-07-14days on market $135,000 Active 93 DOM
-
2026-07-13days on market $135,000 Active 92 DOM
-
2026-07-12days on market $135,000 Active 91 DOM
-
2026-07-11days on market $135,000 Active 90 DOM
-
2026-07-10days on market $135,000 Active 89 DOM
-
2026-07-09days on market $135,000 Active 88 DOM
-
2026-07-07days on market $135,000 Active 86 DOM
-
2026-07-06days on market $135,000 Active 85 DOM
-
2026-07-05days on market $135,000 Active 84 DOM
-
2026-07-04days on market $135,000 Active 83 DOM
-
2026-07-03days on market $135,000 Active 82 DOM
-
2026-07-02days on market $135,000 Active 81 DOM
-
2026-07-01days on market $135,000 Active 80 DOM
-
2026-06-30days on market $135,000 Active 79 DOM
-
2026-06-29days on market $135,000 Active 78 DOM
-
2026-06-28days on market $135,000 Active 77 DOM
-
2026-06-28days on market $135,000 Active 76 DOM
-
2026-06-27days on market $135,000 Active 75 DOM
-
2026-06-25days on market $135,000 Active 73 DOM
-
2026-06-23days on market $135,000 Active 71 DOM
-
2026-06-21days on market $135,000 Active 70 DOM
-
2026-06-18days on market $135,000 Active 67 DOM
-
2026-06-17days on market $135,000 Active 66 DOM
-
2026-06-16days on market $135,000 Active 65 DOM
-
2026-06-15days on market $135,000 Active 64 DOM
-
2026-06-14days on market $135,000 Active 62 DOM
-
2026-06-13days on market $135,000 Active 61 DOM
-
2026-06-10days on market $135,000 Active 59 DOM
-
2026-06-09days on market $135,000 Active 58 DOM
-
2026-06-08days on market $135,000 Active 57 DOM
-
2026-06-05statusdays on market $135,000 Active 53 DOM
-
2026-06-03days on market $135,000 Price Change 52 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,844
- − Mortgage interest
- −$7,562
- − Property taxes
- −$2,025
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,268
- − Management
- −$1,268
- − Depreciation
- −$3,927
- Taxable loss
- −$880
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$211
- After-tax cash flow
- $1,533/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
75/100
Cosmetic rehab
Est. rehab $6,610–$19,830 screening
This home is in good condition with cosmetic updates needed for a fresh look. It offers a good investment opportunity with potential for both resale and rental value.
Value-add opportunities
- Both Paint exterior trim — Enhances curb appeal and value ↑
- Both Replace or clean gutters — Improves drainage and prevents water damage ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 6/100
Zoned Schools
High
Little Rock Southwest High School
F
AR #286/292
Nat'l #16,852/17,239
Schools (NCES district)
- District
- Little Rock School District
- NCES district ID
- 0509000
- Math proficiency
- 23% ▼ -12.00%
- Reading proficiency
- 26% ▼ -8.00%
- Median HH income
- $43,346
- Composite
- 21.0/100
- National rank
- #8457
- State rank
- #183 of 238 in AR
B
Composite livability gradescore 73/100
Livability — Little Rock
- Score
- 73/100
- State rank
- #22
- US rank
- #5295
Category grades
Amenities C+
Commute A+
Cost of living A+
Crime F
Employment C
Housing A+
Health & safety A+
User ratings F
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Little Rock, AR
- County
- Pulaski County · 415,378 people
- City population
- 218,896
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 30,525
- Household income
- $40,882
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Pulaski County) Hauer SSP2
- Today (2025)
- 415,378 people
- By 2030
- 423,720 · +2.0%
- By 2040
- 435,182 · +4.8%
- By 2050
- 440,904 · +6.1%
- By 2075
- 445,521 · +7.3%
- By 2100
- 419,173 · +0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (66%)
- Race & ethnicity
- Black 66% White 18% Hispanic / Latino 12% Two or more races 6%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Slovak 1%
- Foreign-born
- 7% · Canada, Vietnam
- Languages at home
- 89% English-only · Spanish 9% Vietnamese 1%
Political lean MEDSL · Pulaski
- 2024 margin
- Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
- 2008→2024 swing
- +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
- All cycles
- 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.17%
- Current HPI
- 172.3977
- Rent YoY
- ▲ 4.91%
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
||
Price history
-13.2% since first listed2 events — show timeline
- 2026-05-28 Price Changed $135,000 CARMLS
- 2026-04-12 Listed $155,500 CARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…