4925 Brickhaven Dr · Rockwood, VA 23832

$365,000

5 bd · 2.5 ba · 2,050 sqft · SingleFamily public records · 6 Days on market

Built 1986 0.32 ac lot Est $398k · 8% under

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.0/30.0
• ARV discount +11.2/15.0
• Schools +5.2/10.0
• Livability +3.9/5.0
• DSCR +3.5/10.0
• Rent growth +3.1/5.0
• 1% rule +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

4925 Brickhaven Rd is not your average Cape! This 2021 sq ft home has options to fit your lifestyle. Looking for a large FIRST FLOOR PRIMARY SUITE? Got it! Utilize the bedroom adjacent to it. You are sure to love the UPDATED BATHROOM off the Bedrooms. Need space in the Kitchen for an island or eat-in area? There is room for those. The Bonus Room downstairs has so many possibilites-Family Room, another Bedroom, Dining Area. The large Great Room with GAS FIREPLACE has space for relaxing and entertaining. Upstairs you will find 2 huge Bedrooms. One can be a SECOND PRIMARY BEDROOM with direct access to the shared Bathroom with a tub/shower combo. Outdoor time can be split between the 2 DECK

Key facts

• Gas fireplace
• Updated bathroom
• 2 decks

Tags

• FIRST FLOOR PRIMARY SUITE
• UPDATED BATHROOM
• GAS FIREPLACE
• SECOND PRIMARY BEDROOM
• 2 DECKS
• DETACHED GARAGE

Property features AI

Exterior

• Parking: Detached garage; Driveway parking; Off-street paved parking; Approximately 1.5 garage spaces (two-space configuration noted)
• Utilities: Public water; Public sewer
• Home design: Single-story; Resale property
• Construction: Block, frame, and drywall construction with vinyl siding; Composition shingle roof; Crawl space foundation; Built (actual year recorded)
• Exterior features: Front porch; Deck; Porch; Paved driveway; Level lot

Interior

• Kitchen: Electric cooking; Stove; Refrigerator; Dishwasher; Instant hot water
• Bedrooms: Bedroom on main level; Main level primary
• Flooring: Wood; Ceramic tile; Vinyl; Partially carpeted
• Bathrooms: Two full bathrooms; One half bathroom; Full baths include tub and shower
• Heating & cooling: Heat pump heating; Electric heating; Central air conditioning; Heat pump cooling
• Interior features: French doors; Ceiling fans; Eat-in kitchen; High-speed internet wiring; Wired for data; Laminate countertops; Walk-in closet(s); Fireplace (gas)
• Laundry & utility: Washer; Dryer; Propane water heater

What this means for you Summary

Snapshot

• This is a 5-bed/2.5-bath single-family listed at $365k.

Deal economics

• At list price, monthly cash flow is $-89 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $349k (4.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $283k (22.4% below list).
• Recommended offer: $283k (22.4% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 4.2% in Rockwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#86 in VA, #2,803 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, schools A; Watch: amenities F, commute F.
• Chesterfield County Public School District (suburban): math 52% / reading 64% proficiency, ranked #57 of 131 in VA (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.6%/yr); 369 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 2,307 units permitted in Chesterfield County in 2024 (462 in 5+ unit buildings).
• This rent runs 30% of the median local income ($112k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Chesterfield County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $62k; list at $365k implies a 484% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $283,194 (22.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.00%
• Cash-on-cash: -1.05%
• DSCR: 0.95
• GRM: 10.7

CMA / ARV

• ARV (on-the-fly): $397,700
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5031 Pennbrook Dr	0.16mi	4/3.0 (-1)	2,026 (-1%)	1mo	$430,000	$212	83
7511 Northford Ln	0.51mi	4/2.5 (-1)	2,093 (+2%)	3mo	$421,000	$201	66
6714 Belmont Rd	0.72mi	4/2.5 (-1)	2,072 (+1%)	1mo	$460,000	$222	59
4602 Barkbridge Ct	0.39mi	4/3.0 (-1)	1,963 (-4%)	19mo	$380,000	$194	52
4407 Ketcham Dr	0.73mi	4/2.5 (-1)	1,924 (-6%)	0mo	$378,000	$196	50
4400 Litchfield Dr	0.71mi	4/2.5 (-1)	2,080 (+2%)	14mo	$388,500	$187	48
7535 Valencia Rd	0.34mi	4/2.5 (-1)	2,234 (+9%)	19mo	$375,000	$168	48
5724 Obisque Dr	0.57mi	4/2.0 (-1)	2,185 (+7%)	13mo	$399,900	$183	45
4337 Collingswood Dr	0.72mi	4/2.5 (-1)	2,144 (+5%)	11mo	$390,000	$182	45
6724 Regal Grove Dr	0.72mi	4/3.5 (-1)	2,046 (-0%)	18mo	$392,000	$192	42
4824 Valencia Ct	0.65mi	4/3.0 (-1)	1,920 (-6%)	13mo	$389,950	$203	42
4550 Little Ridge Ln	0.75mi	4/2.5 (-1)	2,304 (+12%)	6mo	$409,950	$178	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.58% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.35×
• Total profit: $-66,101
• Equity at exit: $54,423

10-year hold

• IRR: -11.7%
• Equity multiple: 0.31×
• Total profit: $-70,046
• Equity at exit: $31,559

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 55 Moderately Landlord-Leaning
• State Virginia: 55 Moderately Landlord-Leaning · D+2
• County: — inherits STATE
• City: — inherits STATE

VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

Methodology + full state rankings →

ZIP-level market 23832

• Rents YoY: 2.6%
• Active inventory: 369
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $2,832 medium
• Mortgage (P&I): −$1,914
• Tax from tax record: −$260 /mo · $3,124/yr
• Insurance: −$152
• HOA: −$0
• Vacancy / Maint / Mgmt: −$595
• Net cashflow: $-89

Break-even live

Break-even rent $2,945

Max offer price $349,229

Occupancy floor 98%

Sensitivity live

Price	-10% $117	-5% $14	+0% $-89	+5% $-193	+10% $-296
Rent	-10% $-313	-5% $-201	+0% $-89	+5% $23	+10% $134
Rate	-1.0pp $95	-0.5pp $4	base $-89	+0.5pp $-184	+1.0pp $-280

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,250
• Closing costs: $10,950
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7506 Northford Ln Chesterfield, VA	4.0	2.5	1874	$2,695	$1.44	45d	1	0.52mi
6401 Brambleton Rd Unit NA Richmond, VA	5.0	3.0	1860	$2,600	$1.40	45d	1	0.90mi
6401 Brambleton Rd North Chesterfield, VA	5.0	3.0	1860	$2,600	$1.40	21d	1	0.90mi
6512 Kings Grove Ct Chesterfield, VA	4.0	3.5	2850	$3,300	$1.16	45d	1	1.06mi

Listing history 5 events

1. 2026-06-16
   statusdays on market $365,000 Pending 6 DOM
2. 2026-06-15
   days on market $365,000 Active 5 DOM
3. 2026-06-13
   days on market $365,000 Active 3 DOM
4. 2026-06-13
   remarks 699-char remark
5. 2026-06-13
   listed $365,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

• Current annual tax: $3,124 · $260/mo
• Projected year-2 tax: $3,124 · $260/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,983
• − Mortgage interest: −$20,446
• − Property taxes: −$3,124
• − Insurance: −$1,825
• − Repairs & maintenance: −$2,719
• − Management: −$2,719
• − Depreciation: −$10,618
• Taxable loss: −$7,467
• Est. tax savings @ 24.0%: +$1,792
• After-tax cash flow: $721/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chesterfield County Public School District
• NCES district ID: 5100840
• Math proficiency: 52% ▼ -30.00%
• Reading proficiency: 64% ▼ -15.00%
• Median HH income: $72,821
• Composite: 51.56/100
• National rank: #1712
• State rank: #57 of 131 in VA

Livability — Rockwood

• Score: 77/100
• State rank: #86
• US rank: #2803

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment B+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Chesterfield County · 406,988 people
• Metro: Richmond, VA
• Population (ZIP): 41,442
• Household income: $111,684
• Rent vs Own: 14.3% rent · 85.7% own
• Severe rent burden: 363.0

Population outlook (Chesterfield County) Hauer SSP2

• Today (2025): 377,190 people
• By 2030: 395,710 · +4.9%
• By 2040: 427,694 · +13.4%
• By 2050: 452,706 · +20.0%
• By 2075: 505,533 · +34.0%
• By 2100: 521,282 · +38.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Black 25% Hispanic / Latino 10% Two or more races 9% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Italian 2% Slovak 2% Romanian 2%
• Foreign-born: 10% · Canada, Vietnam, South Korea
• Languages at home: 84% English-only · Spanish 10% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Chesterfield

• 2024 margin: Lean D (+9.0) · D 53.8% · R 44.8% · Other 1.4%
• 2008→2024 swing: +16.4pp toward D · 2008: -7.5pp · 2024: 9.0pp
• All cycles: 2024: D+9.0 2020: D+6.7 2016: R+2.2 2012: R+7.1 2008: R+7.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -262.03%
• Current HPI: 267.8038
• Rent YoY: ▲ 2.58%
• Metro: Richmond, VA
• State GDP YoY: ▲ 2.40%
• F500 in state: 50

Industry mix (Fortune 500 HQ in VA)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	4	$236B
▸Technology / Defense	3	$32B
▸Financial Services	2	$176B
▸Utilities	2	$27B
▸Insurance	2	$25B
▸Technology	2	$15B

Price history

+512.9% since first listed

11 events — show timeline

• 2026-06-09 Listed $365,000 CVRMLS
• 2010-03-31 Listing Removed — CVRMLS
• 2010-03-31 Listing Removed — CVRMLS
• 2010-01-04 Listing Removed — CVRMLS
• 2009-12-28 Listed $200,000 CVRMLS
• 2009-12-28 Listed $200,000 CVRMLS
• 2009-12-15 Listing Removed — CVRMLS
• 2009-09-14 Listed $199,950 CVRMLS
• 2009-09-14 Listed $199,950 CVRMLS
• 1997-08-20 Sold (Public Records) $62,500 Public Records
• 1986-10-24 Sold (Public Records) $59,550 Public Records

Property tax history

+7.3%/yr

Latest (2025): $3,124 · -0.1% YoY. Source: county tax records.