142 Turner Cir · Harvest, AL 35749

$179,000

4 bd · 2.0 ba · 1,160 sqft · SingleFamily public records · 288 Days on market

Built 1963 0.50 ac lot $154/sqft · 28% below area Est $277k · 35% under ↓ 27% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.5/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +6.9/10.0
• Schools +3.7/10.0
• Livability +3.6/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

Key facts

• Hardie plank siding
• Half-acre lot
• New hvac

Tags

• HALF-ACRE LOT
• COMPLETELY RENOVATED
• NEW WINDOWS
• NEW ROOF
• NEW HVAC
• HARDIE PLANK SIDING

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $179k.

Deal economics

• At list price, monthly cash flow is $640 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $179k).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.6% vs local median 3.5% in Harvest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#27 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
• Madison County (rural): math 27% / reading 56% proficiency, ranked #19 of 129 in AL (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Harvest School (math 19% / reading 46%, grade F, #329 of 627 statewide, top 53%, 734 students, 54% FRL); Sparkman Middle School (math 18% / reading 53%, grade F, #81 of 257 statewide, top 33%, 859 students, 60% FRL); Sparkman High School (math 28% / reading 37%, grade F, #58 of 305 statewide, top 19%, 1,738 students, 37% FRL) — zoned schools average 50% FRL vs 29% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 675 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.8% rent growth), your $50k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 288 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $61k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 288 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.19% ✓
• Cap rate: 10.58%
• Cash-on-cash: 15.32%
• DSCR: 1.68
• GRM: 7.0

CMA / ARV

• ARV (median comp): $276,964
• List price: $179,000
• Delta: -35.37%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
153 Jennifer Dr	0.16mi	3/1.5 (-1)	1,200 (+3%)	13mo	$190,000	$158	69
161 Labrador Ln	0.53mi	3/2.0 (-1)	1,260 (+9%)	1mo	$237,726	$189	55
1005 Mckee Rd	0.57mi	3/2.0 (-1)	1,056 (-9%)	3mo	$110,000	$104	51
173 Labrador Ln	0.66mi	3/2.0 (-1)	1,260 (+9%)	1mo	$244,855	$194	49
180 Labrador Ln	0.61mi	3/2.0 (-1)	1,260 (+9%)	4mo	$242,900	$193	49
186 Labrador Ln	0.61mi	3/2.0 (-1)	1,260 (+9%)	5mo	$245,900	$195	48
116 Labrador Ln	0.61mi	3/2.0 (-1)	1,260 (+9%)	8mo	$245,000	$194	45
106 Labrador Ln	0.59mi	3/2.0 (-1)	1,260 (+9%)	10mo	$254,900	$202	45
108 Labrador Ln	0.61mi	3/2.0 (-1)	1,047 (-10%)	8mo	$229,900	$220	44
100 Labrador Ln	0.58mi	3/2.0 (-1)	1,260 (+9%)	12mo	$264,000	$210	44
117 Labrador Ln	0.58mi	3/2.0 (-1)	1,047 (-10%)	10mo	$239,900	$229	43
222 Day Lily Dr	0.62mi	3/2.0 (-1)	1,280 (+10%)	23mo	$259,900	$203	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.81% rent growth · sell at horizon

5-year hold

• IRR: 3.7%
• Equity multiple: 1.14×
• Total profit: $7,041
• Equity at exit: $26,689

10-year hold

• IRR: 11.3%
• Equity multiple: 1.80×
• Total profit: $40,147
• Equity at exit: $15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35749

• Home prices YoY: -5.4%
• Rents YoY: 0.8%
• Active inventory: 675
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $2,138 medium
• Mortgage (P&I): −$939
• Tax from tax record: −$36 /mo · $434/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$449
• Net cashflow: $640

Break-even live

Break-even rent $1,328

Max offer price $179,000

Occupancy floor 65%

Sensitivity live

Price	-10% $741	-5% $690	+0% $640	+5% $589	+10% $538
Rent	-10% $471	-5% $555	+0% $640	+5% $724	+10% $809
Rate	-1.0pp $730	-0.5pp $685	base $640	+0.5pp $593	+1.0pp $546

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
180 Labrador Ln Harvest, AL	3.0	2.0	1260	$1,650	$1.31	46d	1	0.64mi
348 Ariel Dr Harvest, AL	3.0	2.0	1450	$1,575	$1.09	46d	1	0.95mi

Listing history 38 events

1. 2026-06-22
   days on market $179,000 Active 288 DOM
2. 2026-06-18
   days on market $179,000 Active 285 DOM
3. 2026-06-17
   days on market $179,000 Active 284 DOM
4. 2026-06-16
   days on market $179,000 Active 283 DOM
5. 2026-06-15
   days on market $179,000 Active 282 DOM
6. 2026-06-14
   statusdays on market $179,000 Active 280 DOM
7. 2026-06-10
   statusdays on market $179,000 Contingent 277 DOM
8. 2026-06-09
   days on market $179,000 Active 276 DOM
9. 2026-06-09
   pricestatus $179,000 Active 275 DOM
10. 2026-06-08
    days on market $189,000 Contingent 275 DOM
11. 2026-06-07
    days on market $189,000 Contingent 274 DOM
12. 2026-06-02
    days on market $189,000 Contingent 269 DOM
13. 2026-06-01
    days on market $189,000 Contingent 268 DOM
14. 2026-05-31
    days on market $189,000 Contingent 267 DOM
15. 2026-05-30
    days on market $189,000 Contingent 266 DOM
16. 2026-05-12
    price $175,000 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

17. 2026-04-25
    status Active 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

18. 2026-04-02
    historical Contingent 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

19. 2026-03-30
    status Active 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

20. 2026-03-18
    historical Contingent 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

21. 2026-03-16
    status Active 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

22. 2026-03-07
    historical Contingent 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

23. 2026-03-01
    price $189,000 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

24. 2026-02-27
    price $193,800 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

25. 2026-02-23
    price $193,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

26. 2026-01-28
    price $194,400 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

27. 2026-01-02
    price $194,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

28. 2025-12-10
    price $199,400 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

29. 2025-11-24
    price $199,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

30. 2025-11-22
    price $204,800 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

31. 2025-11-03
    price $204,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

32. 2025-10-28
    price $212,000 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

33. 2025-10-16
    price $214,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

34. 2025-10-08
    price $217,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

35. 2025-09-26
    price $218,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

36. 2025-09-19
    price $219,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

37. 2025-09-10
    price $229,900 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

38. 2025-09-06
    listed $239,900 Active 684-char remark

    Show marketing remark (684 chars)

    This 4 bedroom, 2 bath home is tucked away in a cozy neighborhood on a half-acre lot and has been completely renovated from the ground up with thoughtful selections throughout. Updates include new windows, roof, HVAC, brand-new Hardie Plank siding, LVP flooring, fresh paint, brand-new cabinets, countertops, fixtures, and appliances—all designed to give you peace of mind and style in one package. Every detail has been carefully considered to create a warm, inviting space while still leaving room for you to add your own personality. With its spacious lot, modern upgrades, and cozy neighborhood feel, this home is truly move-in ready and waiting for you to make it your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $434 · $36/mo
• Projected year-2 tax: $734 · $61/mo
• Expected delta: +$300/yr (+$25/mo · 69.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,657
• − Mortgage interest: −$10,027
• − Property taxes: −$434
• − Insurance: −$895
• − Repairs & maintenance: −$2,053
• − Management: −$2,053
• − Depreciation: −$5,207
• Taxable income: $4,989
• Est. tax owed @ 24.0%: −$1,197
• After-tax cash flow: $6,479/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Madison County
• NCES district ID: 0102220
• Math proficiency: 27% ▼ -32.00%
• Reading proficiency: 56% ▼ -1.00%
• Median HH income: $66,058
• Composite: 37.15/100
• National rank: #4483
• State rank: #19 of 129 in AL

Livability — Harvest

• Score: 72/100
• State rank: #27
• US rank: #5986

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Madison County · 380,832 people
• City population: 30,710
• Metro: Huntsville, AL
• Population (ZIP): 30,710
• Household income: $103,901
• Rent vs Own: 12.4% rent · 87.6% own
• Severe rent burden: 174.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 60% Black 29% Two or more races 7% Hispanic / Latino 4% Asian 2%
• Common ancestry: Italian 2% Slovak 1% Serbian 1%
• Foreign-born: 3% · Canada, South Korea
• Languages at home: 95% English-only · Spanish 3% Korean 1% Other Indo-European 1%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.54%
• Current HPI: 291.1184
• Rent YoY: ▲ 0.81%
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-27.1% since first listed

23 events — show timeline

• 2026-05-12 Price Changed $175,000 VMLS
• 2026-04-25 Relisted — VMLS
• 2026-04-02 Contingent — VMLS
• 2026-03-30 Relisted — VMLS
• 2026-03-18 Contingent — VMLS
• 2026-03-16 Relisted — VMLS
• 2026-03-07 Contingent — VMLS
• 2026-03-01 Price Changed $189,000 VMLS
• 2026-02-27 Price Changed $193,800 VMLS
• 2026-02-23 Price Changed $193,900 VMLS
• 2026-01-28 Price Changed $194,400 VMLS
• 2026-01-02 Price Changed $194,900 VMLS
• 2025-12-10 Price Changed $199,400 VMLS
• 2025-11-24 Price Changed $199,900 VMLS
• 2025-11-22 Price Changed $204,800 VMLS
• 2025-11-03 Price Changed $204,900 VMLS
• 2025-10-28 Price Changed $212,000 VMLS
• 2025-10-16 Price Changed $214,900 VMLS
• 2025-10-08 Price Changed $217,900 VMLS
• 2025-09-26 Price Changed $218,900 VMLS
• 2025-09-19 Price Changed $219,900 VMLS
• 2025-09-10 Price Changed $229,900 VMLS
• 2025-09-06 Listed $239,900 VMLS

Property tax history

+5.7%/yr

Latest (2024): $434 · +6.7% YoY. Source: county tax records.