2100 Kings Hwy #847 · Port Charlotte, FL 33980

$145,000

2 bd · 2.0 ba · 1,024 sqft · Manufactured public records · 415 Days on market

Built 1980 4,603 sqft lot Est $152k · at est. $408/mo HOA · 21% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• ARV discount +9.4/15.0
• 1% rule +8.5/10.0
• DSCR +7.6/10.0
• Schools +4.6/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +1.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Don't miss out on this LIGHT, BRIGHT & OPEN Floor Plan 2 Bed/2 Bath FURNISHED Jacobsen home featuring Higher Ceilings & Painted Walls and is Optimally Situated on an Interior Premium Lot to enjoy a PEACEFUL & private PARK-LIKE setting! The OVERSIZED Enclosed Lanai features desirable views allowing you to enjoy those gorgeous SW Florida mornings or beautiful evenings! Convenient Pocket Slider Entry from Kitchen to Lanai making outdoor dining or entertaining a BREEZE! Also, CHECK THIS OUT---non-warranted GOLF CART w/ NEWER (2019) Batteries & Charger Included!! FYI: Hot Water Heater Replaced in 2018. NO Carpeting at all in this Warm & Inviting home which makes cleaning up after spending the day at the beach or Pool a cinch! Appealing Built-In Hutch in the Dining Area is PERFECT for storage of Glassware/Dishes, etc. ! Generously-Sized Master Bedroom boasts En-Suite Bath and Spacious Walk-In Closet in addition to the Bi-Fold Closets providing EXTRA STORAGE! Plenty of comfortable space for visitors in the Guest Bedroom complete with Built-In Desk for those guests working remotely while on vacay! Enlarged Shed (13 x 12) with washer/dryer AND Utility Sink! THIS IS A MUST SEE! DON'T MISS THIS OPPORTUNITY TO LIVE YOUR BEST LIFE IN MAPLE LEAF GOLF & COUNTRY CLUB - A RESIDENT OWNED 18 HOLE EXECUTIVE GATED GOLF COURSE 55+ COMMUNITY. THIS FANTASTIC RESORT LIFESTYLE COMMUNITY OFFERS LIGHTED TENNIS COURTS, PICKLEBALL COURTS, FITNESS CENTER, 4 HEATED SWIMMING POOLS, CLUBHOUSES, FISHING LAKES, BOCCE, LAWN BOWLING, MINI PUTT, HORSESHOES, OVER 70 CLUBS, ARTS & CRAFTS, CARDS, BINGO, AWESOME WOOD WORKING SHOP, CERAMICS & COMPUTER CLUB. ENJOY THE ON-SITE BAR/RESTAURANT FOR DINNERS, MUSIC & ENTERTAINMENT. MAPLE LEAF IS A CERTIFICATE (SHARE) OWNED COMMUNITY - PRICE INCLUDES THE $40,000.00 SHARE. HOME BUYER SHALL PAY A REAL ESTATE TRANSACTION FEE TO THE MAPLE LEAF CORPORATION ON CLOSING IN THE AMOUNT OF $1000. SOLD AS IS WITH RIGHT TO INSPECT.

Key facts

• Recent upgrades
• New siding
• Spacious pantry

Tags

• OVERLOOKING SPACIOUS GREENBELT
• RECENT UPGRADES
• NEW AC
• UPDATED FLOORING
• NEW SIDING
• SPACIOUS PANTRY

Property features AI

Finance

• Other: Furnished; Lease restrictions apply; Homestead exempt
• Financial info: Total monthly fees listed elsewhere as $411 (includes HOA and other fees); Total annual fees listed elsewhere as $4,932
• HOA & community: Has HOA (monthly fee of $380; fee required; approval required); Association amenities: clubhouse, fitness center, pool, spa/hot tub, sauna, tennis courts, pickleball, shuffleboard, recreation facilities, golf, golf carts allowed, security, storage, laundry, maintenance of grounds, management, internet, escrow reserves; Senior community; Pets: cats allowed

Exterior

• Parking: Carport with 2 spaces
• Security: Gated community; Community security
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available; Phone available; Fiber optics available; Underground utilities; Sprinkler recycled
• Home design: Manufactured home (double wide); One story; Crawlspace foundation; Northeast facing
• Construction: Vinyl siding; Roof over
• Exterior features: Enclosed rear porch; Screened porch; Patio/porch enclosed; Outdoor storage and shed(s); Exterior lighting; Other exterior storage; Mature landscaping with trees; Irrigation (reclaimed water); Near golf course; Greenbelt; Landscaped; Level lot; Oversized lot; Paved road access

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Built-in features; Ceiling fans; Crown molding; High ceilings; Living room/dining room combo; Florida room
• Laundry & utility: Washer and dryer included (dryer listed); Laundry closet; Exterior laundry access

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $145k.

Deal economics

• At list price, monthly cash flow is $271 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Kingsway Elementary School (math 55% / reading 53%, grade C, #936 of 2,144 statewide, top 44%, 596 students, 58% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL) — zoned schools at 49% FRL track the district average.
• Market conditions: Rents falling (-4.0%/yr); 600 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 37% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 415 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 14y ago; this cycle's ask has dropped $30k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 21% of rent.
• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $127,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 415 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.35% ✓
• Cap rate: 8.53%
• Cash-on-cash: 8.00%
• DSCR: 1.36
• GRM: 6.2

CMA / ARV

• ARV (on-the-fly): $151,552
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2100 Kings Hwy #444	0.00mi	2/2.0	1,008 (-2%)	2mo	$118,000	$117	96
2100 Kings Hwy #650	0.00mi	2/2.0	1,056 (+3%)	3mo	$135,000	$128	92
2100 Kings Hwy #398	0.00mi	2/2.0	1,084 (+6%)	2mo	$160,000	$148	89
2100 Kings Hwy #803	0.56mi	2/2.0	1,008 (-2%)	12mo	$180,000	$179	61
2100 Kings Hwy #58	0.52mi	2/2.0	912 (-11%)	3mo	$125,000	$137	55
2100 Kings Hwy #478	0.52mi	2/2.0	1,152 (+12%)	3mo	$170,000	$148	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.2%
• Equity multiple: 0.71×
• Total profit: $-11,816
• Equity at exit: $21,620

10-year hold

• IRR: -4.2%
• Equity multiple: 0.77×
• Total profit: $-9,512
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33980

• Home prices YoY: -5.0%
• Rents YoY: -4.0%
• Active inventory: 600
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $1,962 high
• Mortgage (P&I): −$760
• Tax from tax record: −$51 /mo · $610/yr
• Insurance: −$60
• HOA: −$408
• Vacancy / Maint / Mgmt: −$412
• Net cashflow: $271

Break-even live

Break-even rent $1,620

Max offer price $145,000

Occupancy floor 81%

Sensitivity live

Price	-10% $353	-5% $312	+0% $271	+5% $229	+10% $188
Rent	-10% $116	-5% $193	+0% $271	+5% $348	+10% $426
Rate	-1.0pp $344	-0.5pp $307	base $271	+0.5pp $233	+1.0pp $195

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
24401 Manchester Trl Punta Gorda, FL	2.0	2.0	1382	$2,000	$1.45	22d	1	0.46mi
24472 Manchester Trl Punta Gorda, FL	2.0	2.0	1373	$1,900	$1.38	22d	1	0.48mi
1670 Royal Ct Punta Gorda, FL	2.0	2.0	1393	$2,400	$1.72	22d	1	0.56mi
1717 Sunderland Dr Punta Gorda, FL	2.0	2.0	1402	$2,800	$2.00	22d	1	0.60mi
1999 Kings Hwy Port Charlotte, FL	2.0	1.0–2.0	906	$1,800	$1.99	22d	2	0.69mi
1499 Capricorn Blvd Port Charlotte, FL	2.0	2.0	980	$1,495	$1.53	22d	1	0.70mi
1471 Capricorn Blvd Unit A Punta Gorda, FL	3.0	2.0	1450	$1,900	$1.31	14d	1	0.70mi
25225 Rampart Blvd Punta Gorda, FL	2.0	2.0	886	$1,925	$2.17	22d	5	0.81mi
1200 Loveland Blvd Punta Gorda, FL	1.0–3.0	1.0–2.0	1151	$2,030	$1.76	14d	276	0.99mi
24484 Zephyr Ct Unit 24484 Punta Gorda, FL	3.0	2.0	1255	$1,695	$1.35	22d	1	0.99mi
2060 Willow Hammock Cir Unit D304 Punta Gorda, FL	2.0	2.0	924	$1,600	$1.73	22d	1	1.13mi
2121 Heron Lake Dr #204 Punta Gorda, FL	2.0	2.0	996	$1,500	$1.51	22d	1	1.14mi
25100 Sandhill Blvd Port Charlotte, FL	2.0	2.0	860	$1,788	$2.08	22d	2	1.41mi
24151 Beatrix Blvd Port Charlotte, FL	3.0	1.0–2.0	990	$1,955	$1.97	14d	28	1.43mi
25050 Sandhill Blvd Unit 5B1 Punta Gorda, FL	2.0	2.0	900	$1,500	$1.67	22d	1	1.46mi

HOA detail

• Monthly dues: $408 · $4,896/yr
• Likely covers: waterpoolgymsecurity

Listing history 18 events

1. 2026-06-18
   days on market $145,000 Active 415 DOM
2. 2026-06-17
   days on market $145,000 Active 414 DOM
3. 2026-06-16
   days on market $145,000 Active 413 DOM
4. 2026-06-15
   days on market $145,000 Active 412 DOM
5. 2026-06-14
   days on market $145,000 Active 410 DOM
6. 2026-06-13
   days on market $145,000 Active 409 DOM
7. 2026-06-10
   days on market $145,000 Active 407 DOM
8. 2026-06-09
   days on market $145,000 Active 406 DOM
9. 2026-06-08
   pricedays on market $145,000 Active 405 DOM
10. 2026-06-01
    days on market $167,000 Active 401 DOM
11. 2026-05-31
    days on market $167,000 Active 400 DOM
12. 2026-05-30
    days on market $167,000 Active 399 DOM
13. 2025-12-07
    price $167,000
14. 2025-04-26
    listed $174,500 Active
15. 2021-12-23
    soldstatus $145,000 Closed 2005-char remark

    Show marketing remark (2005 chars)

    Don't miss out on this LIGHT, BRIGHT & OPEN Floor Plan 2 Bed/2 Bath FURNISHED Jacobsen home featuring Higher Ceilings & Painted Walls and is Optimally Situated on an Interior Premium Lot to enjoy a PEACEFUL & private PARK-LIKE setting! The OVERSIZED Enclosed Lanai features desirable views allowing you to enjoy those gorgeous SW Florida mornings or beautiful evenings! Convenient Pocket Slider Entry from Kitchen to Lanai making outdoor dining or entertaining a BREEZE! Also, CHECK THIS OUT---non-warranted GOLF CART w/ NEWER (2019) Batteries & Charger Included!! FYI: Hot Water Heater Replaced in 2018. NO Carpeting at all in this Warm & Inviting home which makes cleaning up after spending the day at the beach or Pool a cinch! Appealing Built-In Hutch in the Dining Area is PERFECT for storage of Glassware/Dishes, etc. ! Generously-Sized Master Bedroom boasts En-Suite Bath and Spacious Walk-In Closet in addition to the Bi-Fold Closets providing EXTRA STORAGE! Plenty of comfortable space for visitors in the Guest Bedroom complete with Built-In Desk for those guests working remotely while on vacay! Enlarged Shed (13 x 12) with washer/dryer AND Utility Sink! THIS IS A MUST SEE! DON'T MISS THIS OPPORTUNITY TO LIVE YOUR BEST LIFE IN MAPLE LEAF GOLF & COUNTRY CLUB - A RESIDENT OWNED 18 HOLE EXECUTIVE GATED GOLF COURSE 55+ COMMUNITY. THIS FANTASTIC RESORT LIFESTYLE COMMUNITY OFFERS LIGHTED TENNIS COURTS, PICKLEBALL COURTS, FITNESS CENTER, 4 HEATED SWIMMING POOLS, CLUBHOUSES, FISHING LAKES, BOCCE, LAWN BOWLING, MINI PUTT, HORSESHOES, OVER 70 CLUBS, ARTS & CRAFTS, CARDS, BINGO, AWESOME WOOD WORKING SHOP, CERAMICS & COMPUTER CLUB. ENJOY THE ON-SITE BAR/RESTAURANT FOR DINNERS, MUSIC & ENTERTAINMENT. MAPLE LEAF IS A CERTIFICATE (SHARE) OWNED COMMUNITY - PRICE INCLUDES THE $40,000.00 SHARE. HOME BUYER SHALL PAY A REAL ESTATE TRANSACTION FEE TO THE MAPLE LEAF CORPORATION ON CLOSING IN THE AMOUNT OF $1000. SOLD AS IS WITH RIGHT TO INSPECT.

16. 2021-11-24
    status Pending 2005-char remark

    Show marketing remark (2005 chars)

    Don't miss out on this LIGHT, BRIGHT & OPEN Floor Plan 2 Bed/2 Bath FURNISHED Jacobsen home featuring Higher Ceilings & Painted Walls and is Optimally Situated on an Interior Premium Lot to enjoy a PEACEFUL & private PARK-LIKE setting! The OVERSIZED Enclosed Lanai features desirable views allowing you to enjoy those gorgeous SW Florida mornings or beautiful evenings! Convenient Pocket Slider Entry from Kitchen to Lanai making outdoor dining or entertaining a BREEZE! Also, CHECK THIS OUT---non-warranted GOLF CART w/ NEWER (2019) Batteries & Charger Included!! FYI: Hot Water Heater Replaced in 2018. NO Carpeting at all in this Warm & Inviting home which makes cleaning up after spending the day at the beach or Pool a cinch! Appealing Built-In Hutch in the Dining Area is PERFECT for storage of Glassware/Dishes, etc. ! Generously-Sized Master Bedroom boasts En-Suite Bath and Spacious Walk-In Closet in addition to the Bi-Fold Closets providing EXTRA STORAGE! Plenty of comfortable space for visitors in the Guest Bedroom complete with Built-In Desk for those guests working remotely while on vacay! Enlarged Shed (13 x 12) with washer/dryer AND Utility Sink! THIS IS A MUST SEE! DON'T MISS THIS OPPORTUNITY TO LIVE YOUR BEST LIFE IN MAPLE LEAF GOLF & COUNTRY CLUB - A RESIDENT OWNED 18 HOLE EXECUTIVE GATED GOLF COURSE 55+ COMMUNITY. THIS FANTASTIC RESORT LIFESTYLE COMMUNITY OFFERS LIGHTED TENNIS COURTS, PICKLEBALL COURTS, FITNESS CENTER, 4 HEATED SWIMMING POOLS, CLUBHOUSES, FISHING LAKES, BOCCE, LAWN BOWLING, MINI PUTT, HORSESHOES, OVER 70 CLUBS, ARTS & CRAFTS, CARDS, BINGO, AWESOME WOOD WORKING SHOP, CERAMICS & COMPUTER CLUB. ENJOY THE ON-SITE BAR/RESTAURANT FOR DINNERS, MUSIC & ENTERTAINMENT. MAPLE LEAF IS A CERTIFICATE (SHARE) OWNED COMMUNITY - PRICE INCLUDES THE $40,000.00 SHARE. HOME BUYER SHALL PAY A REAL ESTATE TRANSACTION FEE TO THE MAPLE LEAF CORPORATION ON CLOSING IN THE AMOUNT OF $1000. SOLD AS IS WITH RIGHT TO INSPECT.

17. 2021-11-13
    listed $145,000 Active 2005-char remark

    Show marketing remark (2005 chars)

    Don't miss out on this LIGHT, BRIGHT & OPEN Floor Plan 2 Bed/2 Bath FURNISHED Jacobsen home featuring Higher Ceilings & Painted Walls and is Optimally Situated on an Interior Premium Lot to enjoy a PEACEFUL & private PARK-LIKE setting! The OVERSIZED Enclosed Lanai features desirable views allowing you to enjoy those gorgeous SW Florida mornings or beautiful evenings! Convenient Pocket Slider Entry from Kitchen to Lanai making outdoor dining or entertaining a BREEZE! Also, CHECK THIS OUT---non-warranted GOLF CART w/ NEWER (2019) Batteries & Charger Included!! FYI: Hot Water Heater Replaced in 2018. NO Carpeting at all in this Warm & Inviting home which makes cleaning up after spending the day at the beach or Pool a cinch! Appealing Built-In Hutch in the Dining Area is PERFECT for storage of Glassware/Dishes, etc. ! Generously-Sized Master Bedroom boasts En-Suite Bath and Spacious Walk-In Closet in addition to the Bi-Fold Closets providing EXTRA STORAGE! Plenty of comfortable space for visitors in the Guest Bedroom complete with Built-In Desk for those guests working remotely while on vacay! Enlarged Shed (13 x 12) with washer/dryer AND Utility Sink! THIS IS A MUST SEE! DON'T MISS THIS OPPORTUNITY TO LIVE YOUR BEST LIFE IN MAPLE LEAF GOLF & COUNTRY CLUB - A RESIDENT OWNED 18 HOLE EXECUTIVE GATED GOLF COURSE 55+ COMMUNITY. THIS FANTASTIC RESORT LIFESTYLE COMMUNITY OFFERS LIGHTED TENNIS COURTS, PICKLEBALL COURTS, FITNESS CENTER, 4 HEATED SWIMMING POOLS, CLUBHOUSES, FISHING LAKES, BOCCE, LAWN BOWLING, MINI PUTT, HORSESHOES, OVER 70 CLUBS, ARTS & CRAFTS, CARDS, BINGO, AWESOME WOOD WORKING SHOP, CERAMICS & COMPUTER CLUB. ENJOY THE ON-SITE BAR/RESTAURANT FOR DINNERS, MUSIC & ENTERTAINMENT. MAPLE LEAF IS A CERTIFICATE (SHARE) OWNED COMMUNITY - PRICE INCLUDES THE $40,000.00 SHARE. HOME BUYER SHALL PAY A REAL ESTATE TRANSACTION FEE TO THE MAPLE LEAF CORPORATION ON CLOSING IN THE AMOUNT OF $1000. SOLD AS IS WITH RIGHT TO INSPECT.

18. 2012-11-29
    listed $68,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $610 · $51/mo
• Projected year-2 tax: $1,204 · $100/mo
• Expected delta: +$594/yr (+$49/mo · 97.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 40% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,547
• − Mortgage interest: −$8,122
• − Property taxes: −$610
• − Insurance: −$725
• − Repairs & maintenance: −$1,884
• − Management: −$1,884
• − HOA: −$4,896
• − Depreciation: −$4,218
• Taxable income: $1,208
• Est. tax owed @ 24.0%: −$290
• After-tax cash flow: $2,956/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 13,120
• Household income: $63,591
• Rent vs Own: 24.3% rent · 75.7% own
• Severe rent burden: 612.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
• Hispanic origin (detail): Puerto Rican 3% Cuban 2% Dominican 2%
• Common ancestry: Romanian 5% Hispanic 4% Slovak 3%
• Foreign-born: 16% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.02%
• Current HPI: 306.3331
• Rent YoY: ▼ -4.04%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+145.6% since first listed

6 events — show timeline

• 2025-12-07 Price Changed $167,000 Stellar MLS as Distributed by MLS Grid
• 2025-04-26 Listed $174,500 Stellar MLS as Distributed by MLS Grid
• 2021-12-23 Sold (MLS) $145,000 Stellar MLS as Distributed by MLS Grid
• 2021-11-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-11-13 Listed $145,000 Stellar MLS as Distributed by MLS Grid
• 2012-11-29 Listed $68,000 Stellar MLS as Distributed by MLS Grid

Property tax history

-6.4%/yr

Latest (2025): $610 · +4.3% YoY. Source: county tax records.