1336 E Broadway St · Toledo, OH 43605

$79,500

3 bd · 1.0 ba · 1,188 sqft · SingleFamily public records · 42 Days on market

Built 1907 3,600 sqft lot $67/sqft · at area comps Est $83k · at est.

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• ARV discount +9.3/15.0
• 1% rule +8.6/10.0
• Rent growth +3.8/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Make a offer close fast. Great buy Roof approx 5 yrs old HWT 2 yrs LR & DR floors redone 5 yrs. be nice when you put your work into it.

Key facts

• Close to schools
• Centrally located
• Close to shops

Tags

• CENTRALLY LOCATED
• CLOSE TO SHOPS
• CLOSE TO SCHOOLS

Property features AI

Exterior

• Parking: Alley access; On-street parking
• Utilities: Electricity connected (circuit breakers); Public water; Public sewer; Cable available; Internet and WiFi available
• Home design: Single-family house; Two levels
• Construction: Vinyl siding; Shingle roof; Other foundation; Built per public records
• Exterior features: Private yard; Front porch; Rear patio; Partial fencing

Interior

• Kitchen: Gas oven; Gas range
• Bedrooms: Bedrooms on upper level (two bedrooms plus one additional room): Bedroom 2 (10 x 10), Bedroom 3 (12 x 9), plus a 10 x 10 upper-level room
• Flooring: Carpet; Laminate; Linoleum
• Bathrooms: One full bathroom
• Heating & cooling: Hot water heating
• Interior features: Pantry; Built-in features; Primary bathroom; Double-pane windows; Full unfinished basement with sump pump
• Laundry & utility: Washer hookup in basement; Electric dryer hookup in basement; Water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $311 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $80k).
• Recommended offer: $77k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.0% vs local median 7.6% in Toledo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime F, commute F.
• Toledo City (urban): math 15% / reading 24% proficiency, ranked #634 of 656 in OH (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: East Broadway Elementary School (math 4% / reading 11%, grade F, #1,518 of 1,584 statewide, top 96%, 411 students, 0% FRL); Waite High School (math 12% / reading 24%, grade F, #687 of 781 statewide, top 88%, 997 students, 0% FRL) — zoned schools average 0% FRL vs 72% district-wide (72 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.4%/yr); 117 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).
• This rent runs 33% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $550 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 5.4% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 11y ago; this cycle's ask has dropped $40k (34%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1907 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $77,115 (3.0% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 10.99%
• Cash-on-cash: 16.78%
• DSCR: 1.75
• GRM: 6.1

CMA / ARV

• ARV (median comp): $82,893
• List price: $79,500
• Delta: -4.09%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1122 Vinal St	0.15mi	4/1.0 (+1)	1,180 (-1%)	1mo	$123,400	$105	86
1537 Akron St	0.49mi	3/2.0	1,188 (0%)	3mo	$131,500	$111	70
1127 Varland Ave	0.32mi	2/1.0 (-1)	1,227 (+3%)	5mo	$28,050	$23	70
937 Berry St	0.41mi	3/1.0	1,282 (+8%)	3mo	$63,000	$49	65
1308 Halstead St	0.47mi	3/1.0	1,246 (+5%)	6mo	$40,050	$32	65
833 Kingston Ave	0.70mi	3/1.0	1,202 (+1%)	3mo	$140,000	$116	63
1455 Oak St	0.52mi	3/1.0	1,116 (-6%)	5mo	$63,500	$57	61
1129 Camden St	0.59mi	3/1.0	1,260 (+6%)	4mo	$55,000	$44	59
1204 Navarre Ave	0.64mi	4/1.0 (+1)	1,171 (-1%)	8mo	$95,000	$81	57
835 Willow Ave	0.60mi	3/1.0	1,109 (-7%)	7mo	$32,000	$29	55
635 Milton St	0.73mi	3/1.0	1,096 (-8%)	4mo	$36,500	$33	49
1012 Idaho St	0.75mi	3/1.0	1,041 (-12%)	0mo	$84,900	$82	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.37% rent growth · sell at horizon

5-year hold

• IRR: 10.6%
• Equity multiple: 1.43×
• Total profit: $9,581
• Equity at exit: $11,854

10-year hold

• IRR: 21.5%
• Equity multiple: 3.03×
• Total profit: $45,246
• Equity at exit: $6,874

Cash invested: $22,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43605

• Home prices YoY: -25.6%
• Rents YoY: 5.4%
• Active inventory: 117
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,078 high
• Mortgage (P&I): −$417
• Tax from tax record: −$90 /mo · $1,086/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$226
• Net cashflow: $311

Break-even live

Break-even rent $684

Max offer price $79,500

Occupancy floor 66%

Sensitivity live

Price	-10% $356	-5% $334	+0% $311	+5% $289	+10% $266
Rent	-10% $226	-5% $269	+0% $311	+5% $354	+10% $396
Rate	-1.0pp $351	-0.5pp $331	base $311	+0.5pp $291	+1.0pp $270

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,875
• Closing costs: $2,385
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1205 Liberty St Unit NA Toledo, OH	3.0	1.0	864	$1,195	$1.38	44d	1	0.20mi
1537 Remington St Toledo, OH	3.0	1.0	1064	$1,095	$1.03	44d	1	0.43mi
921 Berry St Toledo, OH	4.0	1.0	1204	$1,350	$1.12	14d	1	0.45mi
1537 Carlyle St Toledo, OH	2.0	1.0	800	$800	$1.00	24d	1	0.46mi
908 Forsythe St Unit Downstairs Toledo, OH	3.0	1.0	1164	$950	$0.82	44d	1	0.48mi
908 Forsythe St Unit Upstairs Toledo, OH	2.0	1.0	1164	$900	$0.77	14d	1	0.48mi
946 Butler St Toledo, OH	2.0	1.0	944	$650	$0.69	44d	1	0.50mi
1106 White St Toledo, OH	3.0	1.0	1200	$1,015	$0.85	14d	1	0.52mi
948 White St Toledo, OH	3.0	1.0	1024	$1,135	$1.11	14d	1	0.61mi
950 Oak St Unit 1 Toledo, OH	2.0	1.0	725	$700	$0.97	44d	1	0.62mi
724 Plymouth St Toledo, OH	2.0	1.0	819	$750	$0.92	44d	1	0.74mi
1505 Navarre Ave Toledo, OH	3.0	1.0	1331	$1,145	$0.86	44d	1	0.74mi
834 Oak St Toledo, OH	3.0	1.0	1064	$900	$0.85	44d	1	0.75mi
1123 Nevada St Toledo, OH	2.0	1.0	792	$900	$1.14	14d	1	0.91mi
1614 Nevada St Toledo, OH	2.0	1.0	1172	$1,000	$0.85	21d	1	0.98mi
557 Valleywood Dr Toledo, OH	3.0	1.0	848	$1,100	$1.30	44d	1	1.02mi
537 Potter St Toledo, OH	2.0	1.0	1200	$625	$0.52	24d	1	1.02mi
571 Howland Ave Toledo, OH	2.0	1.0	874	$875	$1.00	44d	1	1.09mi
29 Garfield Pl Toledo, OH	4.0	2.0	1300	$1,250	$0.96	14d	1	1.09mi
508 Howland Ave Toledo, OH	3.0	1.0	840	$1,000	$1.19	44d	1	1.14mi
732 Coyne Ave Toledo, OH	3.0	1.0	968	$1,145	$1.18	14d	1	1.20mi
722 Coyne Ave Toledo, OH	2.0	1.0	900	$1,000	$1.11	14d	1	1.21mi
653 Oswald St Toledo, OH	2.0	1.0	920	$800	$0.87	44d	1	1.23mi
20 Greenwood Ave Toledo, OH	3.0	1.0	1496	$1,150	$0.77	14d	1	1.24mi
2129 Nevada St Toledo, OH	3.0	1.0	1352	$1,200	$0.89	14d	1	1.29mi
420 Platt St Toledo, OH	2.0	1.0	1499	$685	$0.46	21d	1	1.33mi
414 Platt St Unit ST-3 Toledo, OH	3.0	1.0	1500	$1,150	$0.77	24d	1	1.33mi
2337 Burnside Ave Oregon, OH	2.0	1.0	1025	$1,150	$1.12	14d	1	1.33mi
2480 Tracy Rd Northwood, OH	1.0–2.0	1.0	717	$1,015	$1.41	14d	1	1.37mi
2401 Burnside Ave Oregon, OH	2.0	1.0	1025	$1,150	$1.12	14d	1	1.38mi
470 2nd St Unit 1 Toledo, OH	2.0	1.0	950	$799	$0.84	44d	1	1.40mi
2074 Starr Ave Toledo, OH	3.0	1.0	1115	$1,025	$0.92	24d	1	1.41mi
223 Valleywood Dr Toledo, OH	2.0	1.0	1098	$1,099	$1.00	24d	1	1.46mi

Listing history 21 events

1. 2026-06-18
   days on market $79,500 Active 42 DOM
2. 2026-06-17
   days on market $79,500 Active 41 DOM
3. 2026-06-16
   days on market $79,500 Active 40 DOM
4. 2026-06-15
   days on market $79,500 Active 39 DOM
5. 2026-06-14
   days on market $79,500 Active 37 DOM
6. 2026-06-10
   pricedays on market $79,500 Active 34 DOM
7. 2026-06-09
   days on market $99,950 Active 33 DOM
8. 2026-06-08
   days on market $99,950 Active 32 DOM
9. 2026-06-07
   days on market $99,950 Active 31 DOM
10. 2026-06-05
    days on market $99,950 Active 28 DOM
11. 2026-06-03
    days on market $99,950 Active 27 DOM
12. 2026-06-02
    days on market $99,950 Active 26 DOM
13. 2026-06-01
    days on market $99,950 Active 25 DOM
14. 2026-05-31
    days on market $99,950 Active 24 DOM
15. 2026-05-30
    days on market $99,950 Active 23 DOM
16. 2026-05-06
    listed $120,000 Active 506-char remark
17. 2025-10-14
    price $5,000 140-char remark

    Show marketing remark (140 chars)

    Make a offer close fast. Great buy Roof approx 5 yrs old HWT 2 yrs LR & DR floors redone 5 yrs. be nice when you put your work into it.

18. 2018-03-02
    soldstatus $120,000
19. 2016-01-05
    soldstatus $5,000 140-char remark

    Show marketing remark (140 chars)

    Make a offer close fast. Great buy Roof approx 5 yrs old HWT 2 yrs LR & DR floors redone 5 yrs. be nice when you put your work into it.

20. 2015-12-03
    price $9,000 140-char remark

    Show marketing remark (140 chars)

    Make a offer close fast. Great buy Roof approx 5 yrs old HWT 2 yrs LR & DR floors redone 5 yrs. be nice when you put your work into it.

21. 2015-10-09
    listed $9,000 140-char remark

    Show marketing remark (140 chars)

    Make a offer close fast. Great buy Roof approx 5 yrs old HWT 2 yrs LR & DR floors redone 5 yrs. be nice when you put your work into it.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,086 · $90/mo
• Projected year-2 tax: $1,163 · $97/mo
• Expected delta: +$77/yr (+$6/mo · 7.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,938
• − Mortgage interest: −$4,453
• − Property taxes: −$1,086
• − Insurance: −$398
• − Repairs & maintenance: −$1,035
• − Management: −$1,035
• − Depreciation: −$2,313
• Taxable income: $2,618
• Est. tax owed @ 24.0%: −$628
• After-tax cash flow: $3,106/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Toledo City
• NCES district ID: 3904490
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 24% ▼ -13.00%
• Median HH income: $32,137
• Composite: 15.76/100
• National rank: #9276
• State rank: #634 of 656 in OH

Livability — Toledo

• Score: 66/100
• State rank: #645
• US rank: #11442

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Toledo, OH
• County: Lucas County · 380,724 people
• City population: 280,811
• Metro: Toledo, OH
• Population (ZIP): 24,441
• Household income: $39,118
• Rent vs Own: 51.9% rent · 48.1% own
• Severe rent burden: 1257.0

Population outlook (Lucas County) Hauer SSP2

• Today (2025): 420,751 people
• By 2030: 410,187 · -2.5%
• By 2040: 384,019 · -8.7%
• By 2050: 355,125 · -15.6%
• By 2075: 291,683 · -30.7%
• By 2100: 233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 57% Hispanic / Latino 21% Black 14% Two or more races 14%
• Hispanic origin (detail): Mexican 17% Puerto Rican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Portuguese 1%
• Foreign-born: 3% · Canada
• Languages at home: 91% English-only · Spanish 7% Arabic 1%

Political lean MEDSL · Lucas

• 2024 margin: D (+12.6) · D 55.8% · R 43.2%
• 2008→2024 swing: -18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
• All cycles: 2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -47.85%
• Current HPI: 138.6894
• Rent YoY: ▲ 5.37%
• Metro: Toledo, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+783.3% since first listed

8 events — show timeline

• 2026-06-09 Price Changed $79,500 NORIS
• 2026-05-21 Price Changed $99,950 NORIS
• 2026-05-06 Listed $120,000 NORIS
• 2025-10-14 Price Changed $5,000 NORIS
• 2018-03-02 Sold (Public Records) $120,000 Public Records
• 2016-01-05 Sold (MLS) $5,000 NORIS
• 2015-12-03 Price Changed $9,000 NORIS
• 2015-10-09 Listed $9,000 NORIS

Property tax history

+2.1%/yr

Latest (2025): $1,086 · +1.2% YoY. Source: county tax records.