146 Hoyt St · Dunkirk, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.9/30.0
- ARV discount +15.0/15.0
- DSCR +9.9/10.0
- Appreciation +7.5/10.0
- 1% rule +7.3/10.0
- Livability +3.5/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$98,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Seller is motivated! Don’t miss this opportunity to own a spacious 4-bedroom home on a quiet corner lot on a peaceful dead-end street, just minutes from Lake Erie and Dunkirk’s Main St. Beach. With over 1,600 sq. ft. , this home offers flexible living options that are hard to find at this price point, including a first-floor bedroom, full bath, and convenient first-floor laundry—ideal for guests, multi-generational living, or those seeking first-floor living potential. The interior has been refreshed with a neutral paint palette and updated luxury vinyl flooring, while the virtually staged photos help showcase the home’s size and possibilities. The oversized living spaces provide plenty of room to spread out, entertain, or create a home office, playroom, or hobby area. The expansive eat-in kitchen features a walk-in pantry and includes a freezer, refrigerator and range. Upstairs, the layout offers additional spacious bedrooms and room to grow, with existing plumbing hookups already in place for a potential second bathroom addition. Outside, enjoy low-maintenance vinyl siding, an attached 1-car garage, and an enclosed sunporch perfect for relaxing year-round. Additional updates include a fully upgraded electrical system with new circuit breakers installed in 2024. Conveniently located within walking distance to parks, schools, restaurants, and shopping, this home combines value, space, and flexibility at an affordable price. Whether you are searching for a primary residence or investment opportunity, this move-in ready home is packed with potential.
Key facts
- Quiet corner lot
- Durable vinyl siding
- Walk-in pantry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $98k.
Deal economics
- At list price, monthly cash flow is $303 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $98k).
- Recommended offer: $87k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.0% vs local median 7.4% in Dunkirk — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#426 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
- Dunkirk City School District (town): math 30% / reading 34% proficiency, ranked #575 of 590 in NY (top 98%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Dunkirk Intermediate School (math 10% / reading 30%, grade F, #1,945 of 2,108 statewide, top 94%, 588 students, 73% FRL); Dunkirk Senior High School (math 87%, 882 students, 67% FRL).
- Zoned-school proficiency averages 20% at this address vs 32% district-wide (-12 pts) — the specific schools serving this property underperform the Dunkirk City School District average; the district grade overstates school quality for this exact location.
- Market conditions: 71 active listings in the ZIP; 127 units permitted in Chautauqua County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $6k of equity ($681 loan paydown + $5k appreciation (4.9% local appreciation)).
- Chautauqua County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (4.9% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 140 days — a 12% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 16y ago; this cycle's ask has dropped $36k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1873 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1873 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 9.98%
- Cash-on-cash
- 13.19%
- DSCR
- 1.59
- GRM
- 6.8
CMA / ARV
- ARV (median comp)
- $133,230
- List price
- $98,500
- Delta
- -26.07%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 83 E Doughty St | 0.21mi | 3/1.5 (-1) | 1,575 (-4%) | 10mo | $115,000 | $73 | 68 |
| 707 Monroe St | 0.46mi | 3/1.0 (-1) | 1,724 (+5%) | 2mo | $72,000 | $42 | 60 |
| 91 W Doughty St | 0.49mi | 4/1.5 | 1,753 (+7%) | 7mo | $174,900 | $100 | 58 |
| 708 Grant Ave | 0.47mi | 3/1.5 (-1) | 1,575 (-4%) | 9mo | $41,500 | $26 | 57 |
| 14 N Beagle St | 0.54mi | 4/1.0 | 1,731 (+6%) | 6mo | $37,500 | $22 | 56 |
| 94 E 7th St | 0.47mi | 5/1.0 (+1) | 1,582 (-4%) | 11mo | $90,000 | $57 | 54 |
| 13 N Gazelle St | 0.57mi | 4/1.0 | 1,601 (-2%) | 14mo | $56,000 | $35 | 54 |
| 140 S Martin St | 0.51mi | 3/1.5 (-1) | 1,468 (-10%) | 2mo | $135,000 | $92 | 50 |
| 761 Deer St | 0.70mi | 3/1.5 (-1) | 1,696 (+3%) | 5mo | $142,400 | $84 | 50 |
| 629 Deer St | 0.58mi | 4/1.0 | 1,488 (-9%) | 8mo | $105,000 | $71 | 47 |
| 746 Park Ave | 0.73mi | 3/2.0 (-1) | 1,505 (-8%) | 8mo | $99,500 | $66 | 41 |
| 754 Main St | 0.63mi | 3/1.5 (-1) | 1,430 (-13%) | 4mo | $129,900 | $91 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.93% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.1%
- Equity multiple
- 2.51×
- Total profit
- $41,618
- Equity at exit
- $55,405
- IRR
- 23.4%
- Equity multiple
- 4.96×
- Total profit
- $109,336
- Equity at exit
- $95,281
Cash invested: $27,580 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14048
- Home prices YoY
- 1.5%
- Active inventory
- 71
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,214 medium interval (Pro) →
- Mortgage (P&I)
- −$517
- Tax from tax record
- −$99 /mo · $1,185/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$255
- Net cashflow
- $303
Break-even live
Sensitivity live
| Price | -10% $359 | -5% $331 | +0% $303 | +5% $275 | +10% $247 |
|---|---|---|---|---|---|
| Rent | -10% $207 | -5% $255 | +0% $303 | +5% $351 | +10% $399 |
| Rate | -1.0pp $353 | -0.5pp $328 | base $303 | +0.5pp $278 | +1.0pp $252 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,625
- Closing costs
- $2,955
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 25 events
-
2026-06-09status $98,500 Pending 140 DOM
-
2026-06-08days on market $98,500 Active 140 DOM
-
2026-06-07days on market $98,500 Active 139 DOM
-
2026-06-07days on market $98,500 Active 138 DOM
-
2026-06-04days on market $98,500 Active 135 DOM
-
2026-06-02days on market $98,500 Active 134 DOM
-
2026-06-01days on market $98,500 Active 133 DOM
-
2026-05-31days on market $98,500 Active 132 DOM
-
2026-04-21price $105,900 1598-char remark
Show marketing remark (1598 chars)
Seller is motivated! Don’t miss this opportunity to own a spacious 4-bedroom home on a quiet corner lot on a peaceful dead-end street, just minutes from Lake Erie and Dunkirk’s Main St. Beach. With over 1,600 sq. ft. , this home offers flexible living options that are hard to find at this price point, including a first-floor bedroom, full bath, and convenient first-floor laundry—ideal for guests, multi-generational living, or those seeking first-floor living potential. The interior has been refreshed with a neutral paint palette and updated luxury vinyl flooring, while the virtually staged photos help showcase the home’s size and possibilities. The oversized living spaces provide plenty of room to spread out, entertain, or create a home office, playroom, or hobby area. The expansive eat-in kitchen features a walk-in pantry and includes a freezer, refrigerator and range. Upstairs, the layout offers additional spacious bedrooms and room to grow, with existing plumbing hookups already in place for a potential second bathroom addition. Outside, enjoy low-maintenance vinyl siding, an attached 1-car garage, and an enclosed sunporch perfect for relaxing year-round. Additional updates include a fully upgraded electrical system with new circuit breakers installed in 2024. Conveniently located within walking distance to parks, schools, restaurants, and shopping, this home combines value, space, and flexibility at an affordable price. Whether you are searching for a primary residence or investment opportunity, this move-in ready home is packed with potential.
-
2026-04-06price $112,900 1598-char remark
Show marketing remark (1598 chars)
Seller is motivated! Don’t miss this opportunity to own a spacious 4-bedroom home on a quiet corner lot on a peaceful dead-end street, just minutes from Lake Erie and Dunkirk’s Main St. Beach. With over 1,600 sq. ft. , this home offers flexible living options that are hard to find at this price point, including a first-floor bedroom, full bath, and convenient first-floor laundry—ideal for guests, multi-generational living, or those seeking first-floor living potential. The interior has been refreshed with a neutral paint palette and updated luxury vinyl flooring, while the virtually staged photos help showcase the home’s size and possibilities. The oversized living spaces provide plenty of room to spread out, entertain, or create a home office, playroom, or hobby area. The expansive eat-in kitchen features a walk-in pantry and includes a freezer, refrigerator and range. Upstairs, the layout offers additional spacious bedrooms and room to grow, with existing plumbing hookups already in place for a potential second bathroom addition. Outside, enjoy low-maintenance vinyl siding, an attached 1-car garage, and an enclosed sunporch perfect for relaxing year-round. Additional updates include a fully upgraded electrical system with new circuit breakers installed in 2024. Conveniently located within walking distance to parks, schools, restaurants, and shopping, this home combines value, space, and flexibility at an affordable price. Whether you are searching for a primary residence or investment opportunity, this move-in ready home is packed with potential.
-
2026-03-28price $114,900 1598-char remark
Show marketing remark (1598 chars)
Seller is motivated! Don’t miss this opportunity to own a spacious 4-bedroom home on a quiet corner lot on a peaceful dead-end street, just minutes from Lake Erie and Dunkirk’s Main St. Beach. With over 1,600 sq. ft. , this home offers flexible living options that are hard to find at this price point, including a first-floor bedroom, full bath, and convenient first-floor laundry—ideal for guests, multi-generational living, or those seeking first-floor living potential. The interior has been refreshed with a neutral paint palette and updated luxury vinyl flooring, while the virtually staged photos help showcase the home’s size and possibilities. The oversized living spaces provide plenty of room to spread out, entertain, or create a home office, playroom, or hobby area. The expansive eat-in kitchen features a walk-in pantry and includes a freezer, refrigerator and range. Upstairs, the layout offers additional spacious bedrooms and room to grow, with existing plumbing hookups already in place for a potential second bathroom addition. Outside, enjoy low-maintenance vinyl siding, an attached 1-car garage, and an enclosed sunporch perfect for relaxing year-round. Additional updates include a fully upgraded electrical system with new circuit breakers installed in 2024. Conveniently located within walking distance to parks, schools, restaurants, and shopping, this home combines value, space, and flexibility at an affordable price. Whether you are searching for a primary residence or investment opportunity, this move-in ready home is packed with potential.
-
2026-03-15price $119,900 1598-char remark
Show marketing remark (1598 chars)
Seller is motivated! Don’t miss this opportunity to own a spacious 4-bedroom home on a quiet corner lot on a peaceful dead-end street, just minutes from Lake Erie and Dunkirk’s Main St. Beach. With over 1,600 sq. ft. , this home offers flexible living options that are hard to find at this price point, including a first-floor bedroom, full bath, and convenient first-floor laundry—ideal for guests, multi-generational living, or those seeking first-floor living potential. The interior has been refreshed with a neutral paint palette and updated luxury vinyl flooring, while the virtually staged photos help showcase the home’s size and possibilities. The oversized living spaces provide plenty of room to spread out, entertain, or create a home office, playroom, or hobby area. The expansive eat-in kitchen features a walk-in pantry and includes a freezer, refrigerator and range. Upstairs, the layout offers additional spacious bedrooms and room to grow, with existing plumbing hookups already in place for a potential second bathroom addition. Outside, enjoy low-maintenance vinyl siding, an attached 1-car garage, and an enclosed sunporch perfect for relaxing year-round. Additional updates include a fully upgraded electrical system with new circuit breakers installed in 2024. Conveniently located within walking distance to parks, schools, restaurants, and shopping, this home combines value, space, and flexibility at an affordable price. Whether you are searching for a primary residence or investment opportunity, this move-in ready home is packed with potential.
-
2026-02-16price $124,900 1598-char remark
Show marketing remark (1598 chars)
Seller is motivated! Don’t miss this opportunity to own a spacious 4-bedroom home on a quiet corner lot on a peaceful dead-end street, just minutes from Lake Erie and Dunkirk’s Main St. Beach. With over 1,600 sq. ft. , this home offers flexible living options that are hard to find at this price point, including a first-floor bedroom, full bath, and convenient first-floor laundry—ideal for guests, multi-generational living, or those seeking first-floor living potential. The interior has been refreshed with a neutral paint palette and updated luxury vinyl flooring, while the virtually staged photos help showcase the home’s size and possibilities. The oversized living spaces provide plenty of room to spread out, entertain, or create a home office, playroom, or hobby area. The expansive eat-in kitchen features a walk-in pantry and includes a freezer, refrigerator and range. Upstairs, the layout offers additional spacious bedrooms and room to grow, with existing plumbing hookups already in place for a potential second bathroom addition. Outside, enjoy low-maintenance vinyl siding, an attached 1-car garage, and an enclosed sunporch perfect for relaxing year-round. Additional updates include a fully upgraded electrical system with new circuit breakers installed in 2024. Conveniently located within walking distance to parks, schools, restaurants, and shopping, this home combines value, space, and flexibility at an affordable price. Whether you are searching for a primary residence or investment opportunity, this move-in ready home is packed with potential.
-
2026-01-19$135,000 Active 1598-char remark
Show marketing remark (1598 chars)
Seller is motivated! Don’t miss this opportunity to own a spacious 4-bedroom home on a quiet corner lot on a peaceful dead-end street, just minutes from Lake Erie and Dunkirk’s Main St. Beach. With over 1,600 sq. ft. , this home offers flexible living options that are hard to find at this price point, including a first-floor bedroom, full bath, and convenient first-floor laundry—ideal for guests, multi-generational living, or those seeking first-floor living potential. The interior has been refreshed with a neutral paint palette and updated luxury vinyl flooring, while the virtually staged photos help showcase the home’s size and possibilities. The oversized living spaces provide plenty of room to spread out, entertain, or create a home office, playroom, or hobby area. The expansive eat-in kitchen features a walk-in pantry and includes a freezer, refrigerator and range. Upstairs, the layout offers additional spacious bedrooms and room to grow, with existing plumbing hookups already in place for a potential second bathroom addition. Outside, enjoy low-maintenance vinyl siding, an attached 1-car garage, and an enclosed sunporch perfect for relaxing year-round. Additional updates include a fully upgraded electrical system with new circuit breakers installed in 2024. Conveniently located within walking distance to parks, schools, restaurants, and shopping, this home combines value, space, and flexibility at an affordable price. Whether you are searching for a primary residence or investment opportunity, this move-in ready home is packed with potential.
-
2024-03-01status Active 358-char remark
Show marketing remark (358 chars)
Check out this single family home that sits on large corner lot of a dead end street! Close to shopping, restaurants, parks, and Lake Erie. Only one mile to Main St. Beach. This home has four large bedrooms, hookups for an additional bathroom on the second floor and first floor laundry! Offers will be reviewed as they come in, book your private tour today!
-
2024-02-29soldstatus $91,000
-
2024-02-28soldstatus $91,000 Closed 358-char remark
Show marketing remark (358 chars)
Check out this single family home that sits on large corner lot of a dead end street! Close to shopping, restaurants, parks, and Lake Erie. Only one mile to Main St. Beach. This home has four large bedrooms, hookups for an additional bathroom on the second floor and first floor laundry! Offers will be reviewed as they come in, book your private tour today!
-
2024-02-15historical 358-char remark
Show marketing remark (358 chars)
Check out this single family home that sits on large corner lot of a dead end street! Close to shopping, restaurants, parks, and Lake Erie. Only one mile to Main St. Beach. This home has four large bedrooms, hookups for an additional bathroom on the second floor and first floor laundry! Offers will be reviewed as they come in, book your private tour today!
-
2023-12-11historical Continue to Show- Under Contract 358-char remark
Show marketing remark (358 chars)
Check out this single family home that sits on large corner lot of a dead end street! Close to shopping, restaurants, parks, and Lake Erie. Only one mile to Main St. Beach. This home has four large bedrooms, hookups for an additional bathroom on the second floor and first floor laundry! Offers will be reviewed as they come in, book your private tour today!
-
2023-11-13price $88,500 358-char remark
Show marketing remark (358 chars)
Check out this single family home that sits on large corner lot of a dead end street! Close to shopping, restaurants, parks, and Lake Erie. Only one mile to Main St. Beach. This home has four large bedrooms, hookups for an additional bathroom on the second floor and first floor laundry! Offers will be reviewed as they come in, book your private tour today!
-
2023-10-25price $94,900 358-char remark
Show marketing remark (358 chars)
Check out this single family home that sits on large corner lot of a dead end street! Close to shopping, restaurants, parks, and Lake Erie. Only one mile to Main St. Beach. This home has four large bedrooms, hookups for an additional bathroom on the second floor and first floor laundry! Offers will be reviewed as they come in, book your private tour today!
-
2023-09-15$99,900 Active 358-char remark
Show marketing remark (358 chars)
Check out this single family home that sits on large corner lot of a dead end street! Close to shopping, restaurants, parks, and Lake Erie. Only one mile to Main St. Beach. This home has four large bedrooms, hookups for an additional bathroom on the second floor and first floor laundry! Offers will be reviewed as they come in, book your private tour today!
-
2011-01-20soldstatus $21,000
-
2011-01-19soldstatus $22,500
-
2010-08-05$24,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $1,185 · $99/mo
- Projected year-2 tax
- $1,425 · $119/mo
- Expected delta
- +$240/yr (+$20/mo · 20.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,573
- − Mortgage interest
- −$5,518
- − Property taxes
- −$1,185
- − Insurance
- −$492
- − Repairs & maintenance
- −$1,166
- − Management
- −$1,166
- − Depreciation
- −$2,865
- Taxable income
- $2,181
- Est. tax owed @ 24.0%
- −$523
- After-tax cash flow
- $3,113/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dunkirk City School District
- NCES district ID
- 3609420
- Math proficiency
- 30% ▼ -11.00%
- Reading proficiency
- 34% ▬ 0.00%
- Median HH income
- $36,345
- Composite
- 26.55/100
- National rank
- #7190
- State rank
- #575 of 590 in NY
Livability — Dunkirk
- Score
- 70/100
- State rank
- #426
- US rank
- #7421
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dunkirk, NY
- City population
- 14,949
- Population (ZIP)
- 14,949
Population outlook (Chautauqua County) Hauer SSP2
- Today (2025)
- 123,454 people
- By 2030
- 118,509 · -4.0%
- By 2040
- 107,311 · -13.1%
- By 2050
- 96,703 · -21.7%
- By 2075
- 76,757 · -37.8%
- By 2100
- 60,984 · -50.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (63%)
- Race & ethnicity
- White 63% Hispanic / Latino 30% Two or more races 12% Black 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 25% Dominican 1%
- Common ancestry
- Romanian 20% Lithuanian 3% Iranian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 80% English-only · Spanish 18% Other Indo-European 1%
Political lean MEDSL · Chautauqua
- 2024 margin
- Strong R (+22.0) · D 39.0% · R 61.0%
- 2008→2024 swing
- -22.9pp toward R · 2008: 0.9pp · 2024: -22.0pp
- All cycles
- 2024: R+22.0 2020: R+19.8 2016: R+24.6 2012: R+8.2 2008: D+0.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.93%
- Current HPI
- 325.9188
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+325.3% since first listed17 events — show timeline
- 2026-04-21 Price Changed $105,900 WNYREIS
- 2026-04-06 Price Changed $112,900 WNYREIS
- 2026-03-28 Price Changed $114,900 WNYREIS
- 2026-03-15 Price Changed $119,900 WNYREIS
- 2026-02-16 Price Changed $124,900 WNYREIS
- 2026-01-19 Listed $135,000 WNYREIS
- 2024-03-01 Relisted — UNYREIS
- 2024-02-29 Sold (Public Records) $91,000 Public Records
- 2024-02-28 Sold (MLS) $91,000 UNYREIS
- 2024-02-15 Listing Removed — UNYREIS
- 2023-12-11 Contingent — UNYREIS
- 2023-11-13 Price Changed $88,500 UNYREIS
- 2023-10-25 Price Changed $94,900 UNYREIS
- 2023-09-15 Listed $99,900 UNYREIS
- 2011-01-20 Sold (Public Records) $21,000 Public Records
- 2011-01-19 Sold (MLS) $22,500 UNYREIS
- 2010-08-05 Listed $24,900 UNYREIS
Property tax history
-0.6%/yrLatest (2025): $1,185 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…