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12 Datewood Dr Unit DAT12
B+ Composite 75.52
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +7.5/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$89,900

12 Datewood Dr Unit DAT12 · Brighton, NY 14625
2 bd · 1.0 ba · 704 sqft · Manufactured · 56 Days on market
Built 2026 Good condition $128/sqft · 83% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Penfield Farms West's Gem-Don't miss out on this charming 2BR/1Bath. COME TOUR TODAY!

Key facts

  • Built 2026
  • Listed 56 days

Property features AI

Finance

  • Financial info: Listing price $89,900

Exterior

  • Home design: Single-level unit (Penfield plan)
  • Exterior features: Living area of 704

Interior

  • Bedrooms: 2 bedrooms
  • Bathrooms: 1 full bathroom
  • Interior features: Spec-built Penfield plan

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $90k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $967 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Recommended offer: $87k (3.0% below list) — sets the bar for market timing.
  • Cap rate 19.2% vs local median 3.9% in Brighton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#89 in NY, #1,379 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools B+; Watch: crime D+, amenities D-.
  • Pittsford Central School District (suburban): math 80% / reading 84% proficiency, ranked #34 of 590 in NY (top 6%) — strong family-tenant draw, lease renewals of 3-5y typical; only 2% free/reduced lunch — higher-income household profile.
  • Market conditions: 63 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 56 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
Recommended offer $87,203 (3.0% below list)

Questions for the listing agent

  1. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.24%
Cap rate
19.20%
Cash-on-cash
46.10%
DSCR
3.05
GRM
3.7

CMA / ARV

ARV (median comp)
$49,082
List price
$89,900
Delta
83.16%
Verdict
OVERPRICED
Comps
10 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13 Starwood Dr 0.22mi 2/1.0 720 (+2%) 0mo $64,900 $90 86
3 Starwood Dr 0.17mi 2/1.0 720 (+2%) 8mo $26,000 $36 81
19 Elderberry Cir 0.03mi 2/1.0 720 (+2%) 18mo $62,599 $87 80
36 Patio Dr 0.40mi 2/1.0 720 (+2%) 3mo $20,000 $28 75
40 Norhill Dr 0.30mi 2/1.5 732 (+4%) 7mo $60,000 $82 72
82 Gennis Dr 0.50mi 2/1.0 700 (-1%) 18mo $46,000 $66 60
7 Skyview Dr 0.30mi 2/1.0 809 (+15%) 8mo $10,000 $12 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
43.3%
Equity multiple
2.87×
Total profit
$47,047
Equity at exit
$13,404
10-year hold
IRR
49.4%
Equity multiple
5.78×
Total profit
$120,390
Equity at exit
$7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14625

Home prices YoY
-15.3%
Active inventory
63
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$2,010 medium interval (Pro) →
Mortgage (P&I)
$471
Tax est. 1.5%
$112 /mo · $1,348/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$967

Break-even live

Break-even rent $786
Max offer price $89,900
Occupancy floor 47%

Sensitivity live

Price -10% $1,029 -5% $998 +0% $967 +5% $936 +10% $905
Rent -10% $808 -5% $888 +0% $967 +5% $1,046 +10% $1,126
Rate -1.0pp $1,012 -0.5pp $990 base $967 +0.5pp $944 +1.0pp $920

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
18 Brook Hill Ln Rochester, NY 1.0–2.0 1.0–1.5 841 $1,915 $2.28 3d 1 1.08mi
2500 East Ave Rochester, NY 3.0 1.0–3.0 1171 $2,187 $1.87 3d 17 1.43mi

Listing history 15 events

  1. 2026-06-18
    days on market $89,900 Active 56 DOM
  2. 2026-06-17
    days on market $89,900 Active 55 DOM
  3. 2026-06-16
    days on market $89,900 Active 54 DOM
  4. 2026-06-15
    days on market $89,900 Active 53 DOM
  5. 2026-06-13
    days on market $89,900 Active 51 DOM
  6. 2026-06-13
    days on market $89,900 Active 50 DOM
  7. 2026-06-10
    days on market $89,900 Active 48 DOM
  8. 2026-06-09
    days on market $89,900 Active 47 DOM
  9. 2026-06-09
    days on market $89,900 Active 46 DOM
  10. 2026-06-07
    days on market $89,900 Active 45 DOM
  11. 2026-06-03
    days on market $89,900 Active 41 DOM
  12. 2026-06-03
    days on market $89,900 Active 40 DOM
  13. 2026-06-01
    days on market $89,900 Active 39 DOM
  14. 2026-05-31
    days on market $89,900 Active 38 DOM
  15. 2026-04-23
    listed $89,900 Active 85-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,125
− Mortgage interest
−$5,036
− Property taxes
−$1,348
− Insurance
−$450
− Repairs & maintenance
−$1,930
− Management
−$1,930
− Depreciation
−$2,615
Taxable income
$10,816
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,596
After-tax cash flow
$9,007/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab

This manufactured home is in excellent condition with recent updates, making it move-in ready and ideal for both resale and rental.

Value-add opportunities

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Painting exterior — Freshens up the home's appearance
  • Both Landscaping around the deck — Improves curb appeal and adds value

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Painting exterior — Freshens up the home's appearance
  • Both Landscaping around the deck — Improves curb appeal and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Pittsford Central School District
NCES district ID
3623160
Math proficiency
80% ▼ -4.00%
Reading proficiency
84% ▲ 7.00%
Median HH income
$106,940
Composite
74.75/100
National rank
#151
State rank
#34 of 590 in NY

Livability — Brighton

Score
81/100
State rank
#89
US rank
#1379

Category grades

Amenities D- Commute B- Cost of living C+ Crime D+ Employment B+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
38,703
Population (ZIP)
10,667

Population outlook (Monroe County) Hauer SSP2

Today (2025)
759,460 people
By 2030
757,154 · -0.3%
By 2040
740,644 · -2.5%
By 2050
714,443 · -5.9%
By 2075
645,883 · -15.0%
By 2100
547,084 · -28.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Two or more races 10% Hispanic / Latino 6% Black 1% Asian 1%
Hispanic origin (detail)
Puerto Rican 1% Dominican 1%
Common ancestry
Romanian 7% Subsaharan African 3% Iranian 2%
Foreign-born
7% · Canada, China
Languages at home
92% English-only · Russian/Polish/Slavic 3% Spanish 2% Other Indo-European 2%

Political lean MEDSL · Monroe

2024 margin
D (+19.1) · D 59.5% · R 40.5%
2008→2024 swing
+1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
All cycles
2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.69%
Current HPI
275.9721
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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