12 Datewood Dr Unit DAT12 · Brighton, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +7.5/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$89,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Penfield Farms West's Gem-Don't miss out on this charming 2BR/1Bath. COME TOUR TODAY!
Key facts
- Built 2026
- Listed 56 days
Property features AI
Finance
- Financial info: Listing price $89,900
Exterior
- Home design: Single-level unit (Penfield plan)
- Exterior features: Living area of 704
Interior
- Bedrooms: 2 bedrooms
- Bathrooms: 1 full bathroom
- Interior features: Spec-built Penfield plan
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $90k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $967 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $90k).
- Recommended offer: $87k (3.0% below list) — sets the bar for market timing.
- Cap rate 19.2% vs local median 3.9% in Brighton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#89 in NY, #1,379 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools B+; Watch: crime D+, amenities D-.
- Pittsford Central School District (suburban): math 80% / reading 84% proficiency, ranked #34 of 590 in NY (top 6%) — strong family-tenant draw, lease renewals of 3-5y typical; only 2% free/reduced lunch — higher-income household profile.
- Market conditions: 63 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 56 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 56 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.24% ✓
- Cap rate
- 19.20%
- Cash-on-cash
- 46.10%
- DSCR
- 3.05
- GRM
- 3.7
CMA / ARV
- ARV (median comp)
- $49,082
- List price
- $89,900
- Delta
- 83.16%
- Verdict
- OVERPRICED
- Comps
- 10 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13 Starwood Dr | 0.22mi | 2/1.0 | 720 (+2%) | 0mo | $64,900 | $90 | 86 |
| 3 Starwood Dr | 0.17mi | 2/1.0 | 720 (+2%) | 8mo | $26,000 | $36 | 81 |
| 19 Elderberry Cir | 0.03mi | 2/1.0 | 720 (+2%) | 18mo | $62,599 | $87 | 80 |
| 36 Patio Dr | 0.40mi | 2/1.0 | 720 (+2%) | 3mo | $20,000 | $28 | 75 |
| 40 Norhill Dr | 0.30mi | 2/1.5 | 732 (+4%) | 7mo | $60,000 | $82 | 72 |
| 82 Gennis Dr | 0.50mi | 2/1.0 | 700 (-1%) | 18mo | $46,000 | $66 | 60 |
| 7 Skyview Dr | 0.30mi | 2/1.0 | 809 (+15%) | 8mo | $10,000 | $12 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 43.3%
- Equity multiple
- 2.87×
- Total profit
- $47,047
- Equity at exit
- $13,404
- IRR
- 49.4%
- Equity multiple
- 5.78×
- Total profit
- $120,390
- Equity at exit
- $7,773
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14625
- Home prices YoY
- -15.3%
- Active inventory
- 63
- Price-to-rent
- 3.7×
Monthly cashflow live
- Estimated rent
- $2,010 medium interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax est. 1.5%
- −$112 /mo · $1,348/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$422
- Net cashflow
- $967
Break-even live
Sensitivity live
| Price | -10% $1,029 | -5% $998 | +0% $967 | +5% $936 | +10% $905 |
|---|---|---|---|---|---|
| Rent | -10% $808 | -5% $888 | +0% $967 | +5% $1,046 | +10% $1,126 |
| Rate | -1.0pp $1,012 | -0.5pp $990 | base $967 | +0.5pp $944 | +1.0pp $920 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 18 Brook Hill Ln Rochester, NY | 1.0–2.0 | 1.0–1.5 | 841 | $1,915 | $2.28 | 3d | 1 | 1.08mi |
| 2500 East Ave Rochester, NY | 3.0 | 1.0–3.0 | 1171 | $2,187 | $1.87 | 3d | 17 | 1.43mi |
Listing history 15 events
-
2026-06-18days on market $89,900 Active 56 DOM
-
2026-06-17days on market $89,900 Active 55 DOM
-
2026-06-16days on market $89,900 Active 54 DOM
-
2026-06-15days on market $89,900 Active 53 DOM
-
2026-06-13days on market $89,900 Active 51 DOM
-
2026-06-13days on market $89,900 Active 50 DOM
-
2026-06-10days on market $89,900 Active 48 DOM
-
2026-06-09days on market $89,900 Active 47 DOM
-
2026-06-09days on market $89,900 Active 46 DOM
-
2026-06-07days on market $89,900 Active 45 DOM
-
2026-06-03days on market $89,900 Active 41 DOM
-
2026-06-03days on market $89,900 Active 40 DOM
-
2026-06-01days on market $89,900 Active 39 DOM
-
2026-05-31days on market $89,900 Active 38 DOM
-
2026-04-23$89,900 Active 85-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 2/10 Low 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,125
- − Mortgage interest
- −$5,036
- − Property taxes
- −$1,348
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,930
- − Management
- −$1,930
- − Depreciation
- −$2,615
- Taxable income
- $10,816
- Est. tax owed @ 24.0%
- −$2,596
- After-tax cash flow
- $9,007/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
This manufactured home is in excellent condition with recent updates, making it move-in ready and ideal for both resale and rental.
Value-add opportunities
- Both Landscaping — Enhances curb appeal and adds value
- Both Painting exterior — Freshens up the home's appearance
- Both Landscaping around the deck — Improves curb appeal and adds value
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping — Enhances curb appeal and adds value ↑
- Both Painting exterior — Freshens up the home's appearance ↑
- Both Landscaping around the deck — Improves curb appeal and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pittsford Central School District
- NCES district ID
- 3623160
- Math proficiency
- 80% ▼ -4.00%
- Reading proficiency
- 84% ▲ 7.00%
- Median HH income
- $106,940
- Composite
- 74.75/100
- National rank
- #151
- State rank
- #34 of 590 in NY
Livability — Brighton
- Score
- 81/100
- State rank
- #89
- US rank
- #1379
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 38,703
- Population (ZIP)
- 10,667
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 759,460 people
- By 2030
- 757,154 · -0.3%
- By 2040
- 740,644 · -2.5%
- By 2050
- 714,443 · -5.9%
- By 2075
- 645,883 · -15.0%
- By 2100
- 547,084 · -28.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Two or more races 10% Hispanic / Latino 6% Black 1% Asian 1%
- Hispanic origin (detail)
- Puerto Rican 1% Dominican 1%
- Common ancestry
- Romanian 7% Subsaharan African 3% Iranian 2%
- Foreign-born
- 7% · Canada, China
- Languages at home
- 92% English-only · Russian/Polish/Slavic 3% Spanish 2% Other Indo-European 2%
Political lean MEDSL · Monroe
- 2024 margin
- D (+19.1) · D 59.5% · R 40.5%
- 2008→2024 swing
- +1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
- All cycles
- 2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -49.69%
- Current HPI
- 275.9721
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
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| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…