517 Peppervine Way · Yulee, FL 32097

$461,090

4 bd · 3.0 ba · 2,139 sqft · SingleFamily · 112 Days on market

Built 2025 Est $498k · 7% under $103/mo HOA · 3% of rent ↓ 3% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.9/15.0
• Appreciation +10.0/10.0
• Schools +6.0/10.0
• Cash flow +5.9/30.0
• Livability +3.3/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +1.5/10.0
• DSCR +0.3/10.0

Listing remarks MLS

Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

Key facts

• White hex backsplash
• Quartz countertops
• Large center island

Tags

• GOURMET KITCHEN
• WOOD HOOD
• WHITE CABINETRY
• WHITE HEX BACKSPLASH
• QUARTZ COUNTERTOPS
• LARGE CENTER ISLAND

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $461k.

Deal economics

• At list price, monthly cash flow is $-906 ($-11k/yr) — negative.
• To cash-flow at today's rent, offer at most $330k (28.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $302k (34.6% below list).
• Recommended offer: $302k (34.6% below list) — sets the bar for 1% rule.
• Cap rate 3.9% vs local median 3.3% in Yulee — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 66/100 on livability (#605 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-, crime B+; Watch: amenities F, commute F, health & safety F.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.9%/yr); 601 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 39% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $49k of equity ($3k loan paydown + $46k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$79k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 112 days — a 9% lower offer ($420k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $32k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $301,677 (34.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 3.93%
• Cash-on-cash: -8.42%
• DSCR: 0.63
• GRM: 12.7

CMA / ARV

• ARV (on-the-fly): $498,387
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
493 Peppervine Way	0.00mi	4/3.0	2,139 (0%)	4mo	$479,000	$224	97
295 Westerly Dr	0.23mi	4/3.0	2,139 (0%)	0mo	$446,590	$209	89
1404 Del Webb Pkwy	0.71mi	3/2.5 (-1)	1,989 (-7%)	4mo	$659,990	$332	45
425 Sweetgum St	0.67mi	4/3.0	2,400 (+12%)	10mo	$558,000	$233	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 18.3%
• Equity multiple: 2.50×
• Total profit: $193,148
• Equity at exit: $415,386

10-year hold

• IRR: 17.1%
• Equity multiple: 5.75×
• Total profit: $613,660
• Equity at exit: $895,796

Cash invested: $129,105 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 601
• Price-to-rent: 12.7×

Monthly cashflow live

• Estimated rent: $3,017 high
• Mortgage (P&I): −$2,418
• Tax est. 1.5%: −$576 /mo · $6,916/yr
• Insurance: −$192
• HOA: −$103
• Vacancy / Maint / Mgmt: −$634
• Net cashflow: $-906

Break-even live

Break-even rent $4,164

Max offer price $329,955

Occupancy floor —

Sensitivity live

Price	-10% $-588	-5% $-747	+0% $-906	+5% $-1,066	+10% $-1,225
Rent	-10% $-1,145	-5% $-1,025	+0% $-906	+5% $-787	+10% $-668
Rate	-1.0pp $-674	-0.5pp $-789	base $-906	+0.5pp $-1,026	+1.0pp $-1,147

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $115,272
• Closing costs: $13,833
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
305 Whitby Dr Yulee, FL	1.0–3.0	1.0–2.5	1279	$2,815	$2.20	3d	45	0.28mi
504 Blue Daze St Yulee, FL	3.0	2.5	2038	$2,595	$1.27	25d	1	0.77mi
467 Blue Daze St Yulee, FL	5.0	3.0	2696	$3,450	$1.28	6d	1	0.82mi
719 Cool Breeze Way Yulee, FL	3.0	2.0	1575	$2,995	$1.90	13d	1	1.03mi
213 Daydream Ave Yulee, FL	3.0	2.5	1876	$2,950	$1.57	25d	1	1.03mi

HOA detail

• Monthly dues: $103 · $1,236/yr
• Likely covers: pool

Listing history 19 events

1. 2026-04-15
   soldstatus $478,300 Closed 991-char remark

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

2. 2026-02-26
   status Pending
3. 2026-02-24
   status Pending 991-char remark

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

4. 2026-02-19
   price $461,090

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

5. 2026-02-19
   price $461,090 991-char remark

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

6. 2026-02-13
   price $463,590

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

7. 2026-02-13
   price $463,590 991-char remark

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

8. 2026-02-05
   price $461,090

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

9. 2026-02-05
   price $461,090 991-char remark

   Show marketing remark (991 chars)

   Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

10. 2026-01-23
    price $461,290
11. 2026-01-22
    price $461,290 991-char remark

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

12. 2026-01-15
    price $458,790

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

13. 2026-01-15
    price $458,790 991-char remark

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

14. 2025-12-31
    price $459,800

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

15. 2025-12-31
    price $459,800 991-char remark

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

16. 2025-12-11
    price $474,000

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

17. 2025-12-11
    price $474,000 991-char remark

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

18. 2025-11-06
    listed $493,000 Active 991-char remark

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

19. 2025-11-06
    listed $493,000 Active

    Show marketing remark (991 chars)

    Step into the Mystique, a home designed in our Lakehouse Elevation on a preserve homesite. This spacious Open-Concept design includes 4 Bedrooms, 3 Bathrooms, and Luxury Vinyl Plank flooring throughout the main living areas. The Gourmet Kitchen is the centerpiece of the home, featuring built-in Stainless Steel Whirlpool Appliances, a Wood Hood, White Cabinetry, a White Hex Backsplash, Quartz Countertops, and a large center Island that's ideal for both cooking and gathering. The Gathering Room boasts an elegant Tray Ceiling and transitions effortlessly into a cozy Café and Covered Lanai. The Owner's Suite is complete with a spa-inspired En Suite Bath featuring a Dual-Sink Vanity with Soft-Close Cabinets, a Walk-In Glass-Enclosed Shower, and a spacious Walk-In Closet. Additional features include a Laundry Room Sink, a Smart Home Package, and numerous thoughtfully curated upgrades throughout. Tour today and see for yourself why the Mystique is the ideal place to call home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $36,201
• − Mortgage interest: −$25,828
• − Property taxes: −$6,916
• − Insurance: −$2,305
• − Repairs & maintenance: −$2,896
• − Management: −$2,896
• − HOA: −$1,236
• − Depreciation: −$13,414
• Taxable loss: −$19,290
• Est. tax savings @ 24.0%: +$4,630
• After-tax cash flow: $-6,245/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Yulee

• Score: 66/100
• State rank: #605
• US rank: #11615

Category grades

Amenities F Commute F Cost of living A- Crime B+ Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 26,700
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-3.0% since first listed

19 events — show timeline

• 2026-04-15 Sold (MLS) $478,300 realMLS
• 2026-02-26 Pending — AINCAR
• 2026-02-24 Pending — realMLS
• 2026-02-19 Price Changed $461,090 AINCAR
• 2026-02-19 Price Changed $461,090 realMLS
• 2026-02-13 Price Changed $463,590 AINCAR
• 2026-02-13 Price Changed $463,590 realMLS
• 2026-02-05 Price Changed $461,090 AINCAR
• 2026-02-05 Price Changed $461,090 realMLS
• 2026-01-23 Price Changed $461,290 AINCAR
• 2026-01-22 Price Changed $461,290 realMLS
• 2026-01-15 Price Changed $458,790 AINCAR
• 2026-01-15 Price Changed $458,790 realMLS
• 2025-12-31 Price Changed $459,800 AINCAR
• 2025-12-31 Price Changed $459,800 realMLS
• 2025-12-11 Price Changed $474,000 AINCAR
• 2025-12-11 Price Changed $474,000 realMLS
• 2025-11-06 Listed $493,000 AINCAR
• 2025-11-06 Listed $493,000 realMLS