74711 Dillon Rd #1025 · Sky Valley, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- D
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $544 – $1,084
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.9/30.0
- ARV discount +7.5/15.0
- DSCR +7.0/10.0
- 1% rule +5.7/10.0
- Appreciation +5.0/10.0
- Condition / age +4.0/5.0
- Schools +2.7/10.0
- Livability +2.6/5.0
- Rent growth +2.5/5.0
$99,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Owner financing available. All-natural mineral hot springs resort living and a gated hidden gem near Palm Springs! This park model with added California room features a large covered front deck with a beautiful, fenced backyard that offers a place to relax and bar-b-que outside. The spacious California room is furnished with a queen size bed two recliners and a large screen smart television. The main bedroom, furnished with a queen size bed and two nightstands, has a wall-to-wall closet and many built-in drawers. The kitchen is loaded with drawers, cupboards and a pantry. The dining area has a wraparound built-in hutch that provides extra storage and space for entertaining guests. Furniture
Key facts
- Gated community
- Gated hidden gem
- Fenced backyard
Tags
Property features AI
Finance
- Other: Located in valley/foothills community
- Financial info: Land lease amount reported as monthly
- HOA & community: Land lease in place (monthly); Rent includes electric, pool, water, sewer and cable TV; Land lease amount paid monthly
Exterior
- Parking: Accessibility features include parking; Located in Sky Vallley Resorts park
- Utilities: Electricity on property and connected; Propane available; District/public water connected; Septic tank; Cable connected; Sewer connected
- Home design: Single-story (1 story); Mobile home remains on site; Mobile dimensions approximately 24 ft by 32 ft; Entry level 4; Property faces down slope from street; Quad wide body type
- Construction: Year built reported by seller
- Exterior features: Community pool
Interior
- Kitchen: Formica counters; Kitchen open to family room; Refrigerator; Propane oven; Propane stove; Electric water heater; Water heater unit
- Bedrooms: All bedrooms on main floor; Main floor bedroom included
- Flooring: Vinyl
- Bathrooms: 1 full bathroom with shower; Formica counters in bathroom
- Heating & cooling: Electric heating with forced air central furnace; Central electric cooling
- Interior features: Furnished; Ceiling fan; Formica counters; Entry located at side door
- Laundry & utility: Community laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $99k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $155 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $99k).
- Recommended offer: $96k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 52/100 on livability (#1,041 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A; Watch: schools F, amenities F, commute F.
- Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 2 active listings in the ZIP; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($684 loan paydown + $3k appreciation (3.0% local appreciation)).
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.17%
- Cash-on-cash
- 6.72%
- DSCR
- 1.30
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $44,367
- List price
- $99,000
- Delta
- 123.14%
- Verdict
- OVERPRICED
- Comps
- 16 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 74711 Dillon Rd #958 | 0.17mi | 1/1.0 (-1) | 500 (-4%) | 5mo | $33,000 | $66 | 76 |
| 74711 Dillon Rd #716 | 0.17mi | 1/1.0 (-1) | 550 (+6%) | 5mo | $44,400 | $81 | 74 |
| 74711 Dillon Rd #111 | 0.00mi | 1/1.0 (-1) | 580 (+12%) | 22mo | $72,500 | $125 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 13.8%
- Equity multiple
- 1.79×
- Total profit
- $21,828
- Equity at exit
- $44,515
- IRR
- 15.7%
- Equity multiple
- 3.30×
- Total profit
- $63,888
- Equity at exit
- $68,602
Cash invested: $27,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92441
- Active inventory
- 2
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,063 medium interval (Pro) →
- Mortgage (P&I)
- −$519
- Tax est. 1.5%
- −$124 /mo · $1,485/yr
- Insurance
- −$41
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$223
- Net cashflow
- $155
Break-even live
Sensitivity live
| Price | -10% $224 | -5% $189 | +0% $155 | +5% $121 | +10% $87 |
|---|---|---|---|---|---|
| Rent | -10% $71 | -5% $113 | +0% $155 | +5% $197 | +10% $239 |
| Rate | -1.0pp $205 | -0.5pp $180 | base $155 | +0.5pp $130 | +1.0pp $103 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,750
- Closing costs
- $2,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-21days on market $99,000 Active 59 DOM
-
2026-06-18days on market $99,000 Active 56 DOM
-
2026-06-17days on market $99,000 Active 55 DOM
-
2026-06-16days on market $99,000 Active 54 DOM
-
2026-06-15days on market $99,000 Active 53 DOM
-
2026-06-13days on market $99,000 Active 51 DOM
-
2026-06-13days on market $99,000 Active 50 DOM
-
2026-06-09days on market $99,000 Active 47 DOM
-
2026-06-08days on market $99,000 Active 46 DOM
-
2026-06-07days on market $99,000 Active 45 DOM
-
2026-06-04days on market $99,000 Active 42 DOM
-
2026-06-03days on market $99,000 Active 41 DOM
-
2026-06-02days on market $99,000 Active 40 DOM
-
2026-06-01days on market $99,000 Active 39 DOM
-
2026-05-31days on market $99,000 Active 38 DOM
-
2026-04-23$99,000 Active 1681-char remark
-
2025-02-15historical
-
2024-11-20$99,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,750
- − Mortgage interest
- −$5,546
- − Property taxes
- −$1,485
- − Insurance
- −$495
- − Repairs & maintenance
- −$1,020
- − Management
- −$1,020
- − Depreciation
- −$2,880
- Taxable income
- $305
- Est. tax owed @ 24.0%
- −$73
- After-tax cash flow
- $1,789/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home is in good condition with minimal repairs needed. It offers a spacious California room and a well-maintained exterior, making it a good investment for both resale and rental.
Value-add opportunities
- Both Paint exterior siding — Enhances curb appeal and value
- Both Clean gutters — Improves drainage and overall appearance
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior siding — Enhances curb appeal and value ↑
- Both Clean gutters — Improves drainage and overall appearance ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Palm Springs Unified
- NCES district ID
- 0629550
- Math proficiency
- 21% ▼ -7.00%
- Reading proficiency
- 42% ▬ 0.00%
- Median HH income
- $43,638
- Composite
- 26.76/100
- National rank
- #7131
- State rank
- #328 of 517 in CA
Livability — Sky Valley
- Score
- 52/100
- State rank
- #1041
- US rank
- #25108
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sky Valley, CA
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Not yet ingested
- Political lean
- —
- Race & ethnicity
- —
- Common origin
- —
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+0.0% since first listed3 events — show timeline
- 2026-04-23 Listed $99,000 CRMLS
- 2025-02-15 Listing Removed — CRMLS
- 2024-11-20 Listed $99,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…