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74711 Dillon Rd #1025
C Composite 58.86
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.7/10.0
  • Appreciation +5.0/10.0
  • Condition / age +4.0/5.0
  • Schools +2.7/10.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0

$99,000

74711 Dillon Rd #1025 · Sky Valley, CA 92441
2 bd · 1.0 ba · 520 sqft · Manufactured · 59 Days on market
Built 2004 Good condition $190/sqft · 123% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Owner financing available. All-natural mineral hot springs resort living and a gated hidden gem near Palm Springs! This park model with added California room features a large covered front deck with a beautiful, fenced backyard that offers a place to relax and bar-b-que outside. The spacious California room is furnished with a queen size bed two recliners and a large screen smart television. The main bedroom, furnished with a queen size bed and two nightstands, has a wall-to-wall closet and many built-in drawers. The kitchen is loaded with drawers, cupboards and a pantry. The dining area has a wraparound built-in hutch that provides extra storage and space for entertaining guests. Furniture

Key facts

  • Gated community
  • Gated hidden gem
  • Fenced backyard

Tags

GATED HIDDEN GEMLARGE COVERED FRONT DECKFENCED BACKYARDSPACIOUS CALIFORNIA ROOMWRAPAROUND BUILT-IN HUTCHGATED COMMUNITY

Property features AI

Finance

  • Other: Located in valley/foothills community
  • Financial info: Land lease amount reported as monthly
  • HOA & community: Land lease in place (monthly); Rent includes electric, pool, water, sewer and cable TV; Land lease amount paid monthly

Exterior

  • Parking: Accessibility features include parking; Located in Sky Vallley Resorts park
  • Utilities: Electricity on property and connected; Propane available; District/public water connected; Septic tank; Cable connected; Sewer connected
  • Home design: Single-story (1 story); Mobile home remains on site; Mobile dimensions approximately 24 ft by 32 ft; Entry level 4; Property faces down slope from street; Quad wide body type
  • Construction: Year built reported by seller
  • Exterior features: Community pool

Interior

  • Kitchen: Formica counters; Kitchen open to family room; Refrigerator; Propane oven; Propane stove; Electric water heater; Water heater unit
  • Bedrooms: All bedrooms on main floor; Main floor bedroom included
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom with shower; Formica counters in bathroom
  • Heating & cooling: Electric heating with forced air central furnace; Central electric cooling
  • Interior features: Furnished; Ceiling fan; Formica counters; Entry located at side door
  • Laundry & utility: Community laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $99k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $155 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).
  • Recommended offer: $96k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 52/100 on livability (#1,041 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A; Watch: schools F, amenities F, commute F.
  • Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 2 active listings in the ZIP; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($684 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $96,030 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.17%
Cash-on-cash
6.72%
DSCR
1.30
GRM
7.8

CMA / ARV

ARV (median comp)
$44,367
List price
$99,000
Delta
123.14%
Verdict
OVERPRICED
Comps
16 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
74711 Dillon Rd #958 0.17mi 1/1.0 (-1) 500 (-4%) 5mo $33,000 $66 76
74711 Dillon Rd #716 0.17mi 1/1.0 (-1) 550 (+6%) 5mo $44,400 $81 74
74711 Dillon Rd #111 0.00mi 1/1.0 (-1) 580 (+12%) 22mo $72,500 $125 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.8%
Equity multiple
1.79×
Total profit
$21,828
Equity at exit
$44,515
10-year hold
IRR
15.7%
Equity multiple
3.30×
Total profit
$63,888
Equity at exit
$68,602

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92441

Active inventory
2
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,063 medium interval (Pro) →
Mortgage (P&I)
$519
Tax est. 1.5%
$124 /mo · $1,485/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$223
Net cashflow
$155

Break-even live

Break-even rent $866
Max offer price $99,000
Occupancy floor 80%

Sensitivity live

Price -10% $224 -5% $189 +0% $155 +5% $121 +10% $87
Rent -10% $71 -5% $113 +0% $155 +5% $197 +10% $239
Rate -1.0pp $205 -0.5pp $180 base $155 +0.5pp $130 +1.0pp $103

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-21
    days on market $99,000 Active 59 DOM
  2. 2026-06-18
    days on market $99,000 Active 56 DOM
  3. 2026-06-17
    days on market $99,000 Active 55 DOM
  4. 2026-06-16
    days on market $99,000 Active 54 DOM
  5. 2026-06-15
    days on market $99,000 Active 53 DOM
  6. 2026-06-13
    days on market $99,000 Active 51 DOM
  7. 2026-06-13
    days on market $99,000 Active 50 DOM
  8. 2026-06-09
    days on market $99,000 Active 47 DOM
  9. 2026-06-08
    days on market $99,000 Active 46 DOM
  10. 2026-06-07
    days on market $99,000 Active 45 DOM
  11. 2026-06-04
    days on market $99,000 Active 42 DOM
  12. 2026-06-03
    days on market $99,000 Active 41 DOM
  13. 2026-06-02
    days on market $99,000 Active 40 DOM
  14. 2026-06-01
    days on market $99,000 Active 39 DOM
  15. 2026-05-31
    days on market $99,000 Active 38 DOM
  16. 2026-04-23
    listed $99,000 Active 1681-char remark
  17. 2025-02-15
    historical
  18. 2024-11-20
    listed $99,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,750
− Mortgage interest
−$5,546
− Property taxes
−$1,485
− Insurance
−$495
− Repairs & maintenance
−$1,020
− Management
−$1,020
− Depreciation
−$2,880
Taxable income
$305
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$73
After-tax cash flow
$1,789/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with minimal repairs needed. It offers a spacious California room and a well-maintained exterior, making it a good investment for both resale and rental.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and overall appearance

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and overall appearance

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Palm Springs Unified
NCES district ID
0629550
Math proficiency
21% ▼ -7.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$43,638
Composite
26.76/100
National rank
#7131
State rank
#328 of 517 in CA

Livability — Sky Valley

Score
52/100
State rank
#1041
US rank
#25108

Category grades

Amenities F Commute F Cost of living B- Crime B- Employment F Housing A Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sky Valley, CA

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Not yet ingested

Political lean
Race & ethnicity
Common origin
Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-04-23 Listed $99,000 CRMLS
  • 2025-02-15 Listing Removed CRMLS
  • 2024-11-20 Listed $99,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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