22 Kyra Blvd · Wheatfield, PA 17068

$39,900

3 bd · 2.0 ba · 1,064 sqft · Manufactured public records · 16 Days on market

Built 1992 $38/sqft · 19% below area Est $49k · 19% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +15.0/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +3.8/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

AFFORDABLE LIVING FOR A FAMILY ON A RENTED LOT. LOT RENT INCLUDES SEWER, TRASH . HOME HAS SOME FURNISHINGS THAT CAN STAY, COUCH, CHAIR BUILT IN BED COULD REMAIN AS WELL. LARGE FRONT PORCH LEADING TO AN EXTERIOR SHED. INSIDE NEEDS SOME WORK TO FINISH SOME ITEMS. THERE ARE 2 BATHROOMS AS WELL I N THE HOME.

Key facts

• New metal roof
• Large front porch
• New flooring

Tags

• NEW FLOORING
• NEW ROOF
• NEW METAL ROOF
• LARGE FRONT PORCH
• EXTERIOR SHED
• NICE LAUNDRY AREA

Property features AI

Finance

• Other: Ground rent listed as an annual income/expense item
• Financial info: Ground rent exists and is paid monthly; Monthly ground rent: $425; Property managed by a property manager; Property condition: Good

Exterior

• Parking: Asphalt driveway / driveway parking
• Utilities: Public water; Public sewer; Electric service available; Hot water: electric; Cable TV available; Municipal trash service
• Home design: Manufactured single-wide home; Estimated year built
• Construction: Aluminum siding with frame construction; Shingle roof; Building not winterized
• Exterior features: Exterior lighting; Outbuilding(s)

Interior

• Kitchen: Dishwasher; Gas oven/range; Refrigerator
• Bedrooms: Three bedrooms on the main level (Bedroom 1, Bedroom 2, Bedroom 3)
• Flooring: Carpet; Vinyl; Luxury vinyl plank
• Bathrooms: Two full bathrooms
• Heating & cooling: Forced air heating (oil-fired); Electric cooling
• Interior features: Paneled walls; Living room; Laundry on main floor; Has one gas/propane fireplace
• Laundry & utility: Main-floor laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $40k.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $40k).
• Recommended offer: $39k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Susquenita SD (rural): math 34% / reading 53% proficiency, ranked #275 of 539 in PA (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Susquenita Hs (math 64%, 503 students, 31% FRL) — zoned schools at 31% FRL track the district average.
• Market conditions: 19 active listings in the ZIP; 107 units permitted in Perry County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $276 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Perry County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $27k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $39,301 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.87% ✓
• Cap rate: 44.18%
• Cash-on-cash: 135.31%
• DSCR: 7.02
• GRM: 1.7

CMA / ARV

• ARV (median comp): $49,430
• List price: $39,900
• Delta: -19.28%
• Verdict: UNDERPRICED
• Comps: 16 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 7.61×
• Total profit: $73,795
• Equity at exit: $5,949

10-year hold

• IRR: —
• Equity multiple: 16.01×
• Total profit: $167,688
• Equity at exit: $3,450

Cash invested: $11,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17068

• Home prices YoY: -14.6%
• Active inventory: 19
• Price-to-rent: 1.7×

Monthly cashflow live

• Estimated rent: $1,944 medium
• Mortgage (P&I): −$209
• Tax est. 1.5%: −$50 /mo · $598/yr
• Insurance: −$17
• HOA: −$0
• Vacancy / Maint / Mgmt: −$408
• Net cashflow: $1,260

Break-even live

Break-even rent $349

Max offer price $39,900

Occupancy floor 30%

Sensitivity live

Price	-10% $1,287	-5% $1,273	+0% $1,260	+5% $1,246	+10% $1,232
Rent	-10% $1,106	-5% $1,183	+0% $1,260	+5% $1,336	+10% $1,413
Rate	-1.0pp $1,280	-0.5pp $1,270	base $1,260	+0.5pp $1,249	+1.0pp $1,239

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $9,975
• Closing costs: $1,197
• Reserves months: —
• Total cash needed: —

Listing history 8 events

1. 2026-05-31
   statusdays on market $39,900 Pending 16 DOM
2. 2026-05-14
   listed $39,900 Active 407-char remark
3. 2022-01-27
   soldstatus $27,100 Closed 306-char remark

   Show marketing remark (306 chars)

   AFFORDABLE LIVING FOR A FAMILY ON A RENTED LOT. LOT RENT INCLUDES SEWER, TRASH . HOME HAS SOME FURNISHINGS THAT CAN STAY, COUCH, CHAIR BUILT IN BED COULD REMAIN AS WELL. LARGE FRONT PORCH LEADING TO AN EXTERIOR SHED. INSIDE NEEDS SOME WORK TO FINISH SOME ITEMS. THERE ARE 2 BATHROOMS AS WELL I N THE HOME.

4. 2022-01-02
   status Pending 306-char remark

   Show marketing remark (306 chars)

   AFFORDABLE LIVING FOR A FAMILY ON A RENTED LOT. LOT RENT INCLUDES SEWER, TRASH . HOME HAS SOME FURNISHINGS THAT CAN STAY, COUCH, CHAIR BUILT IN BED COULD REMAIN AS WELL. LARGE FRONT PORCH LEADING TO AN EXTERIOR SHED. INSIDE NEEDS SOME WORK TO FINISH SOME ITEMS. THERE ARE 2 BATHROOMS AS WELL I N THE HOME.

5. 2021-12-28
   historical Active Under Contract 306-char remark

   Show marketing remark (306 chars)

   AFFORDABLE LIVING FOR A FAMILY ON A RENTED LOT. LOT RENT INCLUDES SEWER, TRASH . HOME HAS SOME FURNISHINGS THAT CAN STAY, COUCH, CHAIR BUILT IN BED COULD REMAIN AS WELL. LARGE FRONT PORCH LEADING TO AN EXTERIOR SHED. INSIDE NEEDS SOME WORK TO FINISH SOME ITEMS. THERE ARE 2 BATHROOMS AS WELL I N THE HOME.

6. 2021-11-26
   listed $29,900 Active 306-char remark

   Show marketing remark (306 chars)

   AFFORDABLE LIVING FOR A FAMILY ON A RENTED LOT. LOT RENT INCLUDES SEWER, TRASH . HOME HAS SOME FURNISHINGS THAT CAN STAY, COUCH, CHAIR BUILT IN BED COULD REMAIN AS WELL. LARGE FRONT PORCH LEADING TO AN EXTERIOR SHED. INSIDE NEEDS SOME WORK TO FINISH SOME ITEMS. THERE ARE 2 BATHROOMS AS WELL I N THE HOME.

7. 2005-11-28
   soldstatus $16,725

   Show marketing remark (352 chars)

   SPACIOUS 14X80 FT 3 BEDROOM 2 FULL BATH IN QUIET PARK IN COUNTRY SETTING. CATHEDRAL CEILINGS, LG EAT-IN KITCHEN, W/ PLENTY OF CABINETS W/ BREAKFAST BAR. MASTER BEDROOM HAS GARDEN TUB IN BATH W/ SEPARATE SHOWER. SIDE DECK AT ENTRANCE. LARGE SHED ON PROPERTY FOR STORAGE STAYS. QUICK OCCUPANCY, CAN BE MOVED. BUYER MUST BE APPROVED FROM PARK ASSOCIATION

8. 2005-09-07
   listed $18,900

   Show marketing remark (352 chars)

   SPACIOUS 14X80 FT 3 BEDROOM 2 FULL BATH IN QUIET PARK IN COUNTRY SETTING. CATHEDRAL CEILINGS, LG EAT-IN KITCHEN, W/ PLENTY OF CABINETS W/ BREAKFAST BAR. MASTER BEDROOM HAS GARDEN TUB IN BATH W/ SEPARATE SHOWER. SIDE DECK AT ENTRANCE. LARGE SHED ON PROPERTY FOR STORAGE STAYS. QUICK OCCUPANCY, CAN BE MOVED. BUYER MUST BE APPROVED FROM PARK ASSOCIATION

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,323
• − Mortgage interest: −$2,235
• − Property taxes: −$598
• − Insurance: −$200
• − Repairs & maintenance: −$1,866
• − Management: −$1,866
• − Depreciation: −$1,161
• Taxable income: $15,398
• Est. tax owed @ 24.0%: −$3,695
• After-tax cash flow: $11,421/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Susquenita SD
• NCES district ID: 4223040
• Math proficiency: 34% ▼ -5.00%
• Reading proficiency: 53% ▼ -8.00%
• Median HH income: $59,765
• Composite: 38.26/100
• National rank: #4240
• State rank: #275 of 539 in PA

Livability — Wheatfield

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 4,384

Population outlook (Perry County) Hauer SSP2

• Today (2025): 44,250 people
• By 2030: 42,862 · -3.1%
• By 2040: 39,574 · -10.6%
• By 2050: 36,001 · -18.6%
• By 2075: 27,991 · -36.7%
• By 2100: 20,936 · -52.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 7% Hispanic / Latino 3% Black 1%
• Common ancestry: Polish 5% Romanian 3% Iranian 3%
• Foreign-born: 1% · Canada
• Languages at home: 96% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Perry

• 2024 margin: Solid R (+49.3) · D 24.8% · R 74.1% · Other 1.0%
• 2008→2024 swing: -15.6pp toward R · 2008: -33.7pp · 2024: -49.3pp
• All cycles: 2024: R+49.3 2020: R+50.1 2016: R+51.9 2012: R+38.8 2008: R+33.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -27.07%
• Current HPI: 157.819
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+111.1% since first listed

8 events — show timeline

• 2026-05-30 Pending — BRIGHT MLS
• 2026-05-14 Listed $39,900 BRIGHT MLS
• 2022-01-27 Sold (MLS) $27,100 BRIGHT MLS
• 2022-01-02 Pending — BRIGHT MLS
• 2021-12-28 Contingent — BRIGHT MLS
• 2021-11-26 Listed $29,900 BRIGHT MLS
• 2005-11-28 Sold (MLS) $16,725 BRIGHT MLS
• 2005-09-07 Listed $18,900 BRIGHT MLS

Property tax history

+0.5%/yr

Latest (2026): $22 · -12.2% YoY. Source: county tax records.