CashFlowRE
Sign in Sign up
201 Frazior St
A- Composite 80.86
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.5/10.0
  • Appreciation +6.4/10.0
  • Schools +3.3/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$80,000

201 Frazior St · Linden, TX 75563
2 bd · 2.0 ba · 1,496 sqft · SingleFamily · 155 Days on market
Built 1945 Fair condition 10,498 sqft lot $53/sqft · 44% below area Est $143k · 44% under ↓ 33% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This inviting home offers 2 bedrooms and 2 full bathrooms, plus a versatile bonus room that could easily serve as a third bedroom, home office, or flex space. With a functional layout and solid bones, this property is ready for a little TLC to truly shine. Ideal for buyers looking to personalize their space or investors seeking value-add potential. Enjoy the opportunity to update finishes, add your own style, and build equity. Conveniently located and full of possibilities—don’t miss the chance to make this home your own. Sold as-is

Key facts

  • 0.24 acre lot
  • Garage
  • Built 1945

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $80k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $301 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 59/100 on livability (#1,176 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D, schools F, amenities F.
  • Linden-Kildare CISD (rural): math 37% / reading 42% proficiency, ranked #450 of 826 in TX (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 84 active listings in the ZIP; 12 units permitted in Cass County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($553 loan paydown + $2k appreciation (2.8% local appreciation)).
  • Cass County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (2.8% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 155 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago; this cycle's ask has dropped $29k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
10.81%
Cash-on-cash
16.13%
DSCR
1.72
GRM
6.2

CMA / ARV

ARV (median comp)
$143,296
List price
$80,000
Delta
-44.17%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
607 W Campbell Rd 0.31mi 3/2.0 (+1) 1,460 (-2%) 3mo $149,000 $102 74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.77% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.1%
Equity multiple
2.24×
Total profit
$27,843
Equity at exit
$34,925
10-year hold
IRR
23.3%
Equity multiple
4.28×
Total profit
$73,516
Equity at exit
$53,024

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75563

Home prices YoY
2.0%
Active inventory
84
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,081 medium interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$227
Net cashflow
$301

Break-even live

Break-even rent $700
Max offer price $80,000
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-18
    days on market $80,000 Active 155 DOM
  2. 2026-06-17
    days on market $80,000 Active 154 DOM
  3. 2026-06-16
    days on market $80,000 Active 153 DOM
  4. 2026-06-15
    days on market $80,000 Active 152 DOM
  5. 2026-06-13
    days on market $80,000 Active 150 DOM
  6. 2026-06-12
    days on market $80,000 Active 149 DOM
  7. 2026-06-10
    days on market $80,000 Active 146 DOM
  8. 2026-06-08
    days on market $80,000 Active 145 DOM
  9. 2026-06-08
    days on market $80,000 Active 144 DOM
  10. 2026-06-05
    days on market $80,000 Active 142 DOM
  11. 2026-06-04
    price $80,000 Active 140 DOM
  12. 2026-06-03
    days on market $99,999 Active 140 DOM
  13. 2026-06-02
    days on market $99,999 Active 139 DOM
  14. 2026-06-01
    days on market $99,999 Active 138 DOM
  15. 2026-05-31
    days on market $99,999 Active 137 DOM
  16. 2026-03-05
    price $99,999 550-char remark
    Show marketing remark (550 chars)

    This inviting home offers 2 bedrooms and 2 full bathrooms, plus a versatile bonus room that could easily serve as a third bedroom, home office, or flex space. With a functional layout and solid bones, this property is ready for a little TLC to truly shine. Ideal for buyers looking to personalize their space or investors seeking value-add potential. Enjoy the opportunity to update finishes, add your own style, and build equity. Conveniently located and full of possibilities—don’t miss the chance to make this home your own. Sold as-is

  17. 2026-01-14
    listed $109,000 Active 550-char remark
    Show marketing remark (550 chars)

    This inviting home offers 2 bedrooms and 2 full bathrooms, plus a versatile bonus room that could easily serve as a third bedroom, home office, or flex space. With a functional layout and solid bones, this property is ready for a little TLC to truly shine. Ideal for buyers looking to personalize their space or investors seeking value-add potential. Enjoy the opportunity to update finishes, add your own style, and build equity. Conveniently located and full of possibilities—don’t miss the chance to make this home your own. Sold as-is

  18. 2022-09-26
    soldstatus 187-char remark
    Show marketing remark (187 chars)

    This 2 bedroom, 2 bath property sits on a spacious lot right in the heart of Linden, TX. It features two living areas. This home is minutes from shopping and restaurants near Cass County.

  19. 2022-08-19
    listed $150,000 187-char remark
    Show marketing remark (187 chars)

    This 2 bedroom, 2 bath property sits on a spacious lot right in the heart of Linden, TX. It features two living areas. This home is minutes from shopping and restaurants near Cass County.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,971
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,038
− Management
−$1,038
− Depreciation
−$2,327
Taxable income
$2,487
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$597
After-tax cash flow
$3,016/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This home requires moderate renovations to improve its curb appeal and interior condition, with a focus on landscaping, exterior paint, and kitchen updates.

Repairs flagged

  • Major Landscaping — Overgrown lawn and debris need significant attention.
  • Minor Exterior paint — Paint appears worn in some areas, but not severe enough to require immediate attention.
  • Moderate Kitchen cabinets — Dated design and potential wear and tear on the cabinets.

Value-add opportunities

  • Both Landscaping and exterior paint — Improving curb appeal and overall appearance.
  • Both Kitchen cabinets and appliances — Updating the kitchen will enhance both resale and rental value.
  • Both Bathroom fixtures and tile — Updating the bathrooms will improve both resale and rental value.
  • Both HVAC and plumbing systems — Ensuring these systems are in good working order will improve both resale and rental value.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Landscaping · Overgrown lawn and debris need significant attention. Major $15,000–50,000
Exterior paint · Paint appears worn in some areas, but not severe enough to require immediate attention. Minor $500–3,000
Kitchen cabinets · Dated design and potential wear and tear on the cabinets. Moderate $3,000–15,000
Total estimated repair cost · 3 items $18,500–68,000

Value-add ROI direction

  • Both Landscaping and exterior paint — Improving curb appeal and overall appearance.
  • Both Kitchen cabinets and appliances — Updating the kitchen will enhance both resale and rental value.
  • Both Bathroom fixtures and tile — Updating the bathrooms will improve both resale and rental value.
  • Both HVAC and plumbing systems — Ensuring these systems are in good working order will improve both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Linden-Kildare CISD
NCES district ID
4827540
Math proficiency
37% ▲ 11.00%
Reading proficiency
42% ▲ 3.00%
Median HH income
$35,293
Composite
32.66/100
National rank
#5659
State rank
#450 of 826 in TX

Livability — Linden

Score
59/100
State rank
#1176
US rank
#20579

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Linden, TX
Population (ZIP)
3,967

Population outlook (Cass County) Hauer SSP2

Today (2025)
29,998 people
By 2030
29,583 · -1.4%
By 2040
28,512 · -5.0%
By 2050
27,230 · -9.2%
By 2075
24,917 · -16.9%
By 2100
21,582 · -28.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Black 16% Hispanic / Latino 5% Two or more races 3% Native American 2%
Common ancestry
Italian 1% Lithuanian 1% Iranian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Cass

2024 margin
Solid R (+65.7) · D 17.0% · R 82.7%
2008→2024 swing
-25.2pp toward R · 2008: -40.4pp · 2024: -65.7pp
All cycles
2024: R+65.7 2020: R+59.1 2016: R+59.7 2012: R+49.5 2008: R+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.77%
Current HPI
142.6814
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-33.3% since first listed
4 events — show timeline
  • 2026-03-05 Price Changed $99,999 LAAR
  • 2026-01-14 Listed $109,000 LAAR
  • 2022-09-26 Sold (MLS) LAAR
  • 2022-08-19 Listed $150,000 LAAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…