198 Hickory Pointe Dr · Cartersville, GA 30101

$450,000

4 bd · 3.5 ba · 3,028 sqft · SingleFamily public records · 156 Days on market

Built 2017 0.35 ac lot $149/sqft · 15% below area Est $529k · 15% under $42/mo HOA · 1% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.2/15.0
• Cash flow +8.0/30.0
• Livability +3.7/5.0
• Schools +3.6/10.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• DSCR +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room-perfect for a formal dining space or home office-welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white "marble-style" fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment-making it the perfect place to call home.

Key facts

• Pantry
• Hardwood floors
• White cabinetry

Tags

• HARDWOOD FLOORS
• OPEN-CONCEPT LAYOUT
• VERSATILE SITTING ROOM
• CHEF-INSPIRED KITCHEN
• PANTRY
• WHITE CABINETRY

What this means for you Summary

Snapshot

• This is a 4-bed/3.5-bath single-family listed at $450k.

Deal economics

• At list price, monthly cash flow is $-460 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $369k (18.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $322k (28.4% below list).
• Recommended offer: $322k (28.4% below list) — sets the bar for 1% rule.
• Cap rate 5.1% vs local median 3.7% in Cartersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#43 in GA, #4,800 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities A; Watch: schools D+, commute F.
• Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.5%/yr); 523 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
• This rent runs 35% of the median local income ($111k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
• Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 156 days — a 12% lower offer ($396k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 9y ago; this cycle's ask has dropped $82k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $322,126 (28.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 5.07%
• Cash-on-cash: -4.38%
• DSCR: 0.81
• GRM: 11.6

CMA / ARV

• ARV (median comp): $528,837
• List price: $450,000
• Delta: -14.91%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
88 Water Oak Dr	0.07mi	4/2.0	3,000 (-1%)	0mo	$499,000	$166	89
135 Vine Creek Pl	0.32mi	4/3.5	3,281 (+8%)	2mo	$520,000	$158	70
192 Gallery Ct	0.29mi	5/4.0 (+1)	3,210 (+6%)	3mo	$615,000	$192	67
280 Graves Rd	0.35mi	5/3.5 (+1)	3,285 (+8%)	5mo	$541,500	$165	61
173 Arthur Hills Dr	0.32mi	5/4.0 (+1)	2,818 (-7%)	8mo	$530,000	$188	60
180 Cleburne	0.64mi	4/2.5	3,019 (-0%)	8mo	$440,000	$146	59
291 Harmony Cir	0.36mi	4/2.5	2,700 (-11%)	4mo	$450,000	$167	58
204 Arthur Hills Dr	0.28mi	5/3.0 (+1)	2,750 (-9%)	11mo	$550,000	$200	56
97 Cleburne Pl	0.55mi	5/3.0 (+1)	3,176 (+5%)	8mo	$499,900	$157	52
229 Mcevers Branch Lndg	0.60mi	4/3.5	3,365 (+11%)	2mo	$535,000	$159	52
35 N Springs Way	0.49mi	4/3.0	2,653 (-12%)	6mo	$420,000	$158	49
73 Turtle Rock Cv	0.58mi	5/3.5 (+1)	3,380 (+12%)	2mo	$565,000	$167	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.48% rent growth · sell at horizon

5-year hold

• IRR: -23.2%
• Equity multiple: 0.20×
• Total profit: $-100,657
• Equity at exit: $67,096

10-year hold

• IRR: -16.7%
• Equity multiple: 0.06×
• Total profit: $-118,948
• Equity at exit: $38,908

Cash invested: $126,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30101

• Rents YoY: 3.5%
• Active inventory: 523
• Price-to-rent: 11.6×

Monthly cashflow live

• Estimated rent: $3,221 medium
• Mortgage (P&I): −$2,360
• Tax from tax record: −$415 /mo · $4,983/yr
• Insurance: −$188
• HOA: −$42
• Vacancy / Maint / Mgmt: −$676
• Net cashflow: $-460

Break-even live

Break-even rent $3,803

Max offer price $368,774

Occupancy floor —

Sensitivity live

Price	-10% $-205	-5% $-332	+0% $-460	+5% $-587	+10% $-715
Rent	-10% $-714	-5% $-587	+0% $-460	+5% $-333	+10% $-205
Rate	-1.0pp $-233	-0.5pp $-345	base $-460	+0.5pp $-576	+1.0pp $-695

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $112,500
• Closing costs: $13,500
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
24 Creekwater Dr Acworth, GA	4.0–5.0	2.5–3.0	2556	$2,983	$1.17	1d	9	0.66mi
406 Riverclub Rd Acworth, GA	5.0	5.0	3522	$3,750	$1.06	22d	1	0.71mi
39 Floating Leaf Way Dallas, GA	5.0	4.0	3424	$3,071	$0.90	24d	1	1.01mi
143 Cool Creek Ct Dallas, GA	5.0	3.0	2496	$2,495	$1.00	44d	1	1.05mi

HOA detail

• Monthly dues: $42 · $504/yr

Listing history 50 events

1. 2026-06-18
   days on market $450,000 Active 156 DOM
2. 2026-06-17
   days on market $450,000 Active 155 DOM
3. 2026-06-16
   days on market $450,000 Active 154 DOM
4. 2026-06-15
   days on market $450,000 Active 153 DOM
5. 2026-06-13
   days on market $450,000 Active 151 DOM
6. 2026-06-13
   pricedays on market $450,000 Active 150 DOM
7. 2026-06-09
   days on market $470,000 Active 147 DOM
8. 2026-06-08
   days on market $470,000 Active 146 DOM
9. 2026-06-07
   days on market $470,000 Active 145 DOM
10. 2026-06-04
    days on market $470,000 Active 142 DOM
11. 2026-06-03
    days on market $470,000 Active 141 DOM
12. 2026-06-02
    days on market $470,000 Active 140 DOM
13. 2026-06-01
    days on market $470,000 Active 139 DOM
14. 2026-05-31
    days on market $470,000 Active 138 DOM
15. 2026-05-14
    price $478,000 1091-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

16. 2026-05-14
    price $478,000 1111-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

17. 2026-04-30
    price $487,000 1091-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

18. 2026-04-30
    price $487,000 1111-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

19. 2026-04-09
    price $495,000 1091-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

20. 2026-04-09
    price $495,000 1111-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

21. 2026-03-19
    price $501,000 1091-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

22. 2026-03-19
    price $501,000 1111-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

23. 2026-02-26
    price $509,000 1091-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

24. 2026-02-26
    price $509,000 1111-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

25. 2026-02-12
    price $517,000 1091-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

26. 2026-02-12
    price $517,000 1111-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

27. 2026-01-29
    price $525,000 1111-char remark

    Show marketing remark (1091 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room-perfect for a formal dining space or home office-welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white "marble-style" fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment-making it the perfect place to call home.

28. 2026-01-29
    price $525,000 1091-char remark

    Show marketing remark (1091 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room-perfect for a formal dining space or home office-welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white "marble-style" fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment-making it the perfect place to call home.

29. 2026-01-13
    listed $532,000 New 1091-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

30. 2026-01-13
    listed $532,000 Active 1111-char remark

    Show marketing remark (1111 chars)

    Beautiful traditional home in the highly sought-after Harmony Hills community! Hardwood floors grace the main level, highlighting an open-concept layout designed for both everyday living and entertaining. Upon entry, a versatile sitting room—perfect for a formal dining space or home office—welcomes you and leads into a chef-inspired kitchen featuring a pantry, crisp white cabinetry, granite countertops, a center island, and breakfast bar. The kitchen opens seamlessly to the breakfast nook and living room, where a striking white “marble-style” fireplace serves as a stunning focal point. Enjoy easy access to the back patio, ideal for relaxing or outdoor gatherings. Upstairs, the oversized primary suite is a true retreat, offering a spacious walk-in closet, spa-like tile shower, soaking tub, and dual vanities. Three additional bedrooms and two full baths complete the upper level. Situated on a private lot with a two-car garage, this home is just minutes from downtown Acworth, Lake Allatoona, shopping, dining, and entertainment—making it the perfect place to call home.

31. 2025-12-26
    soldstatus $464,400
32. 2023-12-13
    historical
33. 2023-10-13
    price $499,999
34. 2023-10-06
    price $520,000
35. 2023-10-02
    price $524,900
36. 2023-09-19
    price $525,000
37. 2023-09-19
    price $544,000
38. 2023-09-12
    price $545,000
39. 2023-09-06
    price $549,999
40. 2023-08-29
    listed $550,000 New
41. 2022-06-30
    soldstatus $525,000
42. 2022-06-27
    soldstatus $525,000 Closed
43. 2022-06-27
    soldstatus $525,000 Sold
44. 2022-06-24
    status Pending
45. 2022-06-01
    status Pending
46. 2022-06-01
    status Under Contract
47. 2022-05-28
    status Active
48. 2022-05-28
    status Back On Market
49. 2022-05-05
    status Pending
50. 2022-05-05
    status Under Contract

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $4,983 · $415/mo
• Projected year-2 tax: $4,983 · $415/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,655
• − Mortgage interest: −$25,207
• − Property taxes: −$4,983
• − Insurance: −$2,250
• − Repairs & maintenance: −$3,092
• − Management: −$3,092
• − HOA: −$504
• − Depreciation: −$13,091
• Taxable loss: −$13,565
• Est. tax savings @ 24.0%: +$3,255
• After-tax cash flow: $-2,262/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Paulding County
• NCES district ID: 1304020
• Math proficiency: 39% ▼ -6.00%
• Reading proficiency: 42% ▼ -7.00%
• Median HH income: $61,447
• Composite: 36.0/100
• National rank: #4784
• State rank: #33 of 174 in GA

Livability — Cartersville

• Score: 74/100
• State rank: #43
• US rank: #4800

Category grades

Amenities A Commute F Cost of living A Crime C+ Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Cobb County · 777,758 people
• City population: 70,885
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 62,593
• Household income: $110,774
• Rent vs Own: 20.6% rent · 79.4% own
• Severe rent burden: 851.0

Population outlook (Paulding County) Hauer SSP2

• Today (2025): 175,714 people
• By 2030: 186,082 · +5.9%
• By 2040: 204,414 · +16.3%
• By 2050: 217,040 · +23.5%
• By 2075: 236,980 · +34.9%
• By 2100: 238,314 · +35.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 18% Hispanic / Latino 11% Two or more races 7% Asian 2%
• Hispanic origin (detail): Mexican 5% Puerto Rican 1%
• Common ancestry: Italian 2% Slovak 2% Romanian 2%
• Foreign-born: 10% · Canada, Jamaica, Vietnam
• Languages at home: 85% English-only · Spanish 8% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Paulding

• 2024 margin: Strong R (+24.1) · D 37.6% · R 61.7%
• 2008→2024 swing: +14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
• All cycles: 2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -132.08%
• Current HPI: 237.1884
• Rent YoY: ▲ 3.48%
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+59.3% since first listed

57 events — show timeline

• 2026-05-14 Price Changed $478,000 GAMLS
• 2026-05-14 Price Changed $478,000 FMLS
• 2026-04-30 Price Changed $487,000 GAMLS
• 2026-04-30 Price Changed $487,000 FMLS
• 2026-04-09 Price Changed $495,000 GAMLS
• 2026-04-09 Price Changed $495,000 FMLS
• 2026-03-19 Price Changed $501,000 GAMLS
• 2026-03-19 Price Changed $501,000 FMLS
• 2026-02-26 Price Changed $509,000 GAMLS
• 2026-02-26 Price Changed $509,000 FMLS
• 2026-02-12 Price Changed $517,000 GAMLS
• 2026-02-12 Price Changed $517,000 FMLS
• 2026-01-29 Price Changed $525,000 FMLS
• 2026-01-29 Price Changed $525,000 GAMLS
• 2026-01-13 Listed $532,000 FMLS
• 2026-01-13 Listed $532,000 GAMLS
• 2025-12-26 Sold (Public Records) $464,400 Public Records
• 2023-12-13 Listing Removed — GAMLS
• 2023-10-13 Price Changed $499,999 GAMLS
• 2023-10-06 Price Changed $520,000 GAMLS
• 2023-10-02 Price Changed $524,900 GAMLS
• 2023-09-19 Price Changed $525,000 GAMLS
• 2023-09-19 Price Changed $544,000 GAMLS
• 2023-09-12 Price Changed $545,000 GAMLS
• 2023-09-06 Price Changed $549,999 GAMLS
• 2023-08-29 Listed $550,000 GAMLS
• 2022-06-30 Sold (Public Records) $525,000 Public Records
• 2022-06-27 Sold (MLS) $525,000 GAMLS
• 2022-06-27 Sold (MLS) $525,000 FMLS
• 2022-06-24 Pending — FMLS
• 2022-06-01 Pending — FMLS
• 2022-06-01 Pending — GAMLS
• 2022-05-28 Relisted — FMLS
• 2022-05-28 Relisted — GAMLS
• 2022-05-05 Pending — FMLS
• 2022-05-05 Pending — GAMLS
• 2022-04-21 Listed $500,000 GAMLS
• 2022-04-21 Listed $500,000 FMLS
• 2019-05-17 Sold (MLS) $310,000 FMLS
• 2019-05-16 Pending — FMLS
• 2019-04-19 Relisted — FMLS
• 2019-03-18 Pending — FMLS
• 2019-01-29 Price Changed $329,999 FMLS
• 2018-11-24 Price Changed $333,979 FMLS
• 2018-10-25 Listing Removed — FMLS
• 2018-10-25 Listed $330,979 FMLS
• 2018-10-15 Price Changed $323,979 FMLS
• 2018-02-15 Price Changed $330,979 FMLS
• 2018-01-05 Price Changed $324,974 FMLS
• 2018-01-05 Price Changed $322,974 FMLS
• 2017-12-22 Price Changed $320,974 FMLS
• 2017-12-21 Price Changed $302,990 FMLS
• 2017-11-07 Price Changed $320,974 FMLS
• 2017-10-23 Price Changed $317,974 FMLS
• 2017-09-30 Price Changed $311,974 FMLS
• 2017-07-22 Price Changed $302,990 FMLS
• 2017-07-12 Listed $299,990 FMLS

Property tax history

+34.7%/yr

Latest (2025): $4,983 · +4.8% YoY. Source: county tax records.