CashFlowRE
Sign in Sign up
1705 NW Lawton
C+ Composite 64.91
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.0/10.0
  • ARV discount +5.7/15.0
  • Livability +3.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$69,500

1705 NW Lawton · Lawton, OK 73507
2 bd · 1.0 ba · 879 sqft · SingleFamily public records · 92 Days on market
Built 1952 8,000 sqft lot Est $67k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Owner is real estate agent. Home redone.

Key facts

  • 8,000 sq ft lot
  • Garage
  • Built 1952

Property features AI

Exterior

  • Parking: 3 total parking spaces; 1-car garage with garage door opener; 2-car carport (covered)
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Single family residence; One story; Updated/remodeled; Home warranty included
  • Construction: Composition roof
  • Exterior features: Chain link fencing; Public maintained road access; City street frontage

Interior

  • Kitchen: Cooktop; Refrigerator
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (natural gas); Central electric air conditioning
  • Interior features: Updated/remodeled condition; Gas water heater; Crawl space
  • Laundry & utility: Washer hookup in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $338 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($976 rent vs $70k).
  • Recommended offer: $63k (9.0% below list) — sets the bar for market timing.
  • Cap rate 12.1% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Whittier Es (math 22% / reading 17%, grade F, #479 of 845 statewide, top 63%, 351 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents flat; 208 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $481 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.2% rent growth), your $19k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 92 days — a 9% lower offer ($63k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $63,245 (9.0% below list)

Questions for the listing agent

  1. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.40%
Cap rate
12.12%
Cash-on-cash
20.83%
DSCR
1.93
GRM
5.9

CMA / ARV

ARV (on-the-fly)
$66,804
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1712 NW Euclid Ave 0.67mi 2/2.0 900 (+2%) 1mo $61,200 $68 60
1206 NW Oak Ave 0.35mi 2/1.0 1,000 (+14%) 7mo $77,000 $77 55
1204 NW Taft 0.61mi 2/1.0 950 (+8%) 5mo $35,000 $37 54
1911 NW Williams Ave 0.55mi 2/1.0 800 (-9%) 10mo $42,000 $53 51
701 NW 22nd St 0.61mi 2/1.0 1,000 (+14%) 1mo $49,200 $49 48
1814 NW Dearborn Ave 0.74mi 2/1.0 800 (-9%) 3mo $65,000 $81 48
1122 NW Oak Ave 0.54mi 2/1.0 1,000 (+14%) 6mo $79,000 $79 46
1419 NW 23rd St 0.53mi 3/1.0 (+1) 1,000 (+14%) 4mo $19,900 $20 44
2406 NW 17th St 0.58mi 3/1.0 (+1) 970 (+10%) 9mo $36,000 $37 43
1816 NW Floyd 0.62mi 3/2.0 (+1) 960 (+9%) 8mo $75,800 $79 40
1339 NW Ferris 0.61mi 3/2.0 (+1) 1,000 (+14%) 4mo $75,900 $76 36
703 NW 13th St 0.73mi 2/1.0 1,000 (+14%) 9mo $96,900 $97 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.25% rent growth · sell at horizon

5-year hold
IRR
10.2%
Equity multiple
1.39×
Total profit
$7,608
Equity at exit
$10,363
10-year hold
IRR
17.1%
Equity multiple
2.24×
Total profit
$24,058
Equity at exit
$6,009

Cash invested: $19,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73507

Home prices YoY
-23.2%
Rents YoY
0.2%
Active inventory
208
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$976 medium interval (Pro) →
Mortgage (P&I)
$364
Tax from tax record
$40 /mo · $480/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$338

Break-even live

Break-even rent $549
Max offer price $69,500
Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,375
Closing costs
$2,085
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $69,500 Active 92 DOM
  2. 2026-06-18
    days on market $69,500 Active 91 DOM
  3. 2026-06-17
    days on market $69,500 Active 90 DOM
  4. 2026-06-16
    days on market $69,500 Active 89 DOM
  5. 2026-06-15
    days on market $69,500 Active 88 DOM
  6. 2026-06-14
    days on market $69,500 Active 86 DOM
  7. 2026-06-13
    days on market $69,500 Active 85 DOM
  8. 2026-06-10
    days on market $69,500 Active 83 DOM
  9. 2026-06-09
    days on market $69,500 Active 82 DOM
  10. 2026-06-08
    days on market $69,500 Active 81 DOM
  11. 2026-06-07
    days on market $69,500 Active 80 DOM
  12. 2026-06-05
    days on market $69,500 Active 77 DOM
  13. 2026-06-03
    days on market $69,500 Active 76 DOM
  14. 2026-06-02
    days on market $69,500 Active 75 DOM
  15. 2026-06-01
    days on market $69,500 Active 74 DOM
  16. 2026-05-31
    days on market $69,500 Active 73 DOM
  17. 2026-05-30
    days on market $69,500 Active 72 DOM
  18. 2026-03-16
    listed $69,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$480 · $40/mo
Projected year-2 tax
$626 · $52/mo
Expected delta
+$146/yr (+$12/mo · 30.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,714
− Mortgage interest
−$3,893
− Property taxes
−$480
− Insurance
−$348
− Repairs & maintenance
−$937
− Management
−$937
− Depreciation
−$2,022
Taxable income
$3,098
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$743
After-tax cash flow
$3,310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
21,046
Household income
$62,132
Rent vs Own
42.1% rent · 57.9% own
Severe rent burden
979.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Italian 1%
Foreign-born
5% · Canada, South Korea
Languages at home
89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -38.48%
Current HPI
127.057
Rent YoY
▲ 0.25%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-16 Listed $69,500 LBRMLS

Property tax history

+1.4%/yr

Latest (2025): $480 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…