3505 Virginia Ave · Baltimore, MD
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 26.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.8/5.0
- Rent growth +3.1/5.0
- Condition / age +2.2/5.0
- Schools +0.4/10.0
- Appreciation +0.0/10.0
$59,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Discover an exceptional investment opportunity in the heart of Lucille Park! This charming 4-bedroom, 3-bathroom townhouse, built in 1920, seamlessly blends historic character with modern functionality. The Federal architectural style, complemented by a classic brick façade, offers timeless appeal that attracts discerning buyers or investors. Venture inside to discover laminated plank and ceramic tile flooring that enhances the home's warmth. The interior features include convenient basement bedroom and a second kitchen, perfect for multi-generational living or as an additional income-generating space.
Key facts
- Basement bedroom
- Historic character
- Brick façade
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath townhouse listed at $60k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $60k).
- Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
- Cap rate 27.5% vs local median 5.9% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+2.4%/yr); 524 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 68d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 2.4% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 149 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 10y ago; this cycle's ask has dropped $50k (45%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.11% ✓
- Cap rate
- 27.50%
- Cash-on-cash
- 75.73%
- DSCR
- 4.37
- GRM
- 2.7
CMA / ARV
- ARV (median comp)
- $150,428
- List price
- $59,900
- Delta
- -60.18%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3824 Beehler Ave | 0.21mi | 3/1.5 (-1) | 1,080 (-2%) | 6mo | $88,000 | $81 | 71 |
| 4008 W Garrison Ave | 0.51mi | 3/1.5 (-1) | 1,100 (0%) | 0mo | $75,000 | $68 | 65 |
| 3716 Columbus Dr | 0.23mi | 4/2.0 | 1,200 (+9%) | 6mo | $242,000 | $202 | 65 |
| 3709 Columbus Dr | 0.26mi | 3/1.5 (-1) | 1,200 (+9%) | 3mo | $133,900 | $112 | 59 |
| 2904 Virginia Ave | 0.59mi | 3/1.5 (-1) | 1,116 (+2%) | 5mo | $202,000 | $181 | 55 |
| 3701 Columbus Dr | 0.26mi | 3/1.0 (-1) | 1,200 (+9%) | 7mo | $108,000 | $90 | 54 |
| 3424 W Belvedere Ave | 0.60mi | 3/1.0 (-1) | 1,120 (+2%) | 3mo | $50,000 | $45 | 53 |
| 3916 Grantley Rd | 0.48mi | 3/1.5 (-1) | 1,178 (+7%) | 2mo | $93,000 | $79 | 53 |
| 3912 Reisterstown Rd | 0.69mi | 3/1.5 (-1) | 1,100 (0%) | 4mo | $55,000 | $50 | 53 |
| 3906 Grantley Rd | 0.48mi | 3/1.5 (-1) | 1,178 (+7%) | 4mo | $127,000 | $108 | 51 |
| 3809 Boarman Ave | 0.54mi | 3/1.5 (-1) | 1,249 (+14%) | 3mo | $80,000 | $64 | 39 |
| 3841 Boarman Ave | 0.58mi | 3/2.0 (-1) | 1,249 (+14%) | 8mo | $52,250 | $42 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.41% rent growth · sell at horizon
- IRR
- 75.0%
- Equity multiple
- 4.38×
- Total profit
- $56,639
- Equity at exit
- $8,931
- IRR
- 78.5%
- Equity multiple
- 8.86×
- Total profit
- $131,785
- Equity at exit
- $5,179
Cash invested: $16,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
Active competition Active MLS
- For sale now
- 34 active · 24 under contract
- Months of supply
- 7.8 mo (13%/mo absorbed)
- Median asking
- $136,200 ($117/sqft)
- Median days on market
- 65 d
- This list price
- 3% of active listings are priced below it
- ARV vs active asking
- +17.0% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 21215
- Rents YoY
- 2.4%
- Active inventory
- 524
- Price-to-rent
- 2.7×
Monthly cashflow live
- Estimated rent
- $1,864 high interval (Pro) →
- Mortgage (P&I)
- −$314
- Tax est. 1.5%
- −$75 /mo · $898/yr
- Insurance
- −$25
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$391
- Net cashflow
- $1,059
Break-even live
Sensitivity live
| Price | -10% $1,100 | -5% $1,079 | +0% $1,059 | +5% $1,038 | +10% $1,017 |
|---|---|---|---|---|---|
| Rent | -10% $911 | -5% $985 | +0% $1,059 | +5% $1,132 | +10% $1,206 |
| Rate | -1.0pp $1,089 | -0.5pp $1,074 | base $1,059 | +0.5pp $1,043 | +1.0pp $1,027 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,975
- Closing costs
- $1,797
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3726 Beehler Ave Unit 1 Baltimore, MD | 3.0 | 2.5 | 1500 | $1,850 | $1.23 | 67d | 1 | 0.20mi |
| 3722 Beehler Ave Baltimore, MD | 3.0 | 2.5 | 1500 | $1,850 | $1.23 | 87d | 1 | 0.21mi |
| 3784 Columbus Dr Baltimore, MD | 4.0 | 2.0 | 1250 | $2,200 | $1.76 | 119d | 1 | 0.27mi |
| 4230 Towanda Ave Baltimore, MD | 3.0 | 2.0 | 1400 | $1,800 | $1.29 | 113d | 1 | 0.37mi |
| 3503 Oakmont Ave Apt 2 Baltimore, MD | 5.0 | 1.0 | 1270 | $1,200 | $0.94 | 10d | 1 | 0.41mi |
| 3814 W Garrison Ave Unit 2 Baltimore, MD | 3.0 | 1.0 | 900 | $1,375 | $1.53 | 29d | 1 | 0.46mi |
| 4037 Cedardale Rd Baltimore, MD | 5.0 | 3.0 | 1500 | $2,850 | $1.90 | 67d | 1 | 0.48mi |
| 3016 Thorndale Ave Baltimore, MD | 1.0–3.0 | 1.0 | 700 | $1,200 | $1.71 | 10d | 9 | 0.50mi |
| 2915 Oakford Ave Baltimore, MD | 3.0 | 2.0 | 1102 | $1,600 | $1.45 | 113d | 1 | 0.52mi |
| 3516 Spaulding Ave Baltimore, MD | 5.0 | 2.0 | 1500 | $2,000 | $1.33 | 76d | 1 | 0.52mi |
| 2527 W Cold Spring Ln Baltimore, MD | 3.0 | 2.0 | 1152 | $1,695 | $1.47 | 94d | 1 | 0.53mi |
| 2924 Virginia Ave Baltimore, MD | 3.0 | 2.0 | 1391 | $2,050 | $1.47 | 10d | 1 | 0.56mi |
| 2924 Virginia Ave Baltimore, MD | 3.0 | 2.0 | 1391 | $2,050 | $1.47 | 29d | 1 | 0.56mi |
| 2924 Virginia Ave Baltimore, MD | 3.0 | 2.0 | 1391 | $2,100 | $1.51 | 84d | 1 | 0.56mi |
| 2619 Loyola Northway Baltimore, MD | 3.0 | 2.0 | 1400 | $1,995 | $1.43 | 119d | 1 | 0.57mi |
| 2635 Park Heights Ter Unit 2 Baltimore, MD | 3.0 | 1.0 | 800 | $1,250 | $1.56 | 76d | 1 | 0.58mi |
| 3003 W Garrison Ave Baltimore, MD | 3.0 | 1.5 | 1004 | $1,850 | $1.84 | 67d | 1 | 0.59mi |
| 4031 Park Heights Ave Baltimore, MD | 5.0 | 4.0 | 1200 | $2,790 | $2.33 | 10d | 1 | 0.61mi |
| 4924 Chalgrove Ave Baltimore, MD | 3.0 | 3.0 | 1280 | $1,600 | $1.25 | 24d | 1 | 0.64mi |
| 2454 W Cold Spring Ln Baltimore, MD | 3.0 | 1.0 | 1200 | $1,650 | $1.38 | 119d | 1 | 0.65mi |
| 5208 Denmore Ave Baltimore, MD | 3.0 | 1.0 | 1100 | $1,400 | $1.27 | 67d | 1 | 0.66mi |
| 2548 Oswego Ave Baltimore, MD | 3.0 | 1.0 | 1100 | $1,500 | $1.36 | 10d | 1 | 0.72mi |
| 5105 Chalgrove Ave Unit 1 Baltimore, MD | 3.0 | 1.5 | 1260 | $1,575 | $1.25 | 10d | 1 | 0.73mi |
| 5115 Pembridge Ave Baltimore, MD | 3.0 | 2.0 | 1088 | $2,150 | $1.98 | 139d | 1 | 0.77mi |
| 2415 Loyola Southway Baltimore, MD | 3.0 | 1.5 | 1200 | $2,033 | $1.69 | 139d | 1 | 0.78mi |
| 5301 Maple Ave Baltimore, MD | 3.0 | 1.0 | 960 | $1,700 | $1.77 | 139d | 1 | 0.82mi |
| 2530 Edgecombe Cir N Baltimore, MD | 1.0–3.0 | 1.0 | 830 | $1,325 | $1.60 | 88d | 7 | 0.84mi |
| 3822 Pall Mall Rd Baltimore, MD | 3.0 | 1.5 | 1320 | $1,875 | $1.42 | 139d | 1 | 0.86mi |
| 3343 Avondale Ave Baltimore, MD | 3.0 | 1.5 | 1200 | $1,599 | $1.33 | 5d | 1 | 0.88mi |
| 5338 Winner Ave Baltimore, MD | 3.0 | 1.5 | 1320 | $2,300 | $1.74 | 29d | 1 | 0.91mi |
| 3401 W Rogers Ave Unit 2 Baltimore, MD | 4.0 | 1.0 | 1000 | $1,650 | $1.65 | 29d | 1 | 0.98mi |
| 3915 Liberty Heights Ave Baltimore, MD | 2.0–3.0 | 2.0 | 1015 | $1,600 | $1.58 | 10d | 2 | 1.06mi |
| 5466 Lynview Ave Baltimore, MD | 3.0 | 2.0 | 1178 | $1,749 | $1.48 | 10d | 1 | 1.09mi |
| 3408 W Forest Park Ave Unit 1ST Baltimore, MD | 3.0 | 1.0 | 1300 | $1,850 | $1.42 | 81d | 1 | 1.09mi |
| 4217 Chatham Rd Unit B Baltimore, MD | 3.0 | 1.5 | 1100 | $1,624 | $1.48 | 4d | 1 | 1.11mi |
| 4217 Chatham Rd Unit B Baltimore, MD | 3.0 | 1.5 | 1100 | $1,624 | $1.48 | 29d | 1 | 1.11mi |
| 4217 Chatham Rd Baltimore, MD | 3.0 | 2.0 | 1100 | $1,624 | $1.48 | 10d | 1 | 1.11mi |
| 2434 Druid Park Dr Baltimore, MD | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 76d | 1 | 1.19mi |
| 3912 Mortimer Ave Baltimore, MD | 3.0 | 2.0 | 1204 | $2,723 | $2.26 | 139d | 1 | 1.21mi |
| 2001 W Cold Spring Ln Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 1247 | $3,555 | $2.85 | 0d | 16 | 1.28mi |
Property features AI
Finance
- HOA & community
- Ground rent paid annually
Exterior
- Parking
- On-street parking
- Utilities
- Public waterPublic sewer
- Home design
- Interior townhouse / rowhouseLevel entry to main floorFee simple ownership
- Construction
- Brick and cement siding exterior with brick frontBrick/mortar foundationAbove-grade and below-grade structuresFully finished basement
- Exterior features
- Porch(es)SidewalksStreet lightsRear yard
Interior
- Kitchen
- Second kitchen included
- Bedrooms
- Three bedrooms on the upper levelOne bedroom on the lower level
- Flooring
- Laminate plankCeramic tile
- Bathrooms
- Three full bathrooms (one on upper level, one on main level, one on lower level)
- Heating & cooling
- 90% forced air heatingCentral air conditioning60+ gallon tank hot water
- Interior features
- Tub showerSecond kitchenEntry-level bedroomDry wall walls and ceilings
- Laundry & utility
- Utility room
Listing history 50 events
-
2026-09-05days on market $59,900 Active 149 DOM
-
2026-09-04days on market $59,900 Active 148 DOM
-
2026-09-03days on market $59,900 Active 147 DOM
-
2026-08-31days on market $59,900 Active 144 DOM
-
2026-08-30days on market $59,900 Active 143 DOM
-
2026-08-29days on market $59,900 Active 142 DOM
-
2026-08-28days on market $59,900 Active 141 DOM
-
2026-08-27days on market $59,900 Active 140 DOM
-
2026-08-25days on market $59,900 Active 138 DOM
-
2026-08-24days on market $59,900 Active 137 DOM
-
2026-08-23days on market $59,900 Active 136 DOM
-
2026-08-22days on market $59,900 Active 135 DOM
-
2026-08-21days on market $59,900 Active 134 DOM
-
2026-08-20days on market $59,900 Active 133 DOM
-
2026-08-19days on market $59,900 Active 132 DOM
-
2026-08-18days on market $59,900 Active 131 DOM
-
2026-08-17days on market $59,900 Active 130 DOM
-
2026-08-16days on market $59,900 Active 129 DOM
-
2026-08-15days on market $59,900 Active 128 DOM
-
2026-08-15price $59,900 Active 127 DOM
-
2026-08-14days on market $74,900 Active 127 DOM
-
2026-08-13days on market $74,900 Active 126 DOM
-
2026-08-12days on market $74,900 Active 125 DOM
-
2026-08-11days on market $74,900 Active 124 DOM
-
2026-08-10days on market $74,900 Active 123 DOM
-
2026-08-09days on market $74,900 Active 122 DOM
-
2026-08-08days on market $74,900 Active 121 DOM
-
2026-08-06days on market $74,900 Active 119 DOM
-
2026-08-05days on market $74,900 Active 118 DOM
-
2026-08-04days on market $74,900 Active 117 DOM
-
2026-08-03days on market $74,900 Active 116 DOM
-
2026-07-31days on market $74,900 Active 113 DOM
-
2026-07-30days on market $74,900 Active 111 DOM
-
2026-07-28days on market $74,900 Active 110 DOM
-
2026-07-26days on market $74,900 Active 108 DOM
-
2026-07-24days on market $74,900 Active 106 DOM
-
2026-07-23days on market $74,900 Active 105 DOM
-
2026-07-22days on market $74,900 Active 104 DOM
-
2026-07-21days on market $74,900 Active 103 DOM
-
2026-07-20days on market $74,900 Active 102 DOM
-
2026-07-18days on market $74,900 Active 100 DOM
-
2026-07-18days on market $74,900 Active 99 DOM
-
2026-07-16days on market $74,900 Active 98 DOM
-
2026-07-15days on market $74,900 Active 97 DOM
-
2026-07-14days on market $74,900 Active 96 DOM
-
2026-07-13days on market $74,900 Active 95 DOM
-
2026-07-13days on market $74,900 Active 94 DOM
-
2026-07-12price $74,900 Active 93 DOM
-
2026-07-11days on market $84,900 Active 93 DOM
-
2026-07-10days on market $84,900 Active 92 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 5/10 Major 26% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,367
- − Mortgage interest
- −$3,355
- − Property taxes
- −$898
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,789
- − Management
- −$1,789
- − Depreciation
- −$1,743
- Taxable income
- $12,492
- Est. tax owed @ 24.0%
- −$2,998
- After-tax cash flow
- $9,704/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This townhouse requires significant repairs and maintenance, particularly to the roof and windows, but has potential for substantial value increase with these improvements.
Components & finishes AI
Deferred maintenance Est. $60,000–$180,000 screening
- Major Roof (roof) — rooftop appears damaged and missing shingles
- Major Windows (windows) — windows appear broken and boarded up
- Major Electrical (electrical) — electrical panel appears damaged
- Major Plumbing (plumbing) — plumbing fixtures appear old and worn
- Major Exterior (exterior) — exterior walls appear damaged and missing siding
- Major Other — other areas of the house appear damaged and in need of repair
Repairs flagged
- Major Roof — The roof shows significant wear and tear, indicating a major repair is needed.
- Major Windows — The windows are boarded up, indicating they are not functioning and need replacement.
- Major Landscaping — The yard is overgrown and lacks maintenance, which detracts from the property's curb appeal.
Value-add opportunities
- Both Replace roof — A new roof will significantly increase the property's value by improving its appearance and functionality. ↑
- Both Replace windows — New windows will improve the property's curb appeal and energy efficiency, enhancing both resale and rental value. ↑
- Both Landscaping and yard maintenance — A well-maintained yard and landscaping will improve the property's curb appeal and attract more potential buyers or renters. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 624,249 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 52,229
- Household income
- $51,587
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 17% Hispanic / Latino 5% Two or more races 4% Asian 1%
- Common ancestry
- Scotch-Irish 2% Romanian 2% Italian 1%
- Foreign-born
- 9% · Canada, South Korea
- Languages at home
- 91% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -318.58%
- Current HPI
- 291.4926
- Rent YoY
- ▲ 2.41%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+506.4% since first listed18 events — show timeline
- 2026-06-13 Price Changed $84,900 BRIGHT MLS
- 2026-05-09 Price Changed $99,900 BRIGHT MLS
- 2026-04-09 Listed $109,900 BRIGHT MLS
- 2026-01-20 Listing Removed — BRIGHT MLS
- 2025-12-09 Price Changed $99,000 BRIGHT MLS
- 2025-11-07 Price Changed $120,000 BRIGHT MLS
- 2025-10-24 Listed $150,000 BRIGHT MLS
- 2025-10-16 Listing Removed — BRIGHT MLS
- 2025-08-31 Listed $195,000 BRIGHT MLS
- 2024-04-30 Sold (Public Records) $60,000 Public Records
- 2017-01-26 Delisted — MRIS
- 2017-01-26 Listing Removed — BRIGHT MLS
- 2017-01-09 Relisted — MRIS
- 2017-01-09 Delisted — MRIS
- 2016-12-20 Listed — MRIS
- 2016-12-20 Listed $15,000 BRIGHT MLS
- 2016-05-27 Sold (Public Records) $210,000 Public Records
- 1984-02-02 Sold (Public Records) $14,000 Public Records
Property tax history
+22.7%/yrLatest (2025): $3,058 · +21.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…