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3505 Virginia Ave
B- Composite 67.03
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Rent growth +3.1/5.0
  • Condition / age +2.2/5.0
  • Schools +0.4/10.0
  • Appreciation +0.0/10.0

$59,900

3505 Virginia Ave · Baltimore, MD 21215
4 bd · 3.0 ba · 1,100 sqft · Townhouse · 149 Days on market
Built 1920 Fair condition 1,728 sqft lot $54/sqft · 60% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover an exceptional investment opportunity in the heart of Lucille Park! This charming 4-bedroom, 3-bathroom townhouse, built in 1920, seamlessly blends historic character with modern functionality. The Federal architectural style, complemented by a classic brick façade, offers timeless appeal that attracts discerning buyers or investors. Venture inside to discover laminated plank and ceramic tile flooring that enhances the home's warmth. The interior features include convenient basement bedroom and a second kitchen, perfect for multi-generational living or as an additional income-generating space.

Key facts

  • Basement bedroom
  • Historic character
  • Brick façade

Tags

HISTORIC CHARACTERFEDERAL ARCHITECTURAL STYLEBRICK FAÇADELAMINATED PLANK FLOORINGCERAMIC TILE FLOORINGBASEMENT BEDROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath townhouse listed at $60k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $60k).
  • Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
  • Cap rate 27.5% vs local median 5.9% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+2.4%/yr); 524 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 68d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 2.4% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 149 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 10y ago; this cycle's ask has dropped $50k (45%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $52,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.11%
Cap rate
27.50%
Cash-on-cash
75.73%
DSCR
4.37
GRM
2.7

CMA / ARV

ARV (median comp)
$150,428
List price
$59,900
Delta
-60.18%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3824 Beehler Ave 0.21mi 3/1.5 (-1) 1,080 (-2%) 6mo $88,000 $81 71
4008 W Garrison Ave 0.51mi 3/1.5 (-1) 1,100 (0%) 0mo $75,000 $68 65
3716 Columbus Dr 0.23mi 4/2.0 1,200 (+9%) 6mo $242,000 $202 65
3709 Columbus Dr 0.26mi 3/1.5 (-1) 1,200 (+9%) 3mo $133,900 $112 59
2904 Virginia Ave 0.59mi 3/1.5 (-1) 1,116 (+2%) 5mo $202,000 $181 55
3701 Columbus Dr 0.26mi 3/1.0 (-1) 1,200 (+9%) 7mo $108,000 $90 54
3424 W Belvedere Ave 0.60mi 3/1.0 (-1) 1,120 (+2%) 3mo $50,000 $45 53
3916 Grantley Rd 0.48mi 3/1.5 (-1) 1,178 (+7%) 2mo $93,000 $79 53
3912 Reisterstown Rd 0.69mi 3/1.5 (-1) 1,100 (0%) 4mo $55,000 $50 53
3906 Grantley Rd 0.48mi 3/1.5 (-1) 1,178 (+7%) 4mo $127,000 $108 51
3809 Boarman Ave 0.54mi 3/1.5 (-1) 1,249 (+14%) 3mo $80,000 $64 39
3841 Boarman Ave 0.58mi 3/2.0 (-1) 1,249 (+14%) 8mo $52,250 $42 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.41% rent growth · sell at horizon

5-year hold
IRR
75.0%
Equity multiple
4.38×
Total profit
$56,639
Equity at exit
$8,931
10-year hold
IRR
78.5%
Equity multiple
8.86×
Total profit
$131,785
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
34 active · 24 under contract
Months of supply
7.8 mo (13%/mo absorbed)
Median asking
$136,200 ($117/sqft)
Median days on market
65 d
This list price
3% of active listings are priced below it
ARV vs active asking
+17.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 21215

Rents YoY
2.4%
Active inventory
524
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$1,864 high interval (Pro) →
Mortgage (P&I)
$314
Tax est. 1.5%
$75 /mo · $898/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$391
Net cashflow
$1,059

Break-even live

Break-even rent $524
Max offer price $59,900
Occupancy floor 38%

Sensitivity live

Price -10% $1,100 -5% $1,079 +0% $1,059 +5% $1,038 +10% $1,017
Rent -10% $911 -5% $985 +0% $1,059 +5% $1,132 +10% $1,206
Rate -1.0pp $1,089 -0.5pp $1,074 base $1,059 +0.5pp $1,043 +1.0pp $1,027

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3726 Beehler Ave Unit 1 Baltimore, MD 3.0 2.5 1500 $1,850 $1.23 67d 1 0.20mi
3722 Beehler Ave Baltimore, MD 3.0 2.5 1500 $1,850 $1.23 87d 1 0.21mi
3784 Columbus Dr Baltimore, MD 4.0 2.0 1250 $2,200 $1.76 119d 1 0.27mi
4230 Towanda Ave Baltimore, MD 3.0 2.0 1400 $1,800 $1.29 113d 1 0.37mi
3503 Oakmont Ave Apt 2 Baltimore, MD 5.0 1.0 1270 $1,200 $0.94 10d 1 0.41mi
3814 W Garrison Ave Unit 2 Baltimore, MD 3.0 1.0 900 $1,375 $1.53 29d 1 0.46mi
4037 Cedardale Rd Baltimore, MD 5.0 3.0 1500 $2,850 $1.90 67d 1 0.48mi
3016 Thorndale Ave Baltimore, MD 1.0–3.0 1.0 700 $1,200 $1.71 10d 9 0.50mi
2915 Oakford Ave Baltimore, MD 3.0 2.0 1102 $1,600 $1.45 113d 1 0.52mi
3516 Spaulding Ave Baltimore, MD 5.0 2.0 1500 $2,000 $1.33 76d 1 0.52mi
2527 W Cold Spring Ln Baltimore, MD 3.0 2.0 1152 $1,695 $1.47 94d 1 0.53mi
2924 Virginia Ave Baltimore, MD 3.0 2.0 1391 $2,050 $1.47 10d 1 0.56mi
2924 Virginia Ave Baltimore, MD 3.0 2.0 1391 $2,050 $1.47 29d 1 0.56mi
2924 Virginia Ave Baltimore, MD 3.0 2.0 1391 $2,100 $1.51 84d 1 0.56mi
2619 Loyola Northway Baltimore, MD 3.0 2.0 1400 $1,995 $1.43 119d 1 0.57mi
2635 Park Heights Ter Unit 2 Baltimore, MD 3.0 1.0 800 $1,250 $1.56 76d 1 0.58mi
3003 W Garrison Ave Baltimore, MD 3.0 1.5 1004 $1,850 $1.84 67d 1 0.59mi
4031 Park Heights Ave Baltimore, MD 5.0 4.0 1200 $2,790 $2.33 10d 1 0.61mi
4924 Chalgrove Ave Baltimore, MD 3.0 3.0 1280 $1,600 $1.25 24d 1 0.64mi
2454 W Cold Spring Ln Baltimore, MD 3.0 1.0 1200 $1,650 $1.38 119d 1 0.65mi
5208 Denmore Ave Baltimore, MD 3.0 1.0 1100 $1,400 $1.27 67d 1 0.66mi
2548 Oswego Ave Baltimore, MD 3.0 1.0 1100 $1,500 $1.36 10d 1 0.72mi
5105 Chalgrove Ave Unit 1 Baltimore, MD 3.0 1.5 1260 $1,575 $1.25 10d 1 0.73mi
5115 Pembridge Ave Baltimore, MD 3.0 2.0 1088 $2,150 $1.98 139d 1 0.77mi
2415 Loyola Southway Baltimore, MD 3.0 1.5 1200 $2,033 $1.69 139d 1 0.78mi
5301 Maple Ave Baltimore, MD 3.0 1.0 960 $1,700 $1.77 139d 1 0.82mi
2530 Edgecombe Cir N Baltimore, MD 1.0–3.0 1.0 830 $1,325 $1.60 88d 7 0.84mi
3822 Pall Mall Rd Baltimore, MD 3.0 1.5 1320 $1,875 $1.42 139d 1 0.86mi
3343 Avondale Ave Baltimore, MD 3.0 1.5 1200 $1,599 $1.33 5d 1 0.88mi
5338 Winner Ave Baltimore, MD 3.0 1.5 1320 $2,300 $1.74 29d 1 0.91mi
3401 W Rogers Ave Unit 2 Baltimore, MD 4.0 1.0 1000 $1,650 $1.65 29d 1 0.98mi
3915 Liberty Heights Ave Baltimore, MD 2.0–3.0 2.0 1015 $1,600 $1.58 10d 2 1.06mi
5466 Lynview Ave Baltimore, MD 3.0 2.0 1178 $1,749 $1.48 10d 1 1.09mi
3408 W Forest Park Ave Unit 1ST Baltimore, MD 3.0 1.0 1300 $1,850 $1.42 81d 1 1.09mi
4217 Chatham Rd Unit B Baltimore, MD 3.0 1.5 1100 $1,624 $1.48 4d 1 1.11mi
4217 Chatham Rd Unit B Baltimore, MD 3.0 1.5 1100 $1,624 $1.48 29d 1 1.11mi
4217 Chatham Rd Baltimore, MD 3.0 2.0 1100 $1,624 $1.48 10d 1 1.11mi
2434 Druid Park Dr Baltimore, MD 3.0 1.0 1000 $1,500 $1.50 76d 1 1.19mi
3912 Mortimer Ave Baltimore, MD 3.0 2.0 1204 $2,723 $2.26 139d 1 1.21mi
2001 W Cold Spring Ln Baltimore, MD 1.0–3.0 1.0–2.0 1247 $3,555 $2.85 0d 16 1.28mi

Property features AI

Finance

HOA & community
Ground rent paid annually

Exterior

Parking
On-street parking
Utilities
Public waterPublic sewer
Home design
Interior townhouse / rowhouseLevel entry to main floorFee simple ownership
Construction
Brick and cement siding exterior with brick frontBrick/mortar foundationAbove-grade and below-grade structuresFully finished basement
Exterior features
Porch(es)SidewalksStreet lightsRear yard

Interior

Kitchen
Second kitchen included
Bedrooms
Three bedrooms on the upper levelOne bedroom on the lower level
Flooring
Laminate plankCeramic tile
Bathrooms
Three full bathrooms (one on upper level, one on main level, one on lower level)
Heating & cooling
90% forced air heatingCentral air conditioning60+ gallon tank hot water
Interior features
Tub showerSecond kitchenEntry-level bedroomDry wall walls and ceilings
Laundry & utility
Utility room

Listing history 50 events

  1. 2026-09-05
    days on market $59,900 Active 149 DOM
  2. 2026-09-04
    days on market $59,900 Active 148 DOM
  3. 2026-09-03
    days on market $59,900 Active 147 DOM
  4. 2026-08-31
    days on market $59,900 Active 144 DOM
  5. 2026-08-30
    days on market $59,900 Active 143 DOM
  6. 2026-08-29
    days on market $59,900 Active 142 DOM
  7. 2026-08-28
    days on market $59,900 Active 141 DOM
  8. 2026-08-27
    days on market $59,900 Active 140 DOM
  9. 2026-08-25
    days on market $59,900 Active 138 DOM
  10. 2026-08-24
    days on market $59,900 Active 137 DOM
  11. 2026-08-23
    days on market $59,900 Active 136 DOM
  12. 2026-08-22
    days on market $59,900 Active 135 DOM
  13. 2026-08-21
    days on market $59,900 Active 134 DOM
  14. 2026-08-20
    days on market $59,900 Active 133 DOM
  15. 2026-08-19
    days on market $59,900 Active 132 DOM
  16. 2026-08-18
    days on market $59,900 Active 131 DOM
  17. 2026-08-17
    days on market $59,900 Active 130 DOM
  18. 2026-08-16
    days on market $59,900 Active 129 DOM
  19. 2026-08-15
    days on market $59,900 Active 128 DOM
  20. 2026-08-15
    price $59,900 Active 127 DOM
  21. 2026-08-14
    days on market $74,900 Active 127 DOM
  22. 2026-08-13
    days on market $74,900 Active 126 DOM
  23. 2026-08-12
    days on market $74,900 Active 125 DOM
  24. 2026-08-11
    days on market $74,900 Active 124 DOM
  25. 2026-08-10
    days on market $74,900 Active 123 DOM
  26. 2026-08-09
    days on market $74,900 Active 122 DOM
  27. 2026-08-08
    days on market $74,900 Active 121 DOM
  28. 2026-08-06
    days on market $74,900 Active 119 DOM
  29. 2026-08-05
    days on market $74,900 Active 118 DOM
  30. 2026-08-04
    days on market $74,900 Active 117 DOM
  31. 2026-08-03
    days on market $74,900 Active 116 DOM
  32. 2026-07-31
    days on market $74,900 Active 113 DOM
  33. 2026-07-30
    days on market $74,900 Active 111 DOM
  34. 2026-07-28
    days on market $74,900 Active 110 DOM
  35. 2026-07-26
    days on market $74,900 Active 108 DOM
  36. 2026-07-24
    days on market $74,900 Active 106 DOM
  37. 2026-07-23
    days on market $74,900 Active 105 DOM
  38. 2026-07-22
    days on market $74,900 Active 104 DOM
  39. 2026-07-21
    days on market $74,900 Active 103 DOM
  40. 2026-07-20
    days on market $74,900 Active 102 DOM
  41. 2026-07-18
    days on market $74,900 Active 100 DOM
  42. 2026-07-18
    days on market $74,900 Active 99 DOM
  43. 2026-07-16
    days on market $74,900 Active 98 DOM
  44. 2026-07-15
    days on market $74,900 Active 97 DOM
  45. 2026-07-14
    days on market $74,900 Active 96 DOM
  46. 2026-07-13
    days on market $74,900 Active 95 DOM
  47. 2026-07-13
    days on market $74,900 Active 94 DOM
  48. 2026-07-12
    price $74,900 Active 93 DOM
  49. 2026-07-11
    days on market $84,900 Active 93 DOM
  50. 2026-07-10
    days on market $84,900 Active 92 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,367
− Mortgage interest
−$3,355
− Property taxes
−$898
− Insurance
−$300
− Repairs & maintenance
−$1,789
− Management
−$1,789
− Depreciation
−$1,743
Taxable income
$12,492
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,998
After-tax cash flow
$9,704/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Fair 45/100 Moderate rehab Est. rehab $27,500–$49,500 screening

This townhouse requires significant repairs and maintenance, particularly to the roof and windows, but has potential for substantial value increase with these improvements.

Components & finishes AI

Flooring laminate Counters granite Appliances white

Deferred maintenance Est. $60,000–$180,000 screening

  • Major Roof (roof) — rooftop appears damaged and missing shingles
  • Major Windows (windows) — windows appear broken and boarded up
  • Major Electrical (electrical) — electrical panel appears damaged
  • Major Plumbing (plumbing) — plumbing fixtures appear old and worn
  • Major Exterior (exterior) — exterior walls appear damaged and missing siding
  • Major Other — other areas of the house appear damaged and in need of repair

Repairs flagged

  • Major Roof — The roof shows significant wear and tear, indicating a major repair is needed.
  • Major Windows — The windows are boarded up, indicating they are not functioning and need replacement.
  • Major Landscaping — The yard is overgrown and lacks maintenance, which detracts from the property's curb appeal.

Value-add opportunities

  • Both Replace roof — A new roof will significantly increase the property's value by improving its appearance and functionality.
  • Both Replace windows — New windows will improve the property's curb appeal and energy efficiency, enhancing both resale and rental value.
  • Both Landscaping and yard maintenance — A well-maintained yard and landscaping will improve the property's curb appeal and attract more potential buyers or renters.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 4/100

Zoned Schools

Elementary Park Heights Academy F MD #826/860 Nat'l #41,309/41,679 High Forest Park High F MD #208/222 Nat'l #16,861/17,239

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD
B Composite livability gradescore 76/100

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 624,249 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
52,229
Household income
$51,587
Rent vs Own
45.2% rent · 54.8% own
Severe rent burden
11% of renters

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 17% Hispanic / Latino 5% Two or more races 4% Asian 1%
Common ancestry
Scotch-Irish 2% Romanian 2% Italian 1%
Foreign-born
9% · Canada, South Korea
Languages at home
91% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Price history

+506.4% since first listed
18 events — show timeline
  • 2026-06-13 Price Changed $84,900 BRIGHT MLS
  • 2026-05-09 Price Changed $99,900 BRIGHT MLS
  • 2026-04-09 Listed $109,900 BRIGHT MLS
  • 2026-01-20 Listing Removed BRIGHT MLS
  • 2025-12-09 Price Changed $99,000 BRIGHT MLS
  • 2025-11-07 Price Changed $120,000 BRIGHT MLS
  • 2025-10-24 Listed $150,000 BRIGHT MLS
  • 2025-10-16 Listing Removed BRIGHT MLS
  • 2025-08-31 Listed $195,000 BRIGHT MLS
  • 2024-04-30 Sold (Public Records) $60,000 Public Records
  • 2017-01-26 Delisted MRIS
  • 2017-01-26 Listing Removed BRIGHT MLS
  • 2017-01-09 Relisted MRIS
  • 2017-01-09 Delisted MRIS
  • 2016-12-20 Listed MRIS
  • 2016-12-20 Listed $15,000 BRIGHT MLS
  • 2016-05-27 Sold (Public Records) $210,000 Public Records
  • 1984-02-02 Sold (Public Records) $14,000 Public Records

Property tax history

+22.7%/yr

Latest (2025): $3,058 · +21.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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