820 Robinson Ave · St. Cloud, FL 34769

$158,000

2 bd · 2.0 ba · 960 sqft · Manufactured public records · 39 Days on market

Built 1989 0.30 ac lot Est $125k · 27% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.3/30.0
• DSCR +6.8/10.0
• 1% rule +5.6/10.0
• Schools +3.6/10.0
• Rent growth +2.8/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

Key facts

• No cdd
• Covered carport
• Spacious lot

Tags

• SPACIOUS LOT
• CITY WATER
• NO HOA
• NO CDD
• OWN THE LAND
• COVERED CARPORT

Property features AI

Finance

• Other: Homestead exempt; Zoned RMH; Lot dimensions approximately 82.5 x 165 (about 0.3 acres); Vegetation includes oak trees; Paved road access
• HOA & community: No association

Exterior

• Parking: Boat parking; Open parking; RV access/parking; Carport (1 space)
• Utilities: Public water; Private sewer (septic tank); Broadband/High-Speed Internet available; Cable available; Electricity connected; Water connected
• Home design: Manufactured home (double wide); Fixer condition; One story; North-facing
• Construction: Wood siding exterior; Shingle roof; Crawlspace foundation; Built as a double wide manufactured home
• Exterior features: Cleared lot; Located within city limits; Private driveway access; Shed(s) and storage; No patio or porch

Interior

• Kitchen: Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Electric heating; Central air; No additional cooling
• Interior features: Ceiling fans; Eat-in kitchen; Open floor plan
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $158k.

Deal economics

• At list price, monthly cash flow is $230 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $158k).
• Recommended offer: $153k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.0% vs local median 4.0% in St. Cloud — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Lakeview Elementary School (math 54% / reading 51%, grade C-, #976 of 2,144 statewide, top 46%, 770 students, 54% FRL); St. Cloud High School (math 32% / reading 50%, grade F, #289 of 667 statewide, top 44%, 2,264 students, 51% FRL).
• Market conditions: Rents rising (+1.4%/yr); 258 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 39 days — a 3% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $7k; list at $158k implies a 2224% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,260 (3.0% below list)

Questions for the listing agent

1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
5. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
6. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.04%
• Cash-on-cash: 6.24%
• DSCR: 1.28
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $124,800
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
820 Robinson Ave	0.00mi	3/2.0 (+1)	960 (0%)	1mo	$125,000	$130	94

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.35% rent growth · sell at horizon

5-year hold

• IRR: -8.5%
• Equity multiple: 0.69×
• Total profit: $-13,656
• Equity at exit: $23,558

10-year hold

• IRR: -1.3%
• Equity multiple: 0.91×
• Total profit: $-3,769
• Equity at exit: $13,661

Cash invested: $44,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34769

• Home prices YoY: -24.6%
• Rents YoY: 1.4%
• Active inventory: 258
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,673 high
• Mortgage (P&I): −$829
• Tax est. 1.5%: −$198 /mo · $2,370/yr
• Insurance: −$66
• HOA: −$0
• Vacancy / Maint / Mgmt: −$351
• Net cashflow: $230

Break-even live

Break-even rent $1,382

Max offer price $158,000

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,500
• Closing costs: $4,740
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1031 Columbia Ave Apt K St Cloud, FL	1.0	1.0	650	$950	$1.46	20d	1	0.25mi
437 Columbia Ave St Cloud, FL	2.0	2.0	1103	$1,800	$1.63	24d	1	0.26mi
521 Montana Ave Saint Cloud, FL	2.0	2.0	1010	$1,495	$1.48	24d	1	0.27mi
521 Montana Ave Saint Cloud, FL	2.0	2.0	1010	$1,495	$1.48	2d	1	0.27mi
1404 Montana Ave Saint Cloud, FL	2.0	1.5	1000	$1,800	$1.80	24d	1	0.47mi
217 Montana Ave Saint Cloud, FL	2.0	1.0	864	$1,400	$1.62	8d	1	0.51mi
3528 Bay Ct Saint Cloud, FL	2.0	1.0	884	$1,495	$1.69	24d	1	0.52mi
607 Alabama Ave Saint Cloud, FL	2.0	2.0	952	$2,000	$2.10	15d	1	0.52mi
1423 Montana Ave Saint Cloud, FL	3.0	2.0	1062	$1,895	$1.78	12d	1	0.52mi
1423 Montana Ave Unit 1423 St Cloud, FL	3.0	2.0	1062	$1,895	$1.78	15d	1	0.52mi
212 Tennessee Ave Saint Cloud, FL	2.0	1.0	1009	$1,700	$1.68	24d	1	0.59mi
200 Pine Valley Rd Saint Cloud, FL	1.0–3.0	1.0–2.0	1020	$1,634	$1.60	3d	10	0.60mi
201 Georgia Ave Saint Cloud, FL	2.0	2.0	915	$1,500	$1.64	8d	1	0.61mi
23 Louisiana Ave St Cloud, FL	2.0	1.0	888	$1,500	$1.69	18d	1	0.71mi
23 Louisiana Ave St Cloud, FL	2.0	1.0	906	$1,500	$1.66	24d	1	0.71mi
2400 16th St Saint Cloud, FL	3.0	2.0	1040	$1,799	$1.73	18d	1	0.71mi
1400 Dakota Ave Saint Cloud, FL	2.0	1.0	690	$1,650	$2.39	24d	1	0.75mi
2401 E Lakeshore Blvd Unit 4 St Cloud, FL	2.0	1.0	950	$1,450	$1.53	8d	1	0.78mi
517 Jersey Ave Saint Cloud, FL	1.0	1.0	600	$1,250	$2.08	8d	1	0.80mi
608 Missouri Ave Saint Cloud, FL	2.0	1.0	956	$1,395	$1.46	3d	1	0.90mi
527 Neptune Bay Cir Saint Cloud, FL	2.0–3.0	2.0	1115	$1,597	$1.43	3d	8	1.08mi
616 Massachusetts Ave Unit A St Cloud, FL	2.0	1.0	900	$999	$1.11	24d	1	1.17mi
616 Massachusetts Ave Unit A St Cloud, FL	2.0	1.0	900	$999	$1.11	22d	1	1.17mi
201 Saint Cloud Village Ct Kissimmee, FL	1.0–3.0	1.0–2.0	880	$1,412	$1.60	15d	1	1.23mi
706 New York Ave Saint Cloud, FL	1.0	1.0	750	$1,425	$1.90	24d	1	1.23mi
1818 Minnesota Ave Unit B St Cloud, FL	1.0	1.5	700	$1,600	$2.29	24d	1	1.23mi
1871 Cactus Ct Saint Cloud, FL	3.0	2.0	900	$1,400	$1.56	18d	1	1.26mi
821 Pennsylvania Ave Saint Cloud, FL	3.0	1.0	1048	$1,695	$1.62	8d	1	1.33mi
2510 King Oak Cir Saint Cloud, FL	1.0	1.0	709	$1,300	$1.83	18d	1	1.38mi
3100 Soldier City Way St Cloud, FL	3.0	2.0	1085	$1,875	$1.73	3d	6	1.42mi
190 Everton Dr Kissimmee, FL	1.0–2.0	1.0–2.0	912	$2,250	$2.47	2d	28	1.42mi
1007 Florida Ave Saint Cloud, FL	1.0–2.0	1.0	800	$1,350	$1.69	16d	2	1.42mi
3010 Camber Dr Saint Cloud, FL	1.0–2.0	1.0–2.0	1007	$1,971	$1.96	2d	18	1.43mi
3065 Soldier City Way Unit 202 St Cloud, FL	3.0	2.0	1125	$1,800	$1.60	20d	1	1.44mi
3075 Soldier City Way Unit 103 St Cloud, FL	3.0	2.0	1045	$1,850	$1.77	24d	1	1.46mi
3075 Soldier City Way Unit 102 St Cloud, FL	3.0	2.0	1045	$1,800	$1.72	24d	1	1.46mi
3075 Soldier City Way Unit 101 St Cloud, FL	3.0	2.0	1045	$1,850	$1.77	4d	1	1.46mi
3075 Soldier City Way Unit 202 St Cloud, FL	3.0	2.0	1125	$1,800	$1.60	20d	1	1.46mi
3085 Soldier City Way Unit 202 St Cloud, FL	3.0	2.0	1125	$1,800	$1.60	24d	1	1.48mi
3085 Soldier City Way Unit 203 St Cloud, FL	3.0	2.0	1045	$1,850	$1.77	24d	1	1.48mi

Listing history 9 events

1. 2026-04-29
   historical Active Under Contract 1169-char remark

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

2. 2026-04-29
   status Pending

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

3. 2026-04-22
   status Active 1169-char remark

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

4. 2026-04-22
   status Active

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

5. 2026-04-13
   historical Active Under Contract 1169-char remark

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

6. 2026-04-13
   status Pending

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

7. 2026-03-11
   listed $158,000 Active 1169-char remark

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

8. 2026-03-11
   listed $158,000 Active

   Show marketing remark (1169 chars)

   Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you're an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don't miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

9. 1978-08-01
   soldstatus $6,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,081
• − Mortgage interest: −$8,850
• − Property taxes: −$2,370
• − Insurance: −$790
• − Repairs & maintenance: −$1,606
• − Management: −$1,606
• − Depreciation: −$4,596
• Taxable income: $261
• Est. tax owed @ 24.0%: −$63
• After-tax cash flow: $2,698/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Osceola
• NCES district ID: 1201470
• Math proficiency: 39% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $45,528
• Composite: 35.7/100
• National rank: #4865
• State rank: #60 of 73 in FL

Livability — St. Cloud

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Cloud, FL
• County: Osceola County · 410,217 people
• City population: 29,247
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 30,204
• Household income: $67,148
• Rent vs Own: 33.1% rent · 66.9% own
• Severe rent burden: 1138.0

Population outlook (Osceola County) Hauer SSP2

• Today (2025): 447,624 people
• By 2030: 511,823 · +14.3%
• By 2040: 642,986 · +43.6%
• By 2050: 774,552 · +73.0%
• By 2075: 1,078,144 · +140.9%
• By 2100: 1,269,660 · +183.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 50% Hispanic / Latino 38% Two or more races 17% Black 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 21% Dominican 5%
• Common ancestry: Romanian 3% Lithuanian 3% Russian 2%
• Foreign-born: 12% · Canada, Jamaica
• Languages at home: 66% English-only · Spanish 31% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Osceola

• 2024 margin: Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
• 2008→2024 swing: -21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
• All cycles: 2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -106.08%
• Current HPI: 324.6715
• Rent YoY: ▲ 1.35%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2223.5% since first listed

9 events — show timeline

• 2026-04-29 Contingent — SCMLS
• 2026-04-29 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-22 Relisted — SCMLS
• 2026-04-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-13 Contingent — SCMLS
• 2026-04-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-11 Listed $158,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-11 Listed $158,000 SCMLS
• 1978-08-01 Sold (Public Records) $6,800 Public Records

Property tax history

-4.5%/yr

Latest (2025): $236 · +9.1% YoY. Source: county tax records.