56254 29 Palms Hwy #26 · Yucca Valley, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 17 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +3.8/5.0
- Rent growth +3.5/5.0
- Livability +3.0/5.0
- Schools +2.2/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$49,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming double wide home in Apache Mobile Home Park featuring 2 bedrooms and 1 bath. This well-maintained property sits on a desirable corner lot and offers fresh updates throughout, including new flooring, new paint, and a stylish butcher block countertop in the kitchen. Comfortable and move-in ready, this home combines convenience with modern touches, making it an excellent opportunity in a sought-after senior park.
Key facts
- New flooring
- New paint
- Fresh updates
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $50k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $912 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $50k).
- Recommended offer: $45k (9.0% below list) — sets the bar for market timing.
- Cap rate 28.4% vs local median 3.6% in Yucca Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#566 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: cost of living D+, schools F, crime D-.
- Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+4.1%/yr); 563 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
- This rent runs 33% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $342 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.1% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 101 days — a 9% lower offer ($45k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $10k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.21% ✓
- Cap rate
- 28.41%
- Cash-on-cash
- 79.00%
- DSCR
- 4.52
- GRM
- 2.6
CMA / ARV
- ARV (median comp)
- $38,728
- List price
- $49,500
- Delta
- 27.82%
- Verdict
- OVERPRICED
- Comps
- 8 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 56254 29 Palms Hwy #38 | 0.00mi | 1/1.0 (-1) | 780 (-2%) | 0mo | $50,000 | $64 | 91 |
| 56254 29 Palms Hwy #120 | 0.00mi | 1/1.0 (-1) | 720 (-10%) | 1mo | $32,000 | $44 | 78 |
| 7425 Church St #59 | 0.56mi | 2/1.5 | 780 (-2%) | 4mo | $25,000 | $32 | 65 |
| 7425 Church St #97 | 0.57mi | 2/2.0 | 800 (0%) | 12mo | $41,500 | $52 | 60 |
| 56254 29 Palms Hwy #66 | 0.27mi | 2/2.0 | 720 (-10%) | 16mo | $47,500 | $66 | 54 |
| 7425 Church St #43 | 0.52mi | 1/1.0 (-1) | 728 (-9%) | 18mo | $24,500 | $34 | 40 |
| 7425 Church St #58 | 0.57mi | 2/1.0 | 696 (-13%) | 20mo | $33,000 | $47 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.12% rent growth · sell at horizon
- IRR
- 80.4%
- Equity multiple
- 4.75×
- Total profit
- $51,927
- Equity at exit
- $7,381
- IRR
- 84.1%
- Equity multiple
- 10.22×
- Total profit
- $127,742
- Equity at exit
- $4,280
Cash invested: $13,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92284
- Home prices YoY
- -33.1%
- Rents YoY
- 4.1%
- Active inventory
- 563
- Price-to-rent
- 2.6×
Monthly cashflow live
- Estimated rent
- $1,588 high interval (Pro) →
- Mortgage (P&I)
- −$260
- Tax est. 1.5%
- −$62 /mo · $742/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$333
- Net cashflow
- $912
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,375
- Closing costs
- $1,485
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7389 Cibola Trl Unit B Yucca Valley, CA | 2.0 | 1.0 | 750 | $1,100 | $1.47 | 14d | 1 | 0.44mi |
| 56565 Sunnyslope Dr Yucca Valley, CA | 3.0 | 2.0 | 1000 | $1,800 | $1.80 | 43d | 1 | 0.47mi |
| 7239 Cherokee Trl Yucca Valley, CA | 1.0 | 1.0 | 550 | $1,429 | $2.60 | 1d | 1 | 0.47mi |
| 6936 Grand Ave Yucca Valley, CA | 2.0 | 1.0 | 785 | $1,600 | $2.04 | 18d | 1 | 0.58mi |
| 7496 Church St Yucca Valley, CA | 2.0 | 2.0 | 987 | $1,850 | $1.87 | 18d | 1 | 0.62mi |
| 7434 Cherokee Trl Unit D Yucca Valley, CA | 1.0 | 1.0 | 608 | $1,100 | $1.81 | 43d | 1 | 0.69mi |
| 7616 Apache Trl Yucca Valley, CA | 2.0 | 1.0 | 1008 | $1,900 | $1.88 | 43d | 1 | 0.83mi |
| 7154 Barberry Ave Unit A Yucca Valley, CA | 3.0 | 2.0 | 1100 | $2,049 | $1.86 | 18d | 1 | 0.90mi |
| 7330 Dumosa Ave Unit 7330 Yucca Valley, CA | 2.0 | 1.0 | 750 | $1,195 | $1.59 | 2d | 1 | 1.16mi |
| 55220 Airlane Dr Unit 14A Yucca Valley, CA | 2.0 | 2.0 | 954 | $1,510 | $1.58 | 43d | 1 | 1.40mi |
Listing history 20 events
-
2026-06-18days on market $49,500 Active 101 DOM
-
2026-06-17days on market $49,500 Active 100 DOM
-
2026-06-16days on market $49,500 Active 99 DOM
-
2026-06-15days on market $49,500 Active 98 DOM
-
2026-06-13days on market $49,500 Active 96 DOM
-
2026-06-13days on market $49,500 Active 95 DOM
-
2026-06-09days on market $49,500 Active 92 DOM
-
2026-06-08days on market $49,500 Active 91 DOM
-
2026-06-07days on market $49,500 Active 90 DOM
-
2026-06-04days on market $49,500 Active 87 DOM
-
2026-06-03days on market $49,500 Active 86 DOM
-
2026-06-02days on market $49,500 Active 85 DOM
-
2026-06-01days on market $49,500 Active 84 DOM
-
2026-05-31days on market $49,500 Active 83 DOM
-
2026-05-07price $49,500 422-char remark
Show marketing remark (422 chars)
Charming double wide home in Apache Mobile Home Park featuring 2 bedrooms and 1 bath. This well-maintained property sits on a desirable corner lot and offers fresh updates throughout, including new flooring, new paint, and a stylish butcher block countertop in the kitchen. Comfortable and move-in ready, this home combines convenience with modern touches, making it an excellent opportunity in a sought-after senior park.
-
2026-03-09$59,500 Active 422-char remark
Show marketing remark (422 chars)
Charming double wide home in Apache Mobile Home Park featuring 2 bedrooms and 1 bath. This well-maintained property sits on a desirable corner lot and offers fresh updates throughout, including new flooring, new paint, and a stylish butcher block countertop in the kitchen. Comfortable and move-in ready, this home combines convenience with modern touches, making it an excellent opportunity in a sought-after senior park.
-
2026-03-09historical
Show marketing remark (422 chars)
Charming double wide home in Apache Mobile Home Park featuring 2 bedrooms and 1 bath. This well-maintained property sits on a desirable corner lot and offers fresh updates throughout, including new flooring, new paint, and a stylish butcher block countertop in the kitchen. Comfortable and move-in ready, this home combines convenience with modern touches, making it an excellent opportunity in a sought-after senior park.
-
2025-12-22price $67,500
-
2025-10-02$72,500 Active
-
2025-09-29historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥97°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 13 unhealthy d/yr today · 17 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,056
- − Mortgage interest
- −$2,773
- − Property taxes
- −$742
- − Insurance
- −$248
- − Repairs & maintenance
- −$1,524
- − Management
- −$1,524
- − Depreciation
- −$1,440
- Taxable income
- $10,804
- Est. tax owed @ 24.0%
- −$2,593
- After-tax cash flow
- $8,356/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This charming double-wide manufactured home in Apache Mobile Home Park is well-maintained and move-in ready, featuring fresh updates and a desirable corner lot.
Value-add opportunities
- Both Paint exterior — Fresh paint enhances curb appeal and value
- Both Replace awnings — Weathered awnings can be replaced for a fresh look and functionality
- Both Upgrade kitchen appliances — Modern appliances can increase both resale and rental value
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior — Fresh paint enhances curb appeal and value ↑
- Both Replace awnings — Weathered awnings can be replaced for a fresh look and functionality ↑
- Both Upgrade kitchen appliances — Modern appliances can increase both resale and rental value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Morongo Unified
- NCES district ID
- 0625860
- Math proficiency
- 15% ▼ -12.00%
- Reading proficiency
- 38% ▼ -3.00%
- Median HH income
- $39,399
- Composite
- 22.19/100
- National rank
- #8156
- State rank
- #395 of 517 in CA
Livability — Yucca Valley
- Score
- 60/100
- State rank
- #566
- US rank
- #18584
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yucca Valley, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 25,415
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 25,415
- Household income
- $58,373
- Rent vs Own
- Severe rent burden
- 1132.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- White 62% Hispanic / Latino 25% Two or more races 18% Black 2% Native American 2% Asian 2% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Italian 4% Romanian 2% Slovak 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 82% English-only · Spanish 14% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -241.13%
- Current HPI
- 486.7185
- Rent YoY
- ▲ 4.12%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-31.7% since first listed6 events — show timeline
- 2026-05-07 Price Changed $49,500 CRMLS
- 2026-03-09 Listing Removed — CRMLS
- 2026-03-09 Listed $59,500 CRMLS
- 2025-12-22 Price Changed $67,500 CRMLS
- 2025-10-02 Listed $72,500 CRMLS
- 2025-09-29 Coming Soon — CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…