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211 Moss Bluff Dr
D- Composite 38.96
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.3/15.0
  • Cash flow +10.2/30.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • DSCR +2.9/10.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$220,000

211 Moss Bluff Dr · Carencro, LA 70507
3 bd · 2.0 ba · 1,485 sqft · SingleFamily public records · 42 Days on market
Built 2016 5,662 sqft lot $148/sqft · 10% below area Est $240k · 8% under $40/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this beautifully maintained property offering 3 bedrooms, 2 bathrooms, and 1,456 square feet of thoughtfully designed living space. Featuring a desirable open, split floorplan, this home delivers functionality for comfortable everyday living.Step inside to a warm and inviting interior with wood flooring in the living area, ceramic tile in all wet spaces and entryways, and carpet in the bedrooms. The kitchen and bathrooms are finished with 3CM slab granite countertops, creating a clean and timeless look that complements the open layout, perfect for entertaining. The spacious primary suite includes a large walk-in closet and double vanities, offering a practical and comfortable retreat. Energy-efficient features such as double insulated windows, a tankless gas water heater, radiant barrier roof decking, and an insulated garage door help maximize efficiency and keep utility costs down.Step outside to enjoy a spacious, fully fenced backyard that's perfect for entertaining, pets, or simply unwinding at the end of the day.Situated in a welcoming community with amenities including a neighborhood pool and park, this home offers quick access to I-49 along with nearby shopping and dining. Thoughtfully designed and move-in ready, this home has features buyers are looking for without the wait of new construction.

Key facts

  • 5,662 sq ft lot
  • 2 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

  • At list price, monthly cash flow is $-125 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $198k (10.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (25.0% below list).
  • Recommended offer: $165k (25.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 69/100 on livability (#65 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, employment C-, crime D.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 324 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $173k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $164,988 (25.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.61%
Cash-on-cash
-2.44%
DSCR
0.89
GRM
11.1

CMA / ARV

ARV (median comp)
$240,291
List price
$220,000
Delta
-8.44%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
221 Burndap Way 0.45mi 3/2.0 1,495 (+1%) 4mo $219,500 $147 75
532 Elwick Dr 0.50mi 3/2.0 1,495 (+1%) 6mo $221,000 $148 70
526 Elwick Dr 0.48mi 3/2.0 1,463 (-2%) 7mo $220,000 $150 70
115 Wickham St 0.59mi 3/2.0 1,463 (-2%) 7mo $223,840 $153 64
319 Elwick Dr 0.16mi 3/2.0 1,689 (+14%) 7mo $215,000 $127 63
208 Peppercorn Way 0.64mi 4/2.0 (+1) 1,487 (+0%) 4mo $230,135 $155 62
503 Schooner Bay Dr 0.50mi 3/2.0 1,616 (+9%) 6mo $234,500 $145 57
218 Wickham St 0.50mi 3/2.0 1,689 (+14%) 1mo $240,813 $143 53
224 Burndap Way 0.49mi 3/2.0 1,657 (+12%) 6mo $232,000 $140 53
109 Wickham St 0.65mi 3/2.0 1,613 (+9%) 6mo $232,355 $144 50
214 Naval St 0.50mi 3/2.0 1,689 (+14%) 7mo $241,705 $143 48
106 Wickham St 0.66mi 3/2.0 1,689 (+14%) 5mo $239,350 $142 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.4%
Equity multiple
0.29×
Total profit
$-43,667
Equity at exit
$32,803
10-year hold
IRR
-13.5%
Equity multiple
0.21×
Total profit
$-48,436
Equity at exit
$19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70507

Home prices YoY
-20.6%
Active inventory
324
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$1,650 medium interval (Pro) →
Mortgage (P&I)
$1,154
Tax from tax record
$143 /mo · $1,721/yr
Insurance
$92
HOA
$40
Vacancy / Maint / Mgmt
$346
Net cashflow
$-125

Break-even live

Break-even rent $1,809
Max offer price $197,849
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,000
Closing costs
$6,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
417 Elwick Dr Lafayette, LA 3.0 2.0 1463 $1,650 $1.13 20d 1 0.35mi
107 Trinidad Cir Lafayette, LA 3.0 2.0 1197 $1,150 $0.96 43d 1 0.89mi
301 Nottingham Cir Lafayette, LA 3.0 2.5 1833 $1,600 $0.87 43d 1 1.38mi

HOA detail

Monthly dues
$40 · $480/yr
Likely covers
watergaspool

Listing history 19 events

  1. 2026-06-18
    days on market $220,000 Active 42 DOM
  2. 2026-06-17
    days on market $220,000 Active 41 DOM
  3. 2026-06-16
    days on market $220,000 Active 40 DOM
  4. 2026-06-15
    days on market $220,000 Active 39 DOM
  5. 2026-06-14
    days on market $220,000 Active 37 DOM
  6. 2026-06-13
    days on market $220,000 Active 36 DOM
  7. 2026-06-10
    days on market $220,000 Active 34 DOM
  8. 2026-06-09
    days on market $220,000 Active 33 DOM
  9. 2026-06-08
    days on market $220,000 Active 32 DOM
  10. 2026-06-07
    days on market $220,000 Active 31 DOM
  11. 2026-06-05
    days on market $220,000 Active 28 DOM
  12. 2026-06-03
    days on market $220,000 Active 27 DOM
  13. 2026-06-02
    days on market $220,000 Active 26 DOM
  14. 2026-06-01
    days on market $220,000 Active 25 DOM
  15. 2026-05-31
    days on market $220,000 Active 24 DOM
  16. 2026-05-30
    days on market $220,000 Active 23 DOM
  17. 2026-05-08
    listed $220,000 Active 1338-char remark
    Show marketing remark (1338 chars)

    Welcome home to this beautifully maintained property offering 3 bedrooms, 2 bathrooms, and 1,456 square feet of thoughtfully designed living space. Featuring a desirable open, split floorplan, this home delivers functionality for comfortable everyday living.Step inside to a warm and inviting interior with wood flooring in the living area, ceramic tile in all wet spaces and entryways, and carpet in the bedrooms. The kitchen and bathrooms are finished with 3CM slab granite countertops, creating a clean and timeless look that complements the open layout, perfect for entertaining. The spacious primary suite includes a large walk-in closet and double vanities, offering a practical and comfortable retreat. Energy-efficient features such as double insulated windows, a tankless gas water heater, radiant barrier roof decking, and an insulated garage door help maximize efficiency and keep utility costs down.Step outside to enjoy a spacious, fully fenced backyard that's perfect for entertaining, pets, or simply unwinding at the end of the day.Situated in a welcoming community with amenities including a neighborhood pool and park, this home offers quick access to I-49 along with nearby shopping and dining. Thoughtfully designed and move-in ready, this home has features buyers are looking for without the wait of new construction.

  18. 2016-05-09
    soldstatus $172,900 689-char remark
    Show marketing remark (689 chars)

    BRAND NEW CONSTRUCTION AND ENERGY SMART HOME! DSLD HOMES' PLYMOUTH II B PLANOFFERS A SPACIOUS 3 BEDROOM, 2 FULL BATH OPEN FLOOR PLAN. SPECIAL FEATURES INCLUDE: WOOD FLOORS IN LIVING ROOM& CERAMIC TILE IN ALL WET AREAS AND ENTRYWAYS,CARPET IN BEDROOMS, 3CM SLAB GRANITE COUNTERTOPS IN KITCHEN ANDBATHS, FRIGIDAIRE APPLIANCES TO INCLUDE: MICRO-WAVE, DISHWASHER AND ELECTRIC RANGE/OVEN, LARGE WALK-IN CLOSET & DOUBLE VANITY IN MASTER BATHROOM, OIL RUBBED BRONZE LIGHTING AND PLUMBING FIXTURES, INSULATED GARAGE DOOR, TANKLESS GAS WATER HEATER, RADIANT BARRIER DECKING IN ATTIC, LOW E-3 DOUBLE INSULATED WINDOWS, SOD &LANDSCAPING, MAILBOX AND MUCH MORE. COMPLETION: EARLY MAY 2016!

  19. 2016-02-09
    listed $172,900 689-char remark
    Show marketing remark (689 chars)

    BRAND NEW CONSTRUCTION AND ENERGY SMART HOME! DSLD HOMES' PLYMOUTH II B PLANOFFERS A SPACIOUS 3 BEDROOM, 2 FULL BATH OPEN FLOOR PLAN. SPECIAL FEATURES INCLUDE: WOOD FLOORS IN LIVING ROOM& CERAMIC TILE IN ALL WET AREAS AND ENTRYWAYS,CARPET IN BEDROOMS, 3CM SLAB GRANITE COUNTERTOPS IN KITCHEN ANDBATHS, FRIGIDAIRE APPLIANCES TO INCLUDE: MICRO-WAVE, DISHWASHER AND ELECTRIC RANGE/OVEN, LARGE WALK-IN CLOSET & DOUBLE VANITY IN MASTER BATHROOM, OIL RUBBED BRONZE LIGHTING AND PLUMBING FIXTURES, INSULATED GARAGE DOOR, TANKLESS GAS WATER HEATER, RADIANT BARRIER DECKING IN ATTIC, LOW E-3 DOUBLE INSULATED WINDOWS, SOD &LANDSCAPING, MAILBOX AND MUCH MORE. COMPLETION: EARLY MAY 2016!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,721 · $143/mo
Projected year-2 tax
$1,721 · $143/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,799
− Mortgage interest
−$12,323
− Property taxes
−$1,721
− Insurance
−$1,100
− Repairs & maintenance
−$1,584
− Management
−$1,584
− HOA
−$480
− Depreciation
−$6,400
Taxable loss
−$5,394
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,295
After-tax cash flow
$-210/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Carencro

Score
69/100
State rank
#65
US rank
#8277

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Carencro, LA
County
Lafayette Parish · 207,544 people
City population
20,134
Metro
Lafayette, LA
Population (ZIP)
20,096
Household income
$64,049
Rent vs Own
28.2% rent · 71.8% own
Severe rent burden
503.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 47% White 45% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Lithuanian 15%
Foreign-born
2% · Canada
Languages at home
94% English-only · French/Haitian/Cajun 4% Spanish 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.84%
Current HPI
156.889
Rent YoY
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+27.2% since first listed
3 events — show timeline
  • 2026-05-08 Listed $220,000 AcadianaMLS
  • 2016-05-09 Sold (MLS) $172,900 AcadianaMLS
  • 2016-02-09 Listed $172,900 AcadianaMLS

Property tax history

+10.3%/yr

Latest (2025): $1,721 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…