161 County Road 819 · Buna, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.9/30.0
- DSCR +9.3/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Schools +3.6/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$99,700
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great starter home in Buna ISD! This 2 bedroom, 1 bath property offers a bonus room ideal for a home office, a spacious living room, and a versatile flex room that can be used as a dining area or den. Outside features include a wooden patio deck, covered front porch, 2 car carport and an oversized RV cover. Don't miss this one-schedule your showing today.
Key facts
- Covered front porch
- Wooden patio deck
- Bonus room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $277 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 58/100 on livability (#1,216 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-, housing B; Watch: schools D-, amenities F, commute F.
- Buna ISD (rural): math 39% / reading 45% proficiency, ranked #342 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 241 active listings in the ZIP; 45 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $689 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Jasper County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 248 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $5k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 248 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 9.62%
- Cash-on-cash
- 11.90%
- DSCR
- 1.53
- GRM
- 6.6
CMA / ARV
- ARV (median comp)
- $241,161
- List price
- $99,700
- Delta
- -58.66%
- Verdict
- UNDERPRICED
- Comps
- 2 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.4%
- Equity multiple
- 1.05×
- Total profit
- $1,510
- Equity at exit
- $14,866
- IRR
- 11.1%
- Equity multiple
- 1.87×
- Total profit
- $24,162
- Equity at exit
- $8,620
Cash invested: $27,916 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77662
- Active inventory
- 241
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,258 medium interval (Pro) →
- Mortgage (P&I)
- −$523
- Tax from tax record
- −$152 /mo · $1,829/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$264
- Net cashflow
- $277
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,925
- Closing costs
- $2,991
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-07statusdays on market $99,700 Pending 248 DOM
-
2026-06-03days on market $99,700 Active 247 DOM
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2026-06-02days on market $99,700 Active 246 DOM
-
2026-06-01days on market $99,700 Active 245 DOM
-
2026-05-31days on market $99,700 Active 244 DOM
-
2026-05-30days on market $99,700 Active 243 DOM
-
2026-02-11price $99,700 357-char remark
Show marketing remark (357 chars)
Great starter home in Buna ISD! This 2 bedroom, 1 bath property offers a bonus room ideal for a home office, a spacious living room, and a versatile flex room that can be used as a dining area or den. Outside features include a wooden patio deck, covered front porch, 2 car carport and an oversized RV cover. Don't miss this one-schedule your showing today.
-
2025-10-01soldstatus
-
2025-09-30$105,000 Active 357-char remark
Show marketing remark (357 chars)
Great starter home in Buna ISD! This 2 bedroom, 1 bath property offers a bonus room ideal for a home office, a spacious living room, and a versatile flex room that can be used as a dining area or den. Outside features include a wooden patio deck, covered front porch, 2 car carport and an oversized RV cover. Don't miss this one-schedule your showing today.
-
2025-09-24soldstatus Closed 323-char remark
Show marketing remark (323 chars)
HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.
-
2025-08-28price $60,500 323-char remark
Show marketing remark (323 chars)
HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.
-
2025-08-20status Pending 323-char remark
Show marketing remark (323 chars)
HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.
-
2025-05-27price $150,400 323-char remark
Show marketing remark (323 chars)
HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.
-
2025-04-22price $172,960 323-char remark
Show marketing remark (323 chars)
HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.
-
2025-03-07$188,000 Active 323-char remark
Show marketing remark (323 chars)
HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.
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2023-05-23soldstatus
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2023-05-19soldstatus Closed
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2023-04-20status Pending
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2023-04-17$140,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,829 · $152/mo
- Projected year-2 tax
- $1,829 · $152/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,092
- − Mortgage interest
- −$5,585
- − Property taxes
- −$1,829
- − Insurance
- −$498
- − Repairs & maintenance
- −$1,207
- − Management
- −$1,207
- − Depreciation
- −$2,900
- Taxable income
- $1,865
- Est. tax owed @ 24.0%
- −$448
- After-tax cash flow
- $2,874/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Buna ISD
- NCES district ID
- 4812090
- Math proficiency
- 39% ▼ -7.00%
- Reading proficiency
- 45% ▼ -1.00%
- Median HH income
- $46,815
- Composite
- 35.83/100
- National rank
- #4826
- State rank
- #342 of 826 in TX
Livability — Buna
- Score
- 58/100
- State rank
- #1216
- US rank
- #21222
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Orange County · 87,112 people
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 25,041
- Household income
- $72,243
- Rent vs Own
- Severe rent burden
- 401.0
Population outlook (Jasper County) Hauer SSP2
- Today (2025)
- 33,986 people
- By 2030
- 32,965 · -3.0%
- By 2040
- 30,908 · -9.1%
- By 2050
- 28,893 · -15.0%
- By 2075
- 24,828 · -26.9%
- By 2100
- 19,987 · -41.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 6% Two or more races 6%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 15% Slovak 1% Italian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 93% English-only · Spanish 4% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · Jasper
- 2024 margin
- Solid R (+66.6) · D 16.5% · R 83.1%
- 2008→2024 swing
- -24.6pp toward R · 2008: -42.0pp · 2024: -66.6pp
- All cycles
- 2024: R+66.6 2020: R+61.4 2016: R+59.9 2012: R+48.4 2008: R+42.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -116.46%
- Current HPI
- 141.0844
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-28.8% since first listed13 events — show timeline
- 2026-02-11 Price Changed $99,700 BBOR
- 2025-10-01 Sold (Public Records) — Public Records
- 2025-09-30 Listed $105,000 BBOR
- 2025-09-24 Sold (MLS) — BBOR
- 2025-08-28 Price Changed $60,500 BBOR
- 2025-08-20 Pending — BBOR
- 2025-05-27 Price Changed $150,400 BBOR
- 2025-04-22 Price Changed $172,960 BBOR
- 2025-03-07 Listed $188,000 BBOR
- 2023-05-23 Sold (Public Records) — Public Records
- 2023-05-19 Sold (MLS) — BBOR
- 2023-04-20 Pending — BBOR
- 2023-04-17 Listed $140,000 BBOR
Property tax history
+8.0%/yrLatest (2025): $1,829 · -24.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…