CashFlowRE
Sign in Sign up
161 County Road 819
C+ Composite 62.82
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.9/30.0
  • DSCR +9.3/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Schools +3.6/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$99,700

161 County Road 819 · Buna, TX 77662
2 bd · 1.0 ba · 1,219 sqft · SingleFamily public records · 248 Days on market
0.60 ac lot $82/sqft · 59% below area ↓ 29% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great starter home in Buna ISD! This 2 bedroom, 1 bath property offers a bonus room ideal for a home office, a spacious living room, and a versatile flex room that can be used as a dining area or den. Outside features include a wooden patio deck, covered front porch, 2 car carport and an oversized RV cover. Don't miss this one-schedule your showing today.

Key facts

  • Covered front porch
  • Wooden patio deck
  • Bonus room

Tags

BONUS ROOMSPACIOUS LIVING ROOMFLEX ROOMWOODEN PATIO DECKCOVERED FRONT PORCHCARPORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $277 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#1,216 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A-, housing B; Watch: schools D-, amenities F, commute F.
  • Buna ISD (rural): math 39% / reading 45% proficiency, ranked #342 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 241 active listings in the ZIP; 45 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $689 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Jasper County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 248 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago; this cycle's ask has dropped $5k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,736 (12.0% below list)

Questions for the listing agent

  1. It's been on market 248 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.62%
Cash-on-cash
11.90%
DSCR
1.53
GRM
6.6

CMA / ARV

ARV (median comp)
$241,161
List price
$99,700
Delta
-58.66%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.4%
Equity multiple
1.05×
Total profit
$1,510
Equity at exit
$14,866
10-year hold
IRR
11.1%
Equity multiple
1.87×
Total profit
$24,162
Equity at exit
$8,620

Cash invested: $27,916 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77662

Active inventory
241
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,258 medium interval (Pro) →
Mortgage (P&I)
$523
Tax from tax record
$152 /mo · $1,829/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$277

Break-even live

Break-even rent $907
Max offer price $99,700
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,925
Closing costs
$2,991
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-07
    statusdays on market $99,700 Pending 248 DOM
  2. 2026-06-03
    days on market $99,700 Active 247 DOM
  3. 2026-06-02
    days on market $99,700 Active 246 DOM
  4. 2026-06-01
    days on market $99,700 Active 245 DOM
  5. 2026-05-31
    days on market $99,700 Active 244 DOM
  6. 2026-05-30
    days on market $99,700 Active 243 DOM
  7. 2026-02-11
    price $99,700 357-char remark
    Show marketing remark (357 chars)

    Great starter home in Buna ISD! This 2 bedroom, 1 bath property offers a bonus room ideal for a home office, a spacious living room, and a versatile flex room that can be used as a dining area or den. Outside features include a wooden patio deck, covered front porch, 2 car carport and an oversized RV cover. Don't miss this one-schedule your showing today.

  8. 2025-10-01
    soldstatus
  9. 2025-09-30
    listed $105,000 Active 357-char remark
    Show marketing remark (357 chars)

    Great starter home in Buna ISD! This 2 bedroom, 1 bath property offers a bonus room ideal for a home office, a spacious living room, and a versatile flex room that can be used as a dining area or den. Outside features include a wooden patio deck, covered front porch, 2 car carport and an oversized RV cover. Don't miss this one-schedule your showing today.

  10. 2025-09-24
    soldstatus Closed 323-char remark
    Show marketing remark (323 chars)

    HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.

  11. 2025-08-28
    price $60,500 323-char remark
    Show marketing remark (323 chars)

    HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.

  12. 2025-08-20
    status Pending 323-char remark
    Show marketing remark (323 chars)

    HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.

  13. 2025-05-27
    price $150,400 323-char remark
    Show marketing remark (323 chars)

    HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.

  14. 2025-04-22
    price $172,960 323-char remark
    Show marketing remark (323 chars)

    HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.

  15. 2025-03-07
    listed $188,000 Active 323-char remark
    Show marketing remark (323 chars)

    HUD Case # 512-518111. Sold as Is. Great opportunity here. Lovely home in secret location, offers an open concept floor plan that opens to a large living space. Home also offers 2 bedrooms, 1 full bath, breakfast or dining area, utility space and back yard. Ideal public schools and low taxes. Better act fast on this one.

  16. 2023-05-23
    soldstatus
  17. 2023-05-19
    soldstatus Closed
  18. 2023-04-20
    status Pending
  19. 2023-04-17
    listed $140,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,829 · $152/mo
Projected year-2 tax
$1,829 · $152/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,092
− Mortgage interest
−$5,585
− Property taxes
−$1,829
− Insurance
−$498
− Repairs & maintenance
−$1,207
− Management
−$1,207
− Depreciation
−$2,900
Taxable income
$1,865
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$448
After-tax cash flow
$2,874/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Buna ISD
NCES district ID
4812090
Math proficiency
39% ▼ -7.00%
Reading proficiency
45% ▼ -1.00%
Median HH income
$46,815
Composite
35.83/100
National rank
#4826
State rank
#342 of 826 in TX

Livability — Buna

Score
58/100
State rank
#1216
US rank
#21222

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orange County · 87,112 people
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
25,041
Household income
$72,243
Rent vs Own
19.6% rent · 80.4% own
Severe rent burden
401.0

Population outlook (Jasper County) Hauer SSP2

Today (2025)
33,986 people
By 2030
32,965 · -3.0%
By 2040
30,908 · -9.1%
By 2050
28,893 · -15.0%
By 2075
24,828 · -26.9%
By 2100
19,987 · -41.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 6%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 15% Slovak 1% Italian 1%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 4% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

2024 margin
Solid R (+66.6) · D 16.5% · R 83.1%
2008→2024 swing
-24.6pp toward R · 2008: -42.0pp · 2024: -66.6pp
All cycles
2024: R+66.6 2020: R+61.4 2016: R+59.9 2012: R+48.4 2008: R+42.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -116.46%
Current HPI
141.0844
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-28.8% since first listed
13 events — show timeline
  • 2026-02-11 Price Changed $99,700 BBOR
  • 2025-10-01 Sold (Public Records) Public Records
  • 2025-09-30 Listed $105,000 BBOR
  • 2025-09-24 Sold (MLS) BBOR
  • 2025-08-28 Price Changed $60,500 BBOR
  • 2025-08-20 Pending BBOR
  • 2025-05-27 Price Changed $150,400 BBOR
  • 2025-04-22 Price Changed $172,960 BBOR
  • 2025-03-07 Listed $188,000 BBOR
  • 2023-05-23 Sold (Public Records) Public Records
  • 2023-05-19 Sold (MLS) BBOR
  • 2023-04-20 Pending BBOR
  • 2023-04-17 Listed $140,000 BBOR

Property tax history

+8.0%/yr

Latest (2025): $1,829 · -24.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…