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3728 Hornbeam Rd 🏗️ New Construction
F Composite 33.43
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.8/30.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +3.2/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • Rent growth +1.3/5.0
  • Appreciation +0.0/10.0

$322,420

3728 Hornbeam Rd · Spring Hill, FL 34609
4 bd · 2.0 ba · 1,580 sqft · Land · 98 Days on market
Built 2026 5,259 sqft lot $47/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

Key facts

  • Dual sinks
  • Designer kitchen
  • Quartz countertops

Tags

DESIGNER KITCHENCENTER ISLANDQUARTZ COUNTERTOPSWALK IN SHOWERDUAL SINKSLUXURY VINYL PLANK FLOORING

Property features AI

Finance

  • Other: Total acreage: less than 1/4 acre (approx. 0.12 acres); Permit number: 1506574; Builder license number: CBC1262018
  • Financial info: Other annual assessment: $1,749; Lease restrictions apply
  • HOA & community: HOA with monthly fee of $47.24 (association approval required); Community street lights; Pets allowed with limits

Exterior

  • Parking: Attached 2-car garage; Driveway; Garage door opener
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available; Electricity connected; Phone available; Sewer connected; Water connected; Underground utilities; Irrigation system
  • Home design: Single family residence; One story; Under construction (projected completion April 8, 2026); Northwest facing
  • Construction: Block, stucco, and frame construction; Shingle roof; Slab foundation; New construction by Pulte Home Company, LLC (Builder model: DAYLEN)
  • Exterior features: Sidewalk; Sliding doors; Landscaped yard; Paved surfaces

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface counters; Eat-in kitchen
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Eat-in kitchen; In-wall pest system; Open floorplan; Solid surface counters; Programmable thermostat; Walk-in closet(s); Blinds
  • Laundry & utility: Indoor laundry room; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $322k.

Deal economics

  • At list price, monthly cash flow is $-208 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $286k (11.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $233k (27.6% below list).
  • Recommended offer: $233k (27.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.4% in Spring Hill — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 63/100 on livability (#738 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
  • Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Pine Grove Elementary School (math 60% / reading 45%, grade C-, #976 of 2,144 statewide, top 46%, 991 students, 60% FRL); Powell Middle School (math 54% / reading 50%, grade C+, #217 of 571 statewide, top 40%, 1,004 students, 50% FRL); Central High School (math 34% / reading 44%, grade F, #312 of 667 statewide, top 48%, 1,426 students, 53% FRL) — zoned schools at 54% FRL track the district average.
  • Market conditions: Rents falling (-4.8%/yr); 742 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 98 days — a 9% lower offer ($293k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $233,282 (27.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 98 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.52%
Cash-on-cash
-2.76%
DSCR
0.88
GRM
11.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-24.0%
Equity multiple
0.20×
Total profit
$-72,387
Equity at exit
$48,074
10-year hold
IRR
-29.5%
Equity multiple
-0.18×
Total profit
$-106,791
Equity at exit
$27,877

Cash invested: $90,278 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34609

Home prices YoY
-23.2%
Rents YoY
-4.8%
Active inventory
742
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$2,333 high interval (Pro) →
Mortgage (P&I)
$1,691
Tax from tax record
$179 /mo · $2,142/yr
Insurance
$134
HOA
$47
Vacancy / Maint / Mgmt
$490
Net cashflow
$-208

Break-even live

Break-even rent $2,596
Max offer price $285,723
Occupancy floor

Sensitivity live

Price -10% $-25 -5% $-116 +0% $-208 +5% $-299 +10% $-390
Rent -10% $-392 -5% $-300 +0% $-208 +5% $-116 +10% $-23
Rate -1.0pp $-45 -0.5pp $-126 base $-208 +0.5pp $-291 +1.0pp $-376

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$80,605
Closing costs
$9,673
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4154 Obsidian Dr Spring Hill, FL 3.0 2.0 1662 $2,149 $1.29 16d 1 0.14mi
3556 Hornbeam Rd Spring Hill, FL 4.0 2.0 1580 $2,049 $1.30 6d 1 0.18mi
3567 Hornbeam Rd Spring Hill, FL 4.0 3.0 2207 $2,499 $1.13 26d 1 0.19mi
3548 Hornbeam Rd Spring Hill, FL 4.0 3.0 2207 $2,449 $1.11 21d 1 0.19mi
3545 Hornbeam Rd Spring Hill, FL 4.0 2.0 1580 $2,049 $1.30 6d 1 0.21mi
3537 Hornbeam Rd Spring Hill, FL 4.0 3.0 2207 $2,399 $1.09 6d 1 0.21mi
4119 Autumn Amber Dr Spring Hill, FL 3.0 2.0 1812 $2,175 $1.20 26d 1 0.51mi
4138 Autumn Amber Dr Spring Hill, FL 4.0 2.0 1812 $2,200 $1.21 26d 1 0.54mi
13035 Haverhill Dr Spring Hill, FL 3.0 2.0 1973 $2,090 $1.06 26d 1 0.57mi
13196 Golden Lime Ave Spring Hill, FL 4.0 2.0 1812 $2,200 $1.21 26d 1 0.57mi
13346 Westbridge Blvd Spring Hill, FL 3.0–4.0 2.0–3.0 1739 $2,520 $1.45 1d 8 0.59mi
3407 Lema Dr Spring Hill, FL 4.0 2.0 1754 $2,100 $1.20 13d 1 0.62mi
4449 Chamber Ct Spring Hill, FL 3.0 2.0 1608 $1,895 $1.18 26d 1 0.66mi
13322 Golden Lime Ave Spring Hill, FL 3.0 2.0 1405 $2,200 $1.57 1d 1 0.67mi
3241 Bluestone Ave Spring Hill, FL 4.0 2.0 1809 $2,470 $1.37 4d 1 0.68mi
4330 Crosswhite Ct Spring Hill, FL 4.0 2.0 1872 $1,800 $0.96 26d 1 0.72mi
3339 Gretna Dr Spring Hill, FL 3.0 2.0 1547 $1,850 $1.20 23d 1 0.72mi
3217 Bluestone Ave Spring Hill, FL 3.0 2.0 1106 $2,150 $1.94 22d 1 0.73mi
4247 Bramblewood Loop Spring Hill, FL 3.0 2.0 1672 $2,000 $1.20 26d 1 0.75mi
12042 Villa Rd Spring Hill, FL 4.0 2.5 2142 $2,425 $1.13 23d 1 0.82mi
3284 Lema Dr Spring Hill, FL 3.0 2.0 1694 $1,900 $1.12 5d 1 0.87mi
12207 Bluefield St Spring Hill, FL 3.0 2.0 1314 $1,829 $1.39 6d 1 0.90mi
4582 Sheringham Ct Spring Hill, FL 3.0 2.0 2080 $2,350 $1.13 26d 1 0.97mi
11404 Pike Ave Spring Hill, FL 3.0 2.0 1614 $1,795 $1.11 6d 1 0.98mi
3302 Coronet Ct Spring Hill, FL 3.0 2.0 1432 $2,120 $1.48 26d 1 1.02mi
5038 Ayrshire Dr Spring Hill, FL 3.0 2.0 1418 $1,850 $1.30 23d 1 1.04mi
5085 Courtland Rd Spring Hill, FL 3.0 2.0 1312 $1,800 $1.37 1d 1 1.13mi
11228 Roman St Spring Hill, FL 4.0 2.5 2222 $2,400 $1.08 26d 1 1.26mi
3017 Lema Dr Spring Hill, FL 3.0 2.0 1296 $1,920 $1.48 6d 1 1.31mi
5327 Baldock Ave Spring Hill, FL 3.0 2.0 1711 $1,995 $1.17 19d 1 1.35mi
4036 Montano Ave Spring Hill, FL 3.0 2.0 1600 $2,380 $1.49 26d 1 1.37mi
3041 Hoban Ave Spring Hill, FL 3.0 2.0 1344 $1,849 $1.38 26d 1 1.38mi
3280 Ambassador Ave Spring Hill, FL 3.0 2.0 1268 $1,780 $1.40 1d 1 1.41mi
11349 Sand Hill Ave Spring Hill, FL 3.0 2.0 1473 $2,500 $1.70 5d 1 1.47mi
2378 Comerwood Dr Spring Hill, FL 3.0 2.0 1623 $1,750 $1.08 19d 1 1.48mi
3214 Blythe Ave Spring Hill, FL 4.0 2.0 2000 $2,500 $1.25 26d 1 1.49mi
3053 Stanton Ave Spring Hill, FL 3.0 2.0 1600 $2,060 $1.29 22d 1 1.49mi
12095 Elgin Blvd Spring Hill, FL 3.0 2.0 1284 $1,849 $1.44 26d 1 1.50mi

HOA detail

Monthly dues
$47 · $564/yr
Likely covers
waterelectricpool

Listing history 16 events

  1. 2026-05-20
    price $322,420 1684-char remark
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  2. 2026-05-20
    price $322,420
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  3. 2026-05-10
    price $322,420 237-char remark
    Show marketing remark (237 chars)

    Discover the Daylen, a brand-new construction home offering 4 spacious bedrooms, 2 modern baths, and an open-concept layout. Enjoy outdoor living on the covered lanai plus the convenience of a 2-car garage-designed for comfort and style.

  4. 2026-05-09
    price $327,420 237-char remark
    Show marketing remark (237 chars)

    Discover the Daylen, a brand-new construction home offering 4 spacious bedrooms, 2 modern baths, and an open-concept layout. Enjoy outdoor living on the covered lanai plus the convenience of a 2-car garage-designed for comfort and style.

  5. 2026-05-08
    price $321,520 1684-char remark
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  6. 2026-05-08
    price $321,520
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  7. 2026-05-03
    price $326,520 237-char remark
    Show marketing remark (237 chars)

    Discover the Daylen, a brand-new construction home offering 4 spacious bedrooms, 2 modern baths, and an open-concept layout. Enjoy outdoor living on the covered lanai plus the convenience of a 2-car garage-designed for comfort and style.

  8. 2026-05-01
    price $326,520 1684-char remark
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  9. 2026-05-01
    price $326,520
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  10. 2026-03-03
    price $324,520 237-char remark
    Show marketing remark (237 chars)

    Discover the Daylen, a brand-new construction home offering 4 spacious bedrooms, 2 modern baths, and an open-concept layout. Enjoy outdoor living on the covered lanai plus the convenience of a 2-car garage-designed for comfort and style.

  11. 2026-03-02
    price $324,520 1684-char remark
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  12. 2026-03-02
    price $324,520
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  13. 2026-02-19
    listed $323,520 Active 1684-char remark
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  14. 2026-02-19
    listed $323,520 Active
    Show marketing remark (1684 chars)

    Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the perfectly sized Daylen floor plan, this home has the layout you've been looking for. The designer kitchen showcases a center island, white cabinets, quartz countertops with a 4'' quartz backsplash, a pantry, and Whirlpool stainless steel appliances, including a dishwasher, refrigerator, microwave and range. The bathrooms have matching cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18''x18'' floor tile in the baths, and laundry room, and stain-resistant carpet in the bedrooms. This home makes great use of space with four bedrooms, two full baths, a convenient laundry with Whirlpool washer and dryer, a covered lanai, and a 2-car garage. Additional upgrades include faux wood blinds, whole house gutters, cabinet hardware and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte's transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we're currently offering limited-time incentives and below-market rates!

  15. 2026-01-29
    price $323,520 237-char remark
    Show marketing remark (237 chars)

    Discover the Daylen, a brand-new construction home offering 4 spacious bedrooms, 2 modern baths, and an open-concept layout. Enjoy outdoor living on the covered lanai plus the convenience of a 2-car garage-designed for comfort and style.

  16. 2026-01-19
    listed $318,520 Active 237-char remark
    Show marketing remark (237 chars)

    Discover the Daylen, a brand-new construction home offering 4 spacious bedrooms, 2 modern baths, and an open-concept layout. Enjoy outdoor living on the covered lanai plus the convenience of a 2-car garage-designed for comfort and style.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,142 · $179/mo
Projected year-2 tax
$2,676 · $223/mo
Expected delta
+$534/yr (+$44/mo · 24.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,994
− Mortgage interest
−$18,061
− Property taxes
−$2,142
− Insurance
−$1,612
− Repairs & maintenance
−$2,240
− Management
−$2,240
− HOA
−$564
− Depreciation
−$9,379
Taxable loss
−$8,243
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,978
After-tax cash flow
$-514/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hernando
NCES district ID
1200810
Math proficiency
50% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$41,985
Composite
42.03/100
National rank
#3329
State rank
#38 of 73 in FL

Livability — Spring Hill

Score
63/100
State rank
#738
US rank
#15937

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Spring Hill, FL
County
Hernando County · 169,677 people
City population
83,915
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
47,257
Household income
$79,442
Rent vs Own
16.3% rent · 83.7% own
Severe rent burden
663.0

Population outlook (Hernando County) Hauer SSP2

Today (2025)
189,218 people
By 2030
194,367 · +2.7%
By 2040
203,398 · +7.5%
By 2050
209,589 · +10.8%
By 2075
218,452 · +15.4%
By 2100
205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 22% Two or more races 13% Black 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 12% Cuban 3%
Common ancestry
Romanian 4% Lithuanian 2% Slovak 1%
Foreign-born
11% · Canada, Jamaica, Philippines
Languages at home
81% English-only · Spanish 15% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Hernando

2024 margin
Solid R (+37.0) · D 31.1% · R 68.2%
2008→2024 swing
-33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
All cycles
2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.49%
Current HPI
286.5885
Rent YoY
▼ -4.82%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1.2% since first listed
16 events — show timeline
  • 2026-05-20 Price Changed $322,420 HCAR
  • 2026-05-20 Price Changed $322,420 Stellar MLS as Distributed by MLS Grid
  • 2026-05-10 Price Changed $322,420 Zillow
  • 2026-05-09 Price Changed $327,420 Zillow
  • 2026-05-08 Price Changed $321,520 HCAR
  • 2026-05-08 Price Changed $321,520 Stellar MLS as Distributed by MLS Grid
  • 2026-05-03 Price Changed $326,520 Zillow
  • 2026-05-01 Price Changed $326,520 HCAR
  • 2026-05-01 Price Changed $326,520 Stellar MLS as Distributed by MLS Grid
  • 2026-03-03 Price Changed $324,520 Zillow
  • 2026-03-02 Price Changed $324,520 HCAR
  • 2026-03-02 Price Changed $324,520 Stellar MLS as Distributed by MLS Grid
  • 2026-02-19 Listed $323,520 Stellar MLS as Distributed by MLS Grid
  • 2026-02-19 Listed $323,520 HCAR
  • 2026-01-29 Price Changed $323,520 Zillow
  • 2026-01-19 Listed $318,520 Zillow

Property tax history

+0.3%/yr

Latest (2025): $2,142 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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