2321 W Quinton St · Broken Arrow, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.8/30.0
- ARV discount +8.3/15.0
- DSCR +4.2/10.0
- 1% rule +3.9/10.0
- Livability +3.9/5.0
- Rent growth +3.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$255,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Adorable home in Broken Arrow schools featuring an open floor plan, 3 bedrooms, 2 bath, split floor plan, granite counters, near the neighborhood pool. Green belt behind home. Great location close to highways and in highly desirable Bentley Village neighborhood
Key facts
- Spacious back yard
- 0.33 acre lot
- 2 garage spots
Tags
Property features AI
Finance
- HOA & community: Homeowners association with an annual fee of $250; Community sidewalks
Exterior
- Parking: Attached 2-car garage
- Security: No safety shelter
- Utilities: Electricity available; Natural gas available; Public water; Public sewer
- Home design: Single-story home; Faces north; Slab foundation
- Construction: Built according to public records; Brick and wood siding on wood frame; Asphalt/fiberglass roof
- Exterior features: Covered patio and porch; Concrete driveway; Full privacy fencing; Greenbelt lot feature
Interior
- Kitchen: Island; Breakfast nook; Pantry; Dishwasher; Microwave; Oven; Range
- Bedrooms: Master bedroom with private bath and walk-in closet (first level); Additional bedrooms without en-suite baths (first level)
- Flooring: Carpet; Tile
- Bathrooms: Master bath with separate shower, bathtub, double sink, and vent (first level); Hall full bathroom with bathtub and vent (first level); Total: 2 full bathrooms
- Heating & cooling: Central heating (gas); Central air conditioning
- Interior features: Granite counters; High ceilings; High-speed internet; Wired for data; Ceiling fan(s); Gas range/oven connections; Attic access; Vinyl insulated windows
- Laundry & utility: Utility room (inside, first level); Washer hookup; Electric dryer hookup; Gas dryer hookup; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $21 ($254/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (11.3% below list).
- Recommended offer: $226k (11.3% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F.
- Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Aspen Creek Es (math 23% / reading 22%, grade F, #409 of 845 statewide, top 49%, 628 students, 0% FRL); Childers Ms (math 16% / reading 28%, grade F, #129 of 345 statewide, top 42%, 796 students, 0% FRL); Broken Arrow Hs (math 22% / reading 36%, grade F, #120 of 447 statewide, top 27%, 4,589 students, 0% FRL) — zoned schools average 0% FRL vs 33% district-wide (33 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+4.1%/yr); 385 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($247k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.39%
- Cash-on-cash
- 0.36%
- DSCR
- 1.02
- GRM
- 9.4
CMA / ARV
- ARV (on-the-fly)
- $259,782
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2401 W Pensacola St | 0.06mi | 3/2.0 | 1,648 (+10%) | 6mo | $280,750 | $170 | 75 |
| 2713 W Quinton St | 0.16mi | 3/2.0 | 1,640 (+10%) | 2mo | $290,000 | $177 | 75 |
| 2728 W Quinton St | 0.20mi | 3/2.0 | 1,604 (+7%) | 7mo | $267,900 | $167 | 73 |
| 3220 W Mobile St | 0.58mi | 3/2.0 | 1,503 (+1%) | 1mo | $265,000 | $176 | 71 |
| 8324 S Gardenia Ave | 0.29mi | 3/2.0 | 1,584 (+6%) | 9mo | $276,000 | $174 | 69 |
| 2709 W Ocala St | 0.22mi | 3/2.0 | 1,637 (+10%) | 7mo | $277,000 | $169 | 68 |
| 2604 W Natchez St | 0.25mi | 3/2.0 | 1,683 (+13%) | 3mo | $300,000 | $178 | 65 |
| 2410 W Little Rock Ct S | 0.39mi | 3/2.0 | 1,599 (+7%) | 7mo | $287,200 | $180 | 64 |
| 2406 W Kingsport Ct S | 0.45mi | 3/2.0 | 1,654 (+11%) | 3mo | $303,000 | $183 | 58 |
| 2605 W Glendale St | 0.65mi | 3/2.0 | 1,606 (+8%) | 3mo | $255,000 | $159 | 54 |
| 3012 W Mobile Pl | 0.44mi | 3/2.0 | 1,715 (+15%) | 2mo | $295,000 | $172 | 54 |
| 2601 W Glendale St | 0.65mi | 4/2.0 (+1) | 1,622 (+9%) | 4mo | $259,900 | $160 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.09% rent growth · sell at horizon
- IRR
- -14.5%
- Equity multiple
- 0.48×
- Total profit
- $-37,428
- Equity at exit
- $38,021
- IRR
- -4.1%
- Equity multiple
- 0.72×
- Total profit
- $-20,186
- Equity at exit
- $22,048
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74011
- Rents YoY
- 4.1%
- Active inventory
- 385
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,262 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$301 /mo · $3,615/yr
- Insurance
- −$106
- HOA
- −$21
- Vacancy / Maint / Mgmt
- −$475
- Net cashflow
- $21
Break-even live
Sensitivity live
| Price | -10% $166 | -5% $93 | +0% $21 | +5% $-51 | +10% $-123 |
|---|---|---|---|---|---|
| Rent | -10% $-158 | -5% $-68 | +0% $21 | +5% $111 | +10% $200 |
| Rate | -1.0pp $150 | -0.5pp $86 | base $21 | +0.5pp $-45 | +1.0pp $-112 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2421 W Imperial Ct Broken Arrow, OK | 3.0 | 2.0 | 1726 | $2,415 | $1.40 | 3d | 1 | 0.50mi |
| 2420 W Imperial Ct Broken Arrow, OK | 3.0 | 2.0 | 1726 | $2,415 | $1.40 | 3d | 1 | 0.52mi |
| 2430 W Imperial Ct Broken Arrow, OK | 3.0 | 2.0 | 1726 | $2,415 | $1.40 | 3d | 1 | 0.52mi |
| 2008 W Huntsville Pl Broken Arrow, OK | 3.0 | 2.0 | 1568 | $2,100 | $1.34 | 4d | 1 | 0.68mi |
| 7313 S Walnut Ave Broken Arrow, OK | 3.0 | 2.0 | 1600 | $1,990 | $1.24 | 12d | 1 | 0.92mi |
| 7211 S Laurel Pl Broken Arrow, OK | 4.0 | 2.0 | 1851 | $2,200 | $1.19 | 5d | 1 | 1.11mi |
HOA detail
- Monthly dues
- $21 · $252/yr
- Likely covers
- pool
Listing history 26 events
-
2026-06-22days on market $255,000 Active 35 DOM
-
2026-06-18days on market $255,000 Active 32 DOM
-
2026-06-17days on market $255,000 Active 31 DOM
-
2026-06-16days on market $255,000 Active 30 DOM
-
2026-06-15days on market $255,000 Active 29 DOM
-
2026-06-13days on market $255,000 Active 27 DOM
-
2026-06-10days on market $255,000 Active 24 DOM
-
2026-06-09days on market $255,000 Active 23 DOM
-
2026-06-08days on market $255,000 Active 22 DOM
-
2026-06-07days on market $255,000 Active 21 DOM
-
2026-06-05days on market $255,000 Active 18 DOM
-
2026-06-03days on market $255,000 Active 17 DOM
-
2026-06-02days on market $255,000 Active 16 DOM
-
2026-06-01days on market $255,000 Active 15 DOM
-
2026-05-31days on market $255,000 Active 14 DOM
-
2026-05-17$255,000 Active
-
2022-08-17soldstatus $240,000
-
2022-08-16soldstatus $239,500 Closed 261-char remark
Show marketing remark (261 chars)
Adorable home in Broken Arrow schools featuring an open floor plan, 3 bedrooms, 2 bath, split floor plan, granite counters, near the neighborhood pool. Green belt behind home. Great location close to highways and in highly desirable Bentley Village neighborhood
-
2022-07-13status Pending 261-char remark
Show marketing remark (261 chars)
Adorable home in Broken Arrow schools featuring an open floor plan, 3 bedrooms, 2 bath, split floor plan, granite counters, near the neighborhood pool. Green belt behind home. Great location close to highways and in highly desirable Bentley Village neighborhood
-
2022-07-09price $245,000 261-char remark
Show marketing remark (261 chars)
Adorable home in Broken Arrow schools featuring an open floor plan, 3 bedrooms, 2 bath, split floor plan, granite counters, near the neighborhood pool. Green belt behind home. Great location close to highways and in highly desirable Bentley Village neighborhood
-
2022-07-07$249,000 Active 261-char remark
Show marketing remark (261 chars)
Adorable home in Broken Arrow schools featuring an open floor plan, 3 bedrooms, 2 bath, split floor plan, granite counters, near the neighborhood pool. Green belt behind home. Great location close to highways and in highly desirable Bentley Village neighborhood
-
2018-04-18soldstatus $159,000
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2018-04-17soldstatus $159,000 Closed 10-char remark
Show marketing remark (10 chars)
Sold. .. .
-
2018-03-08status Pending 10-char remark
Show marketing remark (10 chars)
Sold. .. .
-
2018-03-02$159,900 Active 10-char remark
Show marketing remark (10 chars)
Sold. .. .
-
2007-05-15soldstatus $110,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $3,615 · $301/mo
- Projected year-2 tax
- $3,615 · $301/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,143
- − Mortgage interest
- −$14,284
- − Property taxes
- −$3,615
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$2,171
- − Management
- −$2,171
- − HOA
- −$252
- − Depreciation
- −$7,418
- Taxable loss
- −$4,044
- Est. tax savings @ 24.0%
- +$971
- After-tax cash flow
- $1,225/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broken Arrow
- NCES district ID
- 4005490
- Math proficiency
- 23% ▼ -9.00%
- Reading proficiency
- 28% ▼ -9.00%
- Median HH income
- $64,646
- Composite
- 23.86/100
- National rank
- #7801
- State rank
- #79 of 270 in OK
Livability — Broken Arrow
- Score
- 78/100
- State rank
- #7
- US rank
- #2691
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Broken Arrow, OK
- County
- Tulsa County · 640,811 people
- City population
- 144,172
- Metro
- Tulsa, OK
- Population (ZIP)
- 33,900
- Household income
- $99,157
- Rent vs Own
- Severe rent burden
- 389.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 3% Serbian 2% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 5% Other Asian/Pacific 1%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.15%
- Current HPI
- 210.8302
- Rent YoY
- ▲ 4.09%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+131.8% since first listed11 events — show timeline
- 2026-05-17 Listed $255,000 MLS Technology, Inc.
- 2022-08-17 Sold (Public Records) $240,000 Public Records
- 2022-08-16 Sold (MLS) $239,500 MLS Technology, Inc.
- 2022-07-13 Pending — MLS Technology, Inc.
- 2022-07-09 Price Changed $245,000 MLS Technology, Inc.
- 2022-07-07 Listed $249,000 MLS Technology, Inc.
- 2018-04-18 Sold (Public Records) $159,000 Public Records
- 2018-04-17 Sold (MLS) $159,000 MLS Technology, Inc.
- 2018-03-08 Pending — MLS Technology, Inc.
- 2018-03-02 Listed $159,900 MLS Technology, Inc.
- 2007-05-15 Sold (Public Records) $110,000 Public Records
Property tax history
+4.5%/yrLatest (2025): $3,615 · +9.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…