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302 Glenbrook
C- Composite 51.98
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.2/30.0
  • ARV discount +10.6/15.0
  • Appreciation +10.0/10.0
  • DSCR +4.0/10.0
  • Livability +4.0/5.0
  • 1% rule +3.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0

$158,999

302 Glenbrook · San Antonio, TX 78220
3 bd · 1.0 ba · 1,050 sqft · SingleFamily public records · 264 Days on market
Built 1986 0.25 ac lot $151/sqft · 7% below area Est $171k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 302 Glenbrook, a charming single-story home located in the quiet East Houston Estates community. This 3-bedroom, 1-bath residence offers approximately 1,050 sq. ft. of living space on a spacious 1/4-acre lot, giving you plenty of room to enjoy both indoors and out. Inside, you'll find a practical floor plan with a bright living area, cozy bedrooms, and a functional kitchen ready for your personal touch. Central heating and cooling ensure year-round comfort. The large backyard provides endless possibilities! Whether you envision a garden, outdoor entertaining space, or future expansion. A convenient carport offers covered parking. This home is perfect for first-time buyers, downsizers, or investors looking for a solid property with great potential. Don't miss this opportunity to own an affordable home with space to grow in San Antonio!

Key facts

  • Functional kitchen
  • Large backyard
  • Single-story home

Tags

SINGLE-STORY HOMEEAST HOUSTON ESTATES COMMUNITYLARGE BACKYARDFUNCTIONAL KITCHENCENTRAL HEATING AND COOLINGCONVENIENT CARPORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $159k.

Deal economics

  • At list price, monthly cash flow is $-4 ($-47/yr) — negative.
  • To cash-flow at today's rent, offer at most $158k (0.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $140k (12.0% below list).
  • Recommended offer: $140k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.3% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 113 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 0.5% rent growth), your $45k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 264 days — a 12% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,919 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 264 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.26%
Cash-on-cash
-0.11%
DSCR
1.00
GRM
9.5

CMA / ARV

ARV (median comp)
$170,639
List price
$158,999
Delta
-6.82%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4818 John Victor 0.26mi 3/2.0 1,067 (+2%) 8mo $190,000 $178 75
4818 Billy Dr 0.29mi 2/1.0 (-1) 1,100 (+5%) 2mo $85,000 $77 72
4906 Frostwood 0.07mi 3/2.0 1,190 (+13%) 6mo $115,000 $97 66
4903 Huntsmoor Ct 0.15mi 3/1.0 1,177 (+12%) 10mo $160,000 $136 65
4903 Melvin Dr 0.16mi 3/1.0 1,155 (+10%) 15mo $140,000 $121 63
330 Glenbrook 0.07mi 3/2.0 912 (-13%) 11mo $177,000 $194 61
4606 Old Coach 0.64mi 3/1.0 1,008 (-4%) 8mo $60,000 $60 57
4518 Charles Williams 0.64mi 3/1.0 968 (-8%) 2mo $129,500 $134 56
4851 Alfred 0.23mi 3/2.0 908 (-14%) 15mo $149,900 $165 50
4730 Belinda Lee 0.39mi 4/2.0 (+1) 1,078 (+3%) 24mo $150,000 $139 48
4607 Belinda Lee 0.56mi 3/2.0 1,192 (+14%) 2mo $140,000 $117 46
303 Glenoak Dr 0.74mi 3/1.5 1,027 (-2%) 18mo $195,000 $190 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.53% rent growth · sell at horizon

5-year hold
IRR
23.4%
Equity multiple
2.86×
Total profit
$82,976
Equity at exit
$143,239
10-year hold
IRR
20.3%
Equity multiple
6.35×
Total profit
$238,387
Equity at exit
$308,900

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78220

Home prices YoY
9.1%
Rents YoY
0.5%
Active inventory
113
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,400 high interval (Pro) →
Mortgage (P&I)
$834
Tax from tax record
$210 /mo · $2,516/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$294
Net cashflow
$-4

Break-even live

Break-even rent $1,405
Max offer price $158,301
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
707 SE Loop 410 San Antonio, TX 1.0–4.0 1.0–2.0 1139 $1,216 $1.07 4d 1 0.26mi
4606 Hollyspring Dr San Antonio, TX 3.0 2.0 1098 $1,400 $1.28 23d 1 0.56mi
4835 Lord Rd Unit 710 San Antonio, TX 2.0 2.0 949 $874 $0.92 2d 1 0.57mi
4611 E Houston St San Antonio, TX 2.0–4.0 2.0 1286 $1,290 $1.00 1d 23 0.59mi
4610 Lavender Ln San Antonio, TX 3.0 2.0 1337 $1,400 $1.05 23d 1 0.59mi
2906 Lavender Ln San Antonio, TX 3.0 2.5 1247 $1,595 $1.28 16d 1 0.77mi
4319 Algruth Dr San Antonio, TX 3.0 2.0 1021 $1,800 $1.76 23d 1 0.94mi
302 Kenmar Dr San Antonio, TX 3.0 1.0 970 $1,375 $1.42 23d 1 1.01mi
4426 N Hein Rd Apt 2204 San Antonio, TX 2.0 1.0 723 $1,250 $1.73 43d 1 1.04mi
334 Tomrob Dr San Antonio, TX 3.0 1.0 1064 $1,300 $1.22 14d 1 1.11mi
4326 Spring Oak Dr San Antonio, TX 3.0 1.0 1168 $1,300 $1.11 23d 1 1.12mi
5847 Tree View St San Antonio, TX 3.0 2.0 1362 $1,900 $1.40 17d 1 1.12mi
368 Readwell Dr San Antonio, TX 3.0 1.0 1067 $1,200 $1.12 43d 1 1.16mi
4938 Bernadine Dr San Antonio, TX 3.0 2.0 1078 $2,000 $1.86 23d 1 1.19mi
4519 Creekmoor Dr San Antonio, TX 3.0 2.0 1239 $1,395 $1.13 11d 1 1.35mi
262 Orchard Rd San Antonio, TX 3.0 1.0 1134 $1,250 $1.10 43d 1 1.35mi
4251 Wild Oak Dr San Antonio, TX 4.0 1.0 1117 $1,250 $1.12 43d 1 1.37mi
4619 Dietrich Rd San Antonio, TX 1.0–3.0 1.0–1.5 775 $999 $1.29 43d 1 1.49mi
1311 W Hein Rd Unit 18 San Antonio, TX 2.0 1.5 900 $895 $0.99 43d 1 1.50mi
1311 W Hein Rd Unit 4 San Antonio, TX 2.0 2.0 1000 $1,000 $1.00 43d 1 1.50mi

Listing history 20 events

  1. 2026-06-18
    days on market $158,999 Active 264 DOM
  2. 2026-06-17
    days on market $158,999 Active 263 DOM
  3. 2026-06-16
    days on market $158,999 Active 262 DOM
  4. 2026-06-15
    days on market $158,999 Active 261 DOM
  5. 2026-06-13
    days on market $158,999 Active 259 DOM
  6. 2026-06-09
    days on market $158,999 Active 255 DOM
  7. 2026-06-08
    days on market $158,999 Active 254 DOM
  8. 2026-06-07
    days on market $158,999 Active 253 DOM
  9. 2026-06-04
    days on market $158,999 Active 250 DOM
  10. 2026-06-03
    days on market $158,999 Active 249 DOM
  11. 2026-06-02
    days on market $158,999 Active 248 DOM
  12. 2026-06-01
    days on market $158,999 Active 247 DOM
  13. 2026-05-31
    days on market $158,999 Active 246 DOM
  14. 2026-04-10
    price $158,999 861-char remark
    Show marketing remark (861 chars)

    Welcome to 302 Glenbrook, a charming single-story home located in the quiet East Houston Estates community. This 3-bedroom, 1-bath residence offers approximately 1,050 sq. ft. of living space on a spacious 1/4-acre lot, giving you plenty of room to enjoy both indoors and out. Inside, you'll find a practical floor plan with a bright living area, cozy bedrooms, and a functional kitchen ready for your personal touch. Central heating and cooling ensure year-round comfort. The large backyard provides endless possibilities! Whether you envision a garden, outdoor entertaining space, or future expansion. A convenient carport offers covered parking. This home is perfect for first-time buyers, downsizers, or investors looking for a solid property with great potential. Don't miss this opportunity to own an affordable home with space to grow in San Antonio!

  15. 2026-04-09
    status Back on Market 861-char remark
    Show marketing remark (861 chars)

    Welcome to 302 Glenbrook, a charming single-story home located in the quiet East Houston Estates community. This 3-bedroom, 1-bath residence offers approximately 1,050 sq. ft. of living space on a spacious 1/4-acre lot, giving you plenty of room to enjoy both indoors and out. Inside, you'll find a practical floor plan with a bright living area, cozy bedrooms, and a functional kitchen ready for your personal touch. Central heating and cooling ensure year-round comfort. The large backyard provides endless possibilities! Whether you envision a garden, outdoor entertaining space, or future expansion. A convenient carport offers covered parking. This home is perfect for first-time buyers, downsizers, or investors looking for a solid property with great potential. Don't miss this opportunity to own an affordable home with space to grow in San Antonio!

  16. 2026-04-01
    historical 861-char remark
    Show marketing remark (861 chars)

    Welcome to 302 Glenbrook, a charming single-story home located in the quiet East Houston Estates community. This 3-bedroom, 1-bath residence offers approximately 1,050 sq. ft. of living space on a spacious 1/4-acre lot, giving you plenty of room to enjoy both indoors and out. Inside, you'll find a practical floor plan with a bright living area, cozy bedrooms, and a functional kitchen ready for your personal touch. Central heating and cooling ensure year-round comfort. The large backyard provides endless possibilities! Whether you envision a garden, outdoor entertaining space, or future expansion. A convenient carport offers covered parking. This home is perfect for first-time buyers, downsizers, or investors looking for a solid property with great potential. Don't miss this opportunity to own an affordable home with space to grow in San Antonio!

  17. 2025-09-19
    listed $159,999 New 861-char remark
    Show marketing remark (861 chars)

    Welcome to 302 Glenbrook, a charming single-story home located in the quiet East Houston Estates community. This 3-bedroom, 1-bath residence offers approximately 1,050 sq. ft. of living space on a spacious 1/4-acre lot, giving you plenty of room to enjoy both indoors and out. Inside, you'll find a practical floor plan with a bright living area, cozy bedrooms, and a functional kitchen ready for your personal touch. Central heating and cooling ensure year-round comfort. The large backyard provides endless possibilities! Whether you envision a garden, outdoor entertaining space, or future expansion. A convenient carport offers covered parking. This home is perfect for first-time buyers, downsizers, or investors looking for a solid property with great potential. Don't miss this opportunity to own an affordable home with space to grow in San Antonio!

  18. 2021-06-30
    soldstatus
  19. 1999-04-27
    soldstatus
  20. 1990-02-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,516 · $210/mo
Projected year-2 tax
$2,910 · $242/mo
Expected delta
+$394/yr (+$33/mo · 15.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,796
− Mortgage interest
−$8,906
− Property taxes
−$2,516
− Insurance
−$795
− Repairs & maintenance
−$1,344
− Management
−$1,344
− Depreciation
−$4,625
Taxable loss
−$2,734
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$656
After-tax cash flow
$609/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Antonio ISD
NCES district ID
4838730
Math proficiency
12% ▼ -21.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,952
Composite
13.57/100
National rank
#9512
State rank
#805 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
19,423
Household income
$41,710
Rent vs Own
47.3% rent · 52.7% own
Severe rent burden
705.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (60%)
Race & ethnicity
Hispanic / Latino 60% Black 30% Two or more races 22% White 8%
Hispanic origin (detail)
Mexican 47% Puerto Rican 1%
Foreign-born
11% · Canada
Languages at home
63% English-only · Spanish 36%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 23.86%
Current HPI
284.9844
Rent YoY
▲ 0.53%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-0.6% since first listed
7 events — show timeline
  • 2026-04-10 Price Changed $158,999 LERA
  • 2026-04-09 Relisted LERA
  • 2026-04-01 Listing Removed LERA
  • 2025-09-19 Listed $159,999 LERA
  • 2021-06-30 Sold (Public Records) Public Records
  • 1999-04-27 Sold (Public Records) Public Records
  • 1990-02-01 Sold (Public Records) Public Records

Property tax history

+4.9%/yr

Latest (2025): $2,516 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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