🌊 Lakefront
206 Mariner Ln · Rotonda, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.5%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.1/30.0
- Appreciation +5.6/10.0
- Schools +4.6/10.0
- Livability +3.4/5.0
- 1% rule +2.8/10.0
- Condition / age +2.5/5.0
- ARV discount +2.4/15.0
- Rent growth +2.4/5.0
- DSCR +2.2/10.0
$399,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.
Key facts
- 9,999 sq ft lot
- 2 garage spots
- Pool
Property features AI
Finance
- Other: Property type: Residential, Single Family Residence; Zoning: RSF5; Lot size approximately 0.23 acres (about 929 sq meters); Turnkey furnished; No CDD
- HOA & community: Rotunda West Association; HOA required; Annual association fee $190 (monthly equivalent $15.83); Pets allowed
Exterior
- Parking: Attached 2-car garage (22 x 20)
- Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
- Home design: Single-family home; One story; East-facing; Entry level: One
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Built with public-record living area of 1,672 (sq ft) and total building area 2,341 (sq ft)
- Exterior features: Sliding doors; Private heated pool; On waterfront (canal) with approximately 80 feet of water frontage; Paved road access
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator; Exhaust fan
- Bedrooms: 3 bedrooms
- Flooring: Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Thermostat
- Laundry & utility: Laundry room inside; Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $400k.
Deal economics
- At list price, monthly cash flow is $-386 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $332k (17.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $310k (22.4% below list).
- Recommended offer: $310k (22.4% below list) — sets the bar for 1% rule.
- Cap rate 5.1% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: amenities F, commute F, health & safety D-.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 37% FRL vs 54% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents soft (-0.2%/yr); 863 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- At $3,104/mo this rent would consume 47% of the median local household income ($80k/yr) (locally 91% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $8k of equity ($3k loan paydown + $5k appreciation (1.2% local appreciation)).
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 5, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($394k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.14%
- Cash-on-cash
- -4.13%
- DSCR
- 0.82
- GRM
- 10.7
CMA / ARV
- ARV (on-the-fly)
- $359,480
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 78 Broadmoor Ln | 0.22mi | 3/2.0 | 1,706 (+2%) | 8mo | $610,370 | $358 | 80 |
| 7 Sportsman Ter | 0.33mi | 3/2.5 | 1,776 (+6%) | 1mo | $405,000 | $228 | 72 |
| 35 Sportsman Pl | 0.39mi | 3/2.5 | 1,615 (-3%) | 7mo | $380,000 | $235 | 68 |
| 74 Broadmoor Ln | 0.23mi | 3/2.0 | 1,866 (+12%) | 2mo | $425,000 | $228 | 68 |
| 158 Mark Twain Ln | 0.61mi | 3/2.0 | 1,670 (-0%) | 5mo | $359,000 | $215 | 68 |
| 36 Pinehurst Ct | 0.58mi | 3/2.0 | 1,720 (+3%) | 2mo | $390,000 | $227 | 67 |
| 209 Mark Twain Ln | 0.52mi | 3/2.0 | 1,588 (-5%) | 4mo | $306,100 | $193 | 64 |
| 251 Rotonda Blvd N | 0.37mi | 3/2.0 | 1,906 (+14%) | 1mo | $401,000 | $210 | 58 |
| 149 Sportsman Rd | 0.52mi | 3/2.0 | 1,562 (-7%) | 9mo | $265,000 | $170 | 57 |
| 181 Broadmoor Ln | 0.61mi | 3/2.0 | 1,885 (+13%) | 3mo | $350,000 | $186 | 48 |
| 188 Broadmoor Ln | 0.59mi | 3/2.0 | 1,910 (+14%) | 5mo | $390,000 | $204 | 44 |
| 254 Mark Twain Ln | 0.74mi | 4/2.0 (+1) | 1,874 (+12%) | 2mo | $399,900 | $213 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.25% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -3.7%
- Equity multiple
- 0.81×
- Total profit
- $-21,178
- Equity at exit
- $141,747
- IRR
- -0.3%
- Equity multiple
- 0.97×
- Total profit
- $-3,644
- Equity at exit
- $192,480
Cash invested: $111,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33947
- Home prices YoY
- 0.4%
- Rents YoY
- -0.2%
- Active inventory
- 863
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $3,104 high interval (Pro) →
- Mortgage (P&I)
- −$2,097
- Tax from tax record
- −$559 /mo · $6,710/yr
- Insurance
- −$167
- HOA
- −$15
- Vacancy / Maint / Mgmt
- −$652
- Net cashflow
- $-386
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $99,975
- Closing costs
- $11,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 12 Broadmoor Rd Unit 1 Rotonda West, FL | 3.0 | 2.0 | 2065 | $3,500 | $1.69 | 21d | 1 | 0.41mi |
| 80 Mariner Ln Rotonda West, FL | 3.0 | 2.0 | 2052 | $4,800 | $2.34 | 21d | 1 | 0.48mi |
| 65 Fairway Rd Rotonda West, FL | 3.0 | 2.0 | 1865 | $2,700 | $1.45 | 21d | 1 | 0.50mi |
| 181 Bunker Rd Rotonda West, FL | 2.0 | 2.0 | 1355 | $4,600 | $3.39 | 21d | 1 | 0.59mi |
| 527 Rotonda Cir Rotonda West, FL | 3.0 | 2.0 | 1586 | $2,375 | $1.50 | 21d | 1 | 0.69mi |
| 123 Marker Rd Rotonda West, FL | 3.0 | 2.0 | 2006 | $2,400 | $1.20 | 13d | 1 | 0.72mi |
| 25 Fairway Rd Rotonda West, FL | 3.0 | 2.0 | 2068 | $2,375 | $1.15 | 21d | 1 | 0.73mi |
| 22 Mariner Ln Rotonda West, FL | 3.0 | 2.0 | 2015 | $4,200 | $2.08 | 21d | 1 | 0.78mi |
| 589 Rotonda Cir Rotonda West, FL | 3.0 | 2.5 | 2190 | $4,200 | $1.92 | 21d | 1 | 0.79mi |
| 72 Long Meadow Ln Rotonda West, FL | 3.0 | 2.0 | 1945 | $1,920 | $0.99 | 13d | 1 | 0.79mi |
| 36 Bunker Cir Rotonda West, FL | 2.0 | 2.0 | 1533 | $3,999 | $2.61 | 21d | 1 | 0.82mi |
| 155 Long Meadow Ln Rotonda West, FL | 3.0 | 2.0 | 1598 | $4,500 | $2.82 | 21d | 1 | 0.82mi |
| 285 Mark Twain Ln Rotonda West, FL | 3.0 | 2.0 | 1759 | $1,750 | $0.99 | 21d | 1 | 0.89mi |
| 114 Albatross Rd Rotonda West, FL | 3.0 | 2.0 | 1648 | $5,300 | $3.22 | 21d | 1 | 0.91mi |
| 72 Long Meadow Ct Rotonda West, FL | 3.0 | 2.0 | 1570 | $5,200 | $3.31 | 21d | 1 | 0.94mi |
| 87 Mark Twain Ln Rotonda West, FL | 3.0 | 2.0 | 1235 | $2,500 | $2.02 | 21d | 1 | 0.99mi |
| 107 Cottage Pl Rotonda West, FL | 3.0 | 2.0 | 1397 | $5,000 | $3.58 | 21d | 1 | 1.01mi |
| 195 Rotonda Blvd W Unit A Rotonda West, FL | 3.0 | 2.0 | 1162 | $1,850 | $1.59 | 21d | 1 | 1.02mi |
| 127 White Marsh Ln Rotonda West, FL | 3.0 | 2.0 | 2216 | $2,700 | $1.22 | 21d | 1 | 1.03mi |
| 118 Caddy Rd Rotonda West, FL | 3.0 | 2.0 | 1828 | $2,795 | $1.53 | 21d | 1 | 1.14mi |
| 230 Annapolis Ln Rotonda West, FL | 3.0 | 2.0 | 1768 | $1,800 | $1.02 | 21d | 1 | 1.22mi |
| 42 Mark Twain Ln Rotonda West, FL | 3.0 | 2.5 | 1677 | $2,800 | $1.67 | 21d | 1 | 1.24mi |
| 239 Annapolis Ln Rotonda West, FL | 3.0 | 2.0 | 1747 | $2,000 | $1.14 | 21d | 1 | 1.25mi |
| 511 Sweetwater Dr Rotonda West, FL | 4.0 | 2.5 | 2160 | $2,200 | $1.02 | 21d | 1 | 1.25mi |
| 48 Par View Ct Rotonda West, FL | 3.0 | 2.0 | 2000 | $3,500 | $1.75 | 21d | 1 | 1.26mi |
| 98 Caddy Rd Rotonda West, FL | 2.0 | 2.0 | 1167 | $4,000 | $3.43 | 21d | 1 | 1.28mi |
| 289 Boundary Blvd Unit 202 Rotonda West, FL | 3.0 | 2.0 | 1168 | $1,645 | $1.41 | 21d | 1 | 1.31mi |
| 278 Boundary Blvd Unit B Rotonda West, FL | 2.0 | 2.0 | 1138 | $1,625 | $1.43 | 21d | 1 | 1.32mi |
| 65 Oakland Hills Pl Rotonda West, FL | 2.0 | 2.0 | 1444 | $4,500 | $3.12 | 21d | 1 | 1.34mi |
| 502 Sunset Rd N Rotonda West, FL | 3.0 | 2.0 | 1636 | $2,100 | $1.28 | 21d | 1 | 1.43mi |
| 138 Jade St Rotonda West, FL | 3.0 | 2.0 | 1564 | $1,869 | $1.20 | 21d | 1 | 1.44mi |
| 7352 Bolten Ln Port Charlotte, FL | 3.0 | 2.0 | 1225 | $2,319 | $1.89 | 13d | 1 | 1.45mi |
| 37 Oakland Hills Pl Rotonda West, FL | 3.0 | 2.0 | 1321 | $4,000 | $3.03 | 21d | 1 | 1.48mi |
HOA detail
- Monthly dues
- $15 · $180/yr
- Likely covers
- waterpool
Listing history 31 events
-
2026-06-18days on market $399,900 Active 22 DOM
-
2026-06-17days on market $399,900 Active 21 DOM
-
2026-06-16days on market $399,900 Active 20 DOM
-
2026-06-15days on market $399,900 Active 19 DOM
-
2026-06-14days on market $399,900 Active 17 DOM
-
2026-06-13days on market $399,900 Active 16 DOM
-
2026-06-10days on market $399,900 Active 14 DOM
-
2026-06-09days on market $399,900 Active 13 DOM
-
2026-06-08days on market $399,900 Active 12 DOM
-
2026-06-07days on market $399,900 Active 11 DOM
-
2026-06-05days on market $399,900 Active 8 DOM
-
2026-06-03days on market $399,900 Active 7 DOM
-
2026-06-02days on market $399,900 Active 6 DOM
-
2026-06-01days on market $399,900 Active 5 DOM
-
2026-05-31days on market $399,900 Active 4 DOM
-
2026-05-30days on market $399,900 Active 3 DOM
-
2026-05-27$399,900 Active
-
2026-05-16historical
-
2026-04-30status Active
-
2026-04-19historical $2,850
-
2026-04-19status Pending
-
2026-04-07$399,900 Active
-
2026-04-04price $2,850
-
2026-03-26$3,000
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2022-05-26soldstatus $483,700 Closed 1437-char remark
Show marketing remark (1437 chars)
* Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.
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2022-05-26soldstatus $483,700
Show marketing remark (1437 chars)
* Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.
-
2022-04-27status Pending 1437-char remark
Show marketing remark (1437 chars)
* Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.
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2022-04-06$499,900 Active 1437-char remark
Show marketing remark (1437 chars)
* Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.
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2006-05-31historical
-
2006-03-01$355,000
-
1989-12-01soldstatus $11,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,710 · $559/mo
- Projected year-2 tax
- $6,710 · $559/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 50% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,249
- − Mortgage interest
- −$22,401
- − Property taxes
- −$6,710
- − Insurance
- −$2,000
- − Repairs & maintenance
- −$2,980
- − Management
- −$2,980
- − HOA
- −$180
- − Depreciation
- −$11,633
- Taxable loss
- −$11,635
- Est. tax savings @ 24.0%
- +$2,792
- After-tax cash flow
- $-1,836/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Rotonda
- Score
- 67/100
- State rank
- #548
- US rank
- #10359
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rotonda, FL
- County
- Charlotte County · 196,994 people
- City population
- 10,490
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 10,447
- Household income
- $80,091
- Rent vs Own
- Severe rent burden
- 91.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Hispanic / Latino 2% Two or more races 2%
- Common ancestry
- Romanian 5% Lithuanian 4% Slovak 4%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 93% English-only · Russian/Polish/Slavic 3% Spanish 2% German/W. Germanic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.25%
- Current HPI
- 311.3231
- Rent YoY
- ▼ -0.22%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+3535.5% since first listed15 events — show timeline
- 2026-05-27 Listed $399,900 Stellar MLS as Distributed by MLS Grid
- 2026-05-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-04-30 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-19 Rental Removed $2,850 STELLARMLS
- 2026-04-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-04-07 Listed $399,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-04 Price Changed $2,850 STELLARMLS
- 2026-03-26 Listed for Rent $3,000 STELLARMLS
- 2022-05-26 Sold (Public Records) $483,700 Public Records
- 2022-05-26 Sold (MLS) $483,700 Stellar MLS as Distributed by MLS Grid
- 2022-04-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-04-06 Listed $499,900 Stellar MLS as Distributed by MLS Grid
- 2006-05-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-03-01 Listed $355,000 Stellar MLS as Distributed by MLS Grid
- 1989-12-01 Sold (Public Records) $11,000 Public Records
Property tax history
+6.7%/yrLatest (2025): $6,710 · -10.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…