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206 Mariner Ln 🌊 Lakefront
F Composite 33.97
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • Appreciation +5.6/10.0
  • Schools +4.6/10.0
  • Livability +3.4/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • ARV discount +2.4/15.0
  • Rent growth +2.4/5.0
  • DSCR +2.2/10.0

$399,900

206 Mariner Ln · Rotonda, FL 33947
3 bd · 2.0 ba · 1,672 sqft · SingleFamily public records · 22 Days on market
Built 2004 9,999 sqft lot Est $359k · 11% over $15/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.

Key facts

  • 9,999 sq ft lot
  • 2 garage spots
  • Pool

Property features AI

Finance

  • Other: Property type: Residential, Single Family Residence; Zoning: RSF5; Lot size approximately 0.23 acres (about 929 sq meters); Turnkey furnished; No CDD
  • HOA & community: Rotunda West Association; HOA required; Annual association fee $190 (monthly equivalent $15.83); Pets allowed

Exterior

  • Parking: Attached 2-car garage (22 x 20)
  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
  • Home design: Single-family home; One story; East-facing; Entry level: One
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Built with public-record living area of 1,672 (sq ft) and total building area 2,341 (sq ft)
  • Exterior features: Sliding doors; Private heated pool; On waterfront (canal) with approximately 80 feet of water frontage; Paved road access

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator; Exhaust fan
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Thermostat
  • Laundry & utility: Laundry room inside; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $400k.

Deal economics

  • At list price, monthly cash flow is $-386 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $332k (17.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $310k (22.4% below list).
  • Recommended offer: $310k (22.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: amenities F, commute F, health & safety D-.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 37% FRL vs 54% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-0.2%/yr); 863 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • At $3,104/mo this rent would consume 47% of the median local household income ($80k/yr) (locally 91% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $8k of equity ($3k loan paydown + $5k appreciation (1.2% local appreciation)).
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 5, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($394k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $310,405 (22.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.14%
Cash-on-cash
-4.13%
DSCR
0.82
GRM
10.7

CMA / ARV

ARV (on-the-fly)
$359,480
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
78 Broadmoor Ln 0.22mi 3/2.0 1,706 (+2%) 8mo $610,370 $358 80
7 Sportsman Ter 0.33mi 3/2.5 1,776 (+6%) 1mo $405,000 $228 72
35 Sportsman Pl 0.39mi 3/2.5 1,615 (-3%) 7mo $380,000 $235 68
74 Broadmoor Ln 0.23mi 3/2.0 1,866 (+12%) 2mo $425,000 $228 68
158 Mark Twain Ln 0.61mi 3/2.0 1,670 (-0%) 5mo $359,000 $215 68
36 Pinehurst Ct 0.58mi 3/2.0 1,720 (+3%) 2mo $390,000 $227 67
209 Mark Twain Ln 0.52mi 3/2.0 1,588 (-5%) 4mo $306,100 $193 64
251 Rotonda Blvd N 0.37mi 3/2.0 1,906 (+14%) 1mo $401,000 $210 58
149 Sportsman Rd 0.52mi 3/2.0 1,562 (-7%) 9mo $265,000 $170 57
181 Broadmoor Ln 0.61mi 3/2.0 1,885 (+13%) 3mo $350,000 $186 48
188 Broadmoor Ln 0.59mi 3/2.0 1,910 (+14%) 5mo $390,000 $204 44
254 Mark Twain Ln 0.74mi 4/2.0 (+1) 1,874 (+12%) 2mo $399,900 $213 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.25% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.7%
Equity multiple
0.81×
Total profit
$-21,178
Equity at exit
$141,747
10-year hold
IRR
-0.3%
Equity multiple
0.97×
Total profit
$-3,644
Equity at exit
$192,480

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33947

Home prices YoY
0.4%
Rents YoY
-0.2%
Active inventory
863
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$3,104 high interval (Pro) →
Mortgage (P&I)
$2,097
Tax from tax record
$559 /mo · $6,710/yr
Insurance
$167
HOA
$15
Vacancy / Maint / Mgmt
$652
Net cashflow
$-386

Break-even live

Break-even rent $3,592
Max offer price $331,761
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,975
Closing costs
$11,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12 Broadmoor Rd Unit 1 Rotonda West, FL 3.0 2.0 2065 $3,500 $1.69 21d 1 0.41mi
80 Mariner Ln Rotonda West, FL 3.0 2.0 2052 $4,800 $2.34 21d 1 0.48mi
65 Fairway Rd Rotonda West, FL 3.0 2.0 1865 $2,700 $1.45 21d 1 0.50mi
181 Bunker Rd Rotonda West, FL 2.0 2.0 1355 $4,600 $3.39 21d 1 0.59mi
527 Rotonda Cir Rotonda West, FL 3.0 2.0 1586 $2,375 $1.50 21d 1 0.69mi
123 Marker Rd Rotonda West, FL 3.0 2.0 2006 $2,400 $1.20 13d 1 0.72mi
25 Fairway Rd Rotonda West, FL 3.0 2.0 2068 $2,375 $1.15 21d 1 0.73mi
22 Mariner Ln Rotonda West, FL 3.0 2.0 2015 $4,200 $2.08 21d 1 0.78mi
589 Rotonda Cir Rotonda West, FL 3.0 2.5 2190 $4,200 $1.92 21d 1 0.79mi
72 Long Meadow Ln Rotonda West, FL 3.0 2.0 1945 $1,920 $0.99 13d 1 0.79mi
36 Bunker Cir Rotonda West, FL 2.0 2.0 1533 $3,999 $2.61 21d 1 0.82mi
155 Long Meadow Ln Rotonda West, FL 3.0 2.0 1598 $4,500 $2.82 21d 1 0.82mi
285 Mark Twain Ln Rotonda West, FL 3.0 2.0 1759 $1,750 $0.99 21d 1 0.89mi
114 Albatross Rd Rotonda West, FL 3.0 2.0 1648 $5,300 $3.22 21d 1 0.91mi
72 Long Meadow Ct Rotonda West, FL 3.0 2.0 1570 $5,200 $3.31 21d 1 0.94mi
87 Mark Twain Ln Rotonda West, FL 3.0 2.0 1235 $2,500 $2.02 21d 1 0.99mi
107 Cottage Pl Rotonda West, FL 3.0 2.0 1397 $5,000 $3.58 21d 1 1.01mi
195 Rotonda Blvd W Unit A Rotonda West, FL 3.0 2.0 1162 $1,850 $1.59 21d 1 1.02mi
127 White Marsh Ln Rotonda West, FL 3.0 2.0 2216 $2,700 $1.22 21d 1 1.03mi
118 Caddy Rd Rotonda West, FL 3.0 2.0 1828 $2,795 $1.53 21d 1 1.14mi
230 Annapolis Ln Rotonda West, FL 3.0 2.0 1768 $1,800 $1.02 21d 1 1.22mi
42 Mark Twain Ln Rotonda West, FL 3.0 2.5 1677 $2,800 $1.67 21d 1 1.24mi
239 Annapolis Ln Rotonda West, FL 3.0 2.0 1747 $2,000 $1.14 21d 1 1.25mi
511 Sweetwater Dr Rotonda West, FL 4.0 2.5 2160 $2,200 $1.02 21d 1 1.25mi
48 Par View Ct Rotonda West, FL 3.0 2.0 2000 $3,500 $1.75 21d 1 1.26mi
98 Caddy Rd Rotonda West, FL 2.0 2.0 1167 $4,000 $3.43 21d 1 1.28mi
289 Boundary Blvd Unit 202 Rotonda West, FL 3.0 2.0 1168 $1,645 $1.41 21d 1 1.31mi
278 Boundary Blvd Unit B Rotonda West, FL 2.0 2.0 1138 $1,625 $1.43 21d 1 1.32mi
65 Oakland Hills Pl Rotonda West, FL 2.0 2.0 1444 $4,500 $3.12 21d 1 1.34mi
502 Sunset Rd N Rotonda West, FL 3.0 2.0 1636 $2,100 $1.28 21d 1 1.43mi
138 Jade St Rotonda West, FL 3.0 2.0 1564 $1,869 $1.20 21d 1 1.44mi
7352 Bolten Ln Port Charlotte, FL 3.0 2.0 1225 $2,319 $1.89 13d 1 1.45mi
37 Oakland Hills Pl Rotonda West, FL 3.0 2.0 1321 $4,000 $3.03 21d 1 1.48mi

HOA detail

Monthly dues
$15 · $180/yr
Likely covers
waterpool

Listing history 31 events

  1. 2026-06-18
    days on market $399,900 Active 22 DOM
  2. 2026-06-17
    days on market $399,900 Active 21 DOM
  3. 2026-06-16
    days on market $399,900 Active 20 DOM
  4. 2026-06-15
    days on market $399,900 Active 19 DOM
  5. 2026-06-14
    days on market $399,900 Active 17 DOM
  6. 2026-06-13
    days on market $399,900 Active 16 DOM
  7. 2026-06-10
    days on market $399,900 Active 14 DOM
  8. 2026-06-09
    days on market $399,900 Active 13 DOM
  9. 2026-06-08
    days on market $399,900 Active 12 DOM
  10. 2026-06-07
    days on market $399,900 Active 11 DOM
  11. 2026-06-05
    days on market $399,900 Active 8 DOM
  12. 2026-06-03
    days on market $399,900 Active 7 DOM
  13. 2026-06-02
    days on market $399,900 Active 6 DOM
  14. 2026-06-01
    days on market $399,900 Active 5 DOM
  15. 2026-05-31
    days on market $399,900 Active 4 DOM
  16. 2026-05-30
    days on market $399,900 Active 3 DOM
  17. 2026-05-27
    listed $399,900 Active
  18. 2026-05-16
    historical
  19. 2026-04-30
    status Active
  20. 2026-04-19
    historical $2,850
  21. 2026-04-19
    status Pending
  22. 2026-04-07
    listed $399,900 Active
  23. 2026-04-04
    price $2,850
  24. 2026-03-26
    listed $3,000
  25. 2022-05-26
    soldstatus $483,700 Closed 1437-char remark
    Show marketing remark (1437 chars)

    * Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.

  26. 2022-05-26
    soldstatus $483,700
    Show marketing remark (1437 chars)

    * Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.

  27. 2022-04-27
    status Pending 1437-char remark
    Show marketing remark (1437 chars)

    * Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.

  28. 2022-04-06
    listed $499,900 Active 1437-char remark
    Show marketing remark (1437 chars)

    * Walkthru video is attached. Don't wait to build! Start living the Florida lifestyle now in this furnished POOL home situated higher up on a freshwater canal, all ready for a fishing dock, a small canal-cruising boat and kayaks, in the popular community of Rotonda West! A desirable, open and split bedroom floor plan allows for a flood of natural light into the home. All interior colors are neutral, creating a blank canvas for you to add your personal touches. The primary suite has direct access to the pool deck, large walk-in closet plus an additional closet to maximize storage, dual bathroom sinks and a beautiful large walk-in shower. The kitchen includes a small breakfast bar with eating space (plus seperate dining area) and direct access to the lanai. New A/C in 2021. The large solar-heated pool featuring an upgraded pebble finish was redone in 2014! A covered lanai area keeps you shaded and dry while entertaining. Roof is original, 2004. Rotonda West is a unique community nestled near all the conveniences of the greater Englewood area with 5 golf courses, hiking/biking paths, a community center and parks, boat and Christmas parades. .. and a low annual fee! Minutes from the barrier islands and many community beaches & boat ramps. There is boat/RV storage within the community (first come first served). The area is conveniently serviced by airports in Punta Gorda, Fort Myers, Sarasota, St. Pete and Tampa.

  29. 2006-05-31
    historical
  30. 2006-03-01
    listed $355,000
  31. 1989-12-01
    soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$6,710 · $559/mo
Projected year-2 tax
$6,710 · $559/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 50% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$37,249
− Mortgage interest
−$22,401
− Property taxes
−$6,710
− Insurance
−$2,000
− Repairs & maintenance
−$2,980
− Management
−$2,980
− HOA
−$180
− Depreciation
−$11,633
Taxable loss
−$11,635
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,792
After-tax cash flow
$-1,836/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Rotonda

Score
67/100
State rank
#548
US rank
#10359

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment C+ Housing A- Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rotonda, FL
County
Charlotte County · 196,994 people
City population
10,490
Metro
Punta Gorda, FL
Population (ZIP)
10,447
Household income
$80,091
Rent vs Own
14.0% rent · 86.0% own
Severe rent burden
91.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Hispanic / Latino 2% Two or more races 2%
Common ancestry
Romanian 5% Lithuanian 4% Slovak 4%
Foreign-born
8% · Canada, Vietnam
Languages at home
93% English-only · Russian/Polish/Slavic 3% Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.25%
Current HPI
311.3231
Rent YoY
▼ -0.22%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+3535.5% since first listed
15 events — show timeline
  • 2026-05-27 Listed $399,900 Stellar MLS as Distributed by MLS Grid
  • 2026-05-16 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-04-30 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-19 Rental Removed $2,850 STELLARMLS
  • 2026-04-19 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-07 Listed $399,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-04 Price Changed $2,850 STELLARMLS
  • 2026-03-26 Listed for Rent $3,000 STELLARMLS
  • 2022-05-26 Sold (Public Records) $483,700 Public Records
  • 2022-05-26 Sold (MLS) $483,700 Stellar MLS as Distributed by MLS Grid
  • 2022-04-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-04-06 Listed $499,900 Stellar MLS as Distributed by MLS Grid
  • 2006-05-31 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2006-03-01 Listed $355,000 Stellar MLS as Distributed by MLS Grid
  • 1989-12-01 Sold (Public Records) $11,000 Public Records

Property tax history

+6.7%/yr

Latest (2025): $6,710 · -10.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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