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6030 Starbrook Creek Dr
D Composite 41.1
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.9/15.0
  • Cash flow +8.6/30.0
  • Schools +5.7/10.0
  • 1% rule +3.8/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • Rent growth +1.6/5.0
  • Appreciation +0.0/10.0

$280,000

6030 Starbrook Creek Dr · Houston, TX 77494
3 bd · 2.0 ba · 1,583 sqft · SingleFamily public records · 85 Days on market
Built 2008 5,039 sqft lot $177/sqft · 12% below area Est $318k · 12% under $73/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming freshly painted 3-bedroom, 2-bath home with beautiful stone and brick elevation and a relaxing front porch, ideally located minutes from Westpark and the Grand Parkway in a top-rated Katy ISD community. This move-in ready home features an open floor plan, high ceilings, abundant natural light, and stylish laminate wood flooring throughout, no carpet! The spacious kitchen offers a breakfast bar, gas range, ample cabinetry, and a large pantry. Enjoy a split layout with a private primary suite with dual sinks, soaking tub, extended shower, and a large walk-in closet. Oversized secondary bedroom, ceiling fans throughout, and a covered front and back patio and a shaded, fenced yard. Westheimer Lakes North is a master planned community with resort style amenities for the whole family including splash sad, lighted tennis courts, walking trails, beach-entry splash pool with slide, covered basketball pavilion, sand volleyball court, parks, children's playscapes and more!!

Key facts

  • Open floor plan
  • Spacious kitchen
  • Breakfast bar

Tags

STONE AND BRICK ELEVATIONRELAXING FRONT PORCHOPEN FLOOR PLANSTYLISH LAMINATE WOOD FLOORINGSPACIOUS KITCHENBREAKFAST BAR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $280k.

Deal economics

  • At list price, monthly cash flow is $-240 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $238k (15.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $245k (12.4% below list).
  • Recommended offer: $238k (15.1% below list) — sets the bar for cash-flow.
  • Cap rate 5.3% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Katy ISD (suburban): math 61% / reading 63% proficiency, ranked #29 of 826 in TX (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Fred And Patti Shafer El (math 77% / reading 77%, grade A, #55 of 4,322 statewide, top 1%, 1,091 students, 26% FRL); Seven Lakes J H (math 84% / reading 80%, grade A+, #7 of 1,662 statewide, top 0%, 1,630 students, 20% FRL); Katy H S (math 62% / reading 74%, grade B, #150 of 1,632 statewide, top 10%, 3,330 students, 38% FRL) — zoned schools at 28% FRL track the district average.
  • Zoned-school proficiency averages 76% at this address vs 62% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Katy ISD average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents falling (-3.5%/yr); 1037 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 14y ago; this cycle's ask has dropped $30k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $237,634 (15.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
5.27%
Cash-on-cash
-3.67%
DSCR
0.84
GRM
9.5

CMA / ARV

ARV (median comp)
$318,055
List price
$280,000
Delta
-11.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6314 Applewood Forest Dr 0.21mi 3/2.0 1,475 (-7%) 3mo $295,000 $200 76
6431 Applewood Forest Dr 0.36mi 3/2.0 1,756 (+11%) 1mo $330,000 $188 64
26431 Richwood Oaks Dr 0.20mi 3/2.0 1,370 (-14%) 10mo $264,900 $193 60
26923 Glacier Creek Dr 0.65mi 3/2.0 1,568 (-1%) 12mo $314,000 $200 58
6327 Richland Hills Dr 0.24mi 3/2.0 1,756 (+11%) 16mo $321,000 $183 57
6430 Richland Hills Dr 0.37mi 3/2.5 1,397 (-12%) 9mo $270,000 $193 54
6407 Sweet Orchid Ln 0.63mi 3/2.0 1,708 (+8%) 5mo $330,000 $193 53
6434 Richland Hills Dr 0.38mi 3/2.0 1,756 (+11%) 15mo $315,560 $180 52
6503 Applewood Forest Dr 0.42mi 3/2.5 1,746 (+10%) 14mo $334,900 $192 50
26306 Hartwill Dr 0.18mi 4/2.5 (+1) 1,815 (+15%) 16mo $326,000 $180 47
6415 Black Bamboo Ln 0.69mi 3/2.0 1,679 (+6%) 13mo $337,500 $201 47
6303 Tolstin Lakes Ln 0.52mi 3/2.0 1,777 (+12%) 10mo $345,000 $194 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.3%
Equity multiple
0.14×
Total profit
$-67,646
Equity at exit
$41,749
10-year hold
IRR
-40.5%
Equity multiple
-0.35×
Total profit
$-105,589
Equity at exit
$24,209

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77494

Home prices YoY
-32.5%
Rents YoY
-3.5%
Active inventory
1037
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,452 high interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$519 /mo · $6,226/yr
Insurance
$117
HOA
$73
Vacancy / Maint / Mgmt
$515
Net cashflow
$-240

Break-even live

Break-even rent $2,755
Max offer price $237,634
Occupancy floor

Sensitivity live

Price -10% $-81 -5% $-161 +0% $-240 +5% $-319 +10% $-398
Rent -10% $-434 -5% $-337 +0% $-240 +5% $-143 +10% $-46
Rate -1.0pp $-99 -0.5pp $-169 base $-240 +0.5pp $-312 +1.0pp $-386

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$70,000
Closing costs
$8,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6015 Starbrook Creek Dr Katy, TX 4.0 2.5 2181 $2,410 $1.10 45d 1 0.07mi
26439 Richwood Oaks Dr Katy, TX 3.0 2.0 1756 $2,050 $1.17 45d 1 0.19mi
26719 Henson Falls Dr Katy, TX 3.0 2.0 1315 $1,950 $1.48 45d 1 0.54mi
6411 Tea Tree Dr Katy, TX 4.0 2.5 2168 $6,900 $3.18 45d 1 0.76mi
25810 Palmdale Estate Dr Richmond, TX 4.0 2.0 2008 $2,350 $1.17 45d 1 1.20mi
10441 Spring Green Blvd Unit 3228 Katy, TX 3.0 2.0 1614 $2,848 $1.76 1d 1 1.25mi
10441 Spring Green Blvd Unit 2228 Katy, TX 2.0 2.0 1134 $2,169 $1.91 1d 1 1.25mi
10441 Spring Green Blvd Unit 424 Katy, TX 2.0 2.0 1134 $2,185 $1.93 7d 1 1.25mi
10441 Spring Green Blvd Unit 10478 Katy, TX 2.0 2.0 1134 $2,209 $1.95 12d 1 1.25mi
10441 Spring Green Blvd Unit 10474 Katy, TX 3.0 2.0 1614 $2,888 $1.79 12d 1 1.25mi
10447 Spring Green Blvd Katy, TX 3.0 2.0 1426 $2,251 $1.58 45d 1 1.31mi
27222 Fulshear Bend Dr Fulshear, TX 3.0 1.0–2.0 1027 $2,779 $2.71 0d 122 1.47mi

HOA detail

Monthly dues
$73 · $876/yr
Likely covers
gaspool

Listing history 26 events

  1. 2026-06-21
    days on market $280,000 Active 85 DOM
  2. 2026-06-18
    days on market $280,000 Active 82 DOM
  3. 2026-06-17
    price $280,000 Active 81 DOM
  4. 2026-06-17
    days on market $290,000 Active 81 DOM
  5. 2026-06-16
    days on market $290,000 Active 80 DOM
  6. 2026-06-15
    days on market $290,000 Active 79 DOM
  7. 2026-06-13
    days on market $290,000 Active 77 DOM
  8. 2026-06-09
    days on market $290,000 Active 73 DOM
  9. 2026-06-08
    days on market $290,000 Active 72 DOM
  10. 2026-06-07
    pricedays on market $290,000 Active 71 DOM
  11. 2026-06-04
    days on market $304,999 Active 68 DOM
  12. 2026-06-03
    days on market $304,999 Active 67 DOM
  13. 2026-06-02
    days on market $304,999 Active 66 DOM
  14. 2026-06-01
    days on market $304,999 Active 65 DOM
  15. 2026-05-31
    days on market $304,999 Active 64 DOM
  16. 2026-05-18
    price $304,999 986-char remark
    Show marketing remark (986 chars)

    Charming freshly painted 3-bedroom, 2-bath home with beautiful stone and brick elevation and a relaxing front porch, ideally located minutes from Westpark and the Grand Parkway in a top-rated Katy ISD community. This move-in ready home features an open floor plan, high ceilings, abundant natural light, and stylish laminate wood flooring throughout, no carpet! The spacious kitchen offers a breakfast bar, gas range, ample cabinetry, and a large pantry. Enjoy a split layout with a private primary suite with dual sinks, soaking tub, extended shower, and a large walk-in closet. Oversized secondary bedroom, ceiling fans throughout, and a covered front and back patio and a shaded, fenced yard. Westheimer Lakes North is a master planned community with resort style amenities for the whole family including splash sad, lighted tennis courts, walking trails, beach-entry splash pool with slide, covered basketball pavilion, sand volleyball court, parks, children's playscapes and more!!

  17. 2026-03-28
    listed $310,000 Active 986-char remark
    Show marketing remark (986 chars)

    Charming freshly painted 3-bedroom, 2-bath home with beautiful stone and brick elevation and a relaxing front porch, ideally located minutes from Westpark and the Grand Parkway in a top-rated Katy ISD community. This move-in ready home features an open floor plan, high ceilings, abundant natural light, and stylish laminate wood flooring throughout, no carpet! The spacious kitchen offers a breakfast bar, gas range, ample cabinetry, and a large pantry. Enjoy a split layout with a private primary suite with dual sinks, soaking tub, extended shower, and a large walk-in closet. Oversized secondary bedroom, ceiling fans throughout, and a covered front and back patio and a shaded, fenced yard. Westheimer Lakes North is a master planned community with resort style amenities for the whole family including splash sad, lighted tennis courts, walking trails, beach-entry splash pool with slide, covered basketball pavilion, sand volleyball court, parks, children's playscapes and more!!

  18. 2018-03-21
    soldstatus Sold 454-char remark
    Show marketing remark (454 chars)

    Beautiful one story, 3 BR home w/ charming curb appeal located in Katy. Front porch made for a Park bench! Spacious Living area with High ceilings. Kitchen with breakfast bar, that opens to Living Room & large covered patio. Lots of Kitchen counter space for preparing meals, Split plan w/ huge master, large closets; garden tub & separate shower in master bath. Large secondary BR's. Wonderful Master-Planned Community with Amenities Galore!

  19. 2018-03-21
    soldstatus
    Show marketing remark (454 chars)

    Beautiful one story, 3 BR home w/ charming curb appeal located in Katy. Front porch made for a Park bench! Spacious Living area with High ceilings. Kitchen with breakfast bar, that opens to Living Room & large covered patio. Lots of Kitchen counter space for preparing meals, Split plan w/ huge master, large closets; garden tub & separate shower in master bath. Large secondary BR's. Wonderful Master-Planned Community with Amenities Galore!

  20. 2018-02-23
    status Pending 454-char remark
    Show marketing remark (454 chars)

    Beautiful one story, 3 BR home w/ charming curb appeal located in Katy. Front porch made for a Park bench! Spacious Living area with High ceilings. Kitchen with breakfast bar, that opens to Living Room & large covered patio. Lots of Kitchen counter space for preparing meals, Split plan w/ huge master, large closets; garden tub & separate shower in master bath. Large secondary BR's. Wonderful Master-Planned Community with Amenities Galore!

  21. 2018-02-13
    status Option Pending 454-char remark
    Show marketing remark (454 chars)

    Beautiful one story, 3 BR home w/ charming curb appeal located in Katy. Front porch made for a Park bench! Spacious Living area with High ceilings. Kitchen with breakfast bar, that opens to Living Room & large covered patio. Lots of Kitchen counter space for preparing meals, Split plan w/ huge master, large closets; garden tub & separate shower in master bath. Large secondary BR's. Wonderful Master-Planned Community with Amenities Galore!

  22. 2018-01-29
    listed $217,000 Active 454-char remark
    Show marketing remark (454 chars)

    Beautiful one story, 3 BR home w/ charming curb appeal located in Katy. Front porch made for a Park bench! Spacious Living area with High ceilings. Kitchen with breakfast bar, that opens to Living Room & large covered patio. Lots of Kitchen counter space for preparing meals, Split plan w/ huge master, large closets; garden tub & separate shower in master bath. Large secondary BR's. Wonderful Master-Planned Community with Amenities Galore!

  23. 2012-08-16
    soldstatus
  24. 2012-08-15
    soldstatus
  25. 2012-07-18
    historical
  26. 2012-04-26
    listed $145,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,226 · $519/mo
Projected year-2 tax
$6,226 · $519/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,423
− Mortgage interest
−$15,684
− Property taxes
−$6,226
− Insurance
−$1,400
− Repairs & maintenance
−$2,354
− Management
−$2,354
− HOA
−$876
− Depreciation
−$8,145
Taxable loss
−$7,616
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,828
After-tax cash flow
$-1,050/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Katy ISD
NCES district ID
4825170
Math proficiency
61% ▼ -7.00%
Reading proficiency
63% ▼ -3.00%
Median HH income
$90,312
Composite
56.59/100
National rank
#1146
State rank
#29 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fort Bend County · 836,777 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
140,157
Household income
$148,720
Rent vs Own
29.1% rent · 70.9% own
Severe rent burden
3390.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
White 39% Hispanic / Latino 25% Asian 24% Two or more races 18% Black 8%
Hispanic origin (detail)
Mexican 8% Cuban 1%
Common ancestry
Romanian 2% Lithuanian 2% Italian 2%
Foreign-born
39% · Canada, China, Vietnam
Languages at home
54% English-only · Spanish 20% Other Indo-European 8% Other Asian/Pacific 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.62%
Current HPI
229.7189
Rent YoY
▼ -3.53%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+110.3% since first listed
11 events — show timeline
  • 2026-05-18 Price Changed $304,999 HARMLS
  • 2026-03-28 Listed $310,000 HARMLS
  • 2018-03-21 Sold (Public Records) Public Records
  • 2018-03-21 Sold (MLS) HARMLS
  • 2018-02-23 Pending HARMLS
  • 2018-02-13 Pending HARMLS
  • 2018-01-29 Listed $217,000 HARMLS
  • 2012-08-16 Sold (Public Records) Public Records
  • 2012-08-15 Sold (MLS) HARMLS
  • 2012-07-18 Listing Removed HARMLS
  • 2012-04-26 Listed $145,000 HARMLS

Property tax history

+2.1%/yr

Latest (2025): $6,226 · -1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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