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1601 Westwind Dr
C Composite 56.69
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.5/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.1/10.0
  • DSCR +5.5/10.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,000

1601 Westwind Dr · Brenham, TX 77833
3 bd · 2.0 ba · 1,516 sqft · SingleFamily public records · 1 Days on market
Built 1981 0.33 ac lot Est $264k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investor special!

Key facts

  • 0.33 acre lot
  • 2 garage spots
  • Built 1981

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $139k.

Deal economics

  • At list price, monthly cash flow is $108 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $139k).
  • Cap rate 7.2% vs local median 2.7% in Brenham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#136 in TX, #3,978 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, amenities A; Watch: employment C-, crime F, commute F.
  • Brenham ISD (town): math 50% / reading 40% proficiency, ranked #263 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Brenham H S (math 50% / reading 45%, grade D, #583 of 1,632 statewide, top 36%, 1,584 students, 50% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: 519 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 111 units permitted in Washington County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Washington County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,000

Questions for the listing agent

  1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
7.22%
Cash-on-cash
3.32%
DSCR
1.15
GRM
7.5

CMA / ARV

ARV (on-the-fly)
$263,784
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1601 Westwind Dr 0.00mi 3/2.0 1,516 (0%) 0mo $139,000 $92 100
901 West Lubbock 0.13mi 3/2.0 1,526 (+1%) 10mo $262,500 $172 85
1807 Lakeview Dr 0.27mi 3/2.0 1,437 (-5%) 2mo $250,000 $174 77
2008 Kirk Dr 0.34mi 3/2.0 1,565 (+3%) 11mo $310,000 $198 69
1603 S Jackson St 0.25mi 3/1.0 1,357 (-10%) 6mo $239,000 $176 62
1901 Marjorie St 0.41mi 3/1.0 1,393 (-8%) 6mo $219,000 $157 59
703 W Fifth St 0.40mi 3/2.0 1,350 (-11%) 13mo $359,000 $266 52
102 E Valverde St 0.64mi 4/2.0 (+1) 1,393 (-8%) 1mo $349,000 $251 51
1708 S Park St 0.61mi 3/1.0 1,448 (-4%) 12mo $349,999 $242 50
408 W Chauncy St 0.35mi 2/1.5 (-1) 1,297 (-14%) 5mo $178,200 $137 48
1900 S Baylor St 0.69mi 2/1.0 (-1) 1,504 (-1%) 12mo $200,000 $133 48
1803 S Park St 0.65mi 3/2.0 1,317 (-13%) 9mo $189,000 $144 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.0%
Equity multiple
0.60×
Total profit
$-15,547
Equity at exit
$20,725
10-year hold
IRR
-1.6%
Equity multiple
0.89×
Total profit
$-4,238
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77833

Active inventory
519
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,539 high interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$321 /mo · $3,855/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$323
Net cashflow
$108

Break-even live

Break-even rent $1,403
Max offer price $139,000
Occupancy floor 88%

Sensitivity live

Price -10% $186 -5% $147 +0% $108 +5% $68 +10% $29
Rent -10% $-14 -5% $47 +0% $108 +5% $169 +10% $229
Rate -1.0pp $178 -0.5pp $143 base $108 +0.5pp $72 +1.0pp $35

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
705 S Jackson St Brenham, TX 2.0 1.0 1050 $1,312 $1.25 45d 2 0.61mi
101 W Second St Brenham, TX 3.0 2.5 1763 $1,700 $0.96 45d 1 0.92mi
509 E Mansfield St Brenham, TX 3.0 2.0 1506 $1,400 $0.93 45d 1 0.93mi
343 Stone Hill Dr Brenham, TX 2.0 2.0 1100 $1,475 $1.34 45d 1 0.94mi
347 Stone Hill Dr Unit 4 Brenham, TX 2.0 2.0 1134 $1,000 $0.88 45d 1 0.98mi
1000 Marie St Brenham, TX 3.0 2.0 1322 $1,450 $1.10 45d 1 1.06mi
802 E Stone St Brenham, TX 3.0 2.0 1318 $1,750 $1.33 45d 1 1.13mi
806 E Stone St Brenham, TX 3.0 2.0 1419 $1,500 $1.06 45d 1 1.16mi
900 E Stone St Brenham, TX 4.0 1.0 1272 $1,100 $0.86 45d 1 1.18mi
204 Cornish Dr Brenham, TX 3.0 1.0 1242 $1,450 $1.17 45d 1 1.22mi
908 E Stone St Brenham, TX 4.0 1.5 1769 $1,400 $0.79 45d 1 1.23mi
1700 Ellen St Brenham, TX 3.0 2.0 1860 $1,550 $0.83 45d 1 1.23mi
1003 Oakridge St Brenham, TX 3.0 2.0 1452 $1,750 $1.21 45d 1 1.30mi
1008 Oakridge St Brenham, TX 3.0 2.0 1153 $1,500 $1.30 45d 1 1.32mi
213 Munz St Brenham, TX 3.0 2.0 1568 $1,500 $0.96 45d 1 1.35mi
1006 Robinhood Rd Brenham, TX 3.0 2.0 1754 $1,700 $0.97 45d 1 1.38mi
812 Burleson St Brenham, TX 3.0 1.0 1553 $1,525 $0.98 45d 1 1.40mi
1002 Garrett St Brenham, TX 3.0 2.0 1084 $1,450 $1.34 45d 1 1.47mi
2608 Cheyenne Dr Brenham, TX 3.0 2.0 1293 $1,350 $1.04 45d 1 1.49mi

Listing history 3 events

  1. 2026-04-08
    status Pending
  2. 2026-04-07
    listed $139,000 Active
  3. 2013-11-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,855 · $321/mo
Projected year-2 tax
$3,855 · $321/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,469
− Mortgage interest
−$7,786
− Property taxes
−$3,855
− Insurance
−$695
− Repairs & maintenance
−$1,478
− Management
−$1,478
− Depreciation
−$4,044
Taxable loss
−$866
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$208
After-tax cash flow
$1,501/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brenham ISD
NCES district ID
4811280
Math proficiency
50% ▼ -4.00%
Reading proficiency
40% ▼ -4.00%
Median HH income
$48,090
Composite
38.51/100
National rank
#4177
State rank
#263 of 826 in TX

Livability — Brenham

Score
75/100
State rank
#136
US rank
#3978

Category grades

Amenities A Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brenham, TX
County
Washington County · 29,498 people
City population
29,498
Metro
Brenham, TX
Population (ZIP)
29,498
Household income
$73,388
Rent vs Own
34.0% rent · 66.0% own
Severe rent burden
614.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
37,557 people
By 2030
38,789 · +3.3%
By 2040
41,305 · +10.0%
By 2050
43,687 · +16.3%
By 2075
50,242 · +33.8%
By 2100
53,235 · +41.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 59% Hispanic / Latino 20% Black 16% Two or more races 12% Asian 2%
Hispanic origin (detail)
Mexican 18%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 1%
Foreign-born
7% · Canada, South Korea
Languages at home
85% English-only · Spanish 12% Tagalog/Filipino 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Washington

2024 margin
Solid R (+54.7) · D 22.3% · R 77.0%
2008→2024 swing
-12.0pp toward R · 2008: -42.7pp · 2024: -54.7pp
All cycles
2024: R+54.7 2020: R+49.9 2016: R+51.3 2012: R+52.0 2008: R+42.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.24%
Current HPI
192.9078
Rent YoY
Metro
Brenham, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-04-08 Pending HARMLS
  • 2026-04-07 Listed $139,000 HARMLS
  • 2013-11-26 Sold (Public Records) Public Records

Property tax history

+3.1%/yr

Latest (2025): $3,855 · +7.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…