1601 Westwind Dr · Brenham, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.5/30.0
- ARV discount +15.0/15.0
- 1% rule +6.1/10.0
- DSCR +5.5/10.0
- Schools +3.9/10.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor special!
Key facts
- 0.33 acre lot
- 2 garage spots
- Built 1981
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $139k.
Deal economics
- At list price, monthly cash flow is $108 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $139k).
- Cap rate 7.2% vs local median 2.7% in Brenham — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#136 in TX, #3,978 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, amenities A; Watch: employment C-, crime F, commute F.
- Brenham ISD (town): math 50% / reading 40% proficiency, ranked #263 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Brenham H S (math 50% / reading 45%, grade D, #583 of 1,632 statewide, top 36%, 1,584 students, 50% FRL) — zoned schools at 50% FRL track the district average.
- Market conditions: 519 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 111 units permitted in Washington County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Washington County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: property tax is 2.8% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 7.22%
- Cash-on-cash
- 3.32%
- DSCR
- 1.15
- GRM
- 7.5
CMA / ARV
- ARV (on-the-fly)
- $263,784
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1601 Westwind Dr | 0.00mi | 3/2.0 | 1,516 (0%) | 0mo | $139,000 | $92 | 100 |
| 901 West Lubbock | 0.13mi | 3/2.0 | 1,526 (+1%) | 10mo | $262,500 | $172 | 85 |
| 1807 Lakeview Dr | 0.27mi | 3/2.0 | 1,437 (-5%) | 2mo | $250,000 | $174 | 77 |
| 2008 Kirk Dr | 0.34mi | 3/2.0 | 1,565 (+3%) | 11mo | $310,000 | $198 | 69 |
| 1603 S Jackson St | 0.25mi | 3/1.0 | 1,357 (-10%) | 6mo | $239,000 | $176 | 62 |
| 1901 Marjorie St | 0.41mi | 3/1.0 | 1,393 (-8%) | 6mo | $219,000 | $157 | 59 |
| 703 W Fifth St | 0.40mi | 3/2.0 | 1,350 (-11%) | 13mo | $359,000 | $266 | 52 |
| 102 E Valverde St | 0.64mi | 4/2.0 (+1) | 1,393 (-8%) | 1mo | $349,000 | $251 | 51 |
| 1708 S Park St | 0.61mi | 3/1.0 | 1,448 (-4%) | 12mo | $349,999 | $242 | 50 |
| 408 W Chauncy St | 0.35mi | 2/1.5 (-1) | 1,297 (-14%) | 5mo | $178,200 | $137 | 48 |
| 1900 S Baylor St | 0.69mi | 2/1.0 (-1) | 1,504 (-1%) | 12mo | $200,000 | $133 | 48 |
| 1803 S Park St | 0.65mi | 3/2.0 | 1,317 (-13%) | 9mo | $189,000 | $144 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.0%
- Equity multiple
- 0.60×
- Total profit
- $-15,547
- Equity at exit
- $20,725
- IRR
- -1.6%
- Equity multiple
- 0.89×
- Total profit
- $-4,238
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77833
- Active inventory
- 519
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,539 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$321 /mo · $3,855/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$323
- Net cashflow
- $108
Break-even live
Sensitivity live
| Price | -10% $186 | -5% $147 | +0% $108 | +5% $68 | +10% $29 |
|---|---|---|---|---|---|
| Rent | -10% $-14 | -5% $47 | +0% $108 | +5% $169 | +10% $229 |
| Rate | -1.0pp $178 | -0.5pp $143 | base $108 | +0.5pp $72 | +1.0pp $35 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 705 S Jackson St Brenham, TX | 2.0 | 1.0 | 1050 | $1,312 | $1.25 | 45d | 2 | 0.61mi |
| 101 W Second St Brenham, TX | 3.0 | 2.5 | 1763 | $1,700 | $0.96 | 45d | 1 | 0.92mi |
| 509 E Mansfield St Brenham, TX | 3.0 | 2.0 | 1506 | $1,400 | $0.93 | 45d | 1 | 0.93mi |
| 343 Stone Hill Dr Brenham, TX | 2.0 | 2.0 | 1100 | $1,475 | $1.34 | 45d | 1 | 0.94mi |
| 347 Stone Hill Dr Unit 4 Brenham, TX | 2.0 | 2.0 | 1134 | $1,000 | $0.88 | 45d | 1 | 0.98mi |
| 1000 Marie St Brenham, TX | 3.0 | 2.0 | 1322 | $1,450 | $1.10 | 45d | 1 | 1.06mi |
| 802 E Stone St Brenham, TX | 3.0 | 2.0 | 1318 | $1,750 | $1.33 | 45d | 1 | 1.13mi |
| 806 E Stone St Brenham, TX | 3.0 | 2.0 | 1419 | $1,500 | $1.06 | 45d | 1 | 1.16mi |
| 900 E Stone St Brenham, TX | 4.0 | 1.0 | 1272 | $1,100 | $0.86 | 45d | 1 | 1.18mi |
| 204 Cornish Dr Brenham, TX | 3.0 | 1.0 | 1242 | $1,450 | $1.17 | 45d | 1 | 1.22mi |
| 908 E Stone St Brenham, TX | 4.0 | 1.5 | 1769 | $1,400 | $0.79 | 45d | 1 | 1.23mi |
| 1700 Ellen St Brenham, TX | 3.0 | 2.0 | 1860 | $1,550 | $0.83 | 45d | 1 | 1.23mi |
| 1003 Oakridge St Brenham, TX | 3.0 | 2.0 | 1452 | $1,750 | $1.21 | 45d | 1 | 1.30mi |
| 1008 Oakridge St Brenham, TX | 3.0 | 2.0 | 1153 | $1,500 | $1.30 | 45d | 1 | 1.32mi |
| 213 Munz St Brenham, TX | 3.0 | 2.0 | 1568 | $1,500 | $0.96 | 45d | 1 | 1.35mi |
| 1006 Robinhood Rd Brenham, TX | 3.0 | 2.0 | 1754 | $1,700 | $0.97 | 45d | 1 | 1.38mi |
| 812 Burleson St Brenham, TX | 3.0 | 1.0 | 1553 | $1,525 | $0.98 | 45d | 1 | 1.40mi |
| 1002 Garrett St Brenham, TX | 3.0 | 2.0 | 1084 | $1,450 | $1.34 | 45d | 1 | 1.47mi |
| 2608 Cheyenne Dr Brenham, TX | 3.0 | 2.0 | 1293 | $1,350 | $1.04 | 45d | 1 | 1.49mi |
Listing history 3 events
-
2026-04-08status Pending
-
2026-04-07$139,000 Active
-
2013-11-26soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,855 · $321/mo
- Projected year-2 tax
- $3,855 · $321/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,469
- − Mortgage interest
- −$7,786
- − Property taxes
- −$3,855
- − Insurance
- −$695
- − Repairs & maintenance
- −$1,478
- − Management
- −$1,478
- − Depreciation
- −$4,044
- Taxable loss
- −$866
- Est. tax savings @ 24.0%
- +$208
- After-tax cash flow
- $1,501/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brenham ISD
- NCES district ID
- 4811280
- Math proficiency
- 50% ▼ -4.00%
- Reading proficiency
- 40% ▼ -4.00%
- Median HH income
- $48,090
- Composite
- 38.51/100
- National rank
- #4177
- State rank
- #263 of 826 in TX
Livability — Brenham
- Score
- 75/100
- State rank
- #136
- US rank
- #3978
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Brenham, TX
- County
- Washington County · 29,498 people
- City population
- 29,498
- Metro
- Brenham, TX
- Population (ZIP)
- 29,498
- Household income
- $73,388
- Rent vs Own
- Severe rent burden
- 614.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 37,557 people
- By 2030
- 38,789 · +3.3%
- By 2040
- 41,305 · +10.0%
- By 2050
- 43,687 · +16.3%
- By 2075
- 50,242 · +33.8%
- By 2100
- 53,235 · +41.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 59% Hispanic / Latino 20% Black 16% Two or more races 12% Asian 2%
- Hispanic origin (detail)
- Mexican 18%
- Common ancestry
- Romanian 2% Lithuanian 2% Slovak 1%
- Foreign-born
- 7% · Canada, South Korea
- Languages at home
- 85% English-only · Spanish 12% Tagalog/Filipino 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Washington
- 2024 margin
- Solid R (+54.7) · D 22.3% · R 77.0%
- 2008→2024 swing
- -12.0pp toward R · 2008: -42.7pp · 2024: -54.7pp
- All cycles
- 2024: R+54.7 2020: R+49.9 2016: R+51.3 2012: R+52.0 2008: R+42.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -107.24%
- Current HPI
- 192.9078
- Rent YoY
- —
- Metro
- Brenham, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
3 events — show timeline
- 2026-04-08 Pending — HARMLS
- 2026-04-07 Listed $139,000 HARMLS
- 2013-11-26 Sold (Public Records) — Public Records
Property tax history
+3.1%/yrLatest (2025): $3,855 · +7.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…