2410 Skyview St #178 · Sebring, FL
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.6/10.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
FREE Lot rent until 12/31/2026! BRAND NEW 2 BED/2 BATH WITH CARPORT & SHE just steps away from Lake Jackson in a 55+ Community! This home comes loaded with all the comforts of home with tons of natural lighting. This open concept layout features upgraded cabinets, stainless steel appliances, subway tile backsplash, dual sink with gooseneck faucet and garbage disposal. The master bedroom features a large closet and private bathroom with a spacious walk in shower. Guest room and bath perfectly sized for overnight visitors, or could be used as a den, office, or craft room! Oversized utility room with laundry hook ups. Come discover Lakeview Mobile Village which features shuffleboard cour
Key facts
- Natural lighting
- Shed
- Carport
Tags
Property features AI
Finance
- Financial info: Offered for $79,900
Exterior
- Home design: Park model; Single-story
- Construction: New construction (spec); Living area approximately 849
- Exterior features: Located at 2410 Skyview St #178, Sebring, FL
Interior
- Bedrooms: 2 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: Spec-built new park model
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $80k.
Deal economics
- At list price, monthly cash flow is $445 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.0% vs local median 4.3% in Sebring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#618 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: amenities F, commute F, employment F.
- Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Hill-Gustat Middle School (math 53% / reading 50%, grade C, #232 of 571 statewide, top 41%, 705 students, 63% FRL); Sebring High School (math 32% / reading 48%, grade F, #296 of 667 statewide, top 45%, 1,809 students, 56% FRL).
- Market conditions: Rents soft (-0.3%/yr); 481 active listings in the ZIP; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).
- This rent runs 30% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 272 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 272 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.58% ✓
- Cap rate
- 12.98%
- Cash-on-cash
- 23.88%
- DSCR
- 2.06
- GRM
- 5.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 13.6%
- Equity multiple
- 1.52×
- Total profit
- $11,732
- Equity at exit
- $11,913
- IRR
- 20.0%
- Equity multiple
- 2.45×
- Total profit
- $32,513
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33870
- Home prices YoY
- -20.0%
- Rents YoY
- -0.3%
- Active inventory
- 481
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,263 medium interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax est. 1.5%
- −$100 /mo · $1,198/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$265
- Net cashflow
- $445
Break-even live
Sensitivity live
| Price | -10% $501 | -5% $473 | +0% $445 | +5% $418 | +10% $390 |
|---|---|---|---|---|---|
| Rent | -10% $346 | -5% $395 | +0% $445 | +5% $495 | +10% $545 |
| Rate | -1.0pp $486 | -0.5pp $466 | base $445 | +0.5pp $425 | +1.0pp $404 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-21days on market $79,900 Active 272 DOM
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2026-06-19days on market $79,900 Active 270 DOM
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2026-06-18days on market $79,900 Active 269 DOM
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2026-06-17days on market $79,900 Active 268 DOM
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2026-06-16days on market $79,900 Active 267 DOM
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2026-06-15days on market $79,900 Active 266 DOM
-
2026-06-14days on market $79,900 Active 264 DOM
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2026-06-10days on market $79,900 Active 261 DOM
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2026-06-09days on market $79,900 Active 260 DOM
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2026-06-08days on market $79,900 Active 259 DOM
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2026-06-07days on market $79,900 Active 258 DOM
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2026-06-02days on market $79,900 Active 253 DOM
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2026-06-01days on market $79,900 Active 252 DOM
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2026-05-31days on market $79,900 Active 251 DOM
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2026-05-30days on market $79,900 Active 250 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,151
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,198
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,212
- − Management
- −$1,212
- − Depreciation
- −$2,324
- Taxable income
- $4,329
- Est. tax owed @ 24.0%
- −$1,039
- After-tax cash flow
- $4,305/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Highlands
- NCES district ID
- 1200840
- Math proficiency
- 45% ▼ -7.00%
- Reading proficiency
- 43% ▼ -3.00%
- Median HH income
- $35,276
- Composite
- 36.42/100
- National rank
- #4672
- State rank
- #54 of 73 in FL
Livability — Sebring
- Score
- 66/100
- State rank
- #618
- US rank
- #11992
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sebring, FL
- County
- Highlands County · 98,898 people
- City population
- 50,797
- Metro
- Sebring-Avon Park, FL
- Population (ZIP)
- 25,195
- Household income
- $49,942
- Rent vs Own
- Severe rent burden
- 994.0
Population outlook (Highlands County) Hauer SSP2
- Today (2025)
- 99,674 people
- By 2030
- 99,615 · -0.1%
- By 2040
- 99,342 · -0.3%
- By 2050
- 98,242 · -1.4%
- By 2075
- 93,291 · -6.4%
- By 2100
- 79,894 · -19.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 60% Hispanic / Latino 22% Black 13% Two or more races 10% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 7% Cuban 5%
- Common ancestry
- Slovak 2% Romanian 1% Lithuanian 1%
- Foreign-born
- 10% · Canada, Jamaica, China
- Languages at home
- 80% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Highlands
- 2024 margin
- Solid R (+40.8) · D 29.3% · R 70.1%
- 2008→2024 swing
- -22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
- All cycles
- 2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.68%
- Current HPI
- 273.9861
- Rent YoY
- ▼ -0.29%
- Metro
- Sebring-Avon Park, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…