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2410 Skyview St #178
B- Composite 69.37
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.6/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$79,900

2410 Skyview St #178 · Sebring, FL 33870
2 bd · 2.0 ba · 849 sqft · Manufactured · 272 Days on market
Built 2025

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

FREE Lot rent until 12/31/2026! BRAND NEW 2 BED/2 BATH WITH CARPORT & SHE just steps away from Lake Jackson in a 55+ Community! This home comes loaded with all the comforts of home with tons of natural lighting. This open concept layout features upgraded cabinets, stainless steel appliances, subway tile backsplash, dual sink with gooseneck faucet and garbage disposal. The master bedroom features a large closet and private bathroom with a spacious walk in shower. Guest room and bath perfectly sized for overnight visitors, or could be used as a den, office, or craft room! Oversized utility room with laundry hook ups. Come discover Lakeview Mobile Village which features shuffleboard cour

Key facts

  • Natural lighting
  • Shed
  • Carport

Tags

CARPORTSHEDNATURAL LIGHTINGOPEN CONCEPT LAYOUTUPGRADED CABINETSSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Financial info: Offered for $79,900

Exterior

  • Home design: Park model; Single-story
  • Construction: New construction (spec); Living area approximately 849
  • Exterior features: Located at 2410 Skyview St #178, Sebring, FL

Interior

  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec-built new park model

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $445 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 4.3% in Sebring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#618 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: amenities F, commute F, employment F.
  • Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hill-Gustat Middle School (math 53% / reading 50%, grade C, #232 of 571 statewide, top 41%, 705 students, 63% FRL); Sebring High School (math 32% / reading 48%, grade F, #296 of 667 statewide, top 45%, 1,809 students, 56% FRL).
  • Market conditions: Rents soft (-0.3%/yr); 481 active listings in the ZIP; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 272 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
Recommended offer $70,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 272 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
12.98%
Cash-on-cash
23.88%
DSCR
2.06
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
13.6%
Equity multiple
1.52×
Total profit
$11,732
Equity at exit
$11,913
10-year hold
IRR
20.0%
Equity multiple
2.45×
Total profit
$32,513
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33870

Home prices YoY
-20.0%
Rents YoY
-0.3%
Active inventory
481
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,263 medium interval (Pro) →
Mortgage (P&I)
$419
Tax est. 1.5%
$100 /mo · $1,198/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$265
Net cashflow
$445

Break-even live

Break-even rent $699
Max offer price $79,900
Occupancy floor 60%

Sensitivity live

Price -10% $501 -5% $473 +0% $445 +5% $418 +10% $390
Rent -10% $346 -5% $395 +0% $445 +5% $495 +10% $545
Rate -1.0pp $486 -0.5pp $466 base $445 +0.5pp $425 +1.0pp $404

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-21
    days on market $79,900 Active 272 DOM
  2. 2026-06-19
    days on market $79,900 Active 270 DOM
  3. 2026-06-18
    days on market $79,900 Active 269 DOM
  4. 2026-06-17
    days on market $79,900 Active 268 DOM
  5. 2026-06-16
    days on market $79,900 Active 267 DOM
  6. 2026-06-15
    days on market $79,900 Active 266 DOM
  7. 2026-06-14
    days on market $79,900 Active 264 DOM
  8. 2026-06-10
    days on market $79,900 Active 261 DOM
  9. 2026-06-09
    days on market $79,900 Active 260 DOM
  10. 2026-06-08
    days on market $79,900 Active 259 DOM
  11. 2026-06-07
    days on market $79,900 Active 258 DOM
  12. 2026-06-02
    days on market $79,900 Active 253 DOM
  13. 2026-06-01
    days on market $79,900 Active 252 DOM
  14. 2026-05-31
    days on market $79,900 Active 251 DOM
  15. 2026-05-30
    days on market $79,900 Active 250 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,151
− Mortgage interest
−$4,476
− Property taxes
−$1,198
− Insurance
−$400
− Repairs & maintenance
−$1,212
− Management
−$1,212
− Depreciation
−$2,324
Taxable income
$4,329
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,039
After-tax cash flow
$4,305/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Highlands
NCES district ID
1200840
Math proficiency
45% ▼ -7.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$35,276
Composite
36.42/100
National rank
#4672
State rank
#54 of 73 in FL

Livability — Sebring

Score
66/100
State rank
#618
US rank
#11992

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sebring, FL
County
Highlands County · 98,898 people
City population
50,797
Metro
Sebring-Avon Park, FL
Population (ZIP)
25,195
Household income
$49,942
Rent vs Own
31.3% rent · 68.7% own
Severe rent burden
994.0

Population outlook (Highlands County) Hauer SSP2

Today (2025)
99,674 people
By 2030
99,615 · -0.1%
By 2040
99,342 · -0.3%
By 2050
98,242 · -1.4%
By 2075
93,291 · -6.4%
By 2100
79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 60% Hispanic / Latino 22% Black 13% Two or more races 10% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 7% Cuban 5%
Common ancestry
Slovak 2% Romanian 1% Lithuanian 1%
Foreign-born
10% · Canada, Jamaica, China
Languages at home
80% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Highlands

2024 margin
Solid R (+40.8) · D 29.3% · R 70.1%
2008→2024 swing
-22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
All cycles
2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.68%
Current HPI
273.9861
Rent YoY
▼ -0.29%
Metro
Sebring-Avon Park, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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