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7561 SE 125th St
C Composite 59.29
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.3/30.0
  • DSCR +8.9/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$129,900

7561 SE 125th St · Slaughterville, OK 73068
3 bd · 2.0 ba · 1,456 sqft · Manufactured public records · 22 Days on market
Built 2002 1.29 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking to live in Noble and want a little acreage...This 3 bedroom, 2 bath manufactured home is on 1.25 acres . There is wood like flooring throughout the home. The kitchen has lots of counter space and pantry. The kitchen is open to the dining area and living room. There is a laundry room off of the kitchen. Covered decked patio. Master bathroom has double vanity tub and stand alone shower. There is a detached garage. Lots of trees and space to roam.

Key facts

  • 1.29-acre lot
  • Open concept
  • Covered decked patio

Tags

1.29-ACRE LOTDETACHED GARAGECOVERED DECKED PATIOMATURE TREESFUNCTIONAL LAYOUTOPEN CONCEPT

Property features AI

Finance

  • Other: Living area reported as 1,456 (assessor); Property located in Hilltop Heights addition; Homestead: No; Flood insurance: No; Directions available from Hwy 9 to SE 125th St
  • Financial info: Assumable loan: No; Loan qualification: Unknown; Current list price: $139,900
  • HOA & community: No mandatory association dues

Exterior

  • Parking: 2-car garage
  • Security: Below-ground storm shelter
  • Utilities: Water, sewer and power information not provided
  • Home design: Single family residence; Residential property; One-level entry; Property faces south
  • Construction: Manufactured construction; Composition roof; Combination foundation; Built (existing)
  • Exterior features: Covered patio; Rural, wooded lot

Interior

  • Kitchen: Dining area (1)
  • Bedrooms: 4 bedrooms (all on one level)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating
  • Interior features: One living area; No fireplace; No separate study; No in-law plan

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k.

Deal economics

  • At list price, monthly cash flow is $337 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $128k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 4.4% in Slaughterville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#228 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A; Watch: amenities F, commute F, health & safety F.
  • Noble (suburban): math 23% / reading 25% proficiency, ranked #108 of 270 in OK (top 40%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: John K Hubbard Es (math 27% / reading 27%, grade F, #311 of 845 statewide, top 40%, 646 students, 0% FRL); Curtis Inge Ms (math 18% / reading 20%, grade F, #178 of 345 statewide, top 52%, 712 students, 0% FRL); Noble Hs (math 17% / reading 27%, grade F, #222 of 447 statewide, top 52%, 883 students, 0% FRL) — zoned schools average 0% FRL vs 53% district-wide (53 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 215 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 592 units permitted in Cleveland County in 2024 (12 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Cleveland County population projected at +40% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $89k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,951 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
9.40%
Cash-on-cash
11.10%
DSCR
1.49
GRM
7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.3%
Equity multiple
1.01×
Total profit
$355
Equity at exit
$19,369
10-year hold
IRR
9.9%
Equity multiple
1.76×
Total profit
$27,795
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73068

Home prices YoY
-4.8%
Active inventory
215
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,460 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$82 /mo · $981/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$307
Net cashflow
$337

Break-even live

Break-even rent $1,034
Max offer price $129,900
Occupancy floor 72%

Sensitivity live

Price -10% $410 -5% $373 +0% $337 +5% $300 +10% $263
Rent -10% $221 -5% $279 +0% $337 +5% $394 +10% $452
Rate -1.0pp $402 -0.5pp $370 base $337 +0.5pp $303 +1.0pp $269

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7351 142nd St Unit 37 Noble, OK 3.0 2.0 1216 $1,350 $1.11 3d 1 1.42mi
7500 144th St Unit 17 Noble, OK 3.0 2.0 1216 $1,350 $1.11 3d 1 1.48mi

Listing history 16 events

  1. 2026-06-21
    days on market $129,900 Active 22 DOM
  2. 2026-06-19
    price $129,900 Active 19 DOM
  3. 2026-06-18
    days on market $134,900 Active 19 DOM
  4. 2026-06-17
    days on market $134,900 Active 18 DOM
  5. 2026-06-16
    days on market $134,900 Active 17 DOM
  6. 2026-06-15
    days on market $134,900 Active 16 DOM
  7. 2026-06-13
    days on market $134,900 Active 14 DOM
  8. 2026-06-13
    pricedays on market $134,900 Active 13 DOM
  9. 2026-06-09
    days on market $139,900 Active 10 DOM
  10. 2026-06-08
    days on market $139,900 Active 9 DOM
  11. 2026-06-07
    days on market $139,900 Active 8 DOM
  12. 2026-06-03
    days on market $139,900 Active 4 DOM
  13. 2026-06-02
    days on market $139,900 Active 3 DOM
  14. 2026-06-01
    days on market $139,900 Active 2 DOM
  15. 2026-05-31
    remarks 699-char remark
  16. 2026-05-31
    listed $139,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$981 · $82/mo
Projected year-2 tax
$1,169 · $97/mo
Expected delta
+$188/yr (+$16/mo · 19.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,523
− Mortgage interest
−$7,276
− Property taxes
−$981
− Insurance
−$650
− Repairs & maintenance
−$1,402
− Management
−$1,402
− Depreciation
−$3,779
Taxable income
$2,033
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$488
After-tax cash flow
$3,550/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Noble
NCES district ID
4021630
Math proficiency
23% ▼ -8.00%
Reading proficiency
25% ▼ -7.00%
Median HH income
$50,812
Composite
21.31/100
National rank
#8384
State rank
#108 of 270 in OK

Livability — Slaughterville

Score
63/100
State rank
#228
US rank
#15883

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Slaughterville, OK
County
Cleveland County · 239,547 people
City population
12,003
Metro
Oklahoma City, OK
Population (ZIP)
12,258
Household income
$73,821
Rent vs Own
24.8% rent · 75.2% own
Severe rent burden
301.0

Population outlook (Cleveland County) Hauer SSP2

Today (2025)
323,621 people
By 2030
349,070 · +7.9%
By 2040
400,168 · +23.7%
By 2050
454,101 · +40.3%
By 2075
602,926 · +86.3%
By 2100
734,485 · +127.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Two or more races 8% Hispanic / Latino 5% Native American 5% Black 1%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Slovak 3% Lithuanian 2% Italian 2%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Cleveland

2024 margin
R (+14.9) · D 41.4% · R 56.4% · Other 2.2%
2008→2024 swing
+9.1pp toward D · 2008: -24.0pp · 2024: -14.9pp
All cycles
2024: R+14.9 2020: R+14.1 2016: R+21.7 2012: R+25.9 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -13.99%
Current HPI
278.428
Rent YoY
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+65.6% since first listed
10 events — show timeline
  • 2026-05-27 Listed $139,900 MLSOK
  • 2019-05-10 Sold (Public Records) $89,000 Public Records
  • 2019-05-07 Sold (MLS) $88,900 MLSOK
  • 2019-04-22 Pending MLSOK
  • 2019-03-29 Price Changed $86,900 MLSOK
  • 2018-12-20 Price Changed $89,900 MLSOK
  • 2018-09-08 Listed $99,900 MLSOK
  • 2007-01-30 Sold (Public Records) $82,000 Public Records
  • 2006-08-22 Listing Removed MLSOK
  • 2006-06-12 Listed $84,500 MLSOK

Property tax history

+3.0%/yr

Latest (2024): $981 · +4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…