17370 Cape Horn Blvd · Punta Gorda, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 8 days/yr
- Hot days in 30 yrs
- 32 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.6/10.0
- Schools +5.5/10.0
- Condition / age +4.0/5.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$313,000
17370 Cape Horn Blvd · Punta Gorda, FL 33955
3 bd · 2.0 ba · 2,221 sqft · SingleFamily
public records
· 386 Days on market
Built 2006
9,598 sqft lot
2-car garage
$141/sqft
· 32% below area
Est $457k · 32% under
$34/mo HOA · 1% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Located in the beautiful Burnt Storke Marina area, this property has everything you are looking for. The property has been freshly painted interior and exterior. Home has tile flooring throughout the wet areas and luxury vinyl plank flooring in the bedrooms. Kitchen features newly touched up kitchen cabinets, granite counter tops, stainless steel appliances. Bedrooms are a great size with ample closet space. Bathrooms have been freshly tiled for a more modern look.
Key facts
- Tile flooring
- Granite counter tops
- 9,598 sq ft lot
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $313k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $856 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $313k).
- Recommended offer: $275k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.2% vs local median 3.5% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
- Market conditions: 1866 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals lingering (median 117d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 71% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- At $4,558/mo this rent would consume 71% of the median local household income ($77k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $88k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 386 days — a 12% lower offer ($275k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 8→32/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$275,440
(12.0% below list)
Questions for the listing agent
- It's been on market 386 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.46% ✓
- Cap rate
- 11.21%
- Cash-on-cash
- 17.56%
- DSCR
- 1.78
- GRM
- 5.7
CMA / ARV
- ARV (median comp)
- $457,265
- List price
- $313,000
- Delta
- -31.55%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 24406 Nicobar Ln | 0.13mi | 4/2.0 (+1) | 2,181 (-2%) | 3mo | $457,500 | $210 | 83 |
| 17253 Spearmint Ln | 0.26mi | 3/3.0 | 2,225 (+0%) | 4mo | $825,000 | $371 | 80 |
| 17371 Isaac Ln | 0.31mi | 3/3.0 | 2,289 (+3%) | 4mo | $420,000 | $183 | 73 |
| 17324 Vogue Ct | 0.45mi | 3/2.5 | 2,275 (+2%) | 4mo | $640,000 | $281 | 70 |
| 16615 Acapulco Rd | 0.62mi | 3/2.0 | 2,280 (+3%) | 4mo | $370,000 | $162 | 64 |
| 17211 Nile Ct | 0.46mi | 4/3.0 (+1) | 2,092 (-6%) | 3mo | $379,000 | $181 | 57 |
| 17139 Anthem Ln | 0.51mi | 3/2.0 | 1,995 (-10%) | 4mo | $465,000 | $233 | 55 |
| 17424 Muscat Ln | 0.40mi | 4/3.0 (+1) | 2,061 (-7%) | 6mo | $491,000 | $238 | 55 |
| 24060 Peppercorn Rd | 0.49mi | 4/3.0 (+1) | 2,084 (-6%) | 5mo | $471,390 | $226 | 54 |
| 17411 Medillin Ct | 0.57mi | 3/2.0 | 2,448 (+10%) | 4mo | $715,000 | $292 | 53 |
| 24069 Cedar Rapids Rd | 0.50mi | 3/2.0 | 1,904 (-14%) | 4mo | $463,000 | $243 | 50 |
| 3024 Big Bend Cir | 0.73mi | 3/2.5 | 2,491 (+12%) | 2mo | $820,000 | $329 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
5-year hold
- IRR
- 1.3%
- Equity multiple
- 1.05×
- Total profit
- $4,232
- Equity at exit
- $46,669
10-year hold
- IRR
- 11.0%
- Equity multiple
- 1.86×
- Total profit
- $75,626
- Equity at exit
- $27,063
Cash invested: $87,640 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 51 active · 17 under contract
- Months of supply
- 14.6 mo (7%/mo absorbed)
- Median asking
- $549,900 ($274/sqft)
- Median days on market
- 154 d
- This list price
- 2% of active listings are priced below it
- ARV vs active asking
- -24.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33955
- Home prices YoY
- -24.5%
- Active inventory
- 1866
- Price-to-rent
- 5.7×
Monthly cashflow live
↻
- Estimated rent
- $4,558 high interval (Pro) →
- Mortgage (P&I)
- −$1,641
- Tax from tax record
- −$512 /mo · $6,148/yr
- Insurance
- −$130
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$34
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$957
- Net cashflow
- $856
Break-even live
Break-even rent
$3,474
Max offer price
$313,000
Occupancy floor
76%
Sensitivity live
| Price | -10% $1,033 | -5% $945 | +0% $856 | +5% $767 | +10% $679 |
|---|---|---|---|---|---|
| Rent | -10% $496 | -5% $676 | +0% $856 | +5% $1,036 | +10% $1,216 |
| Rate | -1.0pp $1,014 | -0.5pp $936 | base $856 | +0.5pp $775 | +1.0pp $692 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,250
- Closing costs
- $9,390
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 17314 Cape Horn Blvd Punta Gorda, FL | 3.0 | 2.0 | 2216 | $2,800 | $1.26 | 109d | 1 | 0.11mi |
| 17434 Oro Ct Punta Gorda, FL | 3.0 | 2.5 | 1864 | $2,000 | $1.07 | 116d | 1 | 0.19mi |
| 24249 Peppercorn Rd Punta Gorda, FL | 4.0 | 3.0 | 2302 | $3,100 | $1.35 | 6d | 1 | 0.29mi |
| 24097 Peppercorn Rd Punta Gorda, FL | 3.0 | 2.0 | 1973 | $2,800 | $1.42 | 6d | 1 | 0.41mi |
| 24417 Baltic Ave #1102 Punta Gorda, FL | 2.0 | 2.0 | 1788 | $5,250 | $2.94 | 119d | 1 | 0.45mi |
| 24504 Peppercorn Rd Punta Gorda, FL | 4.0 | 3.0 | 2092 | $2,300 | $1.10 | 6d | 1 | 0.57mi |
| 4005 Big Pass Ln Punta Gorda, FL | 2.0 | 2.0 | 1423 | $5,500 | $3.87 | 111d | 1 | 0.61mi |
| 17084 Acapulco Rd #223 Punta Gorda, FL | 3.0 | 2.0 | 1644 | $3,400 | $2.07 | 6d | 1 | 0.70mi |
| 17849 Hibiscus Cove Ct #1 Punta Gorda, FL | 3.0 | 2.0 | 1937 | $6,250 | $3.23 | 119d | 1 | 0.80mi |
| 3001 King Tarpon Dr Punta Gorda, FL | 3.0 | 2.0 | 1734 | $5,500 | $3.17 | 119d | 1 | 0.86mi |
| 2091 King Tarpon Dr Punta Gorda, FL | 3.0 | 2.0 | 1640 | $5,200 | $3.17 | 119d | 1 | 0.87mi |
| 1010 Islamorada Blvd Punta Gorda, FL | 3.0 | 2.0 | 1592 | $4,700 | $2.95 | 119d | 1 | 0.94mi |
| 1610 Islamorada Blvd Unit 64A Punta Gorda, FL | 2.0 | 2.0 | 1516 | $2,000 | $1.32 | 119d | 1 | 0.94mi |
| 2060 Matecumbe Key Rd #2301 Punta Gorda, FL | 3.0 | 2.0 | 1402 | $5,400 | $3.85 | 9d | 1 | 0.94mi |
| 2060 Matecumbe Key Rd Punta Gorda, FL | 2.0–3.0 | 2.0 | 1271 | $5,400 | $4.25 | 119d | 3 | 0.94mi |
| 2060 Matecumbe Key Rd Punta Gorda, FL | 2.0–3.0 | 2.0 | 1271 | $5,400 | $4.25 | 85d | 2 | 0.94mi |
| 1590 Islamorada Blvd Punta Gorda, FL | 2.0 | 2.0 | 1516 | $2,000 | $1.32 | 9d | 1 | 0.99mi |
| 3255 Sugarloaf Key Rd Unit 31B Punta Gorda, FL | 2.0 | 2.0 | 1516 | $3,000 | $1.98 | 111d | 1 | 1.00mi |
| 5 Pirates Ln Unit 54B Punta Gorda, FL | 2.0 | 2.0 | 1516 | $4,600 | $3.03 | 119d | 1 | 1.08mi |
| 3471 Sunset Key Cir #102 Punta Gorda, FL | 3.0 | 2.0 | 1991 | $5,750 | $2.89 | 119d | 1 | 1.09mi |
| 3304 Sunset Key Cir Unit D Punta Gorda, FL | 3.0 | 2.0 | 2255 | $5,750 | $2.55 | 119d | 1 | 1.20mi |
| 3313 Sunset Key Cir #203 Punta Gorda, FL | 3.0 | 2.0 | 1684 | $6,000 | $3.56 | 9d | 1 | 1.23mi |
| 3313 Sunset Key Cir #403 Punta Gorda, FL | 3.0 | 2.0 | 1684 | $6,500 | $3.86 | 9d | 1 | 1.23mi |
| 3313 Sunset Key Cir Punta Gorda, FL | 3.0 | 2.0–3.0 | 2089 | $5,500 | $2.63 | 74d | 5 | 1.24mi |
| 3313 Sunset Key Cir Unit Reservation spot 1 Punta Gorda, FL | 2.0 | 2.0 | 2099 | $2,750 | $1.31 | 119d | 1 | 1.24mi |
| 24378 Belize Ct Punta Gorda, FL | 4.0 | 2.5 | 2251 | $6,750 | $3.00 | 116d | 1 | 1.34mi |
| 3250 Southshore Dr Unit 54B Punta Gorda, FL | 3.0 | 2.0 | 2069 | $5,700 | $2.75 | 9d | 1 | 1.35mi |
| 3270 Southshore Dr Unit 72B Punta Gorda, FL | 3.0 | 2.0 | 2069 | $5,750 | $2.78 | 119d | 1 | 1.36mi |
| 16229 Cape Horn Blvd Punta Gorda, FL | 3.0 | 2.0 | 1726 | $2,749 | $1.59 | 116d | 1 | 1.38mi |
| 3280 Southshore Dr Unit 87A Punta Gorda, FL | 3.0 | 2.0 | 2069 | $4,000 | $1.93 | 119d | 1 | 1.40mi |
| 25377 Doredo Dr Punta Gorda, FL | 4.0 | 3.0 | 2092 | $2,300 | $1.10 | 116d | 1 | 1.50mi |
Property features AI
Finance
- Financial info
- Lease restrictions apply
- HOA & community
- HOA: Burnt Store Lakes Property Owners AssociationMonthly HOA fee approximately $34 (annual $408)HOA includes grounds maintenance and recreational facilitiesAssociation approval requiredCommunity deed restrictions, park, sidewalks, street lightsPets allowed
Exterior
- Parking
- DrivewayAttached 2-car garage with garage door opener
- Utilities
- Public waterPublic sewerElectricity connectedCable availableUnderground utilitiesWater connectedSewer connected
- Home design
- Single-family residenceOne storyWest facing
- Construction
- Block and stucco constructionTile roofSlab foundationBuilt with living area of approximately 2,221 sq ft
- Exterior features
- Covered porchRear porchScreened porchExterior lightingSidewalkSliding doorsIrrigation equipmentMature landscaping with trees
Interior
- Kitchen
- DishwasherDisposalMicrowaveRangeRefrigeratorElectric water heater
- Bedrooms
- 3 bedrooms
- Flooring
- Ceramic tile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Electric heatingCentral air conditioning
- Interior features
- Ceiling fansHigh ceilingsKitchen open to family roomOpen floor planSolid surface countertopsSolid wood cabinetsWalk-in closets
- Laundry & utility
- Laundry insideInside utility
Listing history 50 events
-
2026-09-11days on market $313,000 Active 386 DOM
-
2026-09-05days on market $313,000 Active 380 DOM
-
2026-09-04days on market $313,000 Active 379 DOM
-
2026-08-31days on market $313,000 Active 375 DOM
-
2026-08-30days on market $313,000 Active 374 DOM
-
2026-08-29days on market $313,000 Active 373 DOM
-
2026-08-28days on market $313,000 Active 372 DOM
-
2026-08-27days on market $313,000 Active 371 DOM
-
2026-08-26days on market $313,000 Active 370 DOM
-
2026-08-25days on market $313,000 Active 369 DOM
-
2026-08-23days on market $313,000 Active 367 DOM
-
2026-08-22days on market $313,000 Active 366 DOM
-
2026-08-21days on market $313,000 Active 365 DOM
-
2026-08-20days on market $313,000 Active 364 DOM
-
2026-08-19days on market $313,000 Active 363 DOM
-
2026-08-18days on market $313,000 Active 362 DOM
-
2026-08-17days on market $313,000 Active 361 DOM
-
2026-08-16days on market $313,000 Active 360 DOM
-
2026-08-15days on market $313,000 Active 359 DOM
-
2026-08-14days on market $313,000 Active 358 DOM
-
2026-08-13days on market $313,000 Active 357 DOM
-
2026-08-12days on market $313,000 Active 356 DOM
-
2026-08-11days on market $313,000 Active 355 DOM
-
2026-08-10days on market $313,000 Active 354 DOM
-
2026-08-09days on market $313,000 Active 353 DOM
-
2026-08-08days on market $313,000 Active 352 DOM
-
2026-08-07days on market $313,000 Active 351 DOM
-
2026-08-06days on market $313,000 Active 350 DOM
-
2026-08-05days on market $313,000 Active 349 DOM
-
2026-08-04days on market $313,000 Active 348 DOM
-
2026-08-03days on market $313,000 Active 347 DOM
-
2026-08-01days on market $313,000 Active 344 DOM
-
2026-07-29days on market $313,000 Active 342 DOM
-
2026-07-27days on market $313,000 Active 340 DOM
-
2026-07-24days on market $313,000 Active 337 DOM
-
2026-07-23days on market $313,000 Active 336 DOM
-
2026-07-22days on market $313,000 Active 335 DOM
-
2026-07-21days on market $313,000 Active 334 DOM
-
2026-07-18days on market $313,000 Active 331 DOM
-
2026-07-16days on market $313,000 Active 329 DOM
-
2026-07-09days on market $313,000 Active 328 DOM
-
2026-07-08days on market $313,000 Active 327 DOM
-
2026-07-07days on market $313,000 Active 326 DOM
-
2026-07-06days on market $313,000 Active 325 DOM
-
2026-07-06days on market $313,000 Active 324 DOM
-
2026-07-04days on market $313,000 Active 323 DOM
-
2026-07-03days on market $313,000 Active 322 DOM
-
2026-07-02days on market $313,000 Active 321 DOM
-
2026-07-01days on market $313,000 Active 320 DOM
-
2026-06-30days on market $313,000 Active 319 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,148 · $512/mo
- Projected year-2 tax
- $6,148 · $512/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 8 d/yr ≥107°F today · 32 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $54,695
- − Mortgage interest
- −$17,533
- − Property taxes
- −$6,148
- − Insurance
- −$6,684
- − Repairs & maintenance
- −$4,376
- − Management
- −$4,376
- − HOA
- −$408
- − Depreciation
- −$9,105
- Taxable income
- $6,066
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,456
- After-tax cash flow
- $8,817/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
80/100
Cosmetic rehab
Est. rehab $11,105–$33,315 screening
This single-family home in the Burnt Storke Marina area is in good condition with fresh paint and updates throughout. It is move-in ready and has a good resale and rental value.
Components & finishes AI
Roof tile · good
Flooring tile
Counters granite
Appliances stainless steel
HVAC central · new lt5
Value-add opportunities
- Both Painting the exterior and interior — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
D
Composite school gradezoned avg 55/100
Zoned Schools
Elementary
East Elementary School
B+
FL #435/2,144
Nat'l #4,272/41,679
Middle
Punta Gorda Middle School
C+
FL #209/571
Nat'l #2,873/14,009
High
Charlotte High School
D-
FL #228/667
Nat'l #6,809/17,239
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
B
Composite livability gradescore 76/100
Livability — Punta Gorda
- Score
- 76/100
- State rank
- #225
- US rank
- #3567
Category grades
Amenities D-
Commute F
Cost of living D+
Crime A+
Employment B-
Housing B
Health & safety A+
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 198,646 people
- City population
- 68,831
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 12,399
- Household income
- $76,943
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Cuban 4%
- Common ancestry
- Romanian 5% Italian 3% Serbian 3%
- Foreign-born
- 8% · Canada
- Languages at home
- 91% English-only · Spanish 5% Other Indo-European 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.71%
- Current HPI
- 242.9043
- Rent YoY
- —
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-85.7% since first listed25 events — show timeline
- 2025-08-15 Listed $313,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-07-29 Price Changed $313,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-10 Price Changed $323,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-30 Price Changed $345,000 Stellar MLS as Distributed by MLS Grid
- 2025-02-23 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-02-23 Listed $350,000 Stellar MLS as Distributed by MLS Grid
- 2024-11-13 Listed $425,000 Stellar MLS as Distributed by MLS Grid
- 2024-10-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2024-10-02 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2022-12-01 Sold (Public Records) $330,000 Public Records
- 2022-11-23 Sold (MLS) $335,000 Stellar MLS as Distributed by MLS Grid
- 2022-10-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-10-07 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2022-09-19 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-09-15 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-09-02 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
- 2022-08-16 Price Changed $379,000 Stellar MLS as Distributed by MLS Grid
- 2022-08-05 Price Changed $398,000 Stellar MLS as Distributed by MLS Grid
- 2022-07-24 Listed $399,000 Stellar MLS as Distributed by MLS Grid
- 2007-03-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-11-02 Listed $259,000 Stellar MLS as Distributed by MLS Grid
- 2006-08-03 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2005-07-12 Listed $359,000 Stellar MLS as Distributed by MLS Grid
- 2004-01-22 Sold (Public Records) $2,184,000 Public Records
Property tax history
+8.8%/yrLatest (2025): $6,148 · -3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…