106 E Crest Rd · Hueytown, AL 35023

$119,900

2 bd · 1.0 ba · 997 sqft · SingleFamily public records · 32 Days on market

Built 1950 10,018 sqft lot $120/sqft · 6% below area Est $128k · 6% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.7/30.0
• ARV discount +10.2/15.0
• DSCR +5.2/10.0
• Appreciation +4.7/10.0
• 1% rule +3.6/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Updated 2 bedroom 1 bath home in Hueytown school district!! Great for a first time home buyer or someone looking to downsize. The front door leads to a large living room. Spacious kitchen features an island with bar seating. Laminate hardwoods throughout for easy maintenance. BRAND NEW ROOF! HVAC and water heater installed in 2019. Outside storage building and carport to remain. You don't want to miss this awesome property at such an amazing price! Call today to book your showing!

Key facts

• Open floor plan
• Direct access
• Utility room

Tags

• CORNER LOT
• OPEN FLOOR PLAN
• DIRECT ACCESS
• SEPARATE LAUNDRY ROOM
• UTILITY ROOM
• ONE CAR CARPORT

Property features AI

Finance

• Financial info: Down payment assistance available; Fire, garbage, and library fees are included

Exterior

• Parking: Attached parking; One carport space
• Utilities: Public water; Septic sewer; Electric water heater; Internet availability unknown
• Home design: Single-family property (existing construction); All main living spaces on main level
• Construction: Siding (other) exterior
• Exterior features: Crawl space foundation; No pool, patio, deck, or garden listed; Not waterfront

Interior

• Kitchen: Laminate countertops; Dishwasher (built-in); Refrigerator; Electric stove
• Bedrooms: Master bedroom (main level); Additional bedroom (main level)
• Flooring: Hardwood laminate
• Bathrooms: One full bathroom with tub/shower combo (main level)
• Heating & cooling: Central heating; Central electric cooling
• Interior features: Smooth ceilings; Has attic with pull-down access; Living/Dining area; Mudroom
• Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $74 ($891/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $103k (14.5% below list).
• Recommended offer: $103k (14.5% below list) — sets the bar for 1% rule.
• Cap rate 7.0% vs local median 5.9% in Hueytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Concord Elementary School (math 8% / reading 37%, grade F, #437 of 627 statewide, top 70%, 397 students, 70% FRL); Hueytown Middle School (math 0% / reading 30%, grade F, #206 of 257 statewide, top 80%, 789 students, 62% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 70% FRL vs 49% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 251 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
• This rent is only 18% of the median local income ($70k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• In year one you build about $110 of equity ($829 loan paydown + $-719 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 32 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $102,548 (14.5% below list)

Questions for the listing agent

1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 7.04%
• Cash-on-cash: 2.65%
• DSCR: 1.12
• GRM: 9.7

CMA / ARV

• ARV (median comp): $127,520
• List price: $119,900
• Delta: -5.98%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
114 Pinewood Ave	0.23mi	2/1.0	980 (-2%)	6mo	$132,500	$135	82
111 Westbrook Rd	0.55mi	2/1.0	1,007 (+1%)	2mo	$60,000	$60	72
108 Jones Ave	0.52mi	2/1.0	960 (-4%)	1mo	$110,000	$115	69
109 Johnson Dr	0.29mi	2/1.0	1,036 (+4%)	17mo	$45,000	$43	66
116 Midway Dr	0.43mi	2/1.0	1,040 (+4%)	9mo	$155,000	$149	65
89 Midway Dr	0.35mi	3/2.0 (+1)	1,020 (+2%)	8mo	$179,864	$176	64
178 Johnson Dr	0.07mi	3/2.0 (+1)	1,116 (+12%)	12mo	$161,000	$144	58
157 E Crest Rd	0.32mi	2/1.0	1,123 (+13%)	9mo	$50,000	$45	57
117 Westbrook Rd	0.51mi	2/2.0	1,005 (+1%)	18mo	$159,000	$158	55
116 Louis Ave	0.70mi	2/1.0	919 (-8%)	5mo	$127,000	$138	50
112 Midfield Ave	0.23mi	2/2.0	1,136 (+14%)	21mo	$169,900	$150	44
1440 Hueytown Rd	0.65mi	3/1.5 (+1)	1,146 (+15%)	7mo	$159,000	$139	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -2.4%
• Equity multiple: 0.89×
• Total profit: $-3,588
• Equity at exit: $31,261

10-year hold

• IRR: 2.8%
• Equity multiple: 1.27×
• Total profit: $9,166
• Equity at exit: $34,847

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 251
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,025 high
• Mortgage (P&I): −$629
• Tax from tax record: −$57 /mo · $686/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$215
• Net cashflow: $74

Break-even live

Break-even rent $932

Max offer price $119,900

Occupancy floor 88%

Sensitivity live

Price	-10% $142	-5% $108	+0% $74	+5% $40	+10% $6
Rent	-10% $-7	-5% $34	+0% $74	+5% $115	+10% $155
Rate	-1.0pp $135	-0.5pp $105	base $74	+0.5pp $43	+1.0pp $12

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
301 Autumn Brook Ter Unit 401 Hueytown, AL	1.0	1.0	695	$850	$1.22	22d	1	0.13mi
109 Oak Ave Bessemer, AL	3.0	1.0	1120	$1,200	$1.07	4d	1	0.24mi
107 Wheeler Dr Bessemer, AL	2.0	1.0	950	$950	$1.00	45d	1	0.25mi
200 Love St Bessemer, AL	2.0	1.0	675	$1,100	$1.63	45d	1	0.31mi
425 Oakwood Ave Bessemer, AL	2.0–3.0	2.0	1082	$700	$0.65	3d	2	0.37mi
2020 High School Rd Unit C Bessemer, AL	2.0	1.0	733	$750	$1.02	16d	1	0.52mi
1409 Hueytown Rd Unit 76 Bessemer, AL	2.0	1.0	876	$995	$1.14	4d	1	0.59mi
1409 Hueytown Rd Apt 63 Bessemer, AL	2.0	1.0	876	$995	$1.14	45d	1	0.59mi
1409 Hueytown Rd Unit 09 Bessemer, AL	1.0	1.0	695	$850	$1.22	45d	1	0.59mi
1444 Hueytown Rd Unit B Hueytown, AL	2.0	1.0	725	$945	$1.30	25d	1	0.64mi
105 Louis Ave Bessemer, AL	2.0	1.0	1073	$1,100	$1.03	45d	1	0.69mi
110 Ray Ave Apt 7 Hueytown, AL	2.0	2.0	900	$875	$0.97	4d	1	0.80mi
116 Vail Ave Bessemer, AL	2.0	1.0	1008	$975	$0.97	20d	1	0.83mi
622 S Parkell Ave Bessemer, AL	3.0	1.0	963	$1,200	$1.25	45d	1	0.87mi
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	12d	1	1.32mi

Listing history 31 events

1. 2026-06-18
   days on market $119,900 Active 32 DOM
2. 2026-06-17
   days on market $119,900 Active 31 DOM
3. 2026-06-16
   days on market $119,900 Active 30 DOM
4. 2026-06-15
   days on market $119,900 Active 29 DOM
5. 2026-06-13
   days on market $119,900 Active 27 DOM
6. 2026-06-10
   days on market $119,900 Active 24 DOM
7. 2026-06-09
   days on market $119,900 Active 23 DOM
8. 2026-06-08
   days on market $119,900 Active 22 DOM
9. 2026-06-07
   days on market $119,900 Active 21 DOM
10. 2026-06-03
    days on market $119,900 Active 17 DOM
11. 2026-06-02
    days on market $119,900 Active 16 DOM
12. 2026-06-01
    days on market $119,900 Active 15 DOM
13. 2026-05-31
    days on market $119,900 Active 14 DOM
14. 2026-05-15
    listed $119,900 Active 374-char remark
15. 2023-03-17
    soldstatus $135,000 Sold 485-char remark

    Show marketing remark (485 chars)

    Updated 2 bedroom 1 bath home in Hueytown school district!! Great for a first time home buyer or someone looking to downsize. The front door leads to a large living room. Spacious kitchen features an island with bar seating. Laminate hardwoods throughout for easy maintenance. BRAND NEW ROOF! HVAC and water heater installed in 2019. Outside storage building and carport to remain. You don't want to miss this awesome property at such an amazing price! Call today to book your showing!

16. 2023-03-17
    soldstatus $135,000

    Show marketing remark (485 chars)

    Updated 2 bedroom 1 bath home in Hueytown school district!! Great for a first time home buyer or someone looking to downsize. The front door leads to a large living room. Spacious kitchen features an island with bar seating. Laminate hardwoods throughout for easy maintenance. BRAND NEW ROOF! HVAC and water heater installed in 2019. Outside storage building and carport to remain. You don't want to miss this awesome property at such an amazing price! Call today to book your showing!

17. 2023-03-14
    status Pending 485-char remark

    Show marketing remark (485 chars)

    Updated 2 bedroom 1 bath home in Hueytown school district!! Great for a first time home buyer or someone looking to downsize. The front door leads to a large living room. Spacious kitchen features an island with bar seating. Laminate hardwoods throughout for easy maintenance. BRAND NEW ROOF! HVAC and water heater installed in 2019. Outside storage building and carport to remain. You don't want to miss this awesome property at such an amazing price! Call today to book your showing!

18. 2023-03-02
    historical Contingent 485-char remark

    Show marketing remark (485 chars)

    Updated 2 bedroom 1 bath home in Hueytown school district!! Great for a first time home buyer or someone looking to downsize. The front door leads to a large living room. Spacious kitchen features an island with bar seating. Laminate hardwoods throughout for easy maintenance. BRAND NEW ROOF! HVAC and water heater installed in 2019. Outside storage building and carport to remain. You don't want to miss this awesome property at such an amazing price! Call today to book your showing!

19. 2023-02-27
    listed $135,000 Active 485-char remark

    Show marketing remark (485 chars)

    Updated 2 bedroom 1 bath home in Hueytown school district!! Great for a first time home buyer or someone looking to downsize. The front door leads to a large living room. Spacious kitchen features an island with bar seating. Laminate hardwoods throughout for easy maintenance. BRAND NEW ROOF! HVAC and water heater installed in 2019. Outside storage building and carport to remain. You don't want to miss this awesome property at such an amazing price! Call today to book your showing!

20. 2023-02-23
    historical $135,000 485-char remark

    Show marketing remark (485 chars)

    Updated 2 bedroom 1 bath home in Hueytown school district!! Great for a first time home buyer or someone looking to downsize. The front door leads to a large living room. Spacious kitchen features an island with bar seating. Laminate hardwoods throughout for easy maintenance. BRAND NEW ROOF! HVAC and water heater installed in 2019. Outside storage building and carport to remain. You don't want to miss this awesome property at such an amazing price! Call today to book your showing!

21. 2019-09-06
    soldstatus $89,900 Sold

    Show marketing remark (536 chars)

    Come see this beautiful and charming two bedroom one bath home completely renovated. This house has been gutted to the studs, were talking new sheet rock, new kitchen cabinets, new floors, New plumbing and electrical, new HVAC, and new appliance, it's all new. Fall in love with an open concept and beautifully designed kitchen and bathroom. The home has several large windows allowing an abundance of natural light. Sitting on a corner lot with a flat yard and carport for convenient parking. Come see it today before it’s gone.

22. 2019-08-05
    historical Contingent

    Show marketing remark (536 chars)

    Come see this beautiful and charming two bedroom one bath home completely renovated. This house has been gutted to the studs, were talking new sheet rock, new kitchen cabinets, new floors, New plumbing and electrical, new HVAC, and new appliance, it's all new. Fall in love with an open concept and beautifully designed kitchen and bathroom. The home has several large windows allowing an abundance of natural light. Sitting on a corner lot with a flat yard and carport for convenient parking. Come see it today before it’s gone.

23. 2019-08-01
    listed $89,900 Active

    Show marketing remark (536 chars)

    Come see this beautiful and charming two bedroom one bath home completely renovated. This house has been gutted to the studs, were talking new sheet rock, new kitchen cabinets, new floors, New plumbing and electrical, new HVAC, and new appliance, it's all new. Fall in love with an open concept and beautifully designed kitchen and bathroom. The home has several large windows allowing an abundance of natural light. Sitting on a corner lot with a flat yard and carport for convenient parking. Come see it today before it’s gone.

24. 2018-03-22
    soldstatus $16,600 Sold
25. 2018-03-15
    historical
26. 2018-03-05
    historical Contingent
27. 2018-02-27
    status Active
28. 2018-02-17
    historical
29. 2018-02-12
    historical Contingent
30. 2018-02-08
    listed $16,000 Active
31. 2002-12-04
    soldstatus $49,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $686 · $57/mo
• Projected year-2 tax: $686 · $57/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,306
• − Mortgage interest: −$6,716
• − Property taxes: −$686
• − Insurance: −$600
• − Repairs & maintenance: −$984
• − Management: −$984
• − Depreciation: −$3,488
• Taxable loss: −$1,153
• Est. tax savings @ 24.0%: +$277
• After-tax cash flow: $1,167/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+140.3% since first listed

20 events — show timeline

• 2026-05-29 Relisted — Greater Alabama MLS
• 2026-05-27 Pending — Greater Alabama MLS
• 2026-05-15 Listed $119,900 Greater Alabama MLS
• 2023-03-17 Sold (Public Records) $135,000 Public Records
• 2023-03-17 Sold (MLS) $135,000 Greater Alabama MLS
• 2023-03-14 Pending — Greater Alabama MLS
• 2023-03-02 Contingent — Greater Alabama MLS
• 2023-02-27 Listed $135,000 Greater Alabama MLS
• 2023-02-23 Coming Soon $135,000 Greater Alabama MLS
• 2019-09-06 Sold (MLS) $89,900 Greater Alabama MLS
• 2019-08-05 Contingent — Greater Alabama MLS
• 2019-08-01 Listed $89,900 Greater Alabama MLS
• 2018-03-22 Sold (MLS) $16,600 Greater Alabama MLS
• 2018-03-15 Delisted — Greater Alabama MLS
• 2018-03-05 Contingent — Greater Alabama MLS
• 2018-02-27 Relisted — Greater Alabama MLS
• 2018-02-17 Delisted — Greater Alabama MLS
• 2018-02-12 Contingent — Greater Alabama MLS
• 2018-02-08 Listed $16,000 Greater Alabama MLS
• 2002-12-04 Sold (Public Records) $49,900 Public Records

Property tax history

+6.7%/yr

Latest (2025): $686 · +2.3% YoY. Source: county tax records.