6 So Dewberry Ln · Rochester, NH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $435 – $905
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $507 – $941
Heat risk 4/10 · Minor
- Hot days now (above threshold)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.9/30.0
- ARV discount +12.1/15.0
- 1% rule +10.0/10.0
- DSCR +5.6/10.0
- Livability +4.2/5.0
- Rent growth +3.6/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.
Key facts
- Built 1977
- Listed 30 days
Property features AI
Finance
- Other: Located in a mobile home park (Briar Ridge) with park approval in place; Mobile make: Holly Park; model name: FBR DLX 2-14 SM UR 1/2B
- HOA & community: Monthly park fees; Park amenities include club house, playground, basketball court and trash removal; One-time park fees may apply
Exterior
- Parking: Paved driveway
- Utilities: Public metered water; Community sewer; 100 amp electric service with circuit breakers; Eversource electric; Cable available (Comcast); High-speed internet available; Underground utilities
- Home design: Manufactured home (single-story); White exterior; Shingle (architectural) roof; Entry level: main level
- Construction: Built in 1977; Metal siding construction; Manufactured home structure
- Exterior features: Leased lot; Level to sloping site; Paved driveway; Common acreage
Interior
- Kitchen: Range (electric); Refrigerator; Exhaust hood; Dishwasher
- Bedrooms: Two bedrooms (both on main level)
- Flooring: Carpet; Laminate; Vinyl; Other
- Bathrooms: One full bathroom (main level); One half bathroom (main level)
- Heating & cooling: Kerosene and oil heating; Forced air / hot air
- Interior features: Five total rooms; Bonus room; Other flexible-use room
- Laundry & utility: Washer and dryer; Dedicated laundry room (main level)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath manufactured listed at $135k.
Deal economics
- At list price, monthly cash flow is $113 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 3.3% in Rochester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#8 in NH, #698 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, cost of living A+; Watch: amenities C-.
- Rochester School District (suburban): math 27% / reading 35% proficiency, ranked #83 of 98 in NH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: William Allen School (math 44% / reading 24%, grade F, #179 of 263 statewide, top 71%, 281 students, 55% FRL); Rochester Middle School (math 18% / reading 27%, grade F, #85 of 96 statewide, top 89%, 847 students, 37% FRL); Spaulding High School (math 30% / reading 49%, grade F, #63 of 90 statewide, top 74%, 1,301 students, 32% FRL) — zoned schools at 41% FRL track the district average.
- Market conditions: Rents rising fast (+4.2%/yr); 109 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 951 units permitted in Strafford County in 2024 (551 in 5+ unit buildings).
- This rent runs 34% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Strafford County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $25k; list at $135k implies a 440% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
Questions for the listing agent
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.63% ✓
- Cap rate
- 7.30%
- Cash-on-cash
- 3.58%
- DSCR
- 1.16
- GRM
- 5.1
CMA / ARV
- ARV (median comp)
- $150,274
- List price
- $135,000
- Delta
- -10.16%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9 S Blueberry Ln | 0.12mi | 2/1.5 | 1,257 (+5%) | 6mo | $90,000 | $72 | 81 |
| 5 Dockside Ln | 0.35mi | 3/2.0 (+1) | 1,188 (-1%) | 0mo | $184,900 | $156 | 76 |
| 6 No Cranberry Ln | 0.16mi | 2/1.5 | 1,094 (-8%) | 4mo | $96,000 | $88 | 75 |
| 11 S Cranberry Ln | 0.07mi | 2/1.5 | 1,086 (-9%) | 9mo | $142,000 | $131 | 74 |
| 22 S Blueberry Ln | 0.14mi | 3/2.0 (+1) | 1,152 (-4%) | 8mo | $224,900 | $195 | 73 |
| 20 S Blueberry Ln | 0.12mi | 2/1.5 | 1,106 (-8%) | 12mo | $130,000 | $118 | 72 |
| 18 N Fuchsia Dr | 0.23mi | 2/1.0 | 1,086 (-9%) | 3mo | $140,000 | $129 | 70 |
| 5 N Fuchsia Dr | 0.14mi | 3/1.5 (+1) | 1,296 (+8%) | 6mo | $157,500 | $122 | 69 |
| 4 Lilac Dr | 0.36mi | 2/2.0 | 1,333 (+12%) | 8mo | $265,000 | $199 | 55 |
| 5 Easter Ln | 0.26mi | 3/2.0 (+1) | 1,333 (+12%) | 9mo | $299,900 | $225 | 54 |
| 6 Dockside Ln | 0.34mi | 3/2.0 (+1) | 1,333 (+12%) | 9mo | $295,000 | $221 | 51 |
| 67 Gooseberry Cir | 0.35mi | 3/2.0 (+1) | 1,070 (-10%) | 10mo | $145,000 | $136 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.22% rent growth · sell at horizon
- IRR
- -8.1%
- Equity multiple
- 0.70×
- Total profit
- $-11,505
- Equity at exit
- $20,129
- IRR
- 4.1%
- Equity multiple
- 1.33×
- Total profit
- $12,585
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 56 Moderately Landlord-Leaning
- State New Hampshire
- 56 Moderately Landlord-Leaning · D+1
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 03867
- Home prices YoY
- -22.0%
- Rents YoY
- 4.2%
- Active inventory
- 109
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $2,200 medium interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$141 /mo · $1,688/yr
- Insurance
- −$56
- HOA
- −$720
- Vacancy / Maint / Mgmt
- −$462
- Net cashflow
- $113
Break-even live
Sensitivity live
| Price | -10% $189 | -5% $151 | +0% $113 | +5% $75 | +10% $36 |
|---|---|---|---|---|---|
| Rent | -10% $-61 | -5% $26 | +0% $113 | +5% $200 | +10% $286 |
| Rate | -1.0pp $181 | -0.5pp $147 | base $113 | +0.5pp $78 | +1.0pp $42 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 122 Asteria Ln Rochester, NH | 1.0–2.0 | 1.0 | 868 | $2,300 | $2.65 | 0d | 11 | 0.99mi |
HOA detail
- Monthly dues
- $720 · $8,640/yr
- Likely covers
- electric
Listing history 19 events
-
2026-06-15status $135,000 Pending 30 DOM
-
2026-06-15days on market $135,000 Active 30 DOM
-
2026-06-13days on market $135,000 Active 28 DOM
-
2026-06-13days on market $135,000 Active 27 DOM
-
2026-06-09days on market $135,000 Active 24 DOM
-
2026-06-08days on market $135,000 Active 23 DOM
-
2026-06-07days on market $135,000 Active 22 DOM
-
2026-06-04days on market $135,000 Active 19 DOM
-
2026-06-03days on market $135,000 Active 18 DOM
-
2026-06-02days on market $135,000 Active 17 DOM
-
2026-06-01days on market $135,000 Active 16 DOM
-
2026-05-31days on market $135,000 Active 15 DOM
-
2026-05-16$135,000 Active 1998-char remark
-
2026-05-12historical $135,000 1998-char remark
-
2018-03-27soldstatus $25,000 Closed 413-char remark
Show marketing remark (413 chars)
Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.
-
2018-03-27soldstatus $91,667
Show marketing remark (413 chars)
Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.
-
2018-02-19status Pending 413-char remark
Show marketing remark (413 chars)
Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.
-
2018-02-17historical Active with Contract 413-char remark
Show marketing remark (413 chars)
Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.
-
2018-02-12$25,000 Active 413-char remark
Show marketing remark (413 chars)
Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NH · Partial reset (capped growth)
- Current annual tax
- $1,688 · $141/mo
- Projected year-2 tax
- $2,316 · $193/mo
- Expected delta
- +$628/yr (+$52/mo · 37.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,394
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,688
- − Insurance
- −$675
- − Repairs & maintenance
- −$2,112
- − Management
- −$2,112
- − HOA
- −$8,640
- − Depreciation
- −$3,927
- Taxable loss
- −$321
- Est. tax savings @ 24.0%
- +$77
- After-tax cash flow
- $1,430/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rochester School District
- NCES district ID
- 3305940
- Math proficiency
- 27% ▼ -15.00%
- Reading proficiency
- 35% ▼ -14.00%
- Median HH income
- $51,080
- Composite
- 27.11/100
- National rank
- #7039
- State rank
- #83 of 98 in NH
Livability — Rochester
- Score
- 84/100
- State rank
- #8
- US rank
- #698
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rochester, NH
- County
- Strafford County · 75,181 people
- City population
- 22,732
- Metro
- Boston-Cambridge-Newton, MA-NH
- Population (ZIP)
- 22,732
- Household income
- $78,674
- Rent vs Own
- Severe rent burden
- 663.0
Population outlook (Strafford County) Hauer SSP2
- Today (2025)
- 132,503 people
- By 2030
- 135,377 · +2.2%
- By 2040
- 139,609 · +5.4%
- By 2050
- 141,803 · +7.0%
- By 2075
- 149,280 · +12.7%
- By 2100
- 148,667 · +12.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (93%)
- Race & ethnicity
- White 93% Two or more races 4% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Lithuanian 12% Romanian 2% Serbian 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · Strafford
- 2024 margin
- D (+12.1) · D 55.5% · R 43.5% · Other 1.0%
- 2008→2024 swing
- -8.3pp toward R · 2008: 20.4pp · 2024: 12.1pp
- All cycles
- 2024: D+12.1 2020: D+15.2 2016: D+8.6 2012: D+14.5 2008: D+20.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -107.34%
- Current HPI
- 379.5755
- Rent YoY
- ▲ 4.22%
- Metro
- Boston-Cambridge-Newton, MA-NH
- State GDP YoY
- —
- F500 in state
- 0
Price history
+440.0% since first listed8 events — show timeline
- 2026-06-15 Pending — PrimeMLS
- 2026-05-16 Listed $135,000 PrimeMLS
- 2026-05-12 Coming Soon $135,000 PrimeMLS
- 2018-03-27 Sold (Public Records) $91,667 Public Records
- 2018-03-27 Sold (MLS) $25,000 PrimeMLS
- 2018-02-19 Pending — PrimeMLS
- 2018-02-17 Contingent — PrimeMLS
- 2018-02-12 Listed $25,000 PrimeMLS
Property tax history
+9.4%/yrLatest (2025): $1,688 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…