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6 So Dewberry Ln
C Composite 58.49
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.9/30.0
  • ARV discount +12.1/15.0
  • 1% rule +10.0/10.0
  • DSCR +5.6/10.0
  • Livability +4.2/5.0
  • Rent growth +3.6/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

6 So Dewberry Ln · Rochester, NH 03867
2 bd · 1.5 ba · 1,196 sqft · Manufactured public records · 30 Days on market
Built 1977 $113/sqft · at area comps Est $150k · 10% under $720/mo HOA · 33% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.

Key facts

  • Built 1977
  • Listed 30 days

Property features AI

Finance

  • Other: Located in a mobile home park (Briar Ridge) with park approval in place; Mobile make: Holly Park; model name: FBR DLX 2-14 SM UR 1/2B
  • HOA & community: Monthly park fees; Park amenities include club house, playground, basketball court and trash removal; One-time park fees may apply

Exterior

  • Parking: Paved driveway
  • Utilities: Public metered water; Community sewer; 100 amp electric service with circuit breakers; Eversource electric; Cable available (Comcast); High-speed internet available; Underground utilities
  • Home design: Manufactured home (single-story); White exterior; Shingle (architectural) roof; Entry level: main level
  • Construction: Built in 1977; Metal siding construction; Manufactured home structure
  • Exterior features: Leased lot; Level to sloping site; Paved driveway; Common acreage

Interior

  • Kitchen: Range (electric); Refrigerator; Exhaust hood; Dishwasher
  • Bedrooms: Two bedrooms (both on main level)
  • Flooring: Carpet; Laminate; Vinyl; Other
  • Bathrooms: One full bathroom (main level); One half bathroom (main level)
  • Heating & cooling: Kerosene and oil heating; Forced air / hot air
  • Interior features: Five total rooms; Bonus room; Other flexible-use room
  • Laundry & utility: Washer and dryer; Dedicated laundry room (main level)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath manufactured listed at $135k.

Deal economics

  • At list price, monthly cash flow is $113 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 3.3% in Rochester — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#8 in NH, #698 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, cost of living A+; Watch: amenities C-.
  • Rochester School District (suburban): math 27% / reading 35% proficiency, ranked #83 of 98 in NH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: William Allen School (math 44% / reading 24%, grade F, #179 of 263 statewide, top 71%, 281 students, 55% FRL); Rochester Middle School (math 18% / reading 27%, grade F, #85 of 96 statewide, top 89%, 847 students, 37% FRL); Spaulding High School (math 30% / reading 49%, grade F, #63 of 90 statewide, top 74%, 1,301 students, 32% FRL) — zoned schools at 41% FRL track the district average.
  • Market conditions: Rents rising fast (+4.2%/yr); 109 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 951 units permitted in Strafford County in 2024 (551 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Strafford County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $25k; list at $135k implies a 440% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 33% of rent.
Recommended offer $132,975 (1.5% below list)

Questions for the listing agent

  1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.63%
Cap rate
7.30%
Cash-on-cash
3.58%
DSCR
1.16
GRM
5.1

CMA / ARV

ARV (median comp)
$150,274
List price
$135,000
Delta
-10.16%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9 S Blueberry Ln 0.12mi 2/1.5 1,257 (+5%) 6mo $90,000 $72 81
5 Dockside Ln 0.35mi 3/2.0 (+1) 1,188 (-1%) 0mo $184,900 $156 76
6 No Cranberry Ln 0.16mi 2/1.5 1,094 (-8%) 4mo $96,000 $88 75
11 S Cranberry Ln 0.07mi 2/1.5 1,086 (-9%) 9mo $142,000 $131 74
22 S Blueberry Ln 0.14mi 3/2.0 (+1) 1,152 (-4%) 8mo $224,900 $195 73
20 S Blueberry Ln 0.12mi 2/1.5 1,106 (-8%) 12mo $130,000 $118 72
18 N Fuchsia Dr 0.23mi 2/1.0 1,086 (-9%) 3mo $140,000 $129 70
5 N Fuchsia Dr 0.14mi 3/1.5 (+1) 1,296 (+8%) 6mo $157,500 $122 69
4 Lilac Dr 0.36mi 2/2.0 1,333 (+12%) 8mo $265,000 $199 55
5 Easter Ln 0.26mi 3/2.0 (+1) 1,333 (+12%) 9mo $299,900 $225 54
6 Dockside Ln 0.34mi 3/2.0 (+1) 1,333 (+12%) 9mo $295,000 $221 51
67 Gooseberry Cir 0.35mi 3/2.0 (+1) 1,070 (-10%) 10mo $145,000 $136 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.22% rent growth · sell at horizon

5-year hold
IRR
-8.1%
Equity multiple
0.70×
Total profit
$-11,505
Equity at exit
$20,129
10-year hold
IRR
4.1%
Equity multiple
1.33×
Total profit
$12,585
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
56 Moderately Landlord-Leaning
State New Hampshire
56 Moderately Landlord-Leaning · D+1
County
— inherits STATE
City
— inherits STATE
Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

ZIP-level market 03867

Home prices YoY
-22.0%
Rents YoY
4.2%
Active inventory
109
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$2,200 medium interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$141 /mo · $1,688/yr
Insurance
$56
HOA
$720
Vacancy / Maint / Mgmt
$462
Net cashflow
$113

Break-even live

Break-even rent $2,057
Max offer price $135,000
Occupancy floor 90%

Sensitivity live

Price -10% $189 -5% $151 +0% $113 +5% $75 +10% $36
Rent -10% $-61 -5% $26 +0% $113 +5% $200 +10% $286
Rate -1.0pp $181 -0.5pp $147 base $113 +0.5pp $78 +1.0pp $42

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
122 Asteria Ln Rochester, NH 1.0–2.0 1.0 868 $2,300 $2.65 0d 11 0.99mi

HOA detail

Monthly dues
$720 · $8,640/yr
Likely covers
electric

Listing history 19 events

  1. 2026-06-15
    status $135,000 Pending 30 DOM
  2. 2026-06-15
    days on market $135,000 Active 30 DOM
  3. 2026-06-13
    days on market $135,000 Active 28 DOM
  4. 2026-06-13
    days on market $135,000 Active 27 DOM
  5. 2026-06-09
    days on market $135,000 Active 24 DOM
  6. 2026-06-08
    days on market $135,000 Active 23 DOM
  7. 2026-06-07
    days on market $135,000 Active 22 DOM
  8. 2026-06-04
    days on market $135,000 Active 19 DOM
  9. 2026-06-03
    days on market $135,000 Active 18 DOM
  10. 2026-06-02
    days on market $135,000 Active 17 DOM
  11. 2026-06-01
    days on market $135,000 Active 16 DOM
  12. 2026-05-31
    days on market $135,000 Active 15 DOM
  13. 2026-05-16
    listed $135,000 Active 1998-char remark
  14. 2026-05-12
    historical $135,000 1998-char remark
  15. 2018-03-27
    soldstatus $25,000 Closed 413-char remark
    Show marketing remark (413 chars)

    Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.

  16. 2018-03-27
    soldstatus $91,667
    Show marketing remark (413 chars)

    Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.

  17. 2018-02-19
    status Pending 413-char remark
    Show marketing remark (413 chars)

    Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.

  18. 2018-02-17
    historical Active with Contract 413-char remark
    Show marketing remark (413 chars)

    Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.

  19. 2018-02-12
    listed $25,000 Active 413-char remark
    Show marketing remark (413 chars)

    Original owner is selling this well cared for mobile home. This 3 bedroom mobile also has a 3 season porch and small deck. Large living room with an electric fireplace. The kitchen comes fully appliance and has a woodstove that is included. Also included is the washer, dryer and freezer in the utility room. Great location just minutes to the Seacoast area. Please check with lender regarding age of mobile home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

Current annual tax
$1,688 · $141/mo
Projected year-2 tax
$2,316 · $193/mo
Expected delta
+$628/yr (+$52/mo · 37.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,394
− Mortgage interest
−$7,562
− Property taxes
−$1,688
− Insurance
−$675
− Repairs & maintenance
−$2,112
− Management
−$2,112
− HOA
−$8,640
− Depreciation
−$3,927
Taxable loss
−$321
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$77
After-tax cash flow
$1,430/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rochester School District
NCES district ID
3305940
Math proficiency
27% ▼ -15.00%
Reading proficiency
35% ▼ -14.00%
Median HH income
$51,080
Composite
27.11/100
National rank
#7039
State rank
#83 of 98 in NH

Livability — Rochester

Score
84/100
State rank
#8
US rank
#698

Category grades

Amenities C- Commute A+ Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rochester, NH
County
Strafford County · 75,181 people
City population
22,732
Metro
Boston-Cambridge-Newton, MA-NH
Population (ZIP)
22,732
Household income
$78,674
Rent vs Own
37.4% rent · 62.6% own
Severe rent burden
663.0

Population outlook (Strafford County) Hauer SSP2

Today (2025)
132,503 people
By 2030
135,377 · +2.2%
By 2040
139,609 · +5.4%
By 2050
141,803 · +7.0%
By 2075
149,280 · +12.7%
By 2100
148,667 · +12.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 4% Hispanic / Latino 2% Asian 1%
Common ancestry
Lithuanian 12% Romanian 2% Serbian 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Strafford

2024 margin
D (+12.1) · D 55.5% · R 43.5% · Other 1.0%
2008→2024 swing
-8.3pp toward R · 2008: 20.4pp · 2024: 12.1pp
All cycles
2024: D+12.1 2020: D+15.2 2016: D+8.6 2012: D+14.5 2008: D+20.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.34%
Current HPI
379.5755
Rent YoY
▲ 4.22%
Metro
Boston-Cambridge-Newton, MA-NH
State GDP YoY
F500 in state
0

Price history

+440.0% since first listed
8 events — show timeline
  • 2026-06-15 Pending PrimeMLS
  • 2026-05-16 Listed $135,000 PrimeMLS
  • 2026-05-12 Coming Soon $135,000 PrimeMLS
  • 2018-03-27 Sold (Public Records) $91,667 Public Records
  • 2018-03-27 Sold (MLS) $25,000 PrimeMLS
  • 2018-02-19 Pending PrimeMLS
  • 2018-02-17 Contingent PrimeMLS
  • 2018-02-12 Listed $25,000 PrimeMLS

Property tax history

+9.4%/yr

Latest (2025): $1,688 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…