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3205 Emerald Trace Dr
F Composite 30.33
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +8.1/15.0
  • Schools +6.4/10.0
  • Cash flow +5.1/30.0
  • Livability +4.4/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.9/10.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$599,990

3205 Emerald Trace Dr · Denton, TX 76226
5 bd · 4.0 ba · 3,558 sqft · Land · 162 Days on market
Built 2026 5,876 sqft lot $169/sqft · at area comps Est $608k · at est. $52/mo HOA · 1% of rent ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

$10K towards closing costs or rate buy down. The Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you. ..

Key facts

  • Fully landscaped lot
  • Upgraded finishes
  • Fenced lot

Tags

FULLY LANDSCAPED LOTFENCED LOTUPGRADED FINISHESMODERN BOX SPINDLE DESIGN8 FRONT DOOR WITH RAIN GLASS2 INCH FAUX WOOD BLINDS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath land listed at $600k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-17k/yr) — negative.
  • To cash-flow at today's rent, offer at most $399k (33.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $355k (40.8% below list).
  • Recommended offer: $355k (40.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 88/100 on livability (#2 in TX, #210 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Argyle ISD (rural): math 71% / reading 67% proficiency, ranked #8 of 826 in TX (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 13% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+1.6%/yr); 1110 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
  • Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 162 days — a 12% lower offer ($528k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $78k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $355,292 (40.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 162 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.59%
Cap rate
3.51%
Cash-on-cash
-9.94%
DSCR
0.56
GRM
14.1

CMA / ARV

ARV (median comp)
$608,163
List price
$599,990
Delta
-1.34%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.61% rent growth · sell at horizon

5-year hold
IRR
-35.7%
Equity multiple
-0.13×
Total profit
$-190,671
Equity at exit
$89,460
10-year hold
IRR
-58.5%
Equity multiple
-0.78×
Total profit
$-299,370
Equity at exit
$51,876

Cash invested: $167,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76226

Home prices YoY
-24.4%
Rents YoY
1.6%
Active inventory
1110
Price-to-rent
14.1×

Monthly cashflow live

Estimated rent
$3,553 medium interval (Pro) →
Mortgage (P&I)
$3,146
Tax est. 1.5%
$750 /mo · $9,000/yr
Insurance
$250
HOA
$52
Vacancy / Maint / Mgmt
$746
Net cashflow
$-1,392

Break-even live

Break-even rent $5,314
Max offer price $398,625
Occupancy floor

Sensitivity live

Price -10% $-977 -5% $-1,184 +0% $-1,392 +5% $-1,599 +10% $-1,806
Rent -10% $-1,672 -5% $-1,532 +0% $-1,392 +5% $-1,251 +10% $-1,111
Rate -1.0pp $-1,089 -0.5pp $-1,239 base $-1,392 +0.5pp $-1,547 +1.0pp $-1,705

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$149,998
Closing costs
$18,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1120 Springcreek Dr Denton, TX 4.0 2.5 2698 $2,370 $0.88 13d 1 1.22mi
1709 Sparrow St Denton, TX 5.0 4.0 2922 $3,300 $1.13 2d 1 1.31mi
1513 Woodpecker St Denton, TX 4.0 3.0 2733 $3,500 $1.28 11d 1 1.43mi

HOA detail

Monthly dues
$52 · $624/yr
Likely covers
gas

Listing history 24 events

  1. 2026-06-18
    days on market $599,990 Active 162 DOM
  2. 2026-06-17
    days on market $599,990 Active 161 DOM
  3. 2026-06-16
    days on market $599,990 Active 160 DOM
  4. 2026-06-15
    days on market $599,990 Active 159 DOM
  5. 2026-06-13
    days on market $599,990 Active 157 DOM
  6. 2026-06-13
    days on market $599,990 Active 156 DOM
  7. 2026-06-09
    days on market $599,990 Active 153 DOM
  8. 2026-06-08
    days on market $599,990 Active 152 DOM
  9. 2026-06-07
    days on market $599,990 Active 151 DOM
  10. 2026-06-04
    days on market $599,990 Active 148 DOM
  11. 2026-06-03
    days on market $599,990 Active 147 DOM
  12. 2026-06-02
    days on market $599,990 Active 146 DOM
  13. 2026-06-01
    days on market $599,990 Active 145 DOM
  14. 2026-05-31
    days on market $599,990 Active 144 DOM
  15. 2026-05-05
    price $619,990 1500-char remark
    Show marketing remark (1500 chars)

    $10K towards closing costs or rate buy down. The Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you. ..

  16. 2026-05-04
    price $619,990 1565-char remark
    Show marketing remark (1565 chars)

    *$10K towards closing costs or rate buy down.* NEW! NEVER LIVED IN. Ready for Immediate Move-In! Bloomfield's Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you around!

  17. 2026-04-21
    price $629,990 1500-char remark
    Show marketing remark (1500 chars)

    $10K towards closing costs or rate buy down. The Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you. ..

  18. 2026-04-20
    price $629,990 1565-char remark
    Show marketing remark (1565 chars)

    *$10K towards closing costs or rate buy down.* NEW! NEVER LIVED IN. Ready for Immediate Move-In! Bloomfield's Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you around!

  19. 2026-03-30
    price $634,990 1500-char remark
    Show marketing remark (1565 chars)

    *$10K towards closing costs or rate buy down.* NEW! NEVER LIVED IN. Ready for Immediate Move-In! Bloomfield's Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you around!

  20. 2026-03-30
    price $634,990 1565-char remark
    Show marketing remark (1565 chars)

    *$10K towards closing costs or rate buy down.* NEW! NEVER LIVED IN. Ready for Immediate Move-In! Bloomfield's Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you around!

  21. 2026-01-08
    price $639,990 1500-char remark
    Show marketing remark (1500 chars)

    $10K towards closing costs or rate buy down. The Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you. ..

  22. 2026-01-08
    price $639,990 1565-char remark
    Show marketing remark (1500 chars)

    $10K towards closing costs or rate buy down. The Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you. ..

  23. 2026-01-08
    listed $677,536 Active 1500-char remark
    Show marketing remark (1500 chars)

    $10K towards closing costs or rate buy down. The Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you. ..

  24. 2026-01-07
    listed $677,536 Active 1565-char remark
    Show marketing remark (1565 chars)

    *$10K towards closing costs or rate buy down.* NEW! NEVER LIVED IN. Ready for Immediate Move-In! Bloomfield's Rose II floor plan is a masterfully crafted two-story home holding 5 bedrooms, 4 baths, and a 2-car garage on a fully landscaped and fenced lot. Each space has upgraded finishes including laminate wood floors, modern box spindle design on the staircase featured off the main entry, an 8' front door with rain glass, 2-inch faux wood blinds already in place, tiled shower walls in all baths, and a stunning floor-to-ceiling fireplace created in Level 5 tile. The first floor has a guest bedroom and hall bath, a laundry room with mud bench, a flexible study connected to the family room, and a generous primary suite tucked away for a true private retreat! Upstairs offers a game room with a connected media room, 2 bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom with a full bath and huge linen closet positioned just outside its door. Central to the home, the Deluxe Kitchen will come fully equipped with gas cooking on built-in appliances, a wood vent hood, pot and pan drawers, an island with sink and breakfast bar, and a roomy corner pantry. Whether you open the windows at the dining nook's built-in seat or prop open the door that leads to the covered back patio, you can always have fresh air and sunlight! Built in Glenwood Meadows, this home is located under 5 miles to Downtown Denton and zoned to Argyle ISD with easy commuter routes. Bloomfield Homes is available every day at our community model home to show you around!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$42,635
− Mortgage interest
−$33,609
− Property taxes
−$9,000
− Insurance
−$3,000
− Repairs & maintenance
−$3,411
− Management
−$3,411
− HOA
−$624
− Depreciation
−$17,454
Taxable loss
−$27,873
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$6,690
After-tax cash flow
$-10,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Argyle ISD
NCES district ID
4808670
Math proficiency
71% ▼ -2.00%
Reading proficiency
67% ▼ -1.00%
Median HH income
$108,516
Composite
64.16/100
National rank
#568
State rank
#8 of 826 in TX

Livability — Denton

Score
88/100
State rank
#2
US rank
#210

Category grades

Amenities A+ Commute A+ Cost of living A- Crime B Employment B- Housing A+ Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Denton, TX
County
Denton County · 901,654 people
City population
127,990
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
43,587
Household income
$180,982
Rent vs Own
6.4% rent · 93.6% own
Severe rent burden
40.0

Population outlook (Denton County) Hauer SSP2

Today (2025)
1,053,010 people
By 2030
1,192,269 · +13.2%
By 2040
1,472,920 · +39.9%
By 2050
1,746,506 · +65.9%
By 2075
2,358,497 · +124.0%
By 2100
2,779,183 · +163.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 10% Two or more races 10% Asian 7% Black 4%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 3% Romanian 2% Portuguese 2%
Foreign-born
12% · Canada, South Korea, China
Languages at home
87% English-only · Spanish 5% Other Indo-European 3% Other Asian/Pacific 1%

Political lean MEDSL · Denton

2024 margin
R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
2008→2024 swing
+11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
All cycles
2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.81%
Current HPI
253.1948
Rent YoY
▲ 1.61%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.5% since first listed
10 events — show timeline
  • 2026-05-05 Price Changed $619,990 Zillow
  • 2026-05-04 Price Changed $619,990 NTREIS
  • 2026-04-21 Price Changed $629,990 Zillow
  • 2026-04-20 Price Changed $629,990 NTREIS
  • 2026-03-30 Price Changed $634,990 Zillow
  • 2026-03-30 Price Changed $634,990 NTREIS
  • 2026-01-08 Price Changed $639,990 Zillow
  • 2026-01-08 Price Changed $639,990 NTREIS
  • 2026-01-08 Listed $677,536 Zillow
  • 2026-01-07 Listed $677,536 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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