14327 Marlborough Ln · Upper Marlboro, MD 20772

$299,000

3 bd · 1.5 ba · 1,230 sqft · Townhouse public records · 20 Days on market

Built 1985 1,680 sqft lot Est $293k · at est. $70/mo HOA · 3% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.4/30.0
• ARV discount +6.5/15.0
• Rent growth +5.0/5.0
• 1% rule +4.2/10.0
• DSCR +4.0/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

Key facts

• $70 HOA
• Built 1985
• Listed 19 days

Property features AI

Finance

• HOA & community: HOA fee $422 semi-annually; Ground rent paid annually

Exterior

• Utilities: Public water; Public sewer; Electric service for heat, cooling, and hot water
• Home design: End of row townhouse; Fee simple ownership
• Construction: Concrete perimeter foundation
• Exterior features: Above-grade and below-grade structures noted

Interior

• Kitchen: Dishwasher; Icemaker; Microwave; Refrigerator; Stove
• Bedrooms: 3 bedrooms on the upper level
• Bathrooms: 1 full bathroom (upper level); 1 half bathroom (main level)
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Combination dining and living area
• Laundry & utility: Front-loading washer; Front-loading dryer; Electric hot water

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $299k.

Deal economics

• At list price, monthly cash flow is $4 ($43/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $275k (8.0% below list).
• Recommended offer: $275k (8.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 80/100 on livability (#46 in MD, #1,772 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+; Watch: cost of living C-, crime D, amenities F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Barack Obama Elementary (math 4% / reading 16%, grade F, #602 of 860 statewide, top 71%, 746 students, 57% FRL); James Madison Middle (math 4% / reading 27%, grade F, #190 of 225 statewide, top 85%, 873 students, 62% FRL); Dr. Henry A. Wise Jr. High (math 17% / reading 38%, grade F, #158 of 222 statewide, top 71%, 2,257 students, 59% FRL).
• Market conditions: Rents rising fast (+9.8%/yr); 313 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 27y ago; this cycle's ask is 36% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $220k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $274,979 (8.0% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.31%
• Cash-on-cash: 0.05%
• DSCR: 1.00
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $292,740
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14257 Hampshire Hall Ct Unit G-707	0.17mi	2/2.0 (-1)	1,270 (+3%)	1mo	$299,000	$235	79
14314 Hampshire Hall Ct #908	0.12mi	2/2.0 (-1)	1,200 (-2%)	7mo	$290,000	$242	78
14412 Marlborough Dr	0.11mi	3/1.5	1,120 (-9%)	4mo	$334,900	$299	77
14511 Marlborough Cir	0.12mi	2/2.5 (-1)	1,356 (+10%)	6mo	$325,000	$240	64
4808 Colonel Brooke Ct #304	0.25mi	2/2.0 (-1)	1,361 (+11%)	3mo	$270,000	$198	61
13824 Churchville Dr	0.56mi	3/2.5	1,176 (-4%)	2mo	$379,900	$323	61
13942 King Gregory Way	0.60mi	2/1.5 (-1)	1,242 (+1%)	8mo	$284,625	$229	59
14322 Colonel Clagett Ct #323	0.30mi	2/2.0 (-1)	1,367 (+11%)	7mo	$300,000	$219	54
13900 Farnsworth Ln #4102	0.41mi	2/2.0 (-1)	1,050 (-15%)	1mo	$215,750	$205	49
13900 Farnsworth Ln #4303	0.41mi	2/2.0 (-1)	1,050 (-15%)	1mo	$244,900	$233	49
13800 Farnsworth Ln #5403	0.39mi	2/2.0 (-1)	1,050 (-15%)	8mo	$250,000	$238	44
4829 King John Way #233	0.42mi	2/2.5 (-1)	1,392 (+13%)	8mo	$345,000	$248	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -10.5%
• Equity multiple: 0.60×
• Total profit: $-33,584
• Equity at exit: $44,582

10-year hold

• IRR: 5.0%
• Equity multiple: 1.45×
• Total profit: $37,617
• Equity at exit: $25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20772

• Rents YoY: 9.8%
• Active inventory: 313
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $2,750 high
• Mortgage (P&I): −$1,568
• Tax from tax record: −$406 /mo · $4,874/yr
• Insurance: −$125
• HOA: −$70
• Vacancy / Maint / Mgmt: −$577
• Net cashflow: $4

Break-even live

Break-even rent $2,745

Max offer price $299,000

Occupancy floor 95%

Sensitivity live

Price	-10% $173	-5% $88	+0% $4	+5% $-81	+10% $-166
Rent	-10% $-214	-5% $-105	+0% $4	+5% $112	+10% $221
Rate	-1.0pp $154	-0.5pp $80	base $4	+0.5pp $-74	+1.0pp $-153

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,750
• Closing costs: $8,970
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14210 Slidell Ct Upper Marlboro, MD	1.0–3.0	1.0–2.0	971	$2,672	$2.75	0d	4	0.30mi
4720 Colonel Ashton Pl #430 Upper Marlboro, MD	2.0	1.5	1327	$2,500	$1.88	45d	1	0.31mi
13901 Ascott Dr Upper Marlboro, MD	2.0	1.5	998	$2,657	$2.66	7d	1	0.31mi
13810 Fareham Ln Upper Marlboro, MD	2.0	2.5	1327	$2,700	$2.03	26d	1	0.36mi
13803 Bentwaters Dr Upper Marlboro, MD	2.0	2.5	986	$2,270	$2.30	20d	1	0.41mi
13817 Amberfield Ct Upper Marlboro, MD	2.0	2.5	1160	$2,595	$2.24	26d	1	0.49mi
13811 Churchville Dr Upper Marlboro, MD	3.0	2.5	1160	$3,000	$2.59	14d	1	0.55mi
13920 Lord Fairfax Pl Upper Marlboro, MD	3.0	2.5	1498	$3,050	$2.04	0d	1	0.80mi
13555 Lord Baltimore Pl Upper Marlboro, MD	2.0	2.0	1162	$2,325	$2.00	26d	1	0.81mi
14005 Lord Marlborough Pl Unit 21-5 Upper Marlboro, MD	2.0	2.0	971	$2,100	$2.16	22d	1	0.91mi
13560 Lord Sterling Pl Unit 9-4 Upper Marlboro, MD	2.0	1.0	894	$1,999	$2.24	45d	1	0.99mi
13173 Ripon Pl Upper Marlboro, MD	3.0	1.5	1146	$2,425	$2.12	7d	1	1.20mi
13052 Salford Ter Upper Marlboro, MD	3.0	3.5	1096	$2,725	$2.49	45d	1	1.27mi

HOA detail

• Monthly dues: $70 · $840/yr

Listing history 36 events

1. 2026-06-21
   days on market $299,000 Active 20 DOM
2. 2026-06-18
   days on market $299,000 Active 17 DOM
3. 2026-06-17
   pricedays on market $299,000 Active 16 DOM
4. 2026-06-16
   days on market $309,900 Active 15 DOM
5. 2026-06-15
   pricedays on market $309,900 Active 14 DOM
6. 2026-06-13
   days on market $319,900 Active 12 DOM
7. 2026-06-10
   days on market $319,900 Active 8 DOM
8. 2026-06-08
   days on market $319,900 Active 7 DOM
9. 2026-06-07
   days on market $319,900 Active 6 DOM
10. 2026-06-04
    days on market $319,900 Active 3 DOM
11. 2026-06-03
    days on market $319,900 Active 2 DOM
12. 2026-06-02
    statusdays on market $319,900 Active 1 DOM
13. 2026-06-01
    days on market $319,900 Coming Soon 15 DOM
14. 2026-05-31
    days on market $319,900 Coming Soon 14 DOM
15. 2026-05-17
    historical $319,900
16. 2018-10-17
    soldstatus $219,977
17. 2018-09-11
    soldstatus $219,977 Sold 303-char remark

    Show marketing remark (303 chars)

    WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

18. 2018-09-11
    soldstatus $219,977 Closed 303-char remark

    Show marketing remark (303 chars)

    WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

19. 2018-08-29
    status Pending 303-char remark

    Show marketing remark (303 chars)

    WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

20. 2018-08-17
    historical Active Under Contract 303-char remark

    Show marketing remark (303 chars)

    WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

21. 2018-08-17
    status Contingent (No Kick Out) 303-char remark

    Show marketing remark (303 chars)

    WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

22. 2018-08-09
    listed $219,977 Active 303-char remark

    Show marketing remark (303 chars)

    WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

23. 2018-08-09
    listed $219,977 Active 303-char remark

    Show marketing remark (303 chars)

    WOW! See the high def video tour! Move in ready end townhome in an amazing location! 2 level, 3 bedroom, 1 Full 1 Half bath! New carpet, new laminate, new paint! Exterior shed! New stainless steel FRIDGE, STOVE, Dishwasher! Stacked washer dryer! Low HOA fee! Close to commuting routes and EZ trip to DC!

24. 2013-01-02
    historical Withdrawn
25. 2012-12-31
    historical
26. 2012-09-07
    price
27. 2012-09-06
    price
28. 2012-08-04
    listed Active
29. 2012-08-04
    listed $150,000
30. 2000-01-12
    soldstatus $103,000
31. 2000-01-07
    soldstatus $103,000
32. 1999-11-08
    historical
33. 1999-08-02
    historical
34. 1999-07-30
    listed $99,000
35. 1999-04-30
    listed
36. 1988-08-01
    soldstatus $89,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $4,874 · $406/mo
• Projected year-2 tax: $4,874 · $406/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥102°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,997
• − Mortgage interest: −$16,749
• − Property taxes: −$4,874
• − Insurance: −$1,495
• − Repairs & maintenance: −$2,640
• − Management: −$2,640
• − HOA: −$840
• − Depreciation: −$8,698
• Taxable loss: −$4,938
• Est. tax savings @ 24.0%: +$1,185
• After-tax cash flow: $1,228/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Upper Marlboro

• Score: 80/100
• State rank: #46
• US rank: #1772

Category grades

Amenities F Commute A+ Cost of living C- Crime D Employment A+ Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Upper Marlboro, MD
• County: Prince Georges County · 919,866 people
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 54,319
• Household income: $139,403
• Rent vs Own: 10.7% rent · 89.3% own
• Severe rent burden: 524.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (78%)
• Race & ethnicity: Black 78% White 10% Hispanic / Latino 7% Two or more races 5% Asian 1%
• Hispanic origin (detail): Mexican 1%
• Foreign-born: 10% · Canada, China
• Languages at home: 88% English-only · Spanish 5% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -184.63%
• Current HPI: 251.8236
• Rent YoY: ▲ 9.80%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+259.4% since first listed

22 events — show timeline

• 2026-05-17 Coming Soon $319,900 BRIGHT MLS
• 2018-10-17 Sold (Public Records) $219,977 Public Records
• 2018-09-11 Sold (MLS) $219,977 BRIGHT MLS
• 2018-09-11 Sold (MLS) $219,977 MRIS
• 2018-08-29 Pending — BRIGHT MLS
• 2018-08-17 Contingent — BRIGHT MLS
• 2018-08-17 Pending — MRIS
• 2018-08-09 Listed $219,977 BRIGHT MLS
• 2018-08-09 Listed $219,977 MRIS
• 2013-01-02 Delisted — MRIS
• 2012-12-31 Listing Removed — BRIGHT MLS
• 2012-09-07 Price Changed — MRIS
• 2012-09-06 Price Changed — MRIS
• 2012-08-04 Listed — MRIS
• 2012-08-04 Listed $150,000 BRIGHT MLS
• 2000-01-12 Sold (Public Records) $103,000 Public Records
• 2000-01-07 Sold (MLS) $103,000 MRIS
• 1999-11-08 Delisted — MRIS
• 1999-08-02 Delisted — MRIS
• 1999-07-30 Listed $99,000 MRIS
• 1999-04-30 Listed — MRIS
• 1988-08-01 Sold (Public Records) $89,000 Public Records

Property tax history

+8.3%/yr

Latest (2025): $4,874 · +9.4% YoY. Source: county tax records.