15 Park Rd Trlr Park · Woodsville, NH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $507 – $941
Heat risk 2/10 · Minimal
- Hot days now (above 93°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.6/30.0
- 1% rule +8.3/10.0
- ARV discount +8.1/15.0
- Appreciation +7.1/10.0
- DSCR +4.5/10.0
- Livability +3.9/5.0
- Condition / age +3.8/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
$103,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 15 Trailer Park Road! This charming 3-bedroom, 2-bath mobile home, built in 2017, offers comfortable living with a bright and functional layout. Step inside to find cozy carpeted living areas and bedrooms, complemented by an open-concept design that seamlessly connects the living room, kitchen, and dining space—perfect for both everyday living and entertaining. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Set on a desirable lot, the property offers ample outdoor space ideal for gardening, relaxing, or enjoying the fresh air. The affordable monthly lot rent of $350 includes road maintenance, sewer, water, trash removal, and snow removal for park roads—making for easy, low-maintenance living in a well-kept community. Conveniently located in the heart of Woodsville, a quaint village within Haverhill, you’ll enjoy being just a short walk to local grocery stores, restaurants, and everyday essentials. Whether you're looking for convenience or community, this location has it all. Don’t miss your opportunity to own this well-maintained home in a prime setting—schedule your showing today!
Key facts
- Open-concept design
- Large windows
- Ample outdoor space
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $103k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $24 ($292/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $103k).
- Recommended offer: $97k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 78/100 on livability (#21 in NH, #2,543 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D+, employment D+, commute D.
- Haverhill Cooperative School District (rural): math 26% / reading 45% proficiency, ranked #78 of 98 in NH (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 28 active listings in the ZIP; 487 units permitted in Grafton County in 2024 (127 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($712 loan paydown + $4k appreciation (4.1% local appreciation)).
- Grafton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (4.1% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 25% of rent.
Questions for the listing agent
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 6.58%
- Cash-on-cash
- 1.01%
- DSCR
- 1.05
- GRM
- 6.2
CMA / ARV
- ARV (median comp)
- $104,323
- List price
- $103,000
- Delta
- -1.27%
- Verdict
- FAIR
- Comps
- 1 within 2.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13 Park Rd Trlr Park | 0.01mi | 2/2.0 (-1) | 924 (-3%) | 8mo | $105,000 | $114 | 83 |
| 11 Park Rd Trlr Park | 0.01mi | 2/1.0 (-1) | 924 (-3%) | 13mo | $100,000 | $108 | 75 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.1% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 11.6%
- Equity multiple
- 1.71×
- Total profit
- $20,334
- Equity at exit
- $52,845
- IRR
- 13.2%
- Equity multiple
- 3.20×
- Total profit
- $63,322
- Equity at exit
- $86,933
Cash invested: $28,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 56 Moderately Landlord-Leaning
- State New Hampshire
- 56 Moderately Landlord-Leaning · D+1
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 03785
- Home prices YoY
- 0.7%
- Active inventory
- 28
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,375 medium interval (Pro) →
- Mortgage (P&I)
- −$540
- Tax est. 1.5%
- −$129 /mo · $1,545/yr
- Insurance
- −$43
- HOA
- −$350
- Vacancy / Maint / Mgmt
- −$289
- Net cashflow
- $24
Break-even live
Sensitivity live
| Price | -10% $96 | -5% $60 | +0% $24 | +5% $-11 | +10% $-47 |
|---|---|---|---|---|---|
| Rent | -10% $-84 | -5% $-30 | +0% $24 | +5% $79 | +10% $133 |
| Rate | -1.0pp $76 | -0.5pp $51 | base $24 | +0.5pp $-2 | +1.0pp $-29 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,750
- Closing costs
- $3,090
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $350 · $4,200/yr
- Likely covers
- watersewertrashsnow removal
Listing history 17 events
-
2026-06-21days on market $103,000 Active 79 DOM
-
2026-06-18days on market $103,000 Active 77 DOM
-
2026-06-17days on market $103,000 Active 76 DOM
-
2026-06-16days on market $103,000 Active 75 DOM
-
2026-06-15days on market $103,000 Active 74 DOM
-
2026-06-13days on market $103,000 Active 72 DOM
-
2026-06-12days on market $103,000 Active 71 DOM
-
2026-06-09days on market $103,000 Active 68 DOM
-
2026-06-08days on market $103,000 Active 67 DOM
-
2026-06-07days on market $103,000 Active 66 DOM
-
2026-06-07days on market $103,000 Active 65 DOM
-
2026-06-04days on market $103,000 Active 62 DOM
-
2026-06-03price $103,000 Active 61 DOM
-
2026-06-02days on market $108,000 Active 61 DOM
-
2026-06-01days on market $108,000 Active 60 DOM
-
2026-05-31days on market $108,000 Active 59 DOM
-
2026-04-02$108,000 Active 1192-char remark
Show marketing remark (1192 chars)
Welcome to 15 Trailer Park Road! This charming 3-bedroom, 2-bath mobile home, built in 2017, offers comfortable living with a bright and functional layout. Step inside to find cozy carpeted living areas and bedrooms, complemented by an open-concept design that seamlessly connects the living room, kitchen, and dining space—perfect for both everyday living and entertaining. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Set on a desirable lot, the property offers ample outdoor space ideal for gardening, relaxing, or enjoying the fresh air. The affordable monthly lot rent of $350 includes road maintenance, sewer, water, trash removal, and snow removal for park roads—making for easy, low-maintenance living in a well-kept community. Conveniently located in the heart of Woodsville, a quaint village within Haverhill, you’ll enjoy being just a short walk to local grocery stores, restaurants, and everyday essentials. Whether you're looking for convenience or community, this location has it all. Don’t miss your opportunity to own this well-maintained home in a prime setting—schedule your showing today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 2/10 Low 7 d/yr ≥93°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,499
- − Mortgage interest
- −$5,770
- − Property taxes
- −$1,545
- − Insurance
- −$515
- − Repairs & maintenance
- −$1,320
- − Management
- −$1,320
- − HOA
- −$4,200
- − Depreciation
- −$2,996
- Taxable loss
- −$1,167
- Est. tax savings @ 24.0%
- +$280
- After-tax cash flow
- $572/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
This 2017 manufactured home is in good condition with minimal repairs needed. Painting the exterior and cleaning the carpets would significantly enhance its curb appeal and value.
Value-add opportunities
- Both Paint exterior siding — Enhances curb appeal and property value.
- Both Clean carpets — Improves indoor air quality and makes the home more attractive to potential buyers/renters.
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior siding — Enhances curb appeal and property value. ↑
- Both Clean carpets — Improves indoor air quality and makes the home more attractive to potential buyers/renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Haverhill Cooperative School District
- NCES district ID
- 3303660
- Math proficiency
- 26% ▼ -10.00%
- Reading proficiency
- 45% ▼ -6.00%
- Median HH income
- $46,115
- Composite
- 30.32/100
- National rank
- #6272
- State rank
- #78 of 98 in NH
Livability — Woodsville
- Score
- 78/100
- State rank
- #21
- US rank
- #2543
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Woodsville, NH
- Population (ZIP)
- 2,141
Population outlook (Grafton County) Hauer SSP2
- Today (2025)
- 88,798 people
- By 2030
- 87,131 · -1.9%
- By 2040
- 82,000 · -7.7%
- By 2050
- 77,064 · -13.2%
- By 2075
- 68,769 · -22.6%
- By 2100
- 61,631 · -30.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Hispanic / Latino 5% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 5%
- Common ancestry
- Lithuanian 26% Romanian 6% Russian 5%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Grafton
- 2024 margin
- D (+19.9) · D 59.4% · R 39.4% · Other 1.2%
- 2008→2024 swing
- -7.8pp toward R · 2008: 27.7pp · 2024: 19.9pp
- All cycles
- 2024: D+19.9 2020: D+24.6 2016: D+19.0 2012: D+23.8 2008: D+27.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.10%
- Current HPI
- 620.3226
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
1 event — show timeline
- 2026-04-02 Listed $108,000 PrimeMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…