212 Maryland Ave SW · Canton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.9/30.0
- DSCR +9.3/10.0
- ARV discount +7.3/15.0
- 1% rule +7.1/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$104,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious 4-bedroom, 1.5-bath Colonial offering approximately 1,644 square feet of living space. Situated on a corner lot, this two-story home features a full basement, enclosed front porch, and detached 2-car garage with off-street parking. Interior highlights include original woodwork, formal dining room, main-level bedroom, and two decorative fireplaces that add character and architectural detail. Previously configured as a duplex, presenting flexibility for future use (subject to buyer verification and local regulations). Property is being sold As-Is.
Key facts
- Full basement
- Original woodwork
- Off-street parking
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $104k.
Deal economics
- At list price, monthly cash flow is $289 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $104k).
- Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.6% vs local median 4.9% in Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#441 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, employment F.
- Canton City (urban): math 17% / reading 26% proficiency, ranked #627 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Cedar Elementary School (math 15% / reading 18%, grade F, #1,363 of 1,584 statewide, top 86%, 399 students, 0% FRL); Crenshaw Middle School (math 10% / reading 19%, grade F, #630 of 654 statewide, top 97%, 774 students, 0% FRL); Mckinley High School (math 8% / reading 29%, grade F, #683 of 781 statewide, top 88%, 2,154 students, 0% FRL) — zoned schools average 0% FRL vs 76% district-wide (76 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 48 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
- This rent runs 32% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $719 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 128 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $61k; list at $104k implies a 70% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1913 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1913 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 9.63%
- Cash-on-cash
- 11.91%
- DSCR
- 1.53
- GRM
- 6.9
CMA / ARV
- ARV (median comp)
- $103,440
- List price
- $104,000
- Delta
- 0.54%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 206 Harter Ave NW | 0.45mi | 3/1.5 (-1) | 1,644 (0%) | 4mo | $215,000 | $131 | 70 |
| 1000 Arlington Ave SW | 0.57mi | 4/1.5 | 1,598 (-3%) | 1mo | $124,900 | $78 | 68 |
| 2307 6th St SW | 0.52mi | 3/2.0 (-1) | 1,631 (-1%) | 1mo | $175,000 | $107 | 67 |
| 2812 7th St NW | 0.59mi | 4/2.5 | 1,648 (+0%) | 2mo | $160,000 | $97 | 67 |
| 1030 Dartmouth Ave SW | 0.45mi | 3/1.0 (-1) | 1,560 (-5%) | 2mo | $96,800 | $62 | 62 |
| 2416 9th St SW | 0.49mi | 4/2.0 | 1,552 (-6%) | 5mo | $103,000 | $66 | 62 |
| 134 Raff Rd NW | 0.37mi | 3/1.0 (-1) | 1,450 (-12%) | 4mo | $196,000 | $135 | 53 |
| 600 Arlington Ave NW | 0.71mi | 5/2.0 (+1) | 1,516 (-8%) | 2mo | $140,000 | $92 | 45 |
| 1248 Dartmouth Ave SW | 0.65mi | 3/1.5 (-1) | 1,456 (-11%) | 0mo | $68,000 | $47 | 45 |
| 2425 7th St NW | 0.72mi | 3/1.5 (-1) | 1,492 (-9%) | 4mo | $113,450 | $76 | 42 |
| 633 Park Ave SW | 0.74mi | 3/2.0 (-1) | 1,466 (-11%) | 5mo | $159,000 | $108 | 36 |
| 834 Clarendon Ave NW | 0.75mi | 3/1.0 (-1) | 1,440 (-12%) | 4mo | $40,250 | $28 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.4%
- Equity multiple
- 1.05×
- Total profit
- $1,569
- Equity at exit
- $15,507
- IRR
- 11.0%
- Equity multiple
- 1.86×
- Total profit
- $25,112
- Equity at exit
- $8,992
Cash invested: $29,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44710
- Active inventory
- 48
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $1,256 high interval (Pro) →
- Mortgage (P&I)
- −$545
- Tax from tax record
- −$114 /mo · $1,374/yr
- Insurance
- −$43
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$264
- Net cashflow
- $289
Break-even live
Sensitivity live
| Price | -10% $348 | -5% $319 | +0% $289 | +5% $260 | +10% $230 |
|---|---|---|---|---|---|
| Rent | -10% $190 | -5% $239 | +0% $289 | +5% $339 | +10% $388 |
| Rate | -1.0pp $341 | -0.5pp $316 | base $289 | +0.5pp $262 | +1.0pp $235 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,000
- Closing costs
- $3,120
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 900 Roslyn Ave SW Canton, OH | 3.0 | 1.0 | 1320 | $1,175 | $0.89 | 15d | 1 | 0.24mi |
| 1014 Roslyn Ave SW Canton, OH | 3.0 | 1.0 | 1128 | $1,150 | $1.02 | 22d | 1 | 0.31mi |
| 2316 2nd St SW Canton, OH | 3.0 | 1.0 | 1125 | $1,095 | $0.97 | 45d | 1 | 0.52mi |
| 2306 6th St SW Canton, OH | 4.0 | 1.5 | 2086 | $1,200 | $0.58 | 22d | 1 | 0.53mi |
| 1117 Arlington Ave SW Canton, OH | 3.0 | 1.0 | 1240 | $1,200 | $0.97 | 15d | 1 | 0.62mi |
| 1241 Bedford Ave SW Canton, OH | 3.0 | 2.0 | 1152 | $1,200 | $1.04 | 15d | 1 | 0.68mi |
| 1023 Harrison Ave SW Canton, OH | 3.0 | 1.0 | 1224 | $1,250 | $1.02 | 22d | 1 | 0.70mi |
| 1005 Broad Ave NW Unit 201 Canton, OH | 3.0 | 1.0 | 1200 | $800 | $0.67 | 22d | 1 | 0.81mi |
| 2510 10th St NW Canton, OH | 3.0 | 1.5 | 1468 | $1,175 | $0.80 | 22d | 1 | 0.84mi |
| 1100 5th St SW Canton, OH | 4.0 | 1.0 | 1397 | $1,200 | $0.86 | 45d | 1 | 1.32mi |
| 1137 7th St NW Canton, OH | 3.0 | 1.0 | 1736 | $1,095 | $0.63 | 45d | 1 | 1.40mi |
| 1507 Stark Ave SW Canton, OH | 3.0 | 1.0 | 1188 | $975 | $0.82 | 45d | 1 | 1.41mi |
| 1016 2nd St NW Canton, OH | 1.0–3.0 | 1.0–2.0 | 916 | $1,050 | $1.15 | 15d | 20 | 1.42mi |
Listing history 41 events
-
2026-06-21days on market $104,000 Active 128 DOM
-
2026-06-18days on market $104,000 Active 125 DOM
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2026-06-17days on market $104,000 Active 124 DOM
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2026-06-16days on market $104,000 Active 123 DOM
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2026-06-15days on market $104,000 Active 122 DOM
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2026-06-14days on market $104,000 Active 120 DOM
-
2026-06-13days on market $104,000 Active 119 DOM
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2026-06-10days on market $104,000 Active 117 DOM
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2026-06-09days on market $104,000 Active 116 DOM
-
2026-06-08days on market $104,000 Active 115 DOM
-
2026-06-07days on market $104,000 Active 114 DOM
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2026-06-05days on market $104,000 Active 111 DOM
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2026-06-03days on market $104,000 Active 110 DOM
-
2026-06-02days on market $104,000 Active 109 DOM
-
2026-06-01days on market $104,000 Active 108 DOM
-
2026-05-31days on market $104,000 Active 107 DOM
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2026-05-30days on market $104,000 Active 106 DOM
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2026-02-13$104,000 Active 560-char remark
Show marketing remark (560 chars)
Spacious 4-bedroom, 1.5-bath Colonial offering approximately 1,644 square feet of living space. Situated on a corner lot, this two-story home features a full basement, enclosed front porch, and detached 2-car garage with off-street parking. Interior highlights include original woodwork, formal dining room, main-level bedroom, and two decorative fireplaces that add character and architectural detail. Previously configured as a duplex, presenting flexibility for future use (subject to buyer verification and local regulations). Property is being sold As-Is.
-
2024-12-04historical $1,125
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2024-11-01historical $1,125
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2024-10-31$1,125
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2024-10-28$1,125
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2022-12-29soldstatus $61,000 Closed 434-char remark
Show marketing remark (434 chars)
Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.
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2022-12-29soldstatus $61,000
Show marketing remark (434 chars)
Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.
-
2022-12-08status Pending 434-char remark
Show marketing remark (434 chars)
Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.
-
2022-10-02price $67,000 434-char remark
Show marketing remark (434 chars)
Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.
-
2022-08-29$79,900 Active 434-char remark
Show marketing remark (434 chars)
Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.
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2008-12-05soldstatus $16,250
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2008-11-23historical
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2008-11-23historical
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2008-08-26$19,000
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2008-08-26$19,000
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2005-11-16soldstatus $71,000
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2005-05-18soldstatus $35,500
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2005-05-13soldstatus $35,500
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2005-04-01$40,500
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2001-09-21soldstatus $64,500
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2001-04-10$59,900
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1998-09-25soldstatus $58,900
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1998-08-03historical
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1998-02-09$66,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $1,374 · $114/mo
- Projected year-2 tax
- $1,498 · $125/mo
- Expected delta
- +$124/yr (+$10/mo · 9.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,072
- − Mortgage interest
- −$5,826
- − Property taxes
- −$1,374
- − Insurance
- −$520
- − Repairs & maintenance
- −$1,206
- − Management
- −$1,206
- − Depreciation
- −$3,025
- Taxable income
- $1,916
- Est. tax owed @ 24.0%
- −$460
- After-tax cash flow
- $3,009/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canton City
- NCES district ID
- 3904371
- Math proficiency
- 17% ▼ -17.00%
- Reading proficiency
- 26% ▼ -12.00%
- Median HH income
- $28,825
- Composite
- 17.1/100
- National rank
- #9116
- State rank
- #627 of 656 in OH
Livability — Canton
- Score
- 71/100
- State rank
- #441
- US rank
- #7259
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Canton, OH
- County
- Stark County · 272,865 people
- City population
- 103,614
- Metro
- Canton-Massillon, OH
- Population (ZIP)
- 9,067
- Household income
- $47,305
- Rent vs Own
- Severe rent burden
- 444.0
Population outlook (Stark County) Hauer SSP2
- Today (2025)
- 373,708 people
- By 2030
- 371,245 · -0.7%
- By 2040
- 361,331 · -3.3%
- By 2050
- 345,290 · -7.6%
- By 2075
- 302,669 · -19.0%
- By 2100
- 238,870 · -36.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Black 16% Two or more races 6% Hispanic / Latino 1% Asian 1%
- Common ancestry
- Italian 6% Lithuanian 4% Romanian 2%
- Foreign-born
- 2%
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Stark
- 2024 margin
- Strong R (+21.9) · D 38.6% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.74%
- Current HPI
- 177.4476
- Rent YoY
- —
- Metro
- Canton-Massillon, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
|
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Price history
+55.5% since first listed24 events — show timeline
- 2026-02-13 Listed $104,000 MLSNOW
- 2024-12-04 Rental Removed $1,125 SHOWMOJO
- 2024-11-01 Rental Removed $1,125 RENTALBEAST
- 2024-10-31 Listed for Rent $1,125 RENTALBEAST
- 2024-10-28 Listed for Rent $1,125 SHOWMOJO
- 2022-12-29 Sold (Public Records) $61,000 Public Records
- 2022-12-29 Sold (MLS) $61,000 MLSNOW
- 2022-12-08 Pending — MLSNOW
- 2022-10-02 Price Changed $67,000 MLSNOW
- 2022-08-29 Listed $79,900 MLSNOW
- 2008-12-05 Sold (MLS) $16,250 MLSNOW
- 2008-11-23 Listing Removed — MLSNOW
- 2008-11-23 Listing Removed — MLSNOW
- 2008-08-26 Listed $19,000 MLSNOW
- 2008-08-26 Listed $19,000 MLSNOW
- 2005-11-16 Sold (Public Records) $71,000 Public Records
- 2005-05-18 Sold (Public Records) $35,500 Public Records
- 2005-05-13 Sold (MLS) $35,500 MLSNOW
- 2005-04-01 Listed $40,500 MLSNOW
- 2001-09-21 Sold (Public Records) $64,500 Public Records
- 2001-04-10 Listed $59,900 MLSNOW
- 1998-09-25 Sold (Public Records) $58,900 Public Records
- 1998-08-03 Listing Removed — MLSNOW
- 1998-02-09 Listed $66,900 MLSNOW
Property tax history
+3.5%/yrLatest (2024): $1,374 · +21.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…