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212 Maryland Ave SW
C+ Composite 60.83
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.9/30.0
  • DSCR +9.3/10.0
  • ARV discount +7.3/15.0
  • 1% rule +7.1/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$104,000

212 Maryland Ave SW · Canton, OH 44710
4 bd · 1.5 ba · 1,644 sqft · SingleFamily public records · 128 Days on market
Built 1913 3,179 sqft lot $63/sqft · at area comps Est $103k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious 4-bedroom, 1.5-bath Colonial offering approximately 1,644 square feet of living space. Situated on a corner lot, this two-story home features a full basement, enclosed front porch, and detached 2-car garage with off-street parking. Interior highlights include original woodwork, formal dining room, main-level bedroom, and two decorative fireplaces that add character and architectural detail. Previously configured as a duplex, presenting flexibility for future use (subject to buyer verification and local regulations). Property is being sold As-Is.

Key facts

  • Full basement
  • Original woodwork
  • Off-street parking

Tags

CORNER LOTFULL BASEMENTENCLOSED FRONT PORCHDETACHED 2-CAR GARAGEOFF-STREET PARKINGORIGINAL WOODWORK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $104k.

Deal economics

  • At list price, monthly cash flow is $289 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $104k).
  • Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 4.9% in Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#441 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, employment F.
  • Canton City (urban): math 17% / reading 26% proficiency, ranked #627 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Cedar Elementary School (math 15% / reading 18%, grade F, #1,363 of 1,584 statewide, top 86%, 399 students, 0% FRL); Crenshaw Middle School (math 10% / reading 19%, grade F, #630 of 654 statewide, top 97%, 774 students, 0% FRL); Mckinley High School (math 8% / reading 29%, grade F, #683 of 781 statewide, top 88%, 2,154 students, 0% FRL) — zoned schools average 0% FRL vs 76% district-wide (76 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 48 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $719 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 128 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $61k; list at $104k implies a 70% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1913 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $91,520 (12.0% below list)

Questions for the listing agent

  1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1913 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
9.63%
Cash-on-cash
11.91%
DSCR
1.53
GRM
6.9

CMA / ARV

ARV (median comp)
$103,440
List price
$104,000
Delta
0.54%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
206 Harter Ave NW 0.45mi 3/1.5 (-1) 1,644 (0%) 4mo $215,000 $131 70
1000 Arlington Ave SW 0.57mi 4/1.5 1,598 (-3%) 1mo $124,900 $78 68
2307 6th St SW 0.52mi 3/2.0 (-1) 1,631 (-1%) 1mo $175,000 $107 67
2812 7th St NW 0.59mi 4/2.5 1,648 (+0%) 2mo $160,000 $97 67
1030 Dartmouth Ave SW 0.45mi 3/1.0 (-1) 1,560 (-5%) 2mo $96,800 $62 62
2416 9th St SW 0.49mi 4/2.0 1,552 (-6%) 5mo $103,000 $66 62
134 Raff Rd NW 0.37mi 3/1.0 (-1) 1,450 (-12%) 4mo $196,000 $135 53
600 Arlington Ave NW 0.71mi 5/2.0 (+1) 1,516 (-8%) 2mo $140,000 $92 45
1248 Dartmouth Ave SW 0.65mi 3/1.5 (-1) 1,456 (-11%) 0mo $68,000 $47 45
2425 7th St NW 0.72mi 3/1.5 (-1) 1,492 (-9%) 4mo $113,450 $76 42
633 Park Ave SW 0.74mi 3/2.0 (-1) 1,466 (-11%) 5mo $159,000 $108 36
834 Clarendon Ave NW 0.75mi 3/1.0 (-1) 1,440 (-12%) 4mo $40,250 $28 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.4%
Equity multiple
1.05×
Total profit
$1,569
Equity at exit
$15,507
10-year hold
IRR
11.0%
Equity multiple
1.86×
Total profit
$25,112
Equity at exit
$8,992

Cash invested: $29,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44710

Active inventory
48
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$1,256 high interval (Pro) →
Mortgage (P&I)
$545
Tax from tax record
$114 /mo · $1,374/yr
Insurance
$43
HOA
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$289

Break-even live

Break-even rent $890
Max offer price $104,000
Occupancy floor 72%

Sensitivity live

Price -10% $348 -5% $319 +0% $289 +5% $260 +10% $230
Rent -10% $190 -5% $239 +0% $289 +5% $339 +10% $388
Rate -1.0pp $341 -0.5pp $316 base $289 +0.5pp $262 +1.0pp $235

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,000
Closing costs
$3,120
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
900 Roslyn Ave SW Canton, OH 3.0 1.0 1320 $1,175 $0.89 15d 1 0.24mi
1014 Roslyn Ave SW Canton, OH 3.0 1.0 1128 $1,150 $1.02 22d 1 0.31mi
2316 2nd St SW Canton, OH 3.0 1.0 1125 $1,095 $0.97 45d 1 0.52mi
2306 6th St SW Canton, OH 4.0 1.5 2086 $1,200 $0.58 22d 1 0.53mi
1117 Arlington Ave SW Canton, OH 3.0 1.0 1240 $1,200 $0.97 15d 1 0.62mi
1241 Bedford Ave SW Canton, OH 3.0 2.0 1152 $1,200 $1.04 15d 1 0.68mi
1023 Harrison Ave SW Canton, OH 3.0 1.0 1224 $1,250 $1.02 22d 1 0.70mi
1005 Broad Ave NW Unit 201 Canton, OH 3.0 1.0 1200 $800 $0.67 22d 1 0.81mi
2510 10th St NW Canton, OH 3.0 1.5 1468 $1,175 $0.80 22d 1 0.84mi
1100 5th St SW Canton, OH 4.0 1.0 1397 $1,200 $0.86 45d 1 1.32mi
1137 7th St NW Canton, OH 3.0 1.0 1736 $1,095 $0.63 45d 1 1.40mi
1507 Stark Ave SW Canton, OH 3.0 1.0 1188 $975 $0.82 45d 1 1.41mi
1016 2nd St NW Canton, OH 1.0–3.0 1.0–2.0 916 $1,050 $1.15 15d 20 1.42mi

Listing history 41 events

  1. 2026-06-21
    days on market $104,000 Active 128 DOM
  2. 2026-06-18
    days on market $104,000 Active 125 DOM
  3. 2026-06-17
    days on market $104,000 Active 124 DOM
  4. 2026-06-16
    days on market $104,000 Active 123 DOM
  5. 2026-06-15
    days on market $104,000 Active 122 DOM
  6. 2026-06-14
    days on market $104,000 Active 120 DOM
  7. 2026-06-13
    days on market $104,000 Active 119 DOM
  8. 2026-06-10
    days on market $104,000 Active 117 DOM
  9. 2026-06-09
    days on market $104,000 Active 116 DOM
  10. 2026-06-08
    days on market $104,000 Active 115 DOM
  11. 2026-06-07
    days on market $104,000 Active 114 DOM
  12. 2026-06-05
    days on market $104,000 Active 111 DOM
  13. 2026-06-03
    days on market $104,000 Active 110 DOM
  14. 2026-06-02
    days on market $104,000 Active 109 DOM
  15. 2026-06-01
    days on market $104,000 Active 108 DOM
  16. 2026-05-31
    days on market $104,000 Active 107 DOM
  17. 2026-05-30
    days on market $104,000 Active 106 DOM
  18. 2026-02-13
    listed $104,000 Active 560-char remark
    Show marketing remark (560 chars)

    Spacious 4-bedroom, 1.5-bath Colonial offering approximately 1,644 square feet of living space. Situated on a corner lot, this two-story home features a full basement, enclosed front porch, and detached 2-car garage with off-street parking. Interior highlights include original woodwork, formal dining room, main-level bedroom, and two decorative fireplaces that add character and architectural detail. Previously configured as a duplex, presenting flexibility for future use (subject to buyer verification and local regulations). Property is being sold As-Is.

  19. 2024-12-04
    historical $1,125
  20. 2024-11-01
    historical $1,125
  21. 2024-10-31
    listed $1,125
  22. 2024-10-28
    listed $1,125
  23. 2022-12-29
    soldstatus $61,000 Closed 434-char remark
    Show marketing remark (434 chars)

    Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.

  24. 2022-12-29
    soldstatus $61,000
    Show marketing remark (434 chars)

    Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.

  25. 2022-12-08
    status Pending 434-char remark
    Show marketing remark (434 chars)

    Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.

  26. 2022-10-02
    price $67,000 434-char remark
    Show marketing remark (434 chars)

    Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.

  27. 2022-08-29
    listed $79,900 Active 434-char remark
    Show marketing remark (434 chars)

    Great investment opportunity! Spacious 4 bedroom, 1.5 bath colonial on a corner lot with off street parking and a 2 car garage. Property had been previously duplexed. Could be easily switched back. Property is selling "As Is". Other features of the home include 2 decorative fireplaces, beautiful woodwork and an enclosed front porch. Property is located close to Aultman Hospital with easy access to bus route and highways.

  28. 2008-12-05
    soldstatus $16,250
  29. 2008-11-23
    historical
  30. 2008-11-23
    historical
  31. 2008-08-26
    listed $19,000
  32. 2008-08-26
    listed $19,000
  33. 2005-11-16
    soldstatus $71,000
  34. 2005-05-18
    soldstatus $35,500
  35. 2005-05-13
    soldstatus $35,500
  36. 2005-04-01
    listed $40,500
  37. 2001-09-21
    soldstatus $64,500
  38. 2001-04-10
    listed $59,900
  39. 1998-09-25
    soldstatus $58,900
  40. 1998-08-03
    historical
  41. 1998-02-09
    listed $66,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,374 · $114/mo
Projected year-2 tax
$1,498 · $125/mo
Expected delta
+$124/yr (+$10/mo · 9.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,072
− Mortgage interest
−$5,826
− Property taxes
−$1,374
− Insurance
−$520
− Repairs & maintenance
−$1,206
− Management
−$1,206
− Depreciation
−$3,025
Taxable income
$1,916
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$460
After-tax cash flow
$3,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Canton City
NCES district ID
3904371
Math proficiency
17% ▼ -17.00%
Reading proficiency
26% ▼ -12.00%
Median HH income
$28,825
Composite
17.1/100
National rank
#9116
State rank
#627 of 656 in OH

Livability — Canton

Score
71/100
State rank
#441
US rank
#7259

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety C User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Canton, OH
County
Stark County · 272,865 people
City population
103,614
Metro
Canton-Massillon, OH
Population (ZIP)
9,067
Household income
$47,305
Rent vs Own
39.8% rent · 60.2% own
Severe rent burden
444.0

Population outlook (Stark County) Hauer SSP2

Today (2025)
373,708 people
By 2030
371,245 · -0.7%
By 2040
361,331 · -3.3%
By 2050
345,290 · -7.6%
By 2075
302,669 · -19.0%
By 2100
238,870 · -36.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Black 16% Two or more races 6% Hispanic / Latino 1% Asian 1%
Common ancestry
Italian 6% Lithuanian 4% Romanian 2%
Foreign-born
2%
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Stark

2024 margin
Strong R (+21.9) · D 38.6% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.74%
Current HPI
177.4476
Rent YoY
Metro
Canton-Massillon, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+55.5% since first listed
24 events — show timeline
  • 2026-02-13 Listed $104,000 MLSNOW
  • 2024-12-04 Rental Removed $1,125 SHOWMOJO
  • 2024-11-01 Rental Removed $1,125 RENTALBEAST
  • 2024-10-31 Listed for Rent $1,125 RENTALBEAST
  • 2024-10-28 Listed for Rent $1,125 SHOWMOJO
  • 2022-12-29 Sold (Public Records) $61,000 Public Records
  • 2022-12-29 Sold (MLS) $61,000 MLSNOW
  • 2022-12-08 Pending MLSNOW
  • 2022-10-02 Price Changed $67,000 MLSNOW
  • 2022-08-29 Listed $79,900 MLSNOW
  • 2008-12-05 Sold (MLS) $16,250 MLSNOW
  • 2008-11-23 Listing Removed MLSNOW
  • 2008-11-23 Listing Removed MLSNOW
  • 2008-08-26 Listed $19,000 MLSNOW
  • 2008-08-26 Listed $19,000 MLSNOW
  • 2005-11-16 Sold (Public Records) $71,000 Public Records
  • 2005-05-18 Sold (Public Records) $35,500 Public Records
  • 2005-05-13 Sold (MLS) $35,500 MLSNOW
  • 2005-04-01 Listed $40,500 MLSNOW
  • 2001-09-21 Sold (Public Records) $64,500 Public Records
  • 2001-04-10 Listed $59,900 MLSNOW
  • 1998-09-25 Sold (Public Records) $58,900 Public Records
  • 1998-08-03 Listing Removed MLSNOW
  • 1998-02-09 Listed $66,900 MLSNOW

Property tax history

+3.5%/yr

Latest (2024): $1,374 · +21.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…