5900 Colorado River Rd #18 · Blythe, CA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$85,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The perfect River Front vacation get-away at an AMAZINGLY LOW PRICE just became available. River Oasis is a small park with just 19 units. Imagine knowing all of your neighbors! This gated park has so much to offer. River front living in a no-wake zone for easy use of the courtesy docks for owner's use only. Private boat launch just next door. This 3 bedroom/2 bath unit has plenty of room to bring your family and friends. Central AC to keep everyone cool! Detached garage to store all the toys. Additional covered carport for extra parking. Just bring your clothes and toothbrush and start enjoying your home away from home today! Sold fully furnished as shown. At River Oasis you do not own the land, but the monthly space rent is incredibly affordable at only $575 per month. This park is designated as a "resort park" by the County, so no full-time living allowed. Occupancy is limited to 30 days at a time maximum.
Key facts
- Courtesy docks
- River front living
- Gated park
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $85k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $874 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $85k).
- Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.6% vs local median 4.6% in Blythe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#143 in CA, #4,910 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: employment D, schools F, amenities F.
- Palo Verde Unified (town): math 20% / reading 34% proficiency, ranked #1,133 of 1,400 in CA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 189 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 317 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago; this cycle's ask has dropped $15k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 317 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.18% ✓
- Cap rate
- 18.63%
- Cash-on-cash
- 44.07%
- DSCR
- 2.96
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $6,400
- List price
- $85,000
- Delta
- 1228.12%
- Verdict
- OVERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 41.0%
- Equity multiple
- 2.76×
- Total profit
- $41,925
- Equity at exit
- $12,674
- IRR
- 47.3%
- Equity multiple
- 5.55×
- Total profit
- $108,306
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92225
- Home prices YoY
- -15.8%
- Active inventory
- 189
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,850 medium interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax est. 1.5%
- −$106 /mo · $1,275/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $874
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5180 Colorado River Rd Blythe, CA | 2.0 | 1.0 | 600 | $1,850 | $3.08 | 21d | 1 | 0.45mi |
Listing history 26 events
-
2026-06-19days on market $85,000 Active 317 DOM
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2026-06-18days on market $85,000 Active 316 DOM
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2026-06-17days on market $85,000 Active 315 DOM
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2026-06-16days on market $85,000 Active 314 DOM
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2026-06-15days on market $85,000 Active 313 DOM
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2026-06-14days on market $85,000 Active 311 DOM
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2026-06-12days on market $85,000 Active 310 DOM
-
2026-06-09days on market $85,000 Active 307 DOM
-
2026-06-08days on market $85,000 Active 306 DOM
-
2026-06-07days on market $85,000 Active 305 DOM
-
2026-06-07days on market $85,000 Active 304 DOM
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2026-06-04days on market $85,000 Active 301 DOM
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2026-06-03price $85,000 Active 300 DOM
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2026-06-02days on market $90,000 Active 300 DOM
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2026-06-01days on market $90,000 Active 299 DOM
-
2026-05-31days on market $90,000 Active 298 DOM
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2026-05-31days on market $90,000 Active 297 DOM
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2025-11-14price $90,000 935-char remark
Show marketing remark (935 chars)
The perfect River Front vacation get-away at an AMAZINGLY LOW PRICE just became available. River Oasis is a small park with just 19 units. Imagine knowing all of your neighbors! This gated park has so much to offer. River front living in a no-wake zone for easy use of the courtesy docks for owner's use only. Private boat launch just next door. This 3 bedroom/2 bath unit has plenty of room to bring your family and friends. Central AC to keep everyone cool! Detached garage to store all the toys. Additional covered carport for extra parking. Just bring your clothes and toothbrush and start enjoying your home away from home today! Sold fully furnished as shown. At River Oasis you do not own the land, but the monthly space rent is incredibly affordable at only $575 per month. This park is designated as a "resort park" by the County, so no full-time living allowed. Occupancy is limited to 30 days at a time maximum.
-
2025-08-06$100,000 Active 935-char remark
Show marketing remark (935 chars)
The perfect River Front vacation get-away at an AMAZINGLY LOW PRICE just became available. River Oasis is a small park with just 19 units. Imagine knowing all of your neighbors! This gated park has so much to offer. River front living in a no-wake zone for easy use of the courtesy docks for owner's use only. Private boat launch just next door. This 3 bedroom/2 bath unit has plenty of room to bring your family and friends. Central AC to keep everyone cool! Detached garage to store all the toys. Additional covered carport for extra parking. Just bring your clothes and toothbrush and start enjoying your home away from home today! Sold fully furnished as shown. At River Oasis you do not own the land, but the monthly space rent is incredibly affordable at only $575 per month. This park is designated as a "resort park" by the County, so no full-time living allowed. Occupancy is limited to 30 days at a time maximum.
-
2018-08-31historical
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2018-07-03price $29,000
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2018-06-13price $34,900
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2018-05-17$39,400 Active
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2018-04-19historical
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2018-03-23price $39,400
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2017-11-04$49,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,200
- − Mortgage interest
- −$4,761
- − Property taxes
- −$1,275
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,776
- − Management
- −$1,776
- − Depreciation
- −$2,473
- Taxable income
- $9,714
- Est. tax owed @ 24.0%
- −$2,331
- After-tax cash flow
- $8,158/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home requires significant repairs and updates to its exterior, interior, and systems to improve its condition and value.
Repairs flagged
- Major Exterior siding — Significant damage and wear
- Major Interior walls — Exposed insulation and poor paint condition
- Major Flooring — Worn carpet and subfloor
- Major Kitchen cabinets — Outdated and worn
- Major Bathroom fixtures — Worn and outdated
Value-add opportunities
- Both Paint and interior updates — Fresh paint and updated interior will attract buyers and renters
- Both New flooring — New flooring will improve the home's appearance and functionality
- Both Kitchen and bathroom updates — Fresh updates will make the home more appealing to buyers and renters
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exterior siding · Significant damage and wear | Major | $15,000–50,000 |
| Interior walls · Exposed insulation and poor paint condition | Major | $15,000–50,000 |
| Flooring · Worn carpet and subfloor | Major | $15,000–50,000 |
| Kitchen cabinets · Outdated and worn | Major | $15,000–50,000 |
| Bathroom fixtures · Worn and outdated | Major | $15,000–50,000 |
| Total estimated repair cost · 5 items | $75,000–250,000 |
Value-add ROI direction
- Both Paint and interior updates — Fresh paint and updated interior will attract buyers and renters ↑
- Both New flooring — New flooring will improve the home's appearance and functionality ↑
- Both Kitchen and bathroom updates — Fresh updates will make the home more appealing to buyers and renters ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Palo Verde Unified
- NCES district ID
- 0629640
- Math proficiency
- 20% ▲ 3.00%
- Reading proficiency
- 34% ▲ 5.00%
- Median HH income
- $40,808
- Composite
- 25.77/100
- National rank
- #12796
- State rank
- #1133 of 1400 in CA
Livability — Blythe
- Score
- 74/100
- State rank
- #143
- US rank
- #4910
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 21,101
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Hispanic / Latino 59% White 26% Two or more races 13% Black 10% Asian 2% Native American 2%
- Hispanic origin (detail)
- Mexican 54%
- Common ancestry
- Lithuanian 1% Romanian 1% Iranian 1%
- Foreign-born
- 18% · Canada
- Languages at home
- 55% English-only · Spanish 42% Other Indo-European 1% Tagalog/Filipino 0%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -40.53%
- Current HPI
- 215.4794
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+81.8% since first listed9 events — show timeline
- 2025-11-14 Price Changed $90,000 CRMLS
- 2025-08-06 Listed $100,000 CRMLS
- 2018-08-31 Listing Removed — GPSMLS
- 2018-07-03 Price Changed $29,000 GPSMLS
- 2018-06-13 Price Changed $34,900 GPSMLS
- 2018-05-17 Listed $39,400 GPSMLS
- 2018-04-19 Listing Removed — GPSMLS
- 2018-03-23 Price Changed $39,400 GPSMLS
- 2017-11-04 Listed $49,500 GPSMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…