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GREENBRIAR Plan 🏗️ New Construction
D- Composite 35.52
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.2/30.0
  • ARV discount +7.5/15.0
  • Schools +5.6/10.0
  • Condition / age +4.8/5.0
  • 1% rule +2.6/10.0
  • Livability +2.5/5.0
  • Rent growth +2.3/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$293,990

GREENBRIAR Plan · Parrish, FL 34219
3 bd · 2.0 ba · 1,223 sqft · SingleFamily · 281 Days on market
Excellent condition Garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Greenbriar is a thoughtfully designed 3-bedroom, 2-bathroom single-family home that blends comfort and functionality, making it an ideal choice for families of all sizes. From the moment you step inside, you're welcomed by an inviting layout that maximizes space. At the heart of the home, a well-appointed kitchen seamlessly flows into the spacious Great Room, creating the perfect setting for family gatherings or casual meals. Just beyond, large sliding doors lead to the outdoor patio, extending your living space. The Master Bedroom is thoughtfully tucked away at the rear of the home, offering a quiet and peaceful escape.

Key facts

  • En suite bathroom
  • Walk in closet
  • Outdoor patio

Tags

WELL APPOINTED KITCHENOUTDOOR PATIOEN SUITE BATHROOMWALK IN CLOSETHOME OFFICEHOBBY SPACE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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🏗️ New construction. The $293,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $338,021.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $294k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-318 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $292k (0.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (13.1% below list).
  • Recommended offer: $255k (13.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Gene Witt Elementary School (math 84% / reading 82%, grade A+, #65 of 2,144 statewide, top 3%, 689 students, 24% FRL); Buffalo Creek Middle School (math 59% / reading 51%, grade B-, #180 of 571 statewide, top 32%, 1,127 students, 44% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL).
  • Market conditions: Rents soft (-0.9%/yr); 3218 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 139d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 281 days — a 12% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
Recommended offer $255,396 (13.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 281 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76% ✗
Cap rate
5.16%
Cash-on-cash
-4.04%
DSCR
0.82
GRM
11.0

CMA / ARV

ARV (median comp)
$338,021
List price
$293,990
Delta
-13.03%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17847 Wheat Stack Ct 0.47mi 3/2.0 1,223 (0%) 2mo $294,000 $240 76
17855 Wheat Stack Ct 0.47mi 3/2.0 1,223 (0%) 2mo $297,000 $243 76
17860 Wheat Stack Ct 0.47mi 3/2.0 1,223 (0%) 3mo $294,000 $240 76
17867 Wheat Stack Ct 0.55mi 3/2.0 1,223 (0%) 4mo $300,000 $245 71
17914 Wheat Stack Ct 0.62mi 3/2.0 1,223 (0%) 5mo $302,000 $247 67
17794 Wheat Stack Ct 0.47mi 3/2.0 1,328 (+9%) 0mo $319,000 $240 63
1134 Bourbon Ave 0.47mi 3/2.0 1,328 (+9%) 0mo $313,000 $236 63
17955 Wheat Stack Ct 0.47mi 3/2.0 1,328 (+9%) 0mo $312,000 $235 63
1126 Bourbon Ave 0.47mi 3/2.0 1,328 (+9%) 1mo $319,000 $240 63
1118 Bourbon Ave 0.47mi 3/2.0 1,328 (+9%) 1mo $309,000 $233 62
1110 Bourbon Ave 0.47mi 3/2.0 1,328 (+9%) 2mo $309,000 $233 62
17929 Wheat Stack Ct 0.62mi 3/2.0 1,328 (+9%) 5mo $314,000 $236 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.5%
Equity multiple
0.13×
Total profit
$-82,496
Equity at exit
$50,400
10-year hold
IRR
-38.2%
Equity multiple
-0.34×
Total profit
$-126,713
Equity at exit
$29,226

Cash invested: $94,646 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
10 active · 28 under contract
Months of supply
2.5 mo (40%/mo absorbed)
Median asking
$337,620 ($232/sqft)
Median days on market
230 d
This list price
lowest-priced of the active set
ARV vs active asking
+19.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34219

Home prices YoY
-23.7%
Rents YoY
-0.9%
Active inventory
3218
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,554 medium interval (Pro) →
Mortgage (P&I)
−$1,773
Tax est. 1.5%
−$423 /mo · $5,070/yr
Insurance
−$141
HOA
−$0
Vacancy / Maint / Mgmt
−$536
Net cashflow
$-318

Break-even live

Break-even rent $2,957
Max offer price $291,955
Occupancy floor —

Sensitivity live

Price -10% $-85 -5% $-202 +0% $-318 +5% $-435 +10% $-552
Rent -10% $-520 -5% $-419 +0% $-318 +5% $-217 +10% $-117
Rate -1.0pp $-148 -0.5pp $-232 base $-318 +0.5pp $-406 +1.0pp $-495

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,505
Closing costs
$10,141
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
17939 Wheat Stack CT Parrish, FL 4.0 2.0 1498 $2,650 $1.77 10d 1 0.47mi
923 Hagle Park Rd Unit 925 Bradenton, FL 3.0 2.0 1100 $2,100 $1.91 138d 1 1.27mi
1020 Hagle Park Rd Unit 1022 Bradenton, FL 2.0 1.0 900 $1,550 $1.72 46d 1 1.30mi
1112 Hagle Park Rd Unit 1114 Bradenton, FL 2.0 1.0 812 $1,550 $1.91 157d 1 1.30mi

Property features AI

Finance

Other
Address: 17325 Whiskey Creek Trl, Parrish FL 34219
Financial info
List price $293,990

Exterior

Parking
1 garage space (1 total parking space)
Home design
Single-family plan (GREENBRIAR)
Exterior features
Living area approximately 1,223

Interior

Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Interior features
Active new-construction plan (GREENBRIAR)

Listing history 50 events

  1. 2026-11-08
    days on market $293,990 Active 281 DOM
  2. 2026-11-07
    days on market $293,990 Active 280 DOM
  3. 2026-11-06
    days on market $293,990 Active 279 DOM
  4. 2026-11-05
    days on market $293,990 Active 278 DOM
  5. 2026-11-04
    days on market $293,990 Active 277 DOM
  6. 2026-11-02
    days on market $293,990 Active 275 DOM
  7. 2026-11-01
    days on market $293,990 Active 274 DOM
  8. 2026-10-31
    days on market $293,990 Active 273 DOM
  9. 2026-10-30
    days on market $293,990 Active 272 DOM
  10. 2026-10-29
    days on market $293,990 Active 271 DOM
  11. 2026-10-28
    days on market $293,990 Active 270 DOM
  12. 2026-10-27
    days on market $293,990 Active 269 DOM
  13. 2026-10-26
    days on market $293,990 Active 268 DOM
  14. 2026-10-25
    days on market $293,990 Active 267 DOM
  15. 2026-10-24
    days on market $293,990 Active 266 DOM
  16. 2026-10-23
    days on market $293,990 Active 265 DOM
  17. 2026-10-22
    days on market $293,990 Active 264 DOM
  18. 2026-10-21
    days on market $293,990 Active 263 DOM
  19. 2026-10-20
    days on market $293,990 Active 262 DOM
  20. 2026-10-19
    days on market $293,990 Active 261 DOM
  21. 2026-10-18
    days on market $293,990 Active 260 DOM
  22. 2026-10-17
    days on market $293,990 Active 259 DOM
  23. 2026-10-16
    days on market $293,990 Active 258 DOM
  24. 2026-10-15
    days on market $293,990 Active 257 DOM
  25. 2026-10-14
    days on market $293,990 Active 256 DOM
  26. 2026-10-13
    days on market $293,990 Active 255 DOM
  27. 2026-10-12
    days on market $293,990 Active 254 DOM
  28. 2026-10-11
    days on market $293,990 Active 253 DOM
  29. 2026-10-10
    days on market $293,990 Active 252 DOM
  30. 2026-10-09
    days on market $293,990 Active 251 DOM
  31. 2026-10-08
    days on market $293,990 Active 250 DOM
  32. 2026-10-07
    days on market $293,990 Active 249 DOM
  33. 2026-10-06
    days on market $293,990 Active 248 DOM
  34. 2026-10-05
    days on market $293,990 Active 247 DOM
  35. 2026-10-04
    days on market $293,990 Active 246 DOM
  36. 2026-10-03
    days on market $293,990 Active 245 DOM
  37. 2026-10-02
    days on market $293,990 Active 244 DOM
  38. 2026-10-01
    days on market $293,990 Active 243 DOM
  39. 2026-09-30
    days on market $293,990 Active 242 DOM
  40. 2026-09-29
    days on market $293,990 Active 241 DOM
  41. 2026-09-28
    days on market $293,990 Active 240 DOM
  42. 2026-09-27
    days on market $293,990 Active 239 DOM
  43. 2026-09-25
    days on market $293,990 Active 237 DOM
  44. 2026-09-24
    days on market $293,990 Active 236 DOM
  45. 2026-09-22
    days on market $293,990 Active 234 DOM
  46. 2026-09-21
    days on market $293,990 Active 233 DOM
  47. 2026-09-20
    days on market $293,990 Active 232 DOM
  48. 2026-09-18
    days on market $293,990 Active 230 DOM
  49. 2026-09-17
    days on market $293,990 Active 229 DOM
  50. 2026-09-16
    days on market $293,990 Active 228 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,648
− Mortgage interest
−$18,934
− Property taxes
−$5,070
− Insurance
−$1,690
− Repairs & maintenance
−$2,452
− Management
−$2,452
− Depreciation
−$9,833
Taxable loss
−$9,784
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,348
After-tax cash flow
$-1,472/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It's move-in ready and offers a great value for both resale and rental markets.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
  • Both Landscaping improvements — Well-maintained landscaping can increase both resale and rental value. ↑
  • Both HVAC maintenance — Regular maintenance ensures the system runs efficiently and can prevent costly repairs. ↑
D Composite school gradezoned avg 56/100

Zoned Schools

Elementary Gene Witt Elementary School A+ FL #65/2,144 Nat'l #766/41,679 Middle Buffalo Creek Middle School B- FL #180/571 Nat'l #2,482/14,009 High Palmetto High School F FL #456/667 Nat'l #11,621/17,239

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Parrish

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Manatee County · 447,342 people
City population
33,296
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
33,296
Household income
$113,773
Rent vs Own
8.1% rent · 91.9% own
Severe rent burden
16% of renters

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Languages at home
88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics
—

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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