🏗️ New Construction
GREENBRIAR Plan · Lakewood Ranch, FL
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- Condition / age +4.8/5.0
- DSCR +4.6/10.0
- Schools +4.4/10.0
- 1% rule +4.2/10.0
- Livability +2.5/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$293,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
The Greenbriar is a thoughtfully designed 3-bedroom, 2-bathroom single-family home that blends comfort and functionality, making it an ideal choice for families of all sizes. From the moment you step inside, you're welcomed by an inviting layout that maximizes space. At the heart of the home, a well-appointed kitchen seamlessly flows into the spacious Great Room, creating the perfect setting for family gatherings or casual meals. Just beyond, large sliding doors lead to the outdoor patio, extending your living space. The Master Bedroom is thoughtfully tucked away at the rear of the home, offering a quiet and peaceful escape. With its en-suite bathroom and walk-in closet, this space provides
Key facts
- En suite bathroom
- Walk in closet
- Outdoor patio
Tags
Property features AI
Finance
- Other: Address: 17325 Whiskey Creek Trl, Parrish FL 34219
- Financial info: List price $293,990
Exterior
- Parking: 1 garage space (1 total parking space)
- Home design: Single-family plan (GREENBRIAR)
- Exterior features: Living area approximately 1,223
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: Active new-construction plan (GREENBRIAR)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $294k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $92 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (10.1% below list).
- Recommended offer: $259k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.7% vs local median 3.3% in Lakewood Ranch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Gene Witt Elementary School (math 84% / reading 82%, grade A+, #65 of 2,144 statewide, top 3%, 689 students, 24% FRL); Buffalo Creek Middle School (math 59% / reading 51%, grade B-, #180 of 571 statewide, top 32%, 1,127 students, 44% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL).
- Market conditions: Rents soft (-0.9%/yr); 2194 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 141 days — a 12% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.68%
- Cash-on-cash
- 1.37%
- DSCR
- 1.06
- GRM
- 9.1
CMA / ARV
- ARV (on-the-fly)
- $288,628
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 17929 Wheat Stack Ct | 0.62mi | 3/2.0 | 1,328 (+9%) | 0mo | $314,000 | $236 | 56 |
| 17917 Wheat Stack Ct | 0.62mi | 3/2.0 | 1,328 (+9%) | 1mo | $314,000 | $236 | 56 |
| 17947 Wheat Stack Ct | 0.62mi | 3/2.0 | 1,328 (+9%) | 2mo | $329,000 | $248 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.5%
- Equity multiple
- 0.40×
- Total profit
- $-48,589
- Equity at exit
- $43,035
- IRR
- -16.6%
- Equity multiple
- 0.20×
- Total profit
- $-64,493
- Equity at exit
- $24,955
Cash invested: $80,816 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34219
- Home prices YoY
- -23.7%
- Rents YoY
- -0.9%
- Active inventory
- 2194
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,642 medium interval (Pro) →
- Mortgage (P&I)
- −$1,514
- Tax est. 1.5%
- −$361 /mo · $4,329/yr
- Insurance
- −$120
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$555
- Net cashflow
- $92
Break-even live
Sensitivity live
| Price | -10% $292 | -5% $192 | +0% $92 | +5% $-7 | +10% $-107 |
|---|---|---|---|---|---|
| Rent | -10% $-116 | -5% $-12 | +0% $92 | +5% $197 | +10% $301 |
| Rate | -1.0pp $238 | -0.5pp $166 | base $92 | +0.5pp $18 | +1.0pp $-59 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,157
- Closing costs
- $8,659
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 923 Hagle Park Rd Unit 925 Bradenton, FL | 3.0 | 2.0 | 1100 | $2,175 | $1.98 | 21d | 1 | 1.27mi |
| 1112 Hagle Park Rd Unit 1114 Bradenton, FL | 2.0 | 1.0 | 812 | $1,550 | $1.91 | 17d | 1 | 1.30mi |
Listing history 15 events
-
2026-06-22days on market $293,990 Active 141 DOM
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2026-06-18days on market $293,990 Active 138 DOM
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2026-06-17days on market $293,990 Active 137 DOM
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2026-06-16days on market $293,990 Active 136 DOM
-
2026-06-15days on market $293,990 Active 135 DOM
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2026-06-13days on market $293,990 Active 133 DOM
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2026-06-13days on market $293,990 Active 132 DOM
-
2026-06-10days on market $293,990 Active 130 DOM
-
2026-06-09days on market $293,990 Active 129 DOM
-
2026-06-08days on market $293,990 Active 128 DOM
-
2026-06-08days on market $293,990 Active 127 DOM
-
2026-06-03days on market $293,990 Active 123 DOM
-
2026-06-02days on market $293,990 Active 122 DOM
-
2026-06-01days on market $293,990 Active 121 DOM
-
2026-05-31days on market $293,990 Active 120 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,701
- − Mortgage interest
- −$16,168
- − Property taxes
- −$4,329
- − Insurance
- −$1,443
- − Repairs & maintenance
- −$2,536
- − Management
- −$2,536
- − Depreciation
- −$8,396
- Taxable loss
- −$3,707
- Est. tax savings @ 24.0%
- +$890
- After-tax cash flow
- $1,998/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This home is in excellent condition with no visible repairs needed. It's move-in ready and offers a great value for both resale and rental markets.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
- Both Landscaping improvements — Well-maintained landscaping can increase both resale and rental value.
- Both HVAC maintenance — Regular maintenance ensures the system runs efficiently and can prevent costly repairs.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Well-maintained landscaping can increase both resale and rental value. ↑
- Both HVAC maintenance — Regular maintenance ensures the system runs efficiently and can prevent costly repairs. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — Lakewood Ranch
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Manatee County · 416,364 people
- City population
- 33,319
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 33,296
- Household income
- $113,773
- Rent vs Own
- Severe rent burden
- 219.0
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3%
- Common ancestry
- Romanian 4% Hispanic 2% Russian 2%
- Foreign-born
- 10% · Canada, Dominican Republic, Jamaica
- Languages at home
- 88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -84.45%
- Current HPI
- 271.7131
- Rent YoY
- ▼ -0.95%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…