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8901 S Hollybrook Blvd #303
C- Composite 53.93
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.8/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.6/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$119,000

8901 S Hollybrook Blvd #303 · Pembroke Pines, FL 33025
2 bd · 2.0 ba · 1,050 sqft · Condo public records · 181 Days on market
Built 1975 $707/mo HOA · 32% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy peaceful golf course views from the screened patio of this 2-bedroom, 2-bath condo located in the desirable Hollybrook community. This active 55+ community has so much to offer including a Restaurant, Billiard Room, BBQ/Picnic Area, Clubhouse, Courtesy Bus, Exercise Room, Heated Pool, Library, Putting Green, Sauna, Shuffleboard, Tennis, Pickle Ball, Vehicle Wash Area, & Electric Car Charging Station. Enjoy the Hollybrook lifestyle! This unit has a nice layout with split bedrooms and a comfortable living space with plenty of natural light. Perfect for buyers looking to create their own style while gaining instant value. HOA covers Exterior Building Insurance, Water, Garbage, Bus S

Key facts

  • Screened patio
  • Clubhouse
  • Gym

Tags

GOLF COURSE VIEWSSCREENED PATIOHOLLYBROOK COMMUNITYCLUBHOUSEGYMPOOL

Property features AI

Finance

  • Financial info: Pets allowed with size limit (maximum 20 lbs)
  • HOA & community: Quarterly association fees; Association covers common areas, cable TV, insurance, internet, laundry, grounds and structure maintenance, parking, reserve fund, roof, trash, and water; Amenities include clubhouse, fitness center, golf course, laundry, pickleball, pool, storage, tennis courts, and elevators; Golf course community; Senior community

Exterior

  • Parking: Assigned parking; Guest parking; One designated space
  • Security: Complex is fenced; Security guard
  • Utilities: Electric power; Public water; Public sewer
  • Home design: Condominium / attached property; 3 stories; Entry on level 3
  • Construction: Block construction
  • Exterior features: Balcony; Screened balcony; On golf course; Association pool

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: Bedroom on main level
  • Flooring: Laminate; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Electric cooling
  • Interior features: Blinds; Accessible elevator installed; First floor entry; Split bedrooms; Family/Dining room; Tub with shower; Elevator
  • Laundry & utility: Common area laundry; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $119k.

Deal economics

  • At list price, monthly cash flow is $99 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $119k).
  • Recommended offer: $105k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.9%/yr); 438 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 181 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $36k; list at $119k implies a 226% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; HOA is 32% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $104,720 (12.0% below list)

Questions for the listing agent

  1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.87%
Cap rate
7.29%
Cash-on-cash
3.56%
DSCR
1.16
GRM
4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.0%
Equity multiple
0.43×
Total profit
$-18,963
Equity at exit
$17,743
10-year hold
IRR
-28.3%
Equity multiple
0.06×
Total profit
$-31,389
Equity at exit
$10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33025

Rents YoY
-0.9%
Active inventory
438
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$2,226 high interval (Pro) →
Mortgage (P&I)
$624
Tax from tax record
$279 /mo · $3,347/yr
Insurance
$50
HOA
$707
Vacancy / Maint / Mgmt
$467
Net cashflow
$99

Break-even live

Break-even rent $2,101
Max offer price $119,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,750
Closing costs
$3,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8886 SW 3rd St #204 Pembroke Pines, FL 2.0 2.0 985 $2,200 $2.23 3d 1 0.05mi
8886 SW 3rd St #204 Pembroke Pines, FL 2.0 2.0 985 $2,200 $2.23 21d 1 0.05mi
400 S Hollybrook Dr #202 Pembroke Pines, FL 2.0 2.0 1170 $1,900 $1.62 24d 1 0.06mi
8941 S Hollybrook Blvd #203 Pembroke Pines, FL 2.0 2.0 1170 $2,200 $1.88 24d 1 0.13mi
8941 S Hollybrook Blvd #203 Pembroke Pines, FL 2.0 2.0 1170 $2,200 $1.88 7d 1 0.13mi
8710 SW 3rd St #201 Pembroke Pines, FL 1.0 2.0 805 $1,800 $2.24 24d 1 0.13mi
8657 SW 5th St Pembroke Pines, FL 2.0 1.0–2.0 877 $2,125 $2.42 21d 2 0.18mi
8657 SW 5th St #205 Pembroke Pines, FL 2.0 2.0 985 $2,350 $2.39 18d 1 0.18mi
671 S Hollybrook Dr #209 Pembroke Pines, FL 2.0 2.0 1170 $1,900 $1.62 24d 1 0.21mi
381 S Hollybrook Dr #106 Pembroke Pines, FL 1.0 1.5 900 $1,700 $1.89 24d 1 0.22mi
8960 S Hollybrook Blvd #301 Pembroke Pines, FL 2.0 2.0 1170 $2,800 $2.39 4d 1 0.22mi
681 S Hollybrook Dr #305 Pembroke Pines, FL 2.0 2.0 1050 $1,995 $1.90 24d 1 0.25mi
8940 S Hollybrook Blvd Pembroke Pines, FL 2.0 2.0 1170 $1,725 $1.47 21d 2 0.25mi
301 SW 86th Ave #204 Pembroke Pines, FL 2.0 2.0 985 $2,300 $2.34 4d 1 0.27mi
830 S Hollybrook Dr #204 Pembroke Pines, FL 2.0 2.0 1170 $1,700 $1.45 5d 1 0.28mi
830 S Hollybrook Dr #204 Pembroke Pines, FL 2.0 2.0 1170 $1,700 $1.45 24d 1 0.28mi
820 S Hollybrook Dr #209 Pembroke Pines, FL 2.0 2.0 1170 $2,900 $2.48 24d 1 0.29mi
811 S Hollybrook Dr #208 Pembroke Pines, FL 2.0 2.0 1170 $2,500 $2.14 24d 1 0.31mi
433 SW 86th Ave #108 Pembroke Pines, FL 2.0 1.0 770 $2,000 $2.60 24d 1 0.31mi
320 Palm Cir E #320 Pembroke Pines, FL 2.0 2.5 1113 $2,500 $2.25 24d 1 0.33mi
306 Palm Cir E Pembroke Pines, FL 2.0 2.0 1016 $2,250 $2.21 3d 1 0.34mi
142 NW 91st Ave #104 Pembroke Pines, FL 2.0 2.0 787 $2,050 $2.60 24d 1 0.34mi
9117 NW 1st Ct #105 Pembroke Pines, FL 2.0 2.0 787 $1,990 $2.53 14d 1 0.34mi
8900 Washington Blvd #410 Pembroke Pines, FL 1.0 1.5 800 $3,100 $3.88 24d 1 0.36mi
8900 Washington Blvd #410 Pembroke Pines, FL 1.0 1.5 800 $3,100 $3.88 1d 1 0.36mi
9475 Palm Cir N Unit 9475 Pembroke Pines, FL 2.0 2.5 1113 $2,400 $2.16 24d 1 0.38mi
9475 Palm Cir N Unit 9475 Pembroke Pines, FL 2.0 2.5 1113 $2,300 $2.07 3d 1 0.38mi
8990 S Hollybrook Blvd Pembroke Pines, FL 1.0–2.0 1.5–2.0 1035 $2,000 $1.93 4d 2 0.39mi
107 Palm Cir W Unit 107 Pembroke Pines, FL 2.0 1.0 881 $2,100 $2.38 24d 1 0.39mi
351 Palm Way Pembroke Pines, FL 1.0–2.0 1.0–2.0 787 $2,095 $2.66 5d 2 0.39mi
251 Palm Cir W #206 Pembroke Pines, FL 2.0 2.0 1016 $2,300 $2.26 24d 1 0.41mi
101 NW 93rd Ave #106 Pembroke Pines, FL 2.0 2.0 787 $2,200 $2.80 17d 1 0.41mi
203 Palm Cir W Unit 203 Pembroke Pines, FL 2.0 2.0 1016 $2,200 $2.17 12d 1 0.42mi
306 Palm Cir W Unit 306 Pembroke Pines, FL 2.0 2.0 1016 $2,350 $2.31 24d 1 0.45mi
300 Palm Cir W Unit 305 Pembroke Pines, FL 1.0 1.0 739 $1,700 $2.30 11d 1 0.46mi
250 Palm Cir W #204 Pembroke Pines, FL 1.0 1.0 739 $1,700 $2.30 24d 1 0.46mi
150 NW 96th Ave Unit 9-203 Pembroke Pines, FL 2.0 2.0 1000 $2,225 $2.23 24d 1 0.49mi
417 Palm Cir #417 Pembroke Pines, FL 2.0 2.5 1113 $2,275 $2.04 5d 1 0.50mi
9615 NW 1st Ct Unit 10-202 Pembroke Pines, FL 3.0 2.0 1247 $2,550 $2.04 14d 1 0.51mi
9615 NW 1st Ct Unit 10-202 Pembroke Pines, FL 3.0 2.0 1247 $2,550 $2.04 24d 1 0.51mi

HOA detail condo

Monthly dues
$707 · $8,484/yr
Likely covers
watertrashelectricinsurancepool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 17 events

  1. 2026-06-18
    days on market $119,000 Active 181 DOM
  2. 2026-06-17
    days on market $119,000 Active 180 DOM
  3. 2026-06-16
    days on market $119,000 Active 179 DOM
  4. 2026-06-15
    days on market $119,000 Active 178 DOM
  5. 2026-06-13
    days on market $119,000 Active 176 DOM
  6. 2026-06-09
    days on market $119,000 Active 172 DOM
  7. 2026-06-07
    days on market $119,000 Active 170 DOM
  8. 2026-06-04
    days on market $119,000 Active 167 DOM
  9. 2026-06-03
    days on market $119,000 Active 166 DOM
  10. 2026-06-02
    days on market $119,000 Active 165 DOM
  11. 2026-06-01
    days on market $119,000 Active 164 DOM
  12. 2026-05-31
    days on market $119,000 Active 163 DOM
  13. 2026-03-16
    price $119,000
  14. 2026-01-27
    price $124,000
  15. 2025-12-19
    listed $130,000 Active
  16. 1998-06-11
    soldstatus $36,500
  17. 1985-03-01
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,347 · $279/mo
Projected year-2 tax
$3,347 · $279/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,710
− Mortgage interest
−$6,666
− Property taxes
−$3,347
− Insurance
−$595
− Repairs & maintenance
−$2,137
− Management
−$2,137
− HOA
−$8,484
− Depreciation
−$3,462
Taxable loss
−$118
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$28
After-tax cash flow
$1,214/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
76,967
Household income
$68,743
Rent vs Own
56.3% rent · 43.7% own
Severe rent burden
4834.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 44% Hispanic / Latino 39% Two or more races 18% White 11% Asian 3%
Hispanic origin (detail)
Puerto Rican 4% Cuban 11% Dominican 3% Salvadoran 1%
Common ancestry
Hispanic 8% Italian 1%
Foreign-born
38% · Canada, Jamaica, Dominican Republic
Languages at home
54% English-only · Spanish 35% French/Haitian/Cajun 7% Other Indo-European 1%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -246.93%
Current HPI
416.2123
Rent YoY
▼ -0.92%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+183.3% since first listed
5 events — show timeline
  • 2026-03-16 Price Changed $119,000 MARMLS
  • 2026-01-27 Price Changed $124,000 MARMLS
  • 2025-12-19 Listed $130,000 MARMLS
  • 1998-06-11 Sold (Public Records) $36,500 Public Records
  • 1985-03-01 Sold (Public Records) $42,000 Public Records

Property tax history

+5.8%/yr

Latest (2025): $3,347 · +4.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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