2523 Maple Rd SE · Lindale, GA 30161

$154,900

2 bd · 1.0 ba · 865 sqft · SingleFamily public records · 197 Days on market

Built 1953 0.26 ac lot $179/sqft · at area comps Est $151k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.6/30.0
• DSCR +7.6/10.0
• ARV discount +6.5/15.0
• 1% rule +5.2/10.0
• Rent growth +4.1/5.0
• Schools +3.5/10.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming 2-bedroom ranch offers timeless appeal on a spacious corner lot in the heart of Rome. Enjoy new LVP floors, a cozy living area with fireplace, and a functional layout designed for comfort and convenience. The property features a covered carport, plenty of parking for up to 5 vehicles, and a private backyard perfect for relaxing, gardening, or entertaining. Located in the sought-after Pepperell school district, this home combines classic character with everyday practicality—just minutes from shopping, dining, and downtown Rome. A fantastic opportunity for first-time buyers, downsizers, or investors alike!

Key facts

• New lvp floors
• Covered carport
• Private backyard

Tags

• CORNER LOT
• NEW LVP FLOORS
• COZY LIVING AREA
• COVERED CARPORT
• PRIVATE BACKYARD
• PEPPERELL SCHOOL DISTRICT

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $291 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 3.2% in Lindale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#411 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, schools F, amenities F.
• Floyd County (rural): math 41% / reading 40% proficiency, ranked #45 of 174 in GA (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+6.3%/yr); 411 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 355 units permitted in Floyd County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Floyd County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 6.3% rent growth), your $43k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 197 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $133k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 197 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 8.55%
• Cash-on-cash: 8.06%
• DSCR: 1.36
• GRM: 8.2

CMA / ARV

• ARV (median comp): $151,422
• List price: $154,900
• Delta: 2.30%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2425 Maple Rd SE	0.20mi	2/1.0	917 (+6%)	2mo	$78,000	$85	79
2618 Maple Rd SE	0.12mi	2/1.0	884 (+2%)	15mo	$150,000	$170	78
3 Wisteria Dr SE	0.11mi	2/1.5	900 (+4%)	11mo	$170,000	$189	77
2827 Maple Rd	0.52mi	2/1.0	828 (-4%)	2mo	$151,000	$182	67
114 Holly St SE	0.30mi	2/2.0	827 (-4%)	13mo	$184,900	$224	64
303 Flora Ave SE	0.38mi	2/1.0	792 (-8%)	14mo	$173,000	$218	57
7 Willingham St SW	0.59mi	2/1.0	744 (-14%)	2mo	$167,220	$225	48
20 Willingham St SW	0.55mi	2/1.0	976 (+13%)	12mo	$149,000	$153	43
18 Clover St SW	0.71mi	3/1.0 (+1)	912 (+5%)	14mo	$95,000	$104	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.28% rent growth · sell at horizon

5-year hold

• IRR: -0.7%
• Equity multiple: 0.97×
• Total profit: $-1,222
• Equity at exit: $23,096

10-year hold

• IRR: 11.9%
• Equity multiple: 2.07×
• Total profit: $46,218
• Equity at exit: $13,393

Cash invested: $43,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30161

• Rents YoY: 6.3%
• Active inventory: 411
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,576 medium
• Mortgage (P&I): −$812
• Tax from tax record: −$77 /mo · $925/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$331
• Net cashflow: $291

Break-even live

Break-even rent $1,207

Max offer price $154,900

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,725
• Closing costs: $4,647
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
48 Chateau Dr SE Rome, GA	1.0–2.0	1.0–1.5	802	$2,200	$2.74	43d	5	0.68mi
331 S McLin St SW Rome, GA	3.0	1.0	1108	$1,250	$1.13	43d	1	1.32mi

Listing history 35 events

1. 2026-06-18
   days on market $154,900 Active 197 DOM
2. 2026-06-17
   days on market $154,900 Active 196 DOM
3. 2026-06-16
   days on market $154,900 Active 195 DOM
4. 2026-06-15
   days on market $154,900 Active 194 DOM
5. 2026-06-14
   days on market $154,900 Active 192 DOM
6. 2026-06-13
   days on market $154,900 Active 191 DOM
7. 2026-06-10
   days on market $154,900 Active 189 DOM
8. 2026-06-09
   days on market $154,900 Active 188 DOM
9. 2026-06-08
   days on market $154,900 Active 187 DOM
10. 2026-06-07
    days on market $154,900 Active 186 DOM
11. 2026-06-03
    days on market $154,900 Active 182 DOM
12. 2026-06-02
    days on market $154,900 Active 181 DOM
13. 2026-02-24
    status Active 631-char remark

    Show marketing remark (631 chars)

    This charming 2-bedroom ranch offers timeless appeal on a spacious corner lot in the heart of Rome. Enjoy new LVP floors, a cozy living area with fireplace, and a functional layout designed for comfort and convenience. The property features a covered carport, plenty of parking for up to 5 vehicles, and a private backyard perfect for relaxing, gardening, or entertaining. Located in the sought-after Pepperell school district, this home combines classic character with everyday practicality—just minutes from shopping, dining, and downtown Rome. A fantastic opportunity for first-time buyers, downsizers, or investors alike!

14. 2026-02-24
    price $154,900 631-char remark

    Show marketing remark (631 chars)

    This charming 2-bedroom ranch offers timeless appeal on a spacious corner lot in the heart of Rome. Enjoy new LVP floors, a cozy living area with fireplace, and a functional layout designed for comfort and convenience. The property features a covered carport, plenty of parking for up to 5 vehicles, and a private backyard perfect for relaxing, gardening, or entertaining. Located in the sought-after Pepperell school district, this home combines classic character with everyday practicality—just minutes from shopping, dining, and downtown Rome. A fantastic opportunity for first-time buyers, downsizers, or investors alike!

15. 2026-01-30
    historical 631-char remark

    Show marketing remark (631 chars)

    This charming 2-bedroom ranch offers timeless appeal on a spacious corner lot in the heart of Rome. Enjoy new LVP floors, a cozy living area with fireplace, and a functional layout designed for comfort and convenience. The property features a covered carport, plenty of parking for up to 5 vehicles, and a private backyard perfect for relaxing, gardening, or entertaining. Located in the sought-after Pepperell school district, this home combines classic character with everyday practicality—just minutes from shopping, dining, and downtown Rome. A fantastic opportunity for first-time buyers, downsizers, or investors alike!

16. 2026-01-30
    historical

    Show marketing remark (631 chars)

    This charming 2-bedroom ranch offers timeless appeal on a spacious corner lot in the heart of Rome. Enjoy new LVP floors, a cozy living area with fireplace, and a functional layout designed for comfort and convenience. The property features a covered carport, plenty of parking for up to 5 vehicles, and a private backyard perfect for relaxing, gardening, or entertaining. Located in the sought-after Pepperell school district, this home combines classic character with everyday practicality—just minutes from shopping, dining, and downtown Rome. A fantastic opportunity for first-time buyers, downsizers, or investors alike!

17. 2025-11-24
    listed $154,900 New
18. 2025-10-31
    listed $160,000 Active 631-char remark

    Show marketing remark (631 chars)

    This charming 2-bedroom ranch offers timeless appeal on a spacious corner lot in the heart of Rome. Enjoy new LVP floors, a cozy living area with fireplace, and a functional layout designed for comfort and convenience. The property features a covered carport, plenty of parking for up to 5 vehicles, and a private backyard perfect for relaxing, gardening, or entertaining. Located in the sought-after Pepperell school district, this home combines classic character with everyday practicality—just minutes from shopping, dining, and downtown Rome. A fantastic opportunity for first-time buyers, downsizers, or investors alike!

19. 2025-10-31
    listed $160,000 New

    Show marketing remark (631 chars)

    This charming 2-bedroom ranch offers timeless appeal on a spacious corner lot in the heart of Rome. Enjoy new LVP floors, a cozy living area with fireplace, and a functional layout designed for comfort and convenience. The property features a covered carport, plenty of parking for up to 5 vehicles, and a private backyard perfect for relaxing, gardening, or entertaining. Located in the sought-after Pepperell school district, this home combines classic character with everyday practicality—just minutes from shopping, dining, and downtown Rome. A fantastic opportunity for first-time buyers, downsizers, or investors alike!

20. 2022-08-09
    soldstatus $133,000
21. 2022-08-08
    soldstatus $133,000 Closed
22. 2022-08-08
    soldstatus $133,000 Sold
23. 2022-07-01
    status Pending
24. 2022-06-30
    status Under Contract
25. 2022-06-30
    historical Active Under Contract
26. 2022-06-26
    listed $129,900 Active
27. 2022-06-26
    listed $129,900 New
28. 2020-07-20
    soldstatus $89,000
29. 2020-07-16
    soldstatus $89,000 Closed
30. 2020-07-16
    soldstatus $89,000 Sold
31. 2020-06-03
    status Under Contract
32. 2020-06-03
    historical Active Under Contract
33. 2020-03-12
    listed $89,900 Active
34. 2020-03-12
    listed $89,900 New
35. 2002-06-14
    soldstatus $57,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $925 · $77/mo
• Projected year-2 tax: $1,425 · $119/mo
• Expected delta: +$501/yr (+$42/mo · 54.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,915
• − Mortgage interest: −$8,677
• − Property taxes: −$925
• − Insurance: −$774
• − Repairs & maintenance: −$1,513
• − Management: −$1,513
• − Depreciation: −$4,506
• Taxable income: $1,006
• Est. tax owed @ 24.0%: −$241
• After-tax cash flow: $3,254/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Floyd County
• NCES district ID: 1302190
• Math proficiency: 41% ▼ -5.00%
• Reading proficiency: 40% ▼ -4.00%
• Median HH income: $47,083
• Composite: 34.64/100
• National rank: #5143
• State rank: #45 of 174 in GA

Livability — Lindale

• Score: 59/100
• State rank: #411
• US rank: #20340

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lindale, GA
• County: Floyd County · 77,706 people
• City population: 77,706
• Metro: Rome, GA
• Population (ZIP): 34,705
• Household income: $61,667
• Rent vs Own: 39.3% rent · 60.7% own
• Severe rent burden: 1104.0

Population outlook (Floyd County) Hauer SSP2

• Today (2025): 96,321 people
• By 2030: 95,532 · -0.8%
• By 2040: 93,332 · -3.1%
• By 2050: 90,850 · -5.7%
• By 2075: 84,989 · -11.8%
• By 2100: 76,097 · -21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Black 20% Hispanic / Latino 7% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Slovak 3% Serbian 2% Italian 2%
• Foreign-born: 5% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Floyd

• 2024 margin: Solid R (+42.0) · D 28.8% · R 70.7%
• 2008→2024 swing: -5.6pp toward R · 2008: -36.4pp · 2024: -42.0pp
• All cycles: 2024: R+42.0 2020: R+41.1 2016: R+43.5 2012: R+39.9 2008: R+36.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -186.06%
• Current HPI: 257.8168
• Rent YoY: ▲ 6.28%
• Metro: Rome, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+170.3% since first listed

23 events — show timeline

• 2026-02-24 Relisted — FMLS
• 2026-02-24 Price Changed $154,900 FMLS
• 2026-01-30 Listing Removed — GAMLS
• 2026-01-30 Listing Removed — FMLS
• 2025-11-24 Listed $154,900 GAMLS
• 2025-10-31 Listed $160,000 GAMLS
• 2025-10-31 Listed $160,000 FMLS
• 2022-08-09 Sold (Public Records) $133,000 Public Records
• 2022-08-08 Sold (MLS) $133,000 GAMLS
• 2022-08-08 Sold (MLS) $133,000 FMLS
• 2022-07-01 Pending — FMLS
• 2022-06-30 Pending — GAMLS
• 2022-06-30 Contingent — FMLS
• 2022-06-26 Listed $129,900 GAMLS
• 2022-06-26 Listed $129,900 FMLS
• 2020-07-20 Sold (Public Records) $89,000 Public Records
• 2020-07-16 Sold (MLS) $89,000 GAMLS
• 2020-07-16 Sold (MLS) $89,000 FMLS
• 2020-06-03 Pending — GAMLS
• 2020-06-03 Contingent — FMLS
• 2020-03-12 Listed $89,900 GAMLS
• 2020-03-12 Listed $89,900 FMLS
• 2002-06-14 Sold (Public Records) $57,300 Public Records

Property tax history

+11.2%/yr

Latest (2025): $925 · -44.1% YoY. Source: county tax records.