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313 Oakdale Dr
B+ Composite 76.65
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.5/30.0
  • ARV discount +13.9/15.0
  • Appreciation +10.0/10.0
  • DSCR +9.0/10.0
  • 1% rule +6.0/10.0
  • Schools +3.4/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$262,000

313 Oakdale Dr · Roxboro, NC 27574
4 bd · 2.0 ba · 2,052 sqft · Manufactured public records · 52 Days on market
Built 2005 1.12 ac lot Est $306k · 14% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Love the country, fresh air? This UPDATED 2052 sq ft home has an OPEN FLOOR PLAN and is located on OVER AN ACRE lot at the end of the road. LARGE DECK looks over a secluded backyard. Home includes 4 bedrooms, 2 full baths, nursery/office, an INCREDIABLE KITCHEN, living room and family room. The new updated kitchen features stainless appliances, new countertops, flooring, and light fixtures. There are to many upgrades to mention. PERFECT HOME FOR A GROWING FAMILY. A MUST SEE! MAKE AN APPOINTMENT TODAY

Key facts

  • Covered front porch
  • Backyard bbqs
  • Metal roof

Tags

METAL ROOFCOVERED FRONT PORCHSEPARATE DEN AREAWALK-IN CLOSETBONUS ROOMBACKYARD BBQS

Property features AI

Finance

  • Other: Lot approximately 1.12 acres
  • HOA & community: No homeowners association

Exterior

  • Utilities: Well water; Septic tank
  • Home design: Manufactured double-wide home; One story
  • Construction: Vinyl siding; Metal roof; Brick/mortar foundation; Built as a manufactured house
  • Exterior features: Private maintained road access; Cable, electricity, and water connected

Interior

  • Kitchen: Dishwasher; Microwave; Range
  • Bedrooms: 3 bedrooms (all on the main level)
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating and cooling; Heat pump; Propane heating
  • Interior features: Fireplace(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $262k.

Deal economics

  • At list price, monthly cash flow is $690 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $262k).
  • Recommended offer: $254k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 4.5% in Roxboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 55/100 on livability (#649 in NC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: crime F, amenities F, commute F.
  • Person County Schools (rural): math 39% / reading 42% proficiency, ranked #110 of 178 in NC (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Person High (math 45% / reading 44%, grade F, #352 of 535 statewide, top 68%, 1,079 students, 60% FRL).
  • Market conditions: 128 active listings in the ZIP; 113 units permitted in Person County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • Person County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $123k; list at $262k implies a 113% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $254,140 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
9.45%
Cash-on-cash
11.29%
DSCR
1.50
GRM
7.5

CMA / ARV

ARV (on-the-fly)
$305,748
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
310 Oakdale Dr 0.06mi 3/2.0 (-1) 1,775 (-14%) 17mo $265,000 $149 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.5%
Equity multiple
3.54×
Total profit
$186,563
Equity at exit
$236,030
10-year hold
IRR
28.1%
Equity multiple
8.02×
Total profit
$514,651
Equity at exit
$509,008

Cash invested: $73,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 27574

Home prices YoY
8.5%
Active inventory
128
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$2,893 medium interval (Pro) →
Mortgage (P&I)
$1,374
Tax from tax record
$112 /mo · $1,345/yr
Insurance
$109
HOA
$0
Vacancy / Maint / Mgmt
$608
Net cashflow
$690

Break-even live

Break-even rent $2,019
Max offer price $262,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,500
Closing costs
$7,860
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 32 events

  1. 2026-06-18
    days on market $262,000 Active 52 DOM
  2. 2026-06-17
    days on market $262,000 Active 51 DOM
  3. 2026-06-16
    days on market $262,000 Active 50 DOM
  4. 2026-06-15
    days on market $262,000 Active 49 DOM
  5. 2026-06-13
    days on market $262,000 Active 47 DOM
  6. 2026-06-12
    days on market $262,000 Active 46 DOM
  7. 2026-06-09
    days on market $262,000 Active 43 DOM
  8. 2026-06-08
    days on market $262,000 Active 42 DOM
  9. 2026-06-07
    days on market $262,000 Active 41 DOM
  10. 2026-06-05
    days on market $262,000 Active 39 DOM
  11. 2026-06-04
    days on market $262,000 Active 37 DOM
  12. 2026-06-02
    days on market $262,000 Active 36 DOM
  13. 2026-06-01
    days on market $262,000 Active 35 DOM
  14. 2026-05-31
    days on market $262,000 Active 34 DOM
  15. 2026-05-19
    price $265,000
  16. 2026-05-15
    price $267,000
  17. 2026-05-08
    price $269,900
  18. 2026-04-27
    listed $272,000 Active
  19. 2017-07-05
    soldstatus $123,000 Closed 506-char remark
    Show marketing remark (506 chars)

    Love the country, fresh air? This UPDATED 2052 sq ft home has an OPEN FLOOR PLAN and is located on OVER AN ACRE lot at the end of the road. LARGE DECK looks over a secluded backyard. Home includes 4 bedrooms, 2 full baths, nursery/office, an INCREDIABLE KITCHEN, living room and family room. The new updated kitchen features stainless appliances, new countertops, flooring, and light fixtures. There are to many upgrades to mention. PERFECT HOME FOR A GROWING FAMILY. A MUST SEE! MAKE AN APPOINTMENT TODAY

  20. 2017-07-05
    soldstatus $123,000 506-char remark
    Show marketing remark (506 chars)

    Love the country, fresh air? This UPDATED 2052 sq ft home has an OPEN FLOOR PLAN and is located on OVER AN ACRE lot at the end of the road. LARGE DECK looks over a secluded backyard. Home includes 4 bedrooms, 2 full baths, nursery/office, an INCREDIABLE KITCHEN, living room and family room. The new updated kitchen features stainless appliances, new countertops, flooring, and light fixtures. There are to many upgrades to mention. PERFECT HOME FOR A GROWING FAMILY. A MUST SEE! MAKE AN APPOINTMENT TODAY

  21. 2017-07-05
    soldstatus $123,000
    Show marketing remark (506 chars)

    Love the country, fresh air? This UPDATED 2052 sq ft home has an OPEN FLOOR PLAN and is located on OVER AN ACRE lot at the end of the road. LARGE DECK looks over a secluded backyard. Home includes 4 bedrooms, 2 full baths, nursery/office, an INCREDIABLE KITCHEN, living room and family room. The new updated kitchen features stainless appliances, new countertops, flooring, and light fixtures. There are to many upgrades to mention. PERFECT HOME FOR A GROWING FAMILY. A MUST SEE! MAKE AN APPOINTMENT TODAY

  22. 2017-05-17
    historical Contingent 506-char remark
    Show marketing remark (506 chars)

    Love the country, fresh air? This UPDATED 2052 sq ft home has an OPEN FLOOR PLAN and is located on OVER AN ACRE lot at the end of the road. LARGE DECK looks over a secluded backyard. Home includes 4 bedrooms, 2 full baths, nursery/office, an INCREDIABLE KITCHEN, living room and family room. The new updated kitchen features stainless appliances, new countertops, flooring, and light fixtures. There are to many upgrades to mention. PERFECT HOME FOR A GROWING FAMILY. A MUST SEE! MAKE AN APPOINTMENT TODAY

  23. 2017-05-13
    listed $129,900 Active 506-char remark
    Show marketing remark (506 chars)

    Love the country, fresh air? This UPDATED 2052 sq ft home has an OPEN FLOOR PLAN and is located on OVER AN ACRE lot at the end of the road. LARGE DECK looks over a secluded backyard. Home includes 4 bedrooms, 2 full baths, nursery/office, an INCREDIABLE KITCHEN, living room and family room. The new updated kitchen features stainless appliances, new countertops, flooring, and light fixtures. There are to many upgrades to mention. PERFECT HOME FOR A GROWING FAMILY. A MUST SEE! MAKE AN APPOINTMENT TODAY

  24. 2017-05-11
    listed $129,900 506-char remark
    Show marketing remark (506 chars)

    Love the country, fresh air? This UPDATED 2052 sq ft home has an OPEN FLOOR PLAN and is located on OVER AN ACRE lot at the end of the road. LARGE DECK looks over a secluded backyard. Home includes 4 bedrooms, 2 full baths, nursery/office, an INCREDIABLE KITCHEN, living room and family room. The new updated kitchen features stainless appliances, new countertops, flooring, and light fixtures. There are to many upgrades to mention. PERFECT HOME FOR A GROWING FAMILY. A MUST SEE! MAKE AN APPOINTMENT TODAY

  25. 2017-01-27
    soldstatus $61,250 Closed 171-char remark
    Show marketing remark (171 chars)

    Large 4 bedroom 2 bath doublewide. Property is in need of repairs and is being sold as is where is. Price reflects repairs needed. Property is down a secluded gravel road.

  26. 2017-01-27
    soldstatus $61,250 171-char remark
    Show marketing remark (171 chars)

    Large 4 bedroom 2 bath doublewide. Property is in need of repairs and is being sold as is where is. Price reflects repairs needed. Property is down a secluded gravel road.

  27. 2017-01-27
    soldstatus $61,350
    Show marketing remark (171 chars)

    Large 4 bedroom 2 bath doublewide. Property is in need of repairs and is being sold as is where is. Price reflects repairs needed. Property is down a secluded gravel road.

  28. 2016-12-29
    historical Contingent 171-char remark
    Show marketing remark (171 chars)

    Large 4 bedroom 2 bath doublewide. Property is in need of repairs and is being sold as is where is. Price reflects repairs needed. Property is down a secluded gravel road.

  29. 2016-12-21
    listed $54,000 Active 171-char remark
    Show marketing remark (171 chars)

    Large 4 bedroom 2 bath doublewide. Property is in need of repairs and is being sold as is where is. Price reflects repairs needed. Property is down a secluded gravel road.

  30. 2016-12-21
    listed $54,000 171-char remark
    Show marketing remark (171 chars)

    Large 4 bedroom 2 bath doublewide. Property is in need of repairs and is being sold as is where is. Price reflects repairs needed. Property is down a secluded gravel road.

  31. 2005-09-14
    soldstatus $18,000
  32. 2005-09-14
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$1,345 · $112/mo
Projected year-2 tax
$2,148 · $179/mo
Expected delta
+$803/yr (+$67/mo · 59.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,715
− Mortgage interest
−$14,676
− Property taxes
−$1,345
− Insurance
−$1,310
− Repairs & maintenance
−$2,777
− Management
−$2,777
− Depreciation
−$7,622
Taxable income
$4,208
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,010
After-tax cash flow
$7,273/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Person County Schools
NCES district ID
3703630
Math proficiency
39% ▬ 0.00%
Reading proficiency
42% ▲ 2.00%
Median HH income
$43,729
Composite
34.3/100
National rank
#5242
State rank
#110 of 178 in NC

Livability — Roxboro

Score
55/100
State rank
#649
US rank
#23536

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
11,954
Population (ZIP)
14,163

Population outlook (Person County) Hauer SSP2

Today (2025)
38,577 people
By 2030
37,847 · -1.9%
By 2040
35,740 · -7.4%
By 2050
32,683 · -15.3%
By 2075
24,979 · -35.2%
By 2100
15,779 · -59.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 28% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Italian 2% Slovak 1% Serbian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Person

2024 margin
Strong R (+23.7) · D 37.7% · R 61.4%
2008→2024 swing
-15.2pp toward R · 2008: -8.5pp · 2024: -23.7pp
All cycles
2024: R+23.7 2020: R+21.6 2016: R+17.3 2012: R+11.0 2008: R+8.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 21.68%
Current HPI
276.8767
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+1372.2% since first listed
18 events — show timeline
  • 2026-05-19 Price Changed $265,000 TMLS
  • 2026-05-15 Price Changed $267,000 TMLS
  • 2026-05-08 Price Changed $269,900 TMLS
  • 2026-04-27 Listed $272,000 TMLS
  • 2017-07-05 Sold (Public Records) $123,000 Public Records
  • 2017-07-05 Sold (MLS) $123,000 AMLSNC
  • 2017-07-05 Sold (MLS) $123,000 TMLS
  • 2017-05-17 Contingent TMLS
  • 2017-05-13 Listed $129,900 TMLS
  • 2017-05-11 Listed $129,900 AMLSNC
  • 2017-01-27 Sold (Public Records) $61,350 Public Records
  • 2017-01-27 Sold (MLS) $61,250 AMLSNC
  • 2017-01-27 Sold (MLS) $61,250 TMLS
  • 2016-12-29 Contingent TMLS
  • 2016-12-21 Listed $54,000 TMLS
  • 2016-12-21 Listed $54,000 AMLSNC
  • 2005-09-14 Sold (Public Records) $125,000 Public Records
  • 2005-09-14 Sold (Public Records) $18,000 Public Records

Property tax history

+3.7%/yr

Latest (2025): $1,345 · +27.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…