631 Haughton Trace Ct · Haughton, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 68.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.8/30.0
- DSCR +9.2/10.0
- 1% rule +7.2/10.0
- ARV discount +4.7/15.0
- Schools +3.8/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
* * New Listing Alert: Your Dream Home Awaits at 631 Haughton Trace, Haughton, LA! * * Step into this * * completely renovated 2013 double wide * * with a brand new roof that redefines modern living! With * * four spacious bedrooms and two stylish bathrooms * * , this home is perfect for families or anyone seeking extra space. Let us show you how to get into this home with $0 money down with the Rural Development 100% Financing Loan with a 600 middle credit score or above with approved credit and income! As you enter, you’ll be greeted by * * all-new interior paint and LVT flooring * * throughout, providing a fresh and inviting atmosphere. The heart of this home is
Key facts
- Brand new roof
- Completely renovated
- Lvt flooring
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $165k.
Deal economics
- At list price, monthly cash flow is $450 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Cap rate 9.6% vs local median 5.4% in Haughton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#105 in LA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
- Bossier Parish (urban): math 40% / reading 47% proficiency, ranked #17 of 98 in LA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 333 active listings in the ZIP; solid renter incomes; 716 units permitted in Bossier Parish in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Bossier County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 9.56%
- Cash-on-cash
- 11.68%
- DSCR
- 1.52
- GRM
- 6.8
CMA / ARV
- ARV (on-the-fly)
- $155,232
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 603 Haughton Trace Ct | 0.25mi | 3/2.0 (-1) | 1,664 (+6%) | 2mo | $165,000 | $99 | 72 |
| 633 Haughton Trace Ct | 0.05mi | 3/2.0 (-1) | 1,792 (+14%) | 7mo | $165,900 | $93 | 63 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.1%
- Equity multiple
- 1.04×
- Total profit
- $1,945
- Equity at exit
- $24,602
- IRR
- 10.7%
- Equity multiple
- 1.84×
- Total profit
- $38,712
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71037
- Home prices YoY
- -27.8%
- Active inventory
- 333
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $2,013 medium interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax est. 1.5%
- −$206 /mo · $2,475/yr
- Insurance
- −$69
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $450
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 3 events
-
2025-06-11soldstatus $169,000
-
2025-04-23status Pending
-
2025-04-19$165,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 68% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,154
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,475
- − Insurance
- −$825
- − Repairs & maintenance
- −$1,932
- − Management
- −$1,932
- − Depreciation
- −$4,800
- Taxable income
- $2,947
- Est. tax owed @ 24.0%
- −$707
- After-tax cash flow
- $4,691/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bossier Parish
- NCES district ID
- 2200270
- Math proficiency
- 40% ▼ -32.00%
- Reading proficiency
- 47% ▼ -28.00%
- Median HH income
- $51,326
- Composite
- 37.5/100
- National rank
- #4402
- State rank
- #17 of 98 in LA
Livability — Haughton
- Score
- 67/100
- State rank
- #105
- US rank
- #10251
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bossier Parish · 98,704 people
- City population
- 21,192
- Metro
- Shreveport-Bossier City, LA
- Population (ZIP)
- 21,192
- Household income
- $78,571
- Rent vs Own
- Severe rent burden
- 171.0
Population outlook (Bossier County) Hauer SSP2
- Today (2025)
- 143,247 people
- By 2030
- 151,802 · +6.0%
- By 2040
- 168,194 · +17.4%
- By 2050
- 183,533 · +28.1%
- By 2075
- 217,009 · +51.5%
- By 2100
- 230,091 · +60.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Black 15% Hispanic / Latino 6% Two or more races 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 2% Italian 1% Slovak 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Bossier
- 2024 margin
- Solid R (+43.3) · D 27.7% · R 71.0% · Other 1.3%
- 2008→2024 swing
- +0.3pp no change · 2008: -43.7pp · 2024: -43.3pp
- All cycles
- 2024: R+43.3 2020: R+41.0 2016: R+45.8 2012: R+45.4 2008: R+43.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -59.53%
- Current HPI
- 154.5064
- Rent YoY
- —
- Metro
- Shreveport-Bossier City, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+2.4% since first listed3 events — show timeline
- 2025-06-11 Sold (Public Records) $169,000 Public Records
- 2025-04-23 Pending — NTREIS
- 2025-04-19 Listed $165,000 NTREIS
Property tax history
-16.3%/yrLatest (2025): $137 · -86.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…