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C Composite 59.93
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.8/30.0
  • DSCR +9.2/10.0
  • 1% rule +7.2/10.0
  • ARV discount +4.7/15.0
  • Schools +3.8/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

631 Haughton Trace Ct · Haughton, LA 71037
4 bd · 2.0 ba · 1,568 sqft · Manufactured public records · 3 Days on market
Built 2013 0.96 ac lot Est $155k · 6% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

* * New Listing Alert: Your Dream Home Awaits at 631 Haughton Trace, Haughton, LA! * * Step into this * * completely renovated 2013 double wide * * with a brand new roof that redefines modern living! With * * four spacious bedrooms and two stylish bathrooms * * , this home is perfect for families or anyone seeking extra space. Let us show you how to get into this home with $0 money down with the Rural Development 100% Financing Loan with a 600 middle credit score or above with approved credit and income! As you enter, you’ll be greeted by * * all-new interior paint and LVT flooring * * throughout, providing a fresh and inviting atmosphere. The heart of this home is

Key facts

  • Brand new roof
  • Completely renovated
  • Lvt flooring

Tags

COMPLETELY RENOVATEDBRAND NEW ROOFALL-NEW INTERIOR PAINTLVT FLOORINGTRENDY SUBWAY TILE BACKSPLASHSPACIOUS MASTER SUITE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $165k.

Deal economics

  • At list price, monthly cash flow is $450 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Cap rate 9.6% vs local median 5.4% in Haughton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#105 in LA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
  • Bossier Parish (urban): math 40% / reading 47% proficiency, ranked #17 of 98 in LA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 333 active listings in the ZIP; solid renter incomes; 716 units permitted in Bossier Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Bossier County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.56%
Cash-on-cash
11.68%
DSCR
1.52
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$155,232
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
603 Haughton Trace Ct 0.25mi 3/2.0 (-1) 1,664 (+6%) 2mo $165,000 $99 72
633 Haughton Trace Ct 0.05mi 3/2.0 (-1) 1,792 (+14%) 7mo $165,900 $93 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.1%
Equity multiple
1.04×
Total profit
$1,945
Equity at exit
$24,602
10-year hold
IRR
10.7%
Equity multiple
1.84×
Total profit
$38,712
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71037

Home prices YoY
-27.8%
Active inventory
333
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$2,013 medium interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$423
Net cashflow
$450

Break-even live

Break-even rent $1,443
Max offer price $165,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2025-06-11
    soldstatus $169,000
  2. 2025-04-23
    status Pending
  3. 2025-04-19
    listed $165,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,154
− Mortgage interest
−$9,243
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$1,932
− Management
−$1,932
− Depreciation
−$4,800
Taxable income
$2,947
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$707
After-tax cash flow
$4,691/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bossier Parish
NCES district ID
2200270
Math proficiency
40% ▼ -32.00%
Reading proficiency
47% ▼ -28.00%
Median HH income
$51,326
Composite
37.5/100
National rank
#4402
State rank
#17 of 98 in LA

Livability — Haughton

Score
67/100
State rank
#105
US rank
#10251

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Bossier Parish · 98,704 people
City population
21,192
Metro
Shreveport-Bossier City, LA
Population (ZIP)
21,192
Household income
$78,571
Rent vs Own
14.1% rent · 85.9% own
Severe rent burden
171.0

Population outlook (Bossier County) Hauer SSP2

Today (2025)
143,247 people
By 2030
151,802 · +6.0%
By 2040
168,194 · +17.4%
By 2050
183,533 · +28.1%
By 2075
217,009 · +51.5%
By 2100
230,091 · +60.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Black 15% Hispanic / Latino 6% Two or more races 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 2% Italian 1% Slovak 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Bossier

2024 margin
Solid R (+43.3) · D 27.7% · R 71.0% · Other 1.3%
2008→2024 swing
+0.3pp no change · 2008: -43.7pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+41.0 2016: R+45.8 2012: R+45.4 2008: R+43.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.53%
Current HPI
154.5064
Rent YoY
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+2.4% since first listed
3 events — show timeline
  • 2025-06-11 Sold (Public Records) $169,000 Public Records
  • 2025-04-23 Pending NTREIS
  • 2025-04-19 Listed $165,000 NTREIS

Property tax history

-16.3%/yr

Latest (2025): $137 · -86.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…