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5274 Sagewood Dr
D Composite 43.31
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.1/30.0
  • DSCR +5.7/10.0
  • 1% rule +4.9/10.0
  • Schools +4.7/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$309,900

5274 Sagewood Dr · College Station, TX 77845
3 bd · 2.0 ba · 1,546 sqft · SingleFamily public records · 33 Days on market
Built 2013 6,251 sqft lot $200/sqft · 17% above area Est $265k · 17% over $34/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LOVE THE OUTDOORS? This home has NO BACK YARD NEIGHBORS, a large extended back patio and extensive landscaping for hours of play and enjoyment. NICELY UPDATED KITCHEN AND PRIMARY BATH! Inside you'll enjoy a welcoming entry leading to a very spacious living room, a light-filled dining area and a great island kitchen with walk-in pantry. Vinyl plank flooring throughout the living spaces is attractive and easy to maintain. The three bedrooms in a split floor plan layout are all good sized with ample closet space. The generously primary bedroom features an updated bath with double sinks and a large walk-in shower, as well as a linen cabinet and walk-in closet. The laundry room has nice built-ins and space for a spare fridge or folding counter - WASHER & DRYER INCLUDED. Meadowcreek is a relaxing drive in the countryside, but just minutes from shopping, restaurants and medical facilities. Enjoy the park, playground and community pool.

Key facts

  • Double sinks
  • Updated bath
  • Island kitchen

Tags

OVERSIZED PATIOISLAND KITCHENWALK-IN PANTRYVINYL PLANK FLOORINGUPDATED BATHDOUBLE SINKS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $310k.

Deal economics

  • At list price, monthly cash flow is $275 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $306k (1.2% below list).
  • Recommended offer: $301k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Greens Prairie El (math 62% / reading 57%, grade B-, #409 of 4,322 statewide, top 10%, 557 students, 14% FRL); College Station Middle (math 51% / reading 56%, grade C+, #275 of 1,662 statewide, top 17%, 645 students, 46% FRL); College Station H S (math 78% / reading 61%, grade B, #119 of 1,632 statewide, top 9%, 2,134 students, 35% FRL).
  • Market conditions: Rents rising (+3.1%/yr); 1179 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($301k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 91% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $300,603 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.36%
Cash-on-cash
3.80%
DSCR
1.17
GRM
8.4

CMA / ARV

ARV (median comp)
$265,448
List price
$309,900
Delta
16.75%
Verdict
OVERPRICED
Comps
17 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5284 Sagewood Ct 0.05mi 3/2.0 1,546 (0%) 13mo $295,000 $191 87
5131 Stewart Dr 0.06mi 3/2.0 1,610 (+4%) 8mo $315,000 $196 84
15121 Meredith Ln 0.29mi 3/2.5 1,597 (+3%) 3mo $263,500 $165 76
5104 Sagewood Dr 0.43mi 3/2.0 1,423 (-8%) 5mo $260,000 $183 62
5225 Sagewood Dr 0.23mi 3/2.0 1,364 (-12%) 11mo $265,000 $194 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-10.2%
Equity multiple
0.63×
Total profit
$-32,249
Equity at exit
$46,207
10-year hold
IRR
-0.6%
Equity multiple
0.96×
Total profit
$-3,680
Equity at exit
$26,794

Cash invested: $86,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1179
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$3,062 medium interval (Pro) →
Mortgage (P&I)
$1,625
Tax from tax record
$356 /mo · $4,266/yr
Insurance
$129
HOA
$34
Vacancy / Maint / Mgmt
$643
Net cashflow
$275

Break-even live

Break-even rent $2,714
Max offer price $309,900
Occupancy floor 86%

Sensitivity live

Price -10% $450 -5% $363 +0% $275 +5% $187 +10% $100
Rent -10% $33 -5% $154 +0% $275 +5% $396 +10% $517
Rate -1.0pp $431 -0.5pp $354 base $275 +0.5pp $195 +1.0pp $113

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,475
Closing costs
$9,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5291 Dymple Ln Unit 1328083P College Station, TX 3.0 2.0 1205 $4,779 $3.97 0d 1 0.72mi
4206 Carnes Ct S College Station, TX 3.0 2.0 1840 $2,300 $1.25 15d 1 1.17mi
15232 Still Water Meadow Loop College Station, TX 3.0 2.0 1433 $2,300 $1.61 45d 1 1.33mi

HOA detail

Monthly dues
$34 · $408/yr
Likely covers
landscapingpool

Listing history 9 events

  1. 2026-05-02
    status Pending 948-char remark
    Show marketing remark (948 chars)

    LOVE THE OUTDOORS? This home has NO BACK YARD NEIGHBORS, a large extended back patio and extensive landscaping for hours of play and enjoyment. NICELY UPDATED KITCHEN AND PRIMARY BATH! Inside you'll enjoy a welcoming entry leading to a very spacious living room, a light-filled dining area and a great island kitchen with walk-in pantry. Vinyl plank flooring throughout the living spaces is attractive and easy to maintain. The three bedrooms in a split floor plan layout are all good sized with ample closet space. The generously primary bedroom features an updated bath with double sinks and a large walk-in shower, as well as a linen cabinet and walk-in closet. The laundry room has nice built-ins and space for a spare fridge or folding counter - WASHER & DRYER INCLUDED. Meadowcreek is a relaxing drive in the countryside, but just minutes from shopping, restaurants and medical facilities. Enjoy the park, playground and community pool.

  2. 2026-04-21
    price $309,900 948-char remark
    Show marketing remark (948 chars)

    LOVE THE OUTDOORS? This home has NO BACK YARD NEIGHBORS, a large extended back patio and extensive landscaping for hours of play and enjoyment. NICELY UPDATED KITCHEN AND PRIMARY BATH! Inside you'll enjoy a welcoming entry leading to a very spacious living room, a light-filled dining area and a great island kitchen with walk-in pantry. Vinyl plank flooring throughout the living spaces is attractive and easy to maintain. The three bedrooms in a split floor plan layout are all good sized with ample closet space. The generously primary bedroom features an updated bath with double sinks and a large walk-in shower, as well as a linen cabinet and walk-in closet. The laundry room has nice built-ins and space for a spare fridge or folding counter - WASHER & DRYER INCLUDED. Meadowcreek is a relaxing drive in the countryside, but just minutes from shopping, restaurants and medical facilities. Enjoy the park, playground and community pool.

  3. 2026-03-30
    listed $310,000 Active 948-char remark
    Show marketing remark (948 chars)

    LOVE THE OUTDOORS? This home has NO BACK YARD NEIGHBORS, a large extended back patio and extensive landscaping for hours of play and enjoyment. NICELY UPDATED KITCHEN AND PRIMARY BATH! Inside you'll enjoy a welcoming entry leading to a very spacious living room, a light-filled dining area and a great island kitchen with walk-in pantry. Vinyl plank flooring throughout the living spaces is attractive and easy to maintain. The three bedrooms in a split floor plan layout are all good sized with ample closet space. The generously primary bedroom features an updated bath with double sinks and a large walk-in shower, as well as a linen cabinet and walk-in closet. The laundry room has nice built-ins and space for a spare fridge or folding counter - WASHER & DRYER INCLUDED. Meadowcreek is a relaxing drive in the countryside, but just minutes from shopping, restaurants and medical facilities. Enjoy the park, playground and community pool.

  4. 2020-08-27
    soldstatus 471-char remark
    Show marketing remark (471 chars)

    This charming 3 bed/ 2 bath offers comfortable country living while being only minutes from shopping, schools, and hospitals. This home offers granite countertops throughout, an office nook, matching appliances, large kitchen/dining/living areas, spacious rooms and backyard. Situated within Meadowcreek, the neighborhood hosts a community pool and playground. Don't miss out! Unit is currently leased on month-to-month basis for $1,750. Call today for a private showing!

  5. 2020-08-27
    soldstatus
    Show marketing remark (471 chars)

    This charming 3 bed/ 2 bath offers comfortable country living while being only minutes from shopping, schools, and hospitals. This home offers granite countertops throughout, an office nook, matching appliances, large kitchen/dining/living areas, spacious rooms and backyard. Situated within Meadowcreek, the neighborhood hosts a community pool and playground. Don't miss out! Unit is currently leased on month-to-month basis for $1,750. Call today for a private showing!

  6. 2019-09-19
    listed $209,000 471-char remark
    Show marketing remark (471 chars)

    This charming 3 bed/ 2 bath offers comfortable country living while being only minutes from shopping, schools, and hospitals. This home offers granite countertops throughout, an office nook, matching appliances, large kitchen/dining/living areas, spacious rooms and backyard. Situated within Meadowcreek, the neighborhood hosts a community pool and playground. Don't miss out! Unit is currently leased on month-to-month basis for $1,750. Call today for a private showing!

  7. 2017-03-27
    soldstatus
  8. 2017-03-24
    soldstatus
  9. 2017-02-08
    listed $193,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,266 · $356/mo
Projected year-2 tax
$5,671 · $473/mo
Expected delta
+$1,405/yr (+$117/mo · 32.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 91% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,742
− Mortgage interest
−$17,359
− Property taxes
−$4,266
− Insurance
−$1,550
− Repairs & maintenance
−$2,939
− Management
−$2,939
− HOA
−$408
− Depreciation
−$9,015
Taxable loss
−$1,735
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$416
After-tax cash flow
$3,717/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
College Station ISD
NCES district ID
4807350
Math proficiency
58% ▼ -4.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$36,991
Composite
46.54/100
National rank
#2428
State rank
#113 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+60.2% since first listed
9 events — show timeline
  • 2026-05-02 Pending BCSRMLS
  • 2026-04-21 Price Changed $309,900 BCSRMLS
  • 2026-03-30 Listed $310,000 BCSRMLS
  • 2020-08-27 Sold (Public Records) Public Records
  • 2020-08-27 Sold (MLS) BCSRMLS
  • 2019-09-19 Listed $209,000 BCSRMLS
  • 2017-03-27 Sold (Public Records) Public Records
  • 2017-03-24 Sold (MLS) BCSRMLS
  • 2017-02-08 Listed $193,500 BCSRMLS

Property tax history

+3.7%/yr

Latest (2025): $4,266 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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