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25616 Hoffmeyer St
D Composite 40.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.3/15.0
  • Cash flow +9.7/30.0
  • 1% rule +3.9/10.0
  • Livability +3.6/5.0
  • DSCR +2.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$160,000

25616 Hoffmeyer St · Roseville, MI 48066
3 bd · 1.0 ba · 1,356 sqft · SingleFamily public records · 48 Days on market
Built 1940 6,970 sqft lot $118/sqft · 15% below area Est $188k · 15% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home. A/c Unit new 2025 Furnace new 2024 roof 6-8 years old

Key facts

  • 6,970 sq ft lot
  • Garage
  • Built 1940

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $-105 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $142k (11.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (10.7% below list).
  • Recommended offer: $142k (11.5% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 72/100 on livability (#258 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, employment D, schools F.
  • Roseville Community Schools (suburban): math 11% / reading 24% proficiency, ranked #483 of 540 in MI (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 265 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • 16 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $141,525 (11.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
5.51%
Cash-on-cash
-2.80%
DSCR
0.88
GRM
9.3

CMA / ARV

ARV (median comp)
$188,450
List price
$160,000
Delta
-15.10%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17921 Oakdale St 0.28mi 3/1.0 1,312 (-3%) 3mo $235,000 $179 79
25334 Barbara St 0.12mi 3/1.0 1,479 (+9%) 1mo $147,000 $99 79
18239 Glendale St 0.52mi 3/2.0 1,376 (+2%) 0mo $204,000 $148 69
25560 Bellaire St 0.41mi 3/1.0 1,463 (+8%) 7mo $175,000 $120 62
26261 Linwood St 0.37mi 3/1.5 1,170 (-14%) 6mo $142,000 $121 53
26095 Pattow St 0.57mi 3/1.0 1,180 (-13%) 1mo $112,500 $95 51
25158 Arlington St 0.71mi 3/1.0 1,499 (+10%) 1mo $197,500 $132 48
25914 Normandy St 0.59mi 3/1.5 1,161 (-14%) 2mo $105,500 $91 45
25133 Blair St 0.51mi 3/2.0 1,192 (-12%) 9mo $182,000 $153 44
26671 Belleair St 0.69mi 3/2.0 1,218 (-10%) 3mo $154,900 $127 44
26031 Parkington St 0.63mi 3/1.0 1,185 (-13%) 8mo $160,000 $135 43
25334 Waldorf St 0.64mi 3/1.5 1,200 (-12%) 8mo $206,000 $172 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
-24.2%
Equity multiple
0.19×
Total profit
$-36,144
Equity at exit
$23,857
10-year hold
IRR
-30.8%
Equity multiple
-0.20×
Total profit
$-53,885
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48066

Rents YoY
0.4%
Active inventory
265
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,429 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$327 /mo · $3,929/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$300
Net cashflow
$-105

Break-even live

Break-even rent $1,561
Max offer price $141,525
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
26221 Pinehurst St Roseville, MI 2.0 1.0 1000 $1,200 $1.20 1d 1 0.42mi
26251 Pinehurst St Unit 251d Roseville, MI 2.0 1.0 1000 $1,200 $1.20 43d 1 0.43mi
27067 Lawnwood St Roseville, MI 3.0 1.0 960 $1,500 $1.56 43d 1 0.89mi
16944 E 11 Mile Rd Unit C2 Roseville, MI 2.0 1.0 900 $1,295 $1.44 24d 1 0.91mi
16840 E Eleven Mile Rd Unit 103 Roseville, MI 2.0 1.0 900 $1,250 $1.39 43d 1 0.95mi
16840 E 11 Mile Rd Unit 109 Roseville, MI 2.0 1.0 900 $1,400 $1.56 43d 1 0.95mi
16840 E Eleven Mile Rd Roseville, MI 2.0 1.0 900 $1,300 $1.44 24d 3 0.96mi
16840 E Eleven Mile Rd Roseville, MI 2.0 1.0 900 $1,300 $1.44 21d 3 0.96mi
16840 E Eleven Mile Rd Unit 104 Roseville, MI 2.0 1.0 900 $1,200 $1.33 43d 1 0.96mi
18635 Meier St Unit : Back Roseville, MI 2.0 1.0 900 $1,100 $1.22 24d 1 1.08mi
17392 Tennyson St Roseville, MI 3.0 1.0 900 $1,649 $1.83 2d 1 1.10mi
17405 Ivanhoe St Roseville, MI 3.0 1.0 969 $1,600 $1.65 43d 1 1.16mi
27547 O Neil Roseville, MI 3.0 1.0 1014 $1,350 $1.33 4d 1 1.17mi
26511 Grandmont St Roseville, MI 3.0 1.0 960 $1,495 $1.56 4d 1 1.26mi
27881 O Neil Roseville, MI 3.0 1.0 1300 $1,300 $1.00 24d 1 1.32mi
26536 Kathy St Roseville, MI 3.0 1.0 1000 $1,499 $1.50 24d 1 1.34mi
26153 Nagel St Roseville, MI 3.0 1.0 924 $1,500 $1.62 14d 1 1.39mi
25184 Wiseman St Roseville, MI 3.0 1.0 1000 $1,750 $1.75 3d 1 1.44mi
25184 Wiseman St Roseville, MI 3.0 1.0 895 $1,750 $1.96 21d 1 1.44mi
27241 Woodmont St Roseville, MI 3.0 1.0 924 $1,550 $1.68 1d 1 1.48mi

Listing history 50 events

  1. 2026-06-18
    days on market $160,000 Active 48 DOM
  2. 2026-06-17
    days on market $160,000 Active 47 DOM
  3. 2026-06-16
    days on market $160,000 Active 46 DOM
  4. 2026-06-15
    days on market $160,000 Active 45 DOM
  5. 2026-06-13
    days on market $160,000 Active 43 DOM
  6. 2026-06-09
    days on market $160,000 Active 39 DOM
  7. 2026-06-08
    days on market $160,000 Active 38 DOM
  8. 2026-06-07
    days on market $160,000 Active 37 DOM
  9. 2026-06-04
    days on market $160,000 Active 34 DOM
  10. 2026-06-03
    days on market $160,000 Active 33 DOM
  11. 2026-06-02
    days on market $160,000 Active 32 DOM
  12. 2026-06-02
    status $160,000 Active 31 DOM
  13. 2026-05-18
    status Pending 434-char remark
    Show marketing remark (380 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home.

  14. 2026-05-18
    status Pending 380-char remark
    Show marketing remark (380 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home.

  15. 2026-05-18
    status Pending
    Show marketing remark (380 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home.

  16. 2026-04-17
    listed $160,000 Active 380-char remark
    Show marketing remark (434 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home. A/c Unit new 2025 Furnace new 2024 roof 6-8 years old

  17. 2026-04-17
    listed $160,000 Active 434-char remark
    Show marketing remark (434 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home. A/c Unit new 2025 Furnace new 2024 roof 6-8 years old

  18. 2026-04-17
    listed $160,000 Active
    Show marketing remark (434 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home. A/c Unit new 2025 Furnace new 2024 roof 6-8 years old

  19. 2026-04-12
    historical $160,000 380-char remark
    Show marketing remark (380 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home.

  20. 2026-04-12
    historical $160,000
    Show marketing remark (380 chars)

    Step into comfort and charm at 25616 Hoffmeyer Street! This inviting home offers a cozy yet functional layout, perfect for everyday living. Sun-filled rooms create a welcoming atmosphere, while the outdoor space provides plenty of room to relax or entertain. Nestled in a quiet neighborhood with easy access to local amenities and freeways, this is the perfect place to call home.

  21. 2025-11-21
    historical
  22. 2025-10-17
    listed $160,000 Active
  23. 2025-10-17
    listed $160,000 Active
  24. 2025-10-15
    historical
  25. 2025-09-29
    historical
  26. 2025-09-29
    historical
  27. 2025-08-15
    listed $155,000 Active
  28. 2025-08-15
    listed $155,000 Active
  29. 2025-08-10
    historical
  30. 2025-07-18
    price $154,900
  31. 2025-07-18
    price $154,900
  32. 2025-06-18
    listed $160,000 Active
  33. 2025-06-18
    listed $160,000 Active
  34. 2025-02-24
    historical
  35. 2025-02-24
    historical
  36. 2025-01-10
    listed $174,000 Active
  37. 2025-01-10
    listed $174,000 Active
  38. 2023-05-16
    soldstatus $145,000
  39. 2023-05-11
    soldstatus $145,000
  40. 2023-05-11
    soldstatus $145,000 Closed
  41. 2023-04-05
    status Pending
  42. 2023-03-28
    listed $135,000
  43. 2023-03-28
    listed $135,000 Active
  44. 2023-03-28
    historical
  45. 2023-03-28
    historical
  46. 2022-12-05
    listed $149,900 Active
  47. 2022-11-28
    historical
  48. 2022-11-28
    listed $149,900
  49. 2000-09-05
    soldstatus $55,000
  50. 1999-07-29
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$3,929 · $327/mo
Projected year-2 tax
$3,929 · $327/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,143
− Mortgage interest
−$8,962
− Property taxes
−$3,929
− Insurance
−$800
− Repairs & maintenance
−$1,371
− Management
−$1,371
− Depreciation
−$4,655
Taxable loss
−$3,946
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$947
After-tax cash flow
$-308/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Roseville Community Schools
NCES district ID
2630210
Math proficiency
11% ▼ -8.00%
Reading proficiency
24% ▼ -7.00%
Median HH income
$41,590
Composite
14.98/100
National rank
#9363
State rank
#483 of 540 in MI

Livability — Roseville

Score
72/100
State rank
#258
US rank
#6400

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety D+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Roseville, MI
County
Macomb County · 638,552 people
City population
47,123
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
47,123
Household income
$62,182
Rent vs Own
34.4% rent · 65.6% own
Severe rent burden
1712.0

Population outlook (Macomb County) Hauer SSP2

Today (2025)
925,296 people
By 2030
948,226 · +2.5%
By 2040
983,961 · +6.3%
By 2050
1,010,200 · +9.2%
By 2075
1,076,222 · +16.3%
By 2100
1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Black 23% Two or more races 7% Hispanic / Latino 4% Asian 2%
Common ancestry
Romanian 12% Lithuanian 4% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 2% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Macomb

2024 margin
R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
2008→2024 swing
-22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
All cycles
2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -232.95%
Current HPI
217.4171
Rent YoY
▲ 0.39%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+167.1% since first listed
41 events — show timeline
  • 2026-05-18 Pending REALCOMP
  • 2026-05-18 Pending MiRealSource-MiMLS
  • 2026-05-18 Pending SW Michigan MLS
  • 2026-04-17 Listed $160,000 MiRealSource-MiMLS
  • 2026-04-17 Listed $160,000 REALCOMP
  • 2026-04-17 Listed $160,000 SW Michigan MLS
  • 2026-04-12 Coming Soon $160,000 MiRealSource-MiMLS
  • 2026-04-12 Coming Soon $160,000 SW Michigan MLS
  • 2025-11-21 Listing Removed MiRealSource-MiMLS
  • 2025-10-17 Listed $160,000 REALCOMP
  • 2025-10-17 Listed $160,000 MiRealSource-MiMLS
  • 2025-10-15 Coming Soon MiRealSource-MiMLS
  • 2025-09-29 Listing Removed MiRealSource-MiMLS
  • 2025-09-29 Listing Removed REALCOMP
  • 2025-08-15 Listed $155,000 MiRealSource-MiMLS
  • 2025-08-15 Listed $155,000 REALCOMP
  • 2025-08-10 Listing Removed MiRealSource-MiMLS
  • 2025-07-18 Price Changed $154,900 MiRealSource-MiMLS
  • 2025-07-18 Price Changed $154,900 REALCOMP
  • 2025-06-18 Listed $160,000 REALCOMP
  • 2025-06-18 Listed $160,000 MiRealSource-MiMLS
  • 2025-02-24 Listing Removed REALCOMP
  • 2025-02-24 Listing Removed MiRealSource-MiMLS
  • 2025-01-10 Listed $174,000 REALCOMP
  • 2025-01-10 Listed $174,000 MiRealSource-MiMLS
  • 2023-05-16 Sold (Public Records) $145,000 Public Records
  • 2023-05-11 Sold (MLS) $145,000 MiRealSource-MiMLS
  • 2023-05-11 Sold (MLS) $145,000 REALCOMP
  • 2023-04-05 Pending MiRealSource-MiMLS
  • 2023-03-28 Listing Removed MiRealSource-MiMLS
  • 2023-03-28 Listing Removed REALCOMP
  • 2023-03-28 Listed $135,000 MiRealSource-MiMLS
  • 2023-03-28 Listed $135,000 REALCOMP
  • 2022-12-05 Listed $149,900 MiRealSource-MiMLS
  • 2022-11-28 Coming Soon MiRealSource-MiMLS
  • 2022-11-28 Listed $149,900 REALCOMP
  • 2000-09-05 Sold (Public Records) $55,000 Public Records
  • 1999-07-29 Sold (Public Records) $55,000 Public Records
  • 1997-09-19 Sold (MLS) $55,000 MiRealSource-MiMLS
  • 1997-08-26 Listing Removed MiRealSource-MiMLS
  • 1997-05-14 Listed $59,900 MiRealSource-MiMLS

Property tax history

+6.8%/yr

Latest (2025): $3,929 · +9.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…