12041 Carrington Ln #103 · Loveland, OH 45140

$192,900

2 bd · 2.0 ba · 1,112 sqft · Condo · 65 Days on market

Built 1995 Fair condition $173/sqft · at area comps Est $193k · at est. $470/mo HOA · 23% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.0/30.0
• ARV discount +7.5/15.0
• Schools +7.4/10.0
• 1% rule +5.5/10.0
• Livability +4.2/5.0
• Rent growth +3.6/5.0
• Condition / age +2.2/5.0
• DSCR +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Enjoy effortless living in this bright 2-bedroom, 2-bath NO- STEPS condo! Features include a one-car detached garage plus an assigned parking space conveniently located near the entrance. The welcoming first-floor layout offers a spacious living area that opens through a new sliding door to a covered patio, perfect for relaxing or entertaining. The HOA covers water, sewer, and trash, so you you can enjoy the outstanding community amenities - pool, clubhouse, fitness center, tennis and basketball courts. Ideally located near shopping, dining, and with easy highway access. Don't miss the chance to tour this inviting home and see all it has to offer.

Key facts

• First-floor condo
• Access to clubhouse
• Access to pool

Tags

• FIRST-FLOOR CONDO
• PRIVATE COVERED PATIO
• DETACHED GARAGE
• ASSIGNED PARKING SPACE
• ACCESS TO POOL
• ACCESS TO CLUBHOUSE

Property features AI

Finance

• Other: Zoning: Residential; Access via city street
• HOA & community: HOA (Eclipse) with monthly fee; Owner pays HOA; HOA covers water, sewer, trash, association dues, clubhouse, exercise facility, landscaping (unit and community), pool, tennis, and professional management

Exterior

• Parking: Detached garage; 1 garage space (1 assigned)
• Security: Smoke alarm
• Utilities: Public water; Public sewer; Electric service
• Home design: Traditional style; One-level unit (unit entry level 1); Building has 2 levels; Common hallway entry; Pets allowed; Laundry in unit
• Construction: Brick and vinyl siding exterior; Shingle roof; Slab foundation; Built on one level
• Exterior features: Covered deck/patio; Insulated windows

Interior

• Kitchen: Pantry; Wood cabinets; Dishwasher; Garbage disposal; Microwave; Oven/Range; Refrigerator
• Bedrooms: 2 bedrooms total; Primary bedroom 14 x 12 (level 1); Second bedroom 13 x 12 (level 1)
• Flooring: Carpet in entry/foyer
• Bathrooms: 2 full bathrooms on level 1; Primary bathroom with shower
• Heating & cooling: Electric forced air heating; Central air conditioning; Electric water heater
• Interior features: Multi-panel doors; Walkout; Window treatments; Carpet in entry/foyer; Closet in entry/foyer; Smoke alarm; Ceiling fan; Home warranty available
• Laundry & utility: In-unit laundry (washer and dryer included); Laundry room 7 x 6 (level 1)

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $193k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $-199 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $164k (14.9% below list).
• Meets the 1% rule at list price ($2k rent vs $193k).
• Recommended offer: $164k (14.9% below list) — sets the bar for cash-flow.
• Cap rate 5.1% vs local median 3.0% in Loveland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#49 in OH, #696 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, cost of living A+; Watch: commute F.
• Sycamore Community City (suburban): math 83% / reading 84% proficiency, ranked #30 of 656 in OH (top 5%) — strong family-tenant draw, lease renewals of 3-5y typical; only 13% free/reduced lunch — higher-income household profile.
• Zoned schools: Symmes Elementary School (math 88% / reading 75%, grade A+, #149 of 1,584 statewide, top 10%, 648 students, 15% FRL); Edwin H Greene Intermediate Middle School (math 80% / reading 86%, grade A+, #29 of 654 statewide, top 5%, 876 students, 12% FRL); Sycamore High School (math 71% / reading 85%, grade A-, #50 of 781 statewide, top 6%, 1,639 students, 15% FRL) — zoned schools at 14% FRL track the district average.
• Market conditions: Rents rising fast (+4.4%/yr); 156 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 65 days — a 6% lower offer ($181k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $156k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 23% of rent.

Recommended offer $164,077 (14.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 5.05%
• Cash-on-cash: -4.43%
• DSCR: 0.80
• GRM: 7.9

CMA / ARV

• ARV (median comp): $192,998
• List price: $192,900
• Delta: -0.05%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.36% rent growth · sell at horizon

5-year hold

• IRR: -21.4%
• Equity multiple: 0.24×
• Total profit: $-40,810
• Equity at exit: $28,762

10-year hold

• IRR: -10.9%
• Equity multiple: 0.28×
• Total profit: $-38,695
• Equity at exit: $16,678

Cash invested: $54,012 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 45140

• Rents YoY: 4.4%
• Active inventory: 156
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $2,030 high
• Mortgage (P&I): −$1,012
• Tax est. 1.5%: −$241 /mo · $2,894/yr
• Insurance: −$80
• HOA: −$470
• Vacancy / Maint / Mgmt: −$426
• Net cashflow: $-199

Break-even live

Break-even rent $2,282

Max offer price $164,077

Occupancy floor —

Sensitivity live

Price	-10% $-66	-5% $-133	+0% $-199	+5% $-266	+10% $-332
Rent	-10% $-360	-5% $-279	+0% $-199	+5% $-119	+10% $-39
Rate	-1.0pp $-102	-0.5pp $-150	base $-199	+0.5pp $-249	+1.0pp $-300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,225
• Closing costs: $5,787
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
120 Carrington Ln Apt 208 Loveland, OH	2.0	2.0	1200	$2,095	$1.75	0d	1	0.15mi
9630 Waterford Pl Loveland, OH	1.0–2.0	1.0–2.0	1084	$2,105	$1.94	0d	29	0.32mi
8713 Harper Point Dr Cincinnati, OH	1.0–3.0	1.0–2.5	1050	$1,944	$1.85	0d	19	0.39mi
9169 Dominion Cir Cincinnati, OH	2.0	2.5	1486	$2,100	$1.41	25d	1	0.50mi
9980 Hanover Way Loveland, OH	1.0–3.0	1.0–2.5	1230	$1,930	$1.57	0d	20	0.64mi
3580 Steeplechase Ln Loveland, OH	1.0–2.0	1.0–2.0	864	$1,780	$2.06	0d	11	0.83mi
2071 Stratford Ct Loveland, OH	3.0	1.5	1120	$1,895	$1.69	46d	1	0.91mi
3030 Stratford Ct Loveland, OH	2.0	2.5	1500	$2,100	$1.40	16d	1	0.92mi
3029 Stratford Ct Loveland, OH	3.0	2.0	1315	$2,250	$1.71	19d	1	0.99mi
3569 Nantucket Cir Loveland, OH	1.0–3.0	1.0–2.5	1070	$2,018	$1.88	0d	21	1.14mi
8770 Wales Dr Cincinnati, OH	1.0–2.0	2.5	1100	$1,695	$1.54	0d	10	1.19mi
8650 Governors Hill Dr Cincinnati, OH	2.0	1.0–2.0	948	$2,492	$2.63	0d	22	1.29mi
12193 Brisben Pl Cincinnati, OH	2.0	2.5	1100	$2,400	$2.18	16d	1	1.32mi
12131 Sycamore Terrace Dr Cincinnati, OH	1.0–3.0	1.0–2.0	1000	$1,532	$1.53	0d	10	1.32mi
5265 Natorp Blvd Mason, OH	1.0–2.0	1.0–2.0	965	$2,060	$2.13	0d	13	1.41mi
9295 One Deerfield Pl Mason, OH	1.0–2.0	1.0–2.0	1097	$2,895	$2.64	0d	23	1.47mi
5177 Parkway Dr Mason, OH	1.0–2.0	1.0–2.0	1238	$3,425	$2.77	0d	33	1.48mi

HOA detail condo

• Monthly dues: $470 · $5,640/yr
• Likely covers: watersewertrashpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 30 events

1. 2026-06-21
   days on market $192,900 Active 65 DOM
2. 2026-06-18
   days on market $192,900 Active 62 DOM
3. 2026-06-17
   days on market $192,900 Active 61 DOM
4. 2026-06-16
   days on market $192,900 Active 60 DOM
5. 2026-06-15
   days on market $192,900 Active 59 DOM
6. 2026-06-13
   days on market $192,900 Active 57 DOM
7. 2026-06-13
   days on market $192,900 Active 56 DOM
8. 2026-06-09
   days on market $192,900 Active 53 DOM
9. 2026-06-08
   days on market $192,900 Active 52 DOM
10. 2026-06-07
    days on market $192,900 Active 51 DOM
11. 2026-06-05
    days on market $192,900 Active 48 DOM
12. 2026-06-03
    days on market $192,900 Active 47 DOM
13. 2026-06-02
    days on market $192,900 Active 46 DOM
14. 2026-06-01
    days on market $192,900 Active 45 DOM
15. 2026-05-31
    days on market $192,900 Active 44 DOM
16. 2026-05-01
    price $192,900 639-char remark
17. 2026-04-17
    listed $194,900 Active 639-char remark
18. 2026-03-24
    historical 659-char remark

    Show marketing remark (659 chars)

    Enjoy effortless living in this bright 2-bedroom, 2-bath NO- STEPS condo! Features include a one-car detached garage plus an assigned parking space conveniently located near the entrance. The welcoming first-floor layout offers a spacious living area that opens through a new sliding door to a covered patio, perfect for relaxing or entertaining. The HOA covers water, sewer, and trash, so you you can enjoy the outstanding community amenities - pool, clubhouse, fitness center, tennis and basketball courts. Ideally located near shopping, dining, and with easy highway access. Don't miss the chance to tour this inviting home and see all it has to offer.

19. 2025-10-29
    price $194,900 659-char remark

    Show marketing remark (659 chars)

    Enjoy effortless living in this bright 2-bedroom, 2-bath NO- STEPS condo! Features include a one-car detached garage plus an assigned parking space conveniently located near the entrance. The welcoming first-floor layout offers a spacious living area that opens through a new sliding door to a covered patio, perfect for relaxing or entertaining. The HOA covers water, sewer, and trash, so you you can enjoy the outstanding community amenities - pool, clubhouse, fitness center, tennis and basketball courts. Ideally located near shopping, dining, and with easy highway access. Don't miss the chance to tour this inviting home and see all it has to offer.

20. 2025-10-10
    price $196,500 659-char remark

    Show marketing remark (659 chars)

    Enjoy effortless living in this bright 2-bedroom, 2-bath NO- STEPS condo! Features include a one-car detached garage plus an assigned parking space conveniently located near the entrance. The welcoming first-floor layout offers a spacious living area that opens through a new sliding door to a covered patio, perfect for relaxing or entertaining. The HOA covers water, sewer, and trash, so you you can enjoy the outstanding community amenities - pool, clubhouse, fitness center, tennis and basketball courts. Ideally located near shopping, dining, and with easy highway access. Don't miss the chance to tour this inviting home and see all it has to offer.

21. 2025-09-26
    listed $199,500 Active 659-char remark

    Show marketing remark (659 chars)

    Enjoy effortless living in this bright 2-bedroom, 2-bath NO- STEPS condo! Features include a one-car detached garage plus an assigned parking space conveniently located near the entrance. The welcoming first-floor layout offers a spacious living area that opens through a new sliding door to a covered patio, perfect for relaxing or entertaining. The HOA covers water, sewer, and trash, so you you can enjoy the outstanding community amenities - pool, clubhouse, fitness center, tennis and basketball courts. Ideally located near shopping, dining, and with easy highway access. Don't miss the chance to tour this inviting home and see all it has to offer.

22. 2023-09-18
    price $156,000

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

23. 2022-09-30
    soldstatus $156,000 Sold

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

24. 2022-09-02
    historical Contingency Pending

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

25. 2022-09-01
    price $159,900

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

26. 2022-08-29
    status Active

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

27. 2022-08-26
    historical Contingency Pending

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

28. 2022-08-19
    price $159,900

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

29. 2022-08-11
    price $169,900

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

30. 2022-08-02
    listed $179,900 Active

    Show marketing remark (494 chars)

    No Steps to This First Floor Unit. Open Floor Plan w/all New Carpet Throughout. Walk Out the Living Room to the Covered Patio. Primary Bedroom Has a Large Walk-in Closet + En-suite Bath with Tile Shower. Second Full Bath w/Tile Shower. Open kitchen w/All Appliances Included. Bonus storage Room. The Assigned Parking Space is the Closest to the Front Building door. Conveniently located Garage. Carrington Amenities Include Pool, Clubhouse, Exercise Facility, and Tennis. Rental only to Family.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,363
• − Mortgage interest: −$10,805
• − Property taxes: −$2,894
• − Insurance: −$964
• − Repairs & maintenance: −$1,949
• − Management: −$1,949
• − HOA: −$5,640
• − Depreciation: −$5,612
• Taxable loss: −$5,450
• Est. tax savings @ 24.0%: +$1,308
• After-tax cash flow: $-1,082/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This moderate-rehabbed condo requires some interior updates and maintenance to improve its condition and value.

Repairs flagged

• Moderate kitchen cabinets — outdated and worn
• Moderate bathroom cabinets — outdated and worn
• Minor exterior siding — some discoloration

Value-add opportunities

• Resale paint interior walls — fresh paint enhances curb appeal
• Rental replace carpeting — new carpet improves comfort and reduces maintenance
• Resale update kitchen cabinets — new cabinets increase aesthetic appeal and functionality
• Resale update bathroom cabinets — new cabinets increase aesthetic appeal and functionality
• Resale replace exterior siding — new siding enhances curb appeal and durability

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen cabinets · outdated and worn	Moderate	$3,000–15,000
bathroom cabinets · outdated and worn	Moderate	$3,000–15,000
exterior siding · some discoloration	Minor	$500–3,000
Total estimated repair cost · 3 items		$6,500–33,000

Value-add ROI direction

• Resale paint interior walls — fresh paint enhances curb appeal ↑
• Rental replace carpeting — new carpet improves comfort and reduces maintenance ↑
• Resale update kitchen cabinets — new cabinets increase aesthetic appeal and functionality ↑
• Resale update bathroom cabinets — new cabinets increase aesthetic appeal and functionality ↑
• Resale replace exterior siding — new siding enhances curb appeal and durability ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Sycamore Community City
• NCES district ID: 3904486
• Math proficiency: 83% ▼ -4.00%
• Reading proficiency: 84% ▼ -2.00%
• Median HH income: $82,990
• Composite: 73.72/100
• National rank: #172
• State rank: #30 of 656 in OH

Livability — Loveland

• Score: 84/100
• State rank: #49
• US rank: #696

Category grades

Amenities A+ Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Clermont County · 173,169 people
• City population: 57,211
• Metro: Cincinnati, OH-KY-IN
• Population (ZIP): 57,211
• Household income: $114,827
• Rent vs Own: 19.6% rent · 80.4% own
• Severe rent burden: 928.0

Population outlook (Hamilton County) Hauer SSP2

• Today (2025): 826,054 people
• By 2030: 830,947 · +0.6%
• By 2040: 832,319 · +0.8%
• By 2050: 822,428 · -0.4%
• By 2075: 788,688 · -4.5%
• By 2100: 710,674 · -14.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 5% Hispanic / Latino 4% Asian 4% Black 2%
• Common ancestry: Slovak 3% Romanian 3% Italian 3%
• Foreign-born: 6% · Canada, South Korea
• Languages at home: 92% English-only · Other Asian/Pacific 2% Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Hamilton

• 2024 margin: D (+14.9) · D 57.0% · R 42.1%
• 2008→2024 swing: +7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
• All cycles: 2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -240.61%
• Current HPI: 243.9481
• Rent YoY: ▲ 4.36%
• Metro: Cincinnati, OH-KY-IN
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+7.2% since first listed

15 events — show timeline

• 2026-05-01 Price Changed $192,900 Cincy MLS
• 2026-04-17 Listed $194,900 Cincy MLS
• 2026-03-24 Listing Removed — Cincy MLS
• 2025-10-29 Price Changed $194,900 Cincy MLS
• 2025-10-10 Price Changed $196,500 Cincy MLS
• 2025-09-26 Listed $199,500 Cincy MLS
• 2023-09-18 Price Changed $156,000 Cincy MLS
• 2022-09-30 Sold (MLS) $156,000 Cincy MLS
• 2022-09-02 Contingent — Cincy MLS
• 2022-09-01 Price Changed $159,900 Cincy MLS
• 2022-08-29 Relisted — Cincy MLS
• 2022-08-26 Contingent — Cincy MLS
• 2022-08-19 Price Changed $159,900 Cincy MLS
• 2022-08-11 Price Changed $169,900 Cincy MLS
• 2022-08-02 Listed $179,900 Cincy MLS