158 Super Hill Dr · Keokee, VA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- Appreciation +5.0/10.0
- Schools +5.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.0/5.0
- ARV discount +0.2/15.0
$82,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this inviting 3-bedroom, 1-bath home, where classic charm meets a highly functional layout. Hardwood floors flow throughout the entire home, leading you from the spacious living room into a formal dining area--the perfect setting for hosting gatherings or enjoying quiet meals . The living space extends into a versatile enclosed back porch, offering a cozy retreat to relax year-round. From here, step out onto the additional deck, perfect for summer BBQs or morning coffee while overlooking your private, fenced-in yard and scenic views of the historic Keokee School. For those seeking extra utility, the full basement provides an ideal space for a workshop or significant storage. The
Key facts
- Enclosed back porch
- Large driveway
- Attached garage
Tags
Property features AI
Exterior
- Parking: Driveway; 1-car garage
- Utilities: Public water; Septic tank
- Home design: Single family house; One level
- Construction: Vinyl siding; Metal roof
- Exterior features: Front porch; Enclosed porch; Porch deck; Deck; Fenced front yard; Fenced back yard; Level topography
Interior
- Kitchen: Electric range; Refrigerator
- Flooring: Hardwood; Tile; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Heat pump heating; Heat pump cooling
- Interior features: Concrete, unfinished walk-out basement; 7 total rooms
- Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $82k.
Deal economics
- At list price, monthly cash flow is $330 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $82k).
- Recommended offer: $80k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 39/100 on livability (#580 in VA) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
- Lee County Public School District (rural): math 53% / reading 69% proficiency, ranked #62 of 131 in VA (top 47%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: St. Charles Elementary (math 44% / reading 64%, grade C, #650 of 1,108 statewide, top 62%, 120 students, 84% FRL); Pennington Middle (math 51% / reading 67%, grade B, #166 of 342 statewide, top 50%, 274 students, 100% FRL) — zoned schools average 92% FRL vs 58% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 8 active listings in the ZIP; 18 units permitted in Lee County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($567 loan paydown + $2k appreciation (3.0% local appreciation)).
- Lee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $23k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $45k; list at $82k implies a 82% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 11.13%
- Cash-on-cash
- 17.27%
- DSCR
- 1.77
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $70,494
- List price
- $82,000
- Delta
- 16.32%
- Verdict
- OVERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 188 Glenbrook Mountain Rd | 0.14mi | 3/1.0 (+1) | 1,365 (+8%) | 20mo | $130,000 | $95 | 59 |
| 326 Gobblers Knob Dr | 0.58mi | 3/1.0 (+1) | 1,300 (+3%) | 10mo | $105,000 | $81 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 23.7%
- Equity multiple
- 2.35×
- Total profit
- $30,900
- Equity at exit
- $36,871
- IRR
- 24.6%
- Equity multiple
- 4.51×
- Total profit
- $80,496
- Equity at exit
- $56,822
Cash invested: $22,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 24265
- Active inventory
- 8
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $1,061 medium interval (Pro) →
- Mortgage (P&I)
- −$430
- Tax from tax record
- −$44 /mo · $522/yr
- Insurance
- −$34
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$223
- Net cashflow
- $330
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,500
- Closing costs
- $2,460
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-18days on market $82,000 Active 37 DOM
-
2026-06-17days on market $82,000 Active 36 DOM
-
2026-06-16pricedays on market $82,000 Active 35 DOM
-
2026-06-15days on market $87,900 Active 34 DOM
-
2026-06-15days on market $87,900 Active 33 DOM
-
2026-06-13days on market $87,900 Active 32 DOM
-
2026-06-12days on market $87,900 Active 31 DOM
-
2026-06-09days on market $87,900 Active 28 DOM
-
2026-06-08days on market $87,900 Active 27 DOM
-
2026-06-08days on market $87,900 Active 26 DOM
-
2026-06-07days on market $87,900 Active 25 DOM
-
2026-06-03pricedays on market $87,900 Active 22 DOM
-
2026-06-02days on market $89,900 Active 21 DOM
-
2026-06-01days on market $89,900 Active 20 DOM
-
2026-05-31days on market $89,900 Active 19 DOM
-
2026-05-12$89,900 Active 1086-char remark
-
2012-09-05soldstatus $45,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $522 · $44/mo
- Projected year-2 tax
- $672 · $56/mo
- Expected delta
- +$150/yr (+$13/mo · 28.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,730
- − Mortgage interest
- −$4,593
- − Property taxes
- −$522
- − Insurance
- −$410
- − Repairs & maintenance
- −$1,018
- − Management
- −$1,018
- − Depreciation
- −$2,385
- Taxable income
- $2,783
- Est. tax owed @ 24.0%
- −$668
- After-tax cash flow
- $3,297/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee County Public School District
- NCES district ID
- 5102190
- Math proficiency
- 53% ▼ -31.00%
- Reading proficiency
- 69% ▼ -9.00%
- Median HH income
- $31,356
- Composite
- 50.06/100
- National rank
- #1913
- State rank
- #62 of 131 in VA
Livability — Keokee
- Score
- 39/100
- State rank
- #580
- US rank
- #27431
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Keokee, VA
- Population (ZIP)
- 967
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 22,861 people
- By 2030
- 21,701 · -5.1%
- By 2040
- 19,188 · -16.1%
- By 2050
- 16,619 · -27.3%
- By 2075
- 11,795 · -48.4%
- By 2100
- 8,290 · -63.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (100%)
- Race & ethnicity
- White 100%
- Common ancestry
- Italian 2%
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Lee
- 2024 margin
- Solid R (+72.0) · D 13.8% · R 85.8%
- 2008→2024 swing
- -43.8pp toward R · 2008: -28.2pp · 2024: -72.0pp
- All cycles
- 2024: R+72.0 2020: R+69.1 2016: R+63.2 2012: R+44.4 2008: R+28.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
||
| Technology / Defense | 3 | $32B |
|
||
| Financial Services | 2 | $176B |
|
||
| Utilities | 2 | $27B |
|
||
| Insurance | 2 | $25B |
|
||
| Technology | 2 | $15B |
|
||
Price history
+82.2% since first listed4 events — show timeline
- 2026-06-15 Price Changed $82,000 TVRMLS
- 2026-06-02 Price Changed $87,900 TVRMLS
- 2026-05-12 Listed $89,900 TVRMLS
- 2012-09-05 Sold (Public Records) $45,000 Public Records
Property tax history
+6.7%/yrLatest (2025): $522 · +89.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…