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158 Super Hill Dr
B- Composite 65.05
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.9/10.0
  • Appreciation +5.0/10.0
  • Schools +5.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.0/5.0
  • ARV discount +0.2/15.0

$82,000

158 Super Hill Dr · Keokee, VA 24265
2 bd · 1.0 ba · 1,266 sqft · SingleFamily public records · 37 Days on market
Built 1945 0.30 ac lot $65/sqft · 16% above area Est $70k · 16% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this inviting 3-bedroom, 1-bath home, where classic charm meets a highly functional layout. Hardwood floors flow throughout the entire home, leading you from the spacious living room into a formal dining area--the perfect setting for hosting gatherings or enjoying quiet meals . The living space extends into a versatile enclosed back porch, offering a cozy retreat to relax year-round. From here, step out onto the additional deck, perfect for summer BBQs or morning coffee while overlooking your private, fenced-in yard and scenic views of the historic Keokee School. For those seeking extra utility, the full basement provides an ideal space for a workshop or significant storage. The

Key facts

  • Enclosed back porch
  • Large driveway
  • Attached garage

Tags

HARDWOOD FLOORSENCLOSED BACK PORCHPRIVATE FENCED YARDFULL BASEMENTATTACHED GARAGELARGE DRIVEWAY

Property features AI

Exterior

  • Parking: Driveway; 1-car garage
  • Utilities: Public water; Septic tank
  • Home design: Single family house; One level
  • Construction: Vinyl siding; Metal roof
  • Exterior features: Front porch; Enclosed porch; Porch deck; Deck; Fenced front yard; Fenced back yard; Level topography

Interior

  • Kitchen: Electric range; Refrigerator
  • Flooring: Hardwood; Tile; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Heat pump heating; Heat pump cooling
  • Interior features: Concrete, unfinished walk-out basement; 7 total rooms
  • Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $82k.

Deal economics

  • At list price, monthly cash flow is $330 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $82k).
  • Recommended offer: $80k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 39/100 on livability (#580 in VA) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
  • Lee County Public School District (rural): math 53% / reading 69% proficiency, ranked #62 of 131 in VA (top 47%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: St. Charles Elementary (math 44% / reading 64%, grade C, #650 of 1,108 statewide, top 62%, 120 students, 84% FRL); Pennington Middle (math 51% / reading 67%, grade B, #166 of 342 statewide, top 50%, 274 students, 100% FRL) — zoned schools average 92% FRL vs 58% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 8 active listings in the ZIP; 18 units permitted in Lee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($567 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Lee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $23k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $45k; list at $82k implies a 82% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $79,540 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.29%
Cap rate
11.13%
Cash-on-cash
17.27%
DSCR
1.77
GRM
6.4

CMA / ARV

ARV (median comp)
$70,494
List price
$82,000
Delta
16.32%
Verdict
OVERPRICED
Comps
5 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
188 Glenbrook Mountain Rd 0.14mi 3/1.0 (+1) 1,365 (+8%) 20mo $130,000 $95 59
326 Gobblers Knob Dr 0.58mi 3/1.0 (+1) 1,300 (+3%) 10mo $105,000 $81 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.7%
Equity multiple
2.35×
Total profit
$30,900
Equity at exit
$36,871
10-year hold
IRR
24.6%
Equity multiple
4.51×
Total profit
$80,496
Equity at exit
$56,822

Cash invested: $22,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24265

Active inventory
8
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,061 medium interval (Pro) →
Mortgage (P&I)
$430
Tax from tax record
$44 /mo · $522/yr
Insurance
$34
HOA
$0
Vacancy / Maint / Mgmt
$223
Net cashflow
$330

Break-even live

Break-even rent $643
Max offer price $82,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,500
Closing costs
$2,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-18
    days on market $82,000 Active 37 DOM
  2. 2026-06-17
    days on market $82,000 Active 36 DOM
  3. 2026-06-16
    pricedays on market $82,000 Active 35 DOM
  4. 2026-06-15
    days on market $87,900 Active 34 DOM
  5. 2026-06-15
    days on market $87,900 Active 33 DOM
  6. 2026-06-13
    days on market $87,900 Active 32 DOM
  7. 2026-06-12
    days on market $87,900 Active 31 DOM
  8. 2026-06-09
    days on market $87,900 Active 28 DOM
  9. 2026-06-08
    days on market $87,900 Active 27 DOM
  10. 2026-06-08
    days on market $87,900 Active 26 DOM
  11. 2026-06-07
    days on market $87,900 Active 25 DOM
  12. 2026-06-03
    pricedays on market $87,900 Active 22 DOM
  13. 2026-06-02
    days on market $89,900 Active 21 DOM
  14. 2026-06-01
    days on market $89,900 Active 20 DOM
  15. 2026-05-31
    days on market $89,900 Active 19 DOM
  16. 2026-05-12
    listed $89,900 Active 1086-char remark
  17. 2012-09-05
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$522 · $44/mo
Projected year-2 tax
$672 · $56/mo
Expected delta
+$150/yr (+$13/mo · 28.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,730
− Mortgage interest
−$4,593
− Property taxes
−$522
− Insurance
−$410
− Repairs & maintenance
−$1,018
− Management
−$1,018
− Depreciation
−$2,385
Taxable income
$2,783
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$668
After-tax cash flow
$3,297/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee County Public School District
NCES district ID
5102190
Math proficiency
53% ▼ -31.00%
Reading proficiency
69% ▼ -9.00%
Median HH income
$31,356
Composite
50.06/100
National rank
#1913
State rank
#62 of 131 in VA

Livability — Keokee

Score
39/100
State rank
#580
US rank
#27431

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Keokee, VA
Population (ZIP)
967

Population outlook (Lee County) Hauer SSP2

Today (2025)
22,861 people
By 2030
21,701 · -5.1%
By 2040
19,188 · -16.1%
By 2050
16,619 · -27.3%
By 2075
11,795 · -48.4%
By 2100
8,290 · -63.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (100%)
Race & ethnicity
White 100%
Common ancestry
Italian 2%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Lee

2024 margin
Solid R (+72.0) · D 13.8% · R 85.8%
2008→2024 swing
-43.8pp toward R · 2008: -28.2pp · 2024: -72.0pp
All cycles
2024: R+72.0 2020: R+69.1 2016: R+63.2 2012: R+44.4 2008: R+28.2

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

+82.2% since first listed
4 events — show timeline
  • 2026-06-15 Price Changed $82,000 TVRMLS
  • 2026-06-02 Price Changed $87,900 TVRMLS
  • 2026-05-12 Listed $89,900 TVRMLS
  • 2012-09-05 Sold (Public Records) $45,000 Public Records

Property tax history

+6.7%/yr

Latest (2025): $522 · +89.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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