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103 Beeler Rd
D- Composite 36.26
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.2/30.0
  • Condition / age +5.0/5.0
  • Schools +4.8/10.0
  • Livability +3.9/5.0
  • ARV discount +3.7/15.0
  • Rent growth +3.3/5.0
  • Appreciation +2.7/10.0
  • 1% rule +2.6/10.0
  • DSCR +2.2/10.0

$230,000

103 Beeler Rd · Crawfordville, FL 32327
3 bd · 2.0 ba · 1,225 sqft · SingleFamily · 33 Days on market
Built 2026 Excellent condition 4,791 sqft lot Est $212k · 9% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this newly constructed 3-bedroom, 2-bathroom home offering 1,225 sq of living space featuring an open and inviting living area with vaulted ceilings in the living room, kitchen and 9ft ceilings throughout. The kitchen has granite countertops, a large island with pendant lighting, ceramic tile backsplash, and modern black stainless-steel appliances. Durable vinyl plank floors grace the living areas and bedrooms, while the bathrooms feature elegant ceramic tile. The guest bath has a large cabinet for additional storage and a tiled shower surround. The master suite features a spacious walk-in closet with pocket door, double vanity, and large tiled shower with matte black framel

Key facts

  • Open living area
  • Large island
  • Vaulted ceilings

Tags

OPEN LIVING AREAVAULTED CEILINGSGRANITE COUNTERTOPSLARGE ISLANDCERAMIC TILE BACKSPLASHVINYL PLANK FLOORS

Property features AI

Finance

  • Financial info: For sale

Exterior

  • Parking: Driveway
  • Utilities: Public sewer; Publicly maintained road
  • Home design: Single-story home; New construction; Vinyl siding; Has home warranty
  • Construction: Slab foundation
  • Exterior features: Covered porch

Interior

  • Kitchen: Dishwasher; Icemaker; Microwave; Oven; Range; Refrigerator
  • Bedrooms: Bedroom 2: 11x10; Bedroom 3: 10x8
  • Flooring: Plank; Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Tray ceilings; High ceilings; Vaulted ceilings; Stall shower; Split bedroom layout; Walk-in closet(s)
  • Laundry & utility: Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $230k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-217 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $199k (13.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (24.5% below list).
  • Recommended offer: $174k (24.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 4.0% in Crawfordville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 77/100 on livability (#187 in FL, #2,943 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Wakulla (rural): math 56% / reading 56% proficiency, ranked #18 of 73 in FL (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Shadeville Elementary School (math 63% / reading 60%, grade B, #634 of 2,144 statewide, top 30%, 640 students, 46% FRL); Wakulla Middle School (math 55% / reading 52%, grade C+, #205 of 571 statewide, top 36%, 486 students, 41% FRL); Wakulla High School (math 42% / reading 51%, grade D-, #216 of 667 statewide, top 33%, 1,418 students, 37% FRL) — zoned schools at 41% FRL track the district average.
  • Market conditions: Rents rising (+3.2%/yr); 346 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 468 units permitted in Wakulla County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,764 (24.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.16%
Cash-on-cash
-4.04%
DSCR
0.82
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$211,925
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
71 W F Magers Rd 0.10mi 3/2.0 1,300 (+6%) 1mo $236,000 $182 85
1687 Dr Mlk Jr Memorial Rd 0.25mi 3/2.0 1,263 (+3%) 3mo $218,999 $173 81
102 Beeler Rd 0.04mi 3/2.0 1,353 (+10%) 2mo $224,900 $166 79
75 Blackfoot Rd 0.49mi 3/2.0 1,215 (-1%) 1mo $216,296 $178 74
135 Catawba Trl 0.62mi 3/2.0 1,225 (0%) 4mo $209,900 $171 68
73 W F Magers Rd 0.09mi 3/2.0 1,402 (+14%) 5mo $242,000 $173 68
1 Blackfoot Rd 0.71mi 3/2.0 1,232 (+1%) 1mo $207,000 $168 65
30 Menomini St 0.75mi 3/2.0 1,215 (-1%) 3mo $210,000 $173 61
29 Klickitat Dr 0.73mi 3/2.0 1,215 (-1%) 6mo $209,900 $173 60
17 Blackfoot Rd 0.65mi 4/2.0 (+1) 1,208 (-1%) 4mo $250,000 $207 59
119 Spokan Trl 0.71mi 3/2.0 1,055 (-14%) 2mo $176,000 $167 42
31 Klickitat Dr 0.73mi 3/2.0 1,406 (+15%) 6mo $234,900 $167 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.18% rent growth · sell at horizon

5-year hold
IRR
-22.9%
Equity multiple
0.21×
Total profit
$-50,733
Equity at exit
$34,294
10-year hold
IRR
-16.8%
Equity multiple
0.06×
Total profit
$-60,548
Equity at exit
$19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32327

Home prices YoY
-1.5%
Rents YoY
3.2%
Active inventory
346
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$1,738 medium interval (Pro) →
Mortgage (P&I)
$1,206
Tax est. 1.5%
$288 /mo · $3,450/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$365
Net cashflow
$-217

Break-even live

Break-even rent $2,012
Max offer price $198,637
Occupancy floor

Sensitivity live

Price -10% $-58 -5% $-137 +0% $-217 +5% $-296 +10% $-376
Rent -10% $-354 -5% $-285 +0% $-217 +5% $-148 +10% $-79
Rate -1.0pp $-101 -0.5pp $-158 base $-217 +0.5pp $-276 +1.0pp $-337

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,500
Closing costs
$6,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
60 Susquehanna Trl Crawfordville, FL 3.0 2.0 1173 $1,500 $1.28 23d 1 0.78mi

Listing history 17 events

  1. 2026-06-22
    days on market $230,000 Active 33 DOM
  2. 2026-06-18
    days on market $230,000 Active 30 DOM
  3. 2026-06-17
    days on market $230,000 Active 29 DOM
  4. 2026-06-16
    days on market $230,000 Active 28 DOM
  5. 2026-06-15
    days on market $230,000 Active 27 DOM
  6. 2026-06-14
    days on market $230,000 Active 25 DOM
  7. 2026-06-10
    days on market $230,000 Active 22 DOM
  8. 2026-06-09
    days on market $230,000 Active 21 DOM
  9. 2026-06-08
    days on market $230,000 Active 20 DOM
  10. 2026-06-07
    days on market $230,000 Active 19 DOM
  11. 2026-06-05
    days on market $230,000 Active 16 DOM
  12. 2026-06-03
    days on market $230,000 Active 15 DOM
  13. 2026-06-02
    days on market $230,000 Active 14 DOM
  14. 2026-06-01
    days on market $230,000 Active 13 DOM
  15. 2026-05-31
    days on market $230,000 Active 12 DOM
  16. 2026-05-30
    days on market $230,000 Active 11 DOM
  17. 2026-05-19
    listed $230,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,852
− Mortgage interest
−$12,884
− Property taxes
−$3,450
− Insurance
−$1,150
− Repairs & maintenance
−$1,668
− Management
−$1,668
− Depreciation
−$6,691
Taxable loss
−$6,659
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,598
After-tax cash flow
$-1,003/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 15 photos

Excellent 100/100 None rehab

This newly constructed home is in excellent condition with no visible repairs or maintenance needed. It offers a good ROI with updates that would enhance its resale and rental value.

Value-add opportunities

  • Resale Painting the exterior — Enhances curb appeal
  • Resale Landscaping the front yard — Improves curb appeal
  • Rental Adding a small outdoor seating area — Attracts renters with a cozy outdoor space

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the exterior — Enhances curb appeal
  • Resale Landscaping the front yard — Improves curb appeal
  • Rental Adding a small outdoor seating area — Attracts renters with a cozy outdoor space

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Wakulla
NCES district ID
1201950
Math proficiency
56% ▼ -7.00%
Reading proficiency
56% ▼ -5.00%
Median HH income
$53,740
Composite
48.12/100
National rank
#2183
State rank
#18 of 73 in FL

Livability — Crawfordville

Score
77/100
State rank
#187
US rank
#2943

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Wakulla County · 31,445 people
City population
31,445
Metro
Tallahassee, FL
Population (ZIP)
31,445
Household income
$84,138
Rent vs Own
17.5% rent · 82.5% own
Severe rent burden
360.0

Population outlook (Wakulla County) Hauer SSP2

Today (2025)
32,809 people
By 2030
33,165 · +1.1%
By 2040
33,245 · +1.3%
By 2050
32,539 · -0.8%
By 2075
29,676 · -9.5%
By 2100
22,931 · -30.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 15% Two or more races 6% Hispanic / Latino 5%
Hispanic origin (detail)
Mexican 1% Puerto Rican 1%
Common ancestry
Italian 5% Slovak 2% Serbian 2%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Wakulla

2024 margin
Solid R (+44.4) · D 27.4% · R 71.8%
2008→2024 swing
-19.5pp toward R · 2008: -24.8pp · 2024: -44.4pp
All cycles
2024: R+44.4 2020: R+40.9 2016: R+40.1 2012: R+28.1 2008: R+24.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -4.59%
Current HPI
302.1883
Rent YoY
▲ 3.18%
Metro
Tallahassee, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-19 Listed $230,000 CATRS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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