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109 Pleasant Dr
C Composite 55.42
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.5/10.0
  • Appreciation +4.1/10.0
  • 1% rule +3.9/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Rent growth +1.6/5.0

$247,900

109 Pleasant Dr · Port Wentworth, GA 31407
3 bd · 2.0 ba · 1,528 sqft · SingleFamily public records · 76 Days on market
Built 1972 0.50 ac lot $162/sqft · at area comps Est $368k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

Key facts

  • Generous lot
  • Wood-burning stove
  • Storage shed

Tags

STAINLESS STEEL APPLIANCESISLAND WITH BAR SEATINGSEPARATE FAMILY ROOMWOOD-BURNING STOVEGENEROUS LOTSTORAGE SHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $248k.

Deal economics

  • At list price, monthly cash flow is $-236 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $206k (16.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (11.1% below list).
  • Recommended offer: $206k (16.8% below list) — sets the bar for cash-flow.
  • Cap rate 7.2% vs local median 4.0% in Port Wentworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#173 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime A-; Watch: schools F, amenities F, commute F.
  • Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents falling (-3.5%/yr); 382 active listings in the ZIP; solid renter incomes; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $215k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 97% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,235 (16.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
7.22%
Cash-on-cash
3.30%
DSCR
1.15
GRM
9.4

CMA / ARV

ARV (median comp)
$367,885
List price
$247,900
Delta
-32.61%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2 Morgan Dr 0.70mi 3/1.5 1,312 (-14%) 4mo $260,000 $198 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.89% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.8%
Equity multiple
0.28×
Total profit
$-49,728
Equity at exit
$49,441
10-year hold
IRR
-17.1%
Equity multiple
-0.10×
Total profit
$-76,299
Equity at exit
$43,493

Cash invested: $69,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31407

Home prices YoY
-0.7%
Rents YoY
-3.5%
Active inventory
382
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$2,205 medium interval (Pro) →
Mortgage (P&I)
$1,300
Tax from tax record
$148 /mo · $1,774/yr
Insurance
$103
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$463
Net cashflow
$-236

Break-even live

Break-even rent $2,503
Max offer price $206,235
Occupancy floor

Sensitivity live

Price -10% $-96 -5% $-166 +0% $-236 +5% $-306 +10% $-376
Rent -10% $-410 -5% $-323 +0% $-236 +5% $-149 +10% $-62
Rate -1.0pp $-111 -0.5pp $-173 base $-236 +0.5pp $-300 +1.0pp $-365

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,975
Closing costs
$7,437
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-02
    status $247,900 Pending 76 DOM
  2. 2026-06-01
    days on market $247,900 Active Under Contract 76 DOM
  3. 2026-05-31
    days on market $247,900 Active Under Contract 75 DOM
  4. 2026-05-30
    days on market $247,900 Active Under Contract 74 DOM
  5. 2026-05-11
    historical Active Under Contract 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  6. 2026-05-06
    price $247,900 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  7. 2026-04-25
    status Active 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  8. 2026-04-21
    status Pending 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  9. 2026-03-28
    historical Active Under Contract 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  10. 2026-03-26
    price $249,900 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  11. 2026-03-26
    status Active 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  12. 2026-03-17
    historical Active Under Contract 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  13. 2026-03-13
    listed $250,000 Active 925-char remark
    Show marketing remark (925 chars)

    Back on market at no fault of seller! Welcome to this 3-bedroom, 2-bath home situated on approximately half an acre with a one-car garage and multiple outbuildings. A front flex room provides versatile space for a sitting area, office, or playroom. The kitchen features stainless steel appliances and an island with bar seating that opens to the dining area and a spacious main living room, creating an ideal layout for everyday living and entertaining. A separate family room with a wood-burning stove adds a cozy gathering space. The primary bedroom includes an ensuite bath, while two additional bedrooms provide space for family or guests. Outside, the generous lot offers room to enjoy the outdoors along with a storage shed and an additional outbuilding with covered spaces. Conveniently located near Savannah/Hilton Head International Airport and just minutes from shopping, dining, and everything Pooler has to offer.

  14. 2024-03-21
    soldstatus $215,000
  15. 2017-08-14
    soldstatus $110,000
  16. 2011-06-14
    historical
  17. 2010-12-03
    listed $115,000
  18. 1973-07-01
    soldstatus $20,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,774 · $148/mo
Projected year-2 tax
$2,281 · $190/mo
Expected delta
+$507/yr (+$42/mo · 28.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 2/10 Low FEMA zone AE · 3% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,458
− Mortgage interest
−$13,886
− Property taxes
−$1,774
− Insurance
−$6,358
− Repairs & maintenance
−$2,117
− Management
−$2,117
− Depreciation
−$7,212
Taxable loss
−$7,005
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,681
After-tax cash flow
$-1,149/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Savannah-Chatham County
NCES district ID
1301020
Math proficiency
20% ▼ -11.00%
Reading proficiency
26% ▼ -5.00%
Median HH income
$47,443
Composite
20.14/100
National rank
#8639
State rank
#134 of 174 in GA

Livability — Port Wentworth

Score
67/100
State rank
#173
US rank
#10910

Category grades

Amenities F Commute F Cost of living A Crime A- Employment B Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Wentworth, GA
County
Chatham County · 271,602 people
City population
24,893
Metro
Savannah, GA
Population (ZIP)
24,893
Household income
$81,124
Rent vs Own
51.5% rent · 48.5% own
Severe rent burden
1341.0

Population outlook (Chatham County) Hauer SSP2

Today (2025)
332,584 people
By 2030
355,508 · +6.9%
By 2040
400,030 · +20.3%
By 2050
443,019 · +33.2%
By 2075
534,579 · +60.7%
By 2100
583,863 · +75.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 43% White 38% Hispanic / Latino 13% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Serbian 1% Romanian 1% Italian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 11% Vietnamese 1% Other Asian/Pacific 1%

Political lean MEDSL · Chatham

2024 margin
D (+18.0) · D 58.6% · R 40.6%
2008→2024 swing
+3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
All cycles
2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.89%
Current HPI
270.3529
Rent YoY
▼ -3.47%
Metro
Savannah, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1109.3% since first listed
14 events — show timeline
  • 2026-05-11 Contingent Hive MLS
  • 2026-05-06 Price Changed $247,900 Hive MLS
  • 2026-04-25 Relisted Hive MLS
  • 2026-04-21 Pending Hive MLS
  • 2026-03-28 Contingent Hive MLS
  • 2026-03-26 Price Changed $249,900 Hive MLS
  • 2026-03-26 Relisted Hive MLS
  • 2026-03-17 Contingent Hive MLS
  • 2026-03-13 Listed $250,000 Hive MLS
  • 2024-03-21 Sold (Public Records) $215,000 Public Records
  • 2017-08-14 Sold (Public Records) $110,000 Public Records
  • 2011-06-14 Listing Removed Hive MLS
  • 2010-12-03 Listed $115,000 Hive MLS
  • 1973-07-01 Sold (Public Records) $20,500 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,774 · +43.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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