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2766 S 133rd East Ave
C Composite 56.54
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +12.2/15.0
  • DSCR +6.8/10.0
  • 1% rule +5.7/10.0
  • Livability +3.8/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +0.8/10.0
  • Appreciation +0.0/10.0

$139,000

2766 S 133rd East Ave · Tulsa, OK 74134
3 bd · 1.5 ba · 1,195 sqft · SingleFamily public records · 6 Days on market
Built 1974 7,313 sqft lot Est $155k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!

Key facts

  • 7,313 sq ft lot
  • 2 garage spots
  • Built 1974

Property features AI

Finance

  • HOA & community: Sidewalks in the community

Exterior

  • Parking: Attached garage with 2 spaces
  • Security: Smoke detector(s); No safety shelter
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available
  • Home design: Single-story home; Faces east; Entry on first level
  • Construction: Brick, concrete, and vinyl siding construction; Asphalt/fiberglass roof; Built per public records; Slab foundation
  • Exterior features: Concrete driveway; Porch; Full fencing; Mature trees

Interior

  • Kitchen: Convection oven; Range; Dishwasher; Disposal; Refrigerator; Breakfast nook
  • Bedrooms: Master bedroom with private bath and walk-in closet (First level); Bedroom with pullman bath (First level); Bedroom without bath (First level)
  • Flooring: Plywood flooring
  • Bathrooms: Two full bathrooms; Master bath with bathtub and separate shower; Hall bath (full); Pullman bath
  • Heating & cooling: Central heating (gas); Central air conditioning
  • Interior features: Aluminum-framed windows; Laminate countertops; Gas range connection; Smoke detectors
  • Laundry & utility: Washer; Dryer; Inside utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $139k.

Deal economics

  • At list price, monthly cash flow is $204 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $139k).
  • Cap rate 8.1% vs local median 3.8% in Tulsa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#13 in OK, #4,058 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment D-.
  • Tulsa (urban): math 7% / reading 12% proficiency, ranked #250 of 270 in OK (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.5%/yr); 195 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,000

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.06%
Cash-on-cash
6.30%
DSCR
1.28
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$155,350
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13031 E 28th Pl 0.07mi 3/2.5 1,190 (-0%) 1mo $120,000 $101 91
13110 E 29th St 0.12mi 3/2.0 1,235 (+3%) 3mo $40,000 $32 84
13178 E 29th St 0.15mi 3/2.5 1,096 (-8%) 2mo $122,000 $111 74
2904 S 131st EastAvenue 0.13mi 3/2.0 1,036 (-13%) 3mo $115,000 $111 68
12520 E 25th St 0.59mi 3/1.0 1,082 (-10%) 1mo $155,000 $143 54
14124 E 26th St 0.58mi 3/2.0 1,312 (+10%) 4mo $170,000 $130 52
2203 S 124th EastAvenue 0.74mi 3/1.5 1,100 (-8%) 3mo $185,000 $168 50
2403 S 124th EastAvenue 0.67mi 3/1.5 1,068 (-11%) 3mo $160,000 $150 48
2926 S 122nd EastAvenue 0.66mi 3/2.0 1,331 (+11%) 2mo $200,000 $150 47
2217 S 128th East Pl 0.60mi 3/2.0 1,034 (-14%) 2mo $112,132 $108 46
2428 S 124th East Ave 0.66mi 3/1.0 1,061 (-11%) 3mo $125,000 $118 46
12128 E 30th Pl 0.72mi 3/2.0 1,316 (+10%) 4mo $209,000 $159 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.52% rent growth · sell at horizon

5-year hold
IRR
-6.0%
Equity multiple
0.78×
Total profit
$-8,695
Equity at exit
$20,725
10-year hold
IRR
4.3%
Equity multiple
1.32×
Total profit
$12,565
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74134

Home prices YoY
-25.5%
Rents YoY
3.5%
Active inventory
195
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,492 high interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$188 /mo · $2,252/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$313
Net cashflow
$204

Break-even live

Break-even rent $1,234
Max offer price $139,000
Occupancy floor 81%

Sensitivity live

Price -10% $283 -5% $244 +0% $204 +5% $165 +10% $126
Rent -10% $86 -5% $145 +0% $204 +5% $263 +10% $322
Rate -1.0pp $274 -0.5pp $240 base $204 +0.5pp $168 +1.0pp $132

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13102 E 30th St Tulsa, OK 3.0 2.0 1190 $1,395 $1.17 24d 1 0.18mi
13102 E 30th St Tulsa, OK 3.0 2.0 1190 $1,395 $1.17 20d 1 0.18mi
3208 S 137th East Ave Tulsa, OK 3.0 2.0 1367 $1,578 $1.15 4d 1 0.48mi
2336 S 137th East Ave Tulsa, OK 1.0–3.0 1.0–2.0 1080 $1,499 $1.39 3d 1 0.55mi
3311 S 126th East Ave Tulsa, OK 3.0 2.0 1395 $1,650 $1.18 24d 1 0.67mi
2444 S 121st East Ave Tulsa, OK 3.0 1.5 1168 $1,395 $1.19 24d 1 0.80mi
2319 S 119th East Ave Tulsa, OK 3.0 1.0 990 $1,365 $1.38 24d 1 0.88mi
3121 S 145th East Ave Tulsa, OK 1.0–2.0 1.0–2.0 825 $1,200 $1.45 4d 1 0.88mi
12111 E 21st Pl Tulsa, OK 3.0 1.0 1199 $1,395 $1.16 22d 1 0.97mi
1801 S 132nd East Pl Tulsa, OK 2.0–3.0 1.0–2.0 950 $1,499 $1.58 3d 4 1.03mi
1801 S 132nd East Pl Tulsa, OK 2.0–3.0 1.5–2.0 975 $1,439 $1.48 22d 4 1.03mi
1707 S 138th East Ave Tulsa, OK 3.0 2.0 1437 $1,495 $1.04 24d 1 1.11mi
1541 S 137th East Ave Tulsa, OK 3.0 2.0 1313 $1,495 $1.14 4d 1 1.17mi
2756 S 114th East Ave Tulsa, OK 3.0 2.0 1120 $1,650 $1.47 24d 1 1.22mi
4020 S 130th East Ave Tulsa, OK 1.0–2.0 1.0–2.0 737 $1,245 $1.69 22d 4 1.22mi
12525 E 41st St Tulsa, OK 1.0–2.0 1.0–2.0 775 $1,300 $1.68 22d 1 1.28mi
4104 S 130th East Ave Tulsa, OK 1.0–2.0 1.0–2.0 750 $1,299 $1.73 13d 23 1.32mi
12804 E 13th St Tulsa, OK 3.0 1.5 1268 $1,550 $1.22 24d 1 1.41mi
10951 E 23rd St Unit 10959 Tulsa, OK 2.0 1.5 767 $1,149 $1.50 24d 1 1.42mi
10951 E 23rd St Unit 10967 Tulsa, OK 2.0 1.5 800 $1,149 $1.44 4d 1 1.42mi

Listing history 14 events

  1. 2026-06-02
    status $139,000 Pending 6 DOM
  2. 2026-06-01
    days on market $139,000 Active 6 DOM
  3. 2026-05-31
    days on market $139,000 Active 5 DOM
  4. 2026-05-26
    listed $139,000 Active
  5. 2023-03-11
    status Pending
  6. 2023-03-11
    historical
  7. 2023-03-09
    status Active
  8. 2023-03-01
    status Pending
  9. 2023-02-16
    listed $175,000 Active
  10. 2022-07-14
    soldstatus $142,000
  11. 2022-07-06
    soldstatus $142,000 Closed 285-char remark
    Show marketing remark (285 chars)

    Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!

  12. 2022-06-22
    status Pending 285-char remark
    Show marketing remark (285 chars)

    Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!

  13. 2022-06-20
    listed $145,000 Active 285-char remark
    Show marketing remark (285 chars)

    Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!

  14. 1990-03-01
    soldstatus $42,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,252 · $188/mo
Projected year-2 tax
$2,252 · $188/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,906
− Mortgage interest
−$7,786
− Property taxes
−$2,252
− Insurance
−$695
− Repairs & maintenance
−$1,433
− Management
−$1,433
− Depreciation
−$4,044
Taxable income
$264
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$63
After-tax cash flow
$2,388/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tulsa
NCES district ID
4030240
Math proficiency
7% ▼ -9.00%
Reading proficiency
12% ▼ -7.00%
Median HH income
$37,895
Composite
8.04/100
National rank
#9919
State rank
#250 of 270 in OK

Livability — Tulsa

Score
75/100
State rank
#13
US rank
#4058

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tulsa, OK
County
Tulsa County · 640,811 people
City population
389,418
Metro
Tulsa, OK
Population (ZIP)
23,323
Household income
$73,119
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
608.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 46% Hispanic / Latino 26% Two or more races 15% Black 10% Asian 7% Native American 5%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Slovak 1% Lithuanian 1% Italian 1%
Foreign-born
18% · Canada, Vietnam, South Korea
Languages at home
71% English-only · Spanish 22% Other Asian/Pacific 3% Vietnamese 2%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.07%
Current HPI
198.7031
Rent YoY
▲ 3.52%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+227.1% since first listed
11 events — show timeline
  • 2026-05-26 Listed $139,000 MLS Technology, Inc.
  • 2023-03-11 Pending MLS Technology, Inc.
  • 2023-03-11 Listing Removed MLS Technology, Inc.
  • 2023-03-09 Relisted MLS Technology, Inc.
  • 2023-03-01 Pending MLS Technology, Inc.
  • 2023-02-16 Listed $175,000 MLS Technology, Inc.
  • 2022-07-14 Sold (Public Records) $142,000 Public Records
  • 2022-07-06 Sold (MLS) $142,000 MLS Technology, Inc.
  • 2022-06-22 Pending MLS Technology, Inc.
  • 2022-06-20 Listed $145,000 MLS Technology, Inc.
  • 1990-03-01 Sold (Public Records) $42,500 Public Records

Property tax history

+7.8%/yr

Latest (2025): $2,252 · +8.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…