2766 S 133rd East Ave · Tulsa, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +12.2/15.0
- DSCR +6.8/10.0
- 1% rule +5.7/10.0
- Livability +3.8/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Schools +0.8/10.0
- Appreciation +0.0/10.0
$139,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!
Key facts
- 7,313 sq ft lot
- 2 garage spots
- Built 1974
Property features AI
Finance
- HOA & community: Sidewalks in the community
Exterior
- Parking: Attached garage with 2 spaces
- Security: Smoke detector(s); No safety shelter
- Utilities: Public water; Public sewer; Electricity available; Natural gas available
- Home design: Single-story home; Faces east; Entry on first level
- Construction: Brick, concrete, and vinyl siding construction; Asphalt/fiberglass roof; Built per public records; Slab foundation
- Exterior features: Concrete driveway; Porch; Full fencing; Mature trees
Interior
- Kitchen: Convection oven; Range; Dishwasher; Disposal; Refrigerator; Breakfast nook
- Bedrooms: Master bedroom with private bath and walk-in closet (First level); Bedroom with pullman bath (First level); Bedroom without bath (First level)
- Flooring: Plywood flooring
- Bathrooms: Two full bathrooms; Master bath with bathtub and separate shower; Hall bath (full); Pullman bath
- Heating & cooling: Central heating (gas); Central air conditioning
- Interior features: Aluminum-framed windows; Laminate countertops; Gas range connection; Smoke detectors
- Laundry & utility: Washer; Dryer; Inside utility room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $139k.
Deal economics
- At list price, monthly cash flow is $204 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $139k).
- Cap rate 8.1% vs local median 3.8% in Tulsa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#13 in OK, #4,058 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment D-.
- Tulsa (urban): math 7% / reading 12% proficiency, ranked #250 of 270 in OK (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.5%/yr); 195 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.06%
- Cash-on-cash
- 6.30%
- DSCR
- 1.28
- GRM
- 7.8
CMA / ARV
- ARV (on-the-fly)
- $155,350
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13031 E 28th Pl | 0.07mi | 3/2.5 | 1,190 (-0%) | 1mo | $120,000 | $101 | 91 |
| 13110 E 29th St | 0.12mi | 3/2.0 | 1,235 (+3%) | 3mo | $40,000 | $32 | 84 |
| 13178 E 29th St | 0.15mi | 3/2.5 | 1,096 (-8%) | 2mo | $122,000 | $111 | 74 |
| 2904 S 131st EastAvenue | 0.13mi | 3/2.0 | 1,036 (-13%) | 3mo | $115,000 | $111 | 68 |
| 12520 E 25th St | 0.59mi | 3/1.0 | 1,082 (-10%) | 1mo | $155,000 | $143 | 54 |
| 14124 E 26th St | 0.58mi | 3/2.0 | 1,312 (+10%) | 4mo | $170,000 | $130 | 52 |
| 2203 S 124th EastAvenue | 0.74mi | 3/1.5 | 1,100 (-8%) | 3mo | $185,000 | $168 | 50 |
| 2403 S 124th EastAvenue | 0.67mi | 3/1.5 | 1,068 (-11%) | 3mo | $160,000 | $150 | 48 |
| 2926 S 122nd EastAvenue | 0.66mi | 3/2.0 | 1,331 (+11%) | 2mo | $200,000 | $150 | 47 |
| 2217 S 128th East Pl | 0.60mi | 3/2.0 | 1,034 (-14%) | 2mo | $112,132 | $108 | 46 |
| 2428 S 124th East Ave | 0.66mi | 3/1.0 | 1,061 (-11%) | 3mo | $125,000 | $118 | 46 |
| 12128 E 30th Pl | 0.72mi | 3/2.0 | 1,316 (+10%) | 4mo | $209,000 | $159 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.52% rent growth · sell at horizon
- IRR
- -6.0%
- Equity multiple
- 0.78×
- Total profit
- $-8,695
- Equity at exit
- $20,725
- IRR
- 4.3%
- Equity multiple
- 1.32×
- Total profit
- $12,565
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74134
- Home prices YoY
- -25.5%
- Rents YoY
- 3.5%
- Active inventory
- 195
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,492 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$188 /mo · $2,252/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$313
- Net cashflow
- $204
Break-even live
Sensitivity live
| Price | -10% $283 | -5% $244 | +0% $204 | +5% $165 | +10% $126 |
|---|---|---|---|---|---|
| Rent | -10% $86 | -5% $145 | +0% $204 | +5% $263 | +10% $322 |
| Rate | -1.0pp $274 | -0.5pp $240 | base $204 | +0.5pp $168 | +1.0pp $132 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13102 E 30th St Tulsa, OK | 3.0 | 2.0 | 1190 | $1,395 | $1.17 | 24d | 1 | 0.18mi |
| 13102 E 30th St Tulsa, OK | 3.0 | 2.0 | 1190 | $1,395 | $1.17 | 20d | 1 | 0.18mi |
| 3208 S 137th East Ave Tulsa, OK | 3.0 | 2.0 | 1367 | $1,578 | $1.15 | 4d | 1 | 0.48mi |
| 2336 S 137th East Ave Tulsa, OK | 1.0–3.0 | 1.0–2.0 | 1080 | $1,499 | $1.39 | 3d | 1 | 0.55mi |
| 3311 S 126th East Ave Tulsa, OK | 3.0 | 2.0 | 1395 | $1,650 | $1.18 | 24d | 1 | 0.67mi |
| 2444 S 121st East Ave Tulsa, OK | 3.0 | 1.5 | 1168 | $1,395 | $1.19 | 24d | 1 | 0.80mi |
| 2319 S 119th East Ave Tulsa, OK | 3.0 | 1.0 | 990 | $1,365 | $1.38 | 24d | 1 | 0.88mi |
| 3121 S 145th East Ave Tulsa, OK | 1.0–2.0 | 1.0–2.0 | 825 | $1,200 | $1.45 | 4d | 1 | 0.88mi |
| 12111 E 21st Pl Tulsa, OK | 3.0 | 1.0 | 1199 | $1,395 | $1.16 | 22d | 1 | 0.97mi |
| 1801 S 132nd East Pl Tulsa, OK | 2.0–3.0 | 1.0–2.0 | 950 | $1,499 | $1.58 | 3d | 4 | 1.03mi |
| 1801 S 132nd East Pl Tulsa, OK | 2.0–3.0 | 1.5–2.0 | 975 | $1,439 | $1.48 | 22d | 4 | 1.03mi |
| 1707 S 138th East Ave Tulsa, OK | 3.0 | 2.0 | 1437 | $1,495 | $1.04 | 24d | 1 | 1.11mi |
| 1541 S 137th East Ave Tulsa, OK | 3.0 | 2.0 | 1313 | $1,495 | $1.14 | 4d | 1 | 1.17mi |
| 2756 S 114th East Ave Tulsa, OK | 3.0 | 2.0 | 1120 | $1,650 | $1.47 | 24d | 1 | 1.22mi |
| 4020 S 130th East Ave Tulsa, OK | 1.0–2.0 | 1.0–2.0 | 737 | $1,245 | $1.69 | 22d | 4 | 1.22mi |
| 12525 E 41st St Tulsa, OK | 1.0–2.0 | 1.0–2.0 | 775 | $1,300 | $1.68 | 22d | 1 | 1.28mi |
| 4104 S 130th East Ave Tulsa, OK | 1.0–2.0 | 1.0–2.0 | 750 | $1,299 | $1.73 | 13d | 23 | 1.32mi |
| 12804 E 13th St Tulsa, OK | 3.0 | 1.5 | 1268 | $1,550 | $1.22 | 24d | 1 | 1.41mi |
| 10951 E 23rd St Unit 10959 Tulsa, OK | 2.0 | 1.5 | 767 | $1,149 | $1.50 | 24d | 1 | 1.42mi |
| 10951 E 23rd St Unit 10967 Tulsa, OK | 2.0 | 1.5 | 800 | $1,149 | $1.44 | 4d | 1 | 1.42mi |
Listing history 14 events
-
2026-06-02status $139,000 Pending 6 DOM
-
2026-06-01days on market $139,000 Active 6 DOM
-
2026-05-31days on market $139,000 Active 5 DOM
-
2026-05-26$139,000 Active
-
2023-03-11status Pending
-
2023-03-11historical
-
2023-03-09status Active
-
2023-03-01status Pending
-
2023-02-16$175,000 Active
-
2022-07-14soldstatus $142,000
-
2022-07-06soldstatus $142,000 Closed 285-char remark
Show marketing remark (285 chars)
Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!
-
2022-06-22status Pending 285-char remark
Show marketing remark (285 chars)
Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!
-
2022-06-20$145,000 Active 285-char remark
Show marketing remark (285 chars)
Move-In ready home or could be great investment property. Single level home. Excellent location, great access to major highways and convenient stores. Newer windows, 3 year old roof. Large fenced in backyard. All kitchen appliances and washer and dryer included! Come make it your own!
-
1990-03-01soldstatus $42,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $2,252 · $188/mo
- Projected year-2 tax
- $2,252 · $188/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,906
- − Mortgage interest
- −$7,786
- − Property taxes
- −$2,252
- − Insurance
- −$695
- − Repairs & maintenance
- −$1,433
- − Management
- −$1,433
- − Depreciation
- −$4,044
- Taxable income
- $264
- Est. tax owed @ 24.0%
- −$63
- After-tax cash flow
- $2,388/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tulsa
- NCES district ID
- 4030240
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 12% ▼ -7.00%
- Median HH income
- $37,895
- Composite
- 8.04/100
- National rank
- #9919
- State rank
- #250 of 270 in OK
Livability — Tulsa
- Score
- 75/100
- State rank
- #13
- US rank
- #4058
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Tulsa, OK
- County
- Tulsa County · 640,811 people
- City population
- 389,418
- Metro
- Tulsa, OK
- Population (ZIP)
- 23,323
- Household income
- $73,119
- Rent vs Own
- Severe rent burden
- 608.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 46% Hispanic / Latino 26% Two or more races 15% Black 10% Asian 7% Native American 5%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Slovak 1% Lithuanian 1% Italian 1%
- Foreign-born
- 18% · Canada, Vietnam, South Korea
- Languages at home
- 71% English-only · Spanish 22% Other Asian/Pacific 3% Vietnamese 2%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.07%
- Current HPI
- 198.7031
- Rent YoY
- ▲ 3.52%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+227.1% since first listed11 events — show timeline
- 2026-05-26 Listed $139,000 MLS Technology, Inc.
- 2023-03-11 Pending — MLS Technology, Inc.
- 2023-03-11 Listing Removed — MLS Technology, Inc.
- 2023-03-09 Relisted — MLS Technology, Inc.
- 2023-03-01 Pending — MLS Technology, Inc.
- 2023-02-16 Listed $175,000 MLS Technology, Inc.
- 2022-07-14 Sold (Public Records) $142,000 Public Records
- 2022-07-06 Sold (MLS) $142,000 MLS Technology, Inc.
- 2022-06-22 Pending — MLS Technology, Inc.
- 2022-06-20 Listed $145,000 MLS Technology, Inc.
- 1990-03-01 Sold (Public Records) $42,500 Public Records
Property tax history
+7.8%/yrLatest (2025): $2,252 · +8.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…