CashFlowRE
Sign in Sign up
3384 N Key Dr Unit A3
C Composite 56.33
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.1/30.0
  • 1% rule +7.5/10.0
  • Schools +5.5/10.0
  • DSCR +4.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$129,900

3384 N Key Dr Unit A3 · North Fort Myers, FL 33903
2 bd · 2.0 ba · 1,200 sqft · Condo · 130 Days on market
55+ age-restricted Built 1972 Good condition Garage $108/sqft · 46% below area Est $242k · 46% under $750/mo HOA · 36% of rent ↓ 25% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Priced below market value! Here is a great opportunity to own a very affordable river view condo in North Fort Myers. The Bay Harbour Club Condos are a 55+ community for older adults. This two-bedroom two bath ground floor unit is move in ready and contents are negotiable. Conveniently located across the river from downtown Fort Myers, is just a short trip to access all the special events, popular themed restaurants, shopping, and nightlife. This condo has an oversized 1 car garage that will fit your car with additional storage to spare for a workshop of your toys. The community offers a large inground resort style heated pool that sits right on the river's edge.

Key facts

  • Ground floor unit
  • Fishing pier
  • River view

Tags

RIVER VIEWGROUND FLOOR UNITMOVE IN READYOVERSIZED GARAGEINGROUND POOLFISHING PIER

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $130k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-428 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $68k (47.7% below list).
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $68k (47.7% below list) — sets the bar for cash-flow.
  • Cap rate 6.3% vs local median 3.7% in North Fort Myers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#269 in FL, #4,409 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Diplomat Elementary School (math 67% / reading 60%, grade B, #564 of 2,144 statewide, top 27%, 1,069 students, 56% FRL); Mariner Middle School (math 50% / reading 47%, grade C-, #274 of 571 statewide, top 50%, 1,001 students, 53% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL).
  • Market conditions: Rents soft (-1.9%/yr); 869 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 86d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 130 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $25k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 36% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $67,922 (47.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 48% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.60%
Cap rate
6.28%
Cash-on-cash
-0.06%
DSCR
1.00
GRM
5.2

CMA / ARV

ARV (median comp)
$241,699
List price
$129,900
Delta
-46.26%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3358 N Key Dr #2 0.02mi 2/2.0 1,200 (0%) 1mo $175,000 $146 98
1051 Palm Ave #117 0.32mi 2/2.0 1,069 (-11%) 1mo $139,000 $130 66
531 Pangola Dr 1.45mi 2/2.0 1,151 (-4%) 1mo $130,000 $113 58
150 Brooks Rd 1.24mi 2/2.0 1,160 (-3%) 3mo $159,900 $138 57
1021 April Ln 1.30mi 3/2.0 (+1) 1,200 (0%) 4mo $255,000 $213 57
339 W Mariana Ave 1.42mi 3/2.0 (+1) 1,226 (+2%) 4mo $230,000 $188 53
1165 Palm Ave Unit 3B 0.47mi 2/2.0 955 (-20%) 1mo $99,000 $104 52
421 Cross St 0.81mi 3/2.0 (+1) 1,092 (-9%) 1mo $339,000 $310 44
137 Dow Ln 1.18mi 3/2.0 (+1) 1,312 (+9%) 2mo $270,000 $206 43
1242 Forsyth Dr 1.20mi 2/2.0 1,034 (-14%) 5mo $240,000 $232 38
13260 Silver Thorn Loop #1005 0.78mi 2/2.0 1,368 (+14%) 5mo $205,000 $150 38
1398 Evalena Ln 1.40mi 3/2.0 (+1) 1,479 (+23%) 1mo $197,500 $134 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-53.8%
Equity multiple
-0.48×
Total profit
$-53,680
Equity at exit
$19,369
10-year hold
IRR
Equity multiple
-1.82×
Total profit
$-102,403
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Active competition Active MLS

For sale now
5 active · 1 under contract
Median asking
$250,000 ($198/sqft)
Median days on market
272 d
This list price
lowest-priced of the active set
ARV vs active asking
+1.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33903

Rents YoY
-1.9%
Active inventory
869
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$2,083 high interval (Pro) →
Mortgage (P&I)
$681
Tax est. 1.5%
$162 /mo · $1,948/yr
Insurance
$54
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$750
Vacancy / Maint / Mgmt
$438
Net cashflow
$-428

Break-even live

Break-even rent $2,626
Max offer price $67,922
Occupancy floor

Sensitivity live

Price -10% $-339 -5% $-383 +0% $-428 +5% $-473 +10% $-518
Rent -10% $-593 -5% $-511 +0% $-428 +5% $-346 +10% $-264
Rate -1.0pp $-363 -0.5pp $-395 base $-428 +0.5pp $-462 +1.0pp $-496

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3392 N Key Dr #7 North Fort Myers, FL 2.0 2.0 1200 $1,895 $1.58 119d 1 0.02mi
3460 N Key Dr #203 North Fort Myers, FL 1.0 1.5 840 $3,250 $3.87 119d 1 0.04mi
3460 N Key Dr #311 North Fort Myers, FL 2.0 2.0 1412 $3,200 $2.27 119d 1 0.05mi
3460 N Key Dr #210 North Fort Myers, FL 2.0 2.0 1412 $1,795 $1.27 110d 1 0.05mi
3460 N Key Dr Fort Myers, FL 2.0 2.0 1412 $1,800 $1.27 119d 1 0.05mi
3460 N Key Dr Fort Myers, FL 2.0 2.0 1440 $1,800 $1.25 111d 1 0.05mi
3490 N Key Dr #514 North Fort Myers, FL 2.0 2.0 1103 $1,395 $1.26 62d 1 0.10mi
3490 N Key Dr #217 North Fort Myers, FL 1.0 2.0 1106 $3,500 $3.16 9d 1 0.10mi
3490 N Key Dr #211 North Fort Myers, FL 2.0 2.0 1412 $1,550 $1.10 119d 1 0.10mi
3490 N Key Dr #203 North Fort Myers, FL 1.0 1.5 840 $1,300 $1.55 119d 1 0.10mi
3490 N Key Dr #410 North Fort Myers, FL 2.0 2.0 1412 $1,895 $1.34 0d 1 0.10mi
3490 N Key Dr North Fort Myers, FL 2.0 2.0 1106 $3,500 $3.16 9d 1 0.10mi
3490 N Key Dr #511 North Fort Myers, FL 2.0 2.0 1412 $1,450 $1.03 9d 1 0.10mi
3490 N Key Dr #205 North Fort Myers, FL 2.0 2.0 1106 $1,450 $1.31 93d 1 0.10mi
3490 N Key Dr Unit 211C North Fort Myers, FL 2.0 2.0 1412 $1,495 $1.06 9d 1 0.10mi
3350 N Key Dr North Fort Myers, FL 3.0 2.0 1207 $2,250 $1.86 63d 1 0.11mi
3350 N Key Dr Unit B911 North Fort Myers, FL 3.0 2.0 1283 $3,800 $2.96 119d 1 0.11mi
3350 N Key Dr #813 North Fort Myers, FL 2.0 2.0 1207 $1,900 $1.57 86d 1 0.11mi
3350 N Key Dr #713 North Fort Myers, FL 3.0 2.0 1207 $2,250 $1.86 99d 1 0.11mi
3350 N Key Dr #914 North Fort Myers, FL 3.0 2.0 1283 $4,000 $3.12 9d 1 0.11mi
3345 N Key Dr North Fort Myers, FL 2.0 3.0 1112 $1,900 $1.71 9d 1 0.16mi
3345 N Key Dr #47 North Fort Myers, FL 2.0 2.5 1112 $2,150 $1.93 119d 1 0.16mi
3342 N Key Dr Unit L3 North Fort Myers, FL 2.0 1.0 791 $1,490 $1.88 119d 1 0.17mi
3342 N Key Dr North Fort Myers, FL 2.0 1.0 791 $1,349 $1.71 9d 1 0.17mi
3324 N Key Dr #7 North Fort Myers, FL 2.0 1.0 791 $1,400 $1.77 87d 1 0.21mi
3328 N Key Dr #5 North Fort Myers, FL 2.0 1.0 791 $1,400 $1.77 119d 1 0.22mi
3328 N Key Dr North Fort Myers, FL 2.0 1.0 800 $1,400 $1.75 99d 1 0.22mi
3300 N Key Dr Unit 4W North Fort Myers, FL 2.0 2.0 1103 $2,500 $2.27 5d 1 0.24mi
3458 Hancock Bridge Pkwy North Fort Myers, FL 2.0 2.0 1152 $3,600 $3.12 9d 1 0.26mi
3462 Hancock Bridge Pkwy #242 North Fort Myers, FL 2.0 2.0 1152 $1,750 $1.52 119d 1 0.30mi
3392 N Key Dr Unit B7 North Fort Myers, FL 2.0 2.0 1200 $1,895 $1.58 106d 1 0.32mi
3392 N Key Dr North Fort Myers, FL 2.0 2.0 1270 $1,850 $1.46 117d 1 0.32mi
1055 Palm Ave #214 North Fort Myers, FL 2.0 2.0 1069 $1,500 $1.40 9d 1 0.34mi
3403 Hancock Bridge Pkwy North Fort Myers, FL 1.0–3.0 1.0–2.0 810 $1,370 $1.69 0d 145 0.40mi
8049 Stillwater Ct North Fort Myers, FL 1.0–2.0 1.0–2.0 720 $1,800 $2.50 9d 1 0.41mi
13700 Oak St Unit 4-103 North Fort Myers, FL 2.0 2.0 1098 $1,965 $1.79 9d 1 0.49mi
13700 Oak St Unit 8-302 North Fort Myers, FL 2.0 2.0 1160 $2,199 $1.90 9d 1 0.49mi
13700 Oak St Unit 6-202 North Fort Myers, FL 2.0 2.0 1257 $2,325 $1.85 9d 1 0.49mi
13700 Oak St Unit 6-305 North Fort Myers, FL 1.0 1.0 793 $1,674 $2.11 9d 1 0.49mi
13700 Magnolia Oak Cir North Fort Myers, FL 1.0–3.0 1.0–2.0 1023 $2,042 $2.00 4d 29 0.53mi

Property features AI

Finance

Financial info
Pets allowed on a conditional basis (call); maximum 1 pet up to 25 lbs
HOA & community
Homeowners association with monthly feeAssociation fee covers management, insurance, irrigation water, legal/accounting, grounds maintenance, pest control, reserve fund, road maintenance, street lights, trash, and waterAssociation amenities include bike storage, pier, pool, spa/hot tub, sidewalks, vehicle wash area, and managementCondo hotel community and near hotel/motelStreet lights in communitySenior communityCommunity contains 40 units

Exterior

Parking
Assigned parkingDrivewayDetached garageGarage with door opener1 covered/garage spacePaved parking
Security
Smoke detectors
Utilities
Public waterPublic sewerCable available
Home design
2-story propertyEntry level: 1Resale property
Construction
Built with block, concrete, and stuccoBuilt-up and flat roof
Exterior features
Private road frontage on a paved, privately maintained roadAutomatic sprinklersSprinkler/irrigation systemHas waterfront (riverfront)Southwest exposureHas a viewNortheast-facing

Interior

Kitchen
DishwasherDisposalMicrowaveRefrigeratorSelf-cleaning ovenEat-in kitchenPantry
Bedrooms
Bedroom on main levelFamily roomFlorida roomGreat room
Flooring
CarpetTile
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric)Central airCeiling fans
Interior features
Furnishing negotiableBuilt-in featuresEat-in kitchenFamily/dining roomLiving/dining roomPantryTub with showerCable TV availableHigh-speed internetSplit bedroom floorplan
Laundry & utility
WasherDryerLaundry inside

HOA detail $750/mo · $9,000/yr condo

Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-09-24
    days on market $129,900 Active 130 DOM
  2. 2026-09-23
    days on market $129,900 Active 129 DOM
  3. 2026-09-22
    days on market $129,900 Active 128 DOM
  4. 2026-09-21
    days on market $129,900 Active 127 DOM
  5. 2026-09-18
    days on market $129,900 Active 124 DOM
  6. 2026-09-17
    days on market $129,900 Active 123 DOM
  7. 2026-09-16
    days on market $129,900 Active 122 DOM
  8. 2026-09-14
    days on market $129,900 Active 120 DOM
  9. 2026-09-13
    days on market $129,900 Active 119 DOM
  10. 2026-09-12
    days on market $129,900 Active 118 DOM
  11. 2026-09-11
    days on market $129,900 Active 117 DOM
  12. 2026-09-05
    days on market $129,900 Active 111 DOM
  13. 2026-09-04
    days on market $129,900 Active 110 DOM
  14. 2026-09-03
    days on market $129,900 Active 109 DOM
  15. 2026-08-31
    pricedays on market $129,900 Active 106 DOM
  16. 2026-08-28
    days on market $139,900 Active 103 DOM
  17. 2026-08-26
    days on market $139,900 Active 101 DOM
  18. 2026-08-25
    days on market $139,900 Active 100 DOM
  19. 2026-08-24
    days on market $139,900 Active 99 DOM
  20. 2026-08-23
    days on market $139,900 Active 98 DOM
  21. 2026-08-22
    days on market $139,900 Active 97 DOM
  22. 2026-08-21
    days on market $139,900 Active 96 DOM
  23. 2026-08-20
    days on market $139,900 Active 95 DOM
  24. 2026-08-19
    days on market $139,900 Active 94 DOM
  25. 2026-08-18
    days on market $139,900 Active 93 DOM
  26. 2026-08-16
    days on market $139,900 Active 91 DOM
  27. 2026-08-15
    days on market $139,900 Active 90 DOM
  28. 2026-08-13
    days on market $139,900 Active 88 DOM
  29. 2026-08-12
    days on market $139,900 Active 87 DOM
  30. 2026-08-11
    days on market $139,900 Active 86 DOM
  31. 2026-08-10
    days on market $139,900 Active 85 DOM
  32. 2026-08-09
    days on market $139,900 Active 84 DOM
  33. 2026-08-08
    days on market $139,900 Active 83 DOM
  34. 2026-08-07
    days on market $139,900 Active 82 DOM
  35. 2026-08-06
    days on market $139,900 Active 81 DOM
  36. 2026-08-05
    days on market $139,900 Active 80 DOM
  37. 2026-08-04
    days on market $139,900 Active 79 DOM
  38. 2026-08-03
    days on market $139,900 Active 78 DOM
  39. 2026-07-31
    days on market $139,900 Active 75 DOM
  40. 2026-07-30
    days on market $139,900 Active 73 DOM
  41. 2026-07-28
    days on market $139,900 Active 72 DOM
  42. 2026-07-26
    pricedays on market $139,900 Active 70 DOM
  43. 2026-07-24
    days on market $149,900 Active 68 DOM
  44. 2026-07-23
    days on market $149,900 Active 67 DOM
  45. 2026-07-22
    days on market $149,900 Active 66 DOM
  46. 2026-07-21
    days on market $149,900 Active 65 DOM
  47. 2026-07-18
    days on market $149,900 Active 62 DOM
  48. 2026-07-18
    days on market $149,900 Active 61 DOM
  49. 2026-07-16
    days on market $149,900 Active 60 DOM
  50. 2026-07-15
    days on market $149,900 Active 59 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 76% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,002
− Mortgage interest
−$7,276
− Property taxes
−$1,948
− Insurance
−$5,768
− Repairs & maintenance
−$2,000
− Management
−$2,000
− HOA
−$9,000
− Depreciation
−$3,779
Taxable loss
−$6,771
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,625
After-tax cash flow
$-3,515/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $6,000–$18,000 screening

This move-in ready condo is in good condition with a good curb appeal and modern finishes. It offers a great opportunity for a buyer or investor looking for a river view property.

Value-add opportunities

  • Resale Paint exterior — Fresh paint can enhance curb appeal and property value
  • Rental Deep clean carpets — Clean carpets can attract renters and reduce maintenance costs

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 55/100

Zoned Schools

Elementary Hancock Creek Elementary School D FL #1,134/2,144 Nat'l #13,933/41,679 Middle Diplomat Middle School C FL #246/571 Nat'l #3,367/14,009 High North Fort Myers High School B FL #73/667 Nat'l #2,694/17,239

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL
B Composite livability gradescore 74/100

Livability — North Fort Myers

Score
74/100
State rank
#269
US rank
#4409

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Fort Myers, FL
County
Lee County · 871,946 people
City population
57,035
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
23,655
Household income
$56,993
Rent vs Own
17.6% rent · 82.4% own
Severe rent burden
5% of renters

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 14% Two or more races 8% Black 2%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3% Cuban 3%
Common ancestry
Lithuanian 4% Romanian 4% Italian 3%
Foreign-born
11% · Canada
Languages at home
88% English-only · Spanish 9% Other Indo-European 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Price history

-25.0% since first listed
5 events — show timeline
  • 2026-06-22 Price Changed $149,900 FORTMLS
  • 2026-05-15 Listed $154,900 FORTMLS
  • 2025-07-02 Listing Removed FORTMLS
  • 2025-04-15 Price Changed $169,900 FORTMLS
  • 2024-11-12 Listed $199,900 FORTMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…