7709 Juniata St · Swissvale, PA 15218

$125,000

2 bd · 1.0 ba · 1,481 sqft · SingleFamily public records · 279 Days on market

Built 1920 2,430 sqft lot $84/sqft · 22% below area Est $160k · 22% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.7/30.0
• ARV discount +15.0/15.0
• DSCR +9.1/10.0
• 1% rule +6.7/10.0
• Livability +4.2/5.0
• Rent growth +4.0/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 7709 Juniata Street, a cozy 2-bedroom, 1-bath home tucked away on a pleasant street in Swissvale. Featuring spacious rooms filled with natural light, this property offers a welcoming covered front porch—perfect for relaxing or greeting neighbors. Inside, you’ll find a functional layout with stainless steel appliances in the kitchen and plenty of room to customize to your taste. While the home is move-in ready, it also presents an excellent opportunity for buyers to add their own updates and value. Conveniently located near local shops, parks, and major roadways, 7709 Juniata Street combines charm, potential, and accessibility in one attractive package.

Key facts

• Covered front porch
• Near local shops
• Near parks

Tags

• COVERED FRONT PORCH
• STAINLESS STEEL APPLIANCES
• FUNCTIONAL LAYOUT
• NEAR LOCAL SHOPS
• NEAR PARKS
• NEAR MAJOR ROADWAYS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $337 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.5% vs local median 6.3% in Swissvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#95 in PA, #694 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-, amenities D+.
• Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.0%/yr); 78 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 6.0% rent growth), your $35k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 279 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 11y ago; this cycle's ask has dropped $15k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $13k; list at $125k implies a 862% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 279 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.53%
• Cash-on-cash: 11.54%
• DSCR: 1.51
• GRM: 7.2

CMA / ARV

• ARV (median comp): $159,743
• List price: $125,000
• Delta: -21.75%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2252 Milligan Ave	0.06mi	3/2.5 (+1)	1,380 (-7%)	2mo	$193,000	$140	73
2115 Delaware Ave	0.14mi	3/1.0 (+1)	1,344 (-9%)	2mo	$148,000	$110	71
975 Illinois Ave	0.52mi	3/2.5 (+1)	1,500 (+1%)	2mo	$250,000	$167	60
220 Oakview Ave	0.46mi	3/1.5 (+1)	1,648 (+11%)	0mo	$252,500	$153	52
7315 Whipple St	0.71mi	3/1.5 (+1)	1,395 (-6%)	3mo	$164,500	$118	48
7471 Church St	0.36mi	3/1.5 (+1)	1,266 (-14%)	6mo	$180,000	$142	47
123 5th Ave	0.71mi	3/1.5 (+1)	1,551 (+5%)	6mo	$135,000	$87	47
425 Edgewood Rd	0.72mi	3/1.0 (+1)	1,346 (-9%)	0mo	$306,600	$228	46
7224 Schoyer Ave	0.70mi	3/1.0 (+1)	1,610 (+9%)	4mo	$154,000	$96	44
79 Lilmont Dr	0.52mi	3/2.0 (+1)	1,672 (+13%)	5mo	$234,900	$140	41
967 Illinois Ave	0.55mi	3/2.0 (+1)	1,264 (-15%)	5mo	$214,000	$169	37
7303 Whipple St	0.74mi	3/1.5 (+1)	1,305 (-12%)	2mo	$174,227	$134	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.02% rent growth · sell at horizon

5-year hold

• IRR: 4.1%
• Equity multiple: 1.16×
• Total profit: $5,741
• Equity at exit: $18,638

10-year hold

• IRR: 16.2%
• Equity multiple: 2.50×
• Total profit: $52,484
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15218

• Rents YoY: 6.0%
• Active inventory: 78
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,456 high
• Mortgage (P&I): −$656
• Tax from tax record: −$106 /mo · $1,275/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$306
• Net cashflow: $337

Break-even live

Break-even rent $1,030

Max offer price $125,000

Occupancy floor 72%

Sensitivity live

Price	-10% $407	-5% $372	+0% $337	+5% $301	+10% $266
Rent	-10% $222	-5% $279	+0% $337	+5% $394	+10% $452
Rate	-1.0pp $400	-0.5pp $369	base $337	+0.5pp $304	+1.0pp $271

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2255 Hawthorne Ave Unit 2255 Swissvale, PA	2.0	1.0	1020	$1,000	$0.98	13d	1	0.06mi
2219 Manor Ave Pittsburgh, PA	3.0	1.0	1638	$1,600	$0.98	24d	1	0.12mi
2323 Patterson Ave Unit NA Pittsburgh, PA	3.0	1.0	1440	$1,500	$1.04	24d	1	0.14mi
2323 Patterson Ave Pittsburgh, PA	3.0	1.0	1440	$1,800	$1.25	44d	1	0.14mi
7645 Highland Ave Pittsburgh, PA	3.0	1.0	1161	$1,325	$1.14	8d	1	0.18mi
2210 Hampton St Pittsburgh, PA	3.0	1.5	1512	$1,650	$1.09	24d	1	0.19mi
1003 Smokey Wood Dr Swissvale, PA	1.0–2.0	1.0	874	$1,475	$1.69	5d	4	0.35mi
7467 Schoyer Ave Pittsburgh, PA	1.0	1.0	900	$895	$0.99	3d	1	0.45mi
2673 Woodstock Ave Pittsburgh, PA	3.0	1.0	1000	$1,190	$1.19	24d	1	0.62mi
442 Locust St Pittsburgh, PA	2.0	1.0	1600	$2,600	$1.62	3d	1	0.70mi
7009 Church St Pittsburgh, PA	3.0	2.0	1800	$1,550	$0.86	44d	1	0.80mi
212 Kenmawr Ave Braddock, PA	2.0	1.5	1417	$1,300	$0.92	44d	1	0.83mi
7225 Whipple St Unit 72255 Pittsburgh, PA	3.0	1.5	1440	$1,695	$1.18	3d	1	0.83mi
826 Walnut St Pittsburgh, PA	2.0	1.0	1270	$1,195	$0.94	44d	1	0.98mi
144 Comrie Ave Braddock, PA	3.0	1.0	1000	$1,250	$1.25	24d	1	1.02mi
1027 Lancaster Ave Unit 2 Pittsburgh, PA	2.0	2.0	1300	$2,599	$2.00	2d	1	1.14mi
100 Bryn Mawr Ct W Pittsburgh, PA	1.0–2.0	1.0–2.0	975	$1,904	$1.95	3d	15	1.20mi
931 Hilltop St Homestead, PA	3.0	1.5	1312	$1,500	$1.14	15d	1	1.22mi
407 Biddle Ave #3 Pittsburgh, PA	3.0	1.0	1200	$1,700	$1.42	44d	1	1.26mi
600 Kelly Ave Pittsburgh, PA	1.0–2.0	1.0	968	$1,350	$1.39	4d	3	1.28mi
214 Vine St Homestead, PA	2.0	1.0	1034	$1,150	$1.11	44d	1	1.37mi
1148 East St Pittsburgh, PA	3.0	3.0	1738	$1,700	$0.98	44d	1	1.40mi
519-521 S Trenton Ave Pittsburgh, PA	3.0	1.5	1360	$2,600	$1.91	17d	1	1.41mi
537 6th St Braddock, PA	3.0	1.0	1360	$1,400	$1.03	44d	1	1.42mi
621 E 9th Ave Homestead, PA	2.0	2.0	1400	$1,425	$1.02	24d	1	1.45mi

Listing history 23 events

1. 2026-06-18
   days on market $125,000 Active 279 DOM
2. 2026-06-17
   days on market $125,000 Active 278 DOM
3. 2026-06-16
   days on market $125,000 Active 277 DOM
4. 2026-06-15
   days on market $125,000 Active 276 DOM
5. 2026-06-13
   days on market $125,000 Active 274 DOM
6. 2026-06-09
   days on market $125,000 Active 270 DOM
7. 2026-06-08
   days on market $125,000 Active 269 DOM
8. 2026-06-07
   days on market $125,000 Active 268 DOM
9. 2026-06-05
   days on market $125,000 Active 265 DOM
10. 2026-06-03
    days on market $125,000 Active 264 DOM
11. 2026-06-02
    days on market $125,000 Active 263 DOM
12. 2026-06-01
    days on market $125,000 Active 262 DOM
13. 2026-05-31
    days on market $125,000 Active 261 DOM
14. 2025-11-03
    status Active 683-char remark

    Show marketing remark (683 chars)

    Welcome to 7709 Juniata Street, a cozy 2-bedroom, 1-bath home tucked away on a pleasant street in Swissvale. Featuring spacious rooms filled with natural light, this property offers a welcoming covered front porch—perfect for relaxing or greeting neighbors. Inside, you’ll find a functional layout with stainless steel appliances in the kitchen and plenty of room to customize to your taste. While the home is move-in ready, it also presents an excellent opportunity for buyers to add their own updates and value. Conveniently located near local shops, parks, and major roadways, 7709 Juniata Street combines charm, potential, and accessibility in one attractive package.

15. 2025-10-15
    historical Contingent 683-char remark

    Show marketing remark (683 chars)

    Welcome to 7709 Juniata Street, a cozy 2-bedroom, 1-bath home tucked away on a pleasant street in Swissvale. Featuring spacious rooms filled with natural light, this property offers a welcoming covered front porch—perfect for relaxing or greeting neighbors. Inside, you’ll find a functional layout with stainless steel appliances in the kitchen and plenty of room to customize to your taste. While the home is move-in ready, it also presents an excellent opportunity for buyers to add their own updates and value. Conveniently located near local shops, parks, and major roadways, 7709 Juniata Street combines charm, potential, and accessibility in one attractive package.

16. 2025-10-11
    price $125,000 683-char remark

    Show marketing remark (683 chars)

    Welcome to 7709 Juniata Street, a cozy 2-bedroom, 1-bath home tucked away on a pleasant street in Swissvale. Featuring spacious rooms filled with natural light, this property offers a welcoming covered front porch—perfect for relaxing or greeting neighbors. Inside, you’ll find a functional layout with stainless steel appliances in the kitchen and plenty of room to customize to your taste. While the home is move-in ready, it also presents an excellent opportunity for buyers to add their own updates and value. Conveniently located near local shops, parks, and major roadways, 7709 Juniata Street combines charm, potential, and accessibility in one attractive package.

17. 2025-09-12
    listed $140,000 Active 683-char remark

    Show marketing remark (683 chars)

    Welcome to 7709 Juniata Street, a cozy 2-bedroom, 1-bath home tucked away on a pleasant street in Swissvale. Featuring spacious rooms filled with natural light, this property offers a welcoming covered front porch—perfect for relaxing or greeting neighbors. Inside, you’ll find a functional layout with stainless steel appliances in the kitchen and plenty of room to customize to your taste. While the home is move-in ready, it also presents an excellent opportunity for buyers to add their own updates and value. Conveniently located near local shops, parks, and major roadways, 7709 Juniata Street combines charm, potential, and accessibility in one attractive package.

18. 2015-06-15
    price $13,000 39-char remark

    Show marketing remark (39 chars)

    Great investment property in Swissvale.

19. 2015-06-11
    price $16,500 39-char remark

    Show marketing remark (39 chars)

    Great investment property in Swissvale.

20. 2015-06-11
    soldstatus $13,000 Sold 39-char remark

    Show marketing remark (39 chars)

    Great investment property in Swissvale.

21. 2015-05-04
    status Under Contract 39-char remark

    Show marketing remark (39 chars)

    Great investment property in Swissvale.

22. 2015-04-30
    historical Contingent 39-char remark

    Show marketing remark (39 chars)

    Great investment property in Swissvale.

23. 2015-04-16
    listed $16,500 Active 39-char remark

    Show marketing remark (39 chars)

    Great investment property in Swissvale.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,275 · $106/mo
• Projected year-2 tax: $1,625 · $135/mo
• Expected delta: +$350/yr (+$29/mo · 27.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,477
• − Mortgage interest: −$7,002
• − Property taxes: −$1,275
• − Insurance: −$625
• − Repairs & maintenance: −$1,398
• − Management: −$1,398
• − Depreciation: −$3,636
• Taxable income: $2,142
• Est. tax owed @ 24.0%: −$514
• After-tax cash flow: $3,526/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Woodland Hills SD
• NCES district ID: 4216500
• Math proficiency: 13% ▼ -13.00%
• Reading proficiency: 30% ▼ -10.00%
• Median HH income: $41,803
• Composite: 18.31/100
• National rank: #8954
• State rank: #486 of 539 in PA

Livability — Swissvale

• Score: 84/100
• State rank: #95
• US rank: #694

Category grades

Amenities D+ Commute A+ Cost of living A+ Crime C- Employment C Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Swissvale, PA
• County: Allegheny County · 1,022,028 people
• City population: 13,443
• Metro: Pittsburgh, PA
• Population (ZIP): 13,379
• Household income: $67,960
• Rent vs Own: 43.2% rent · 56.8% own
• Severe rent burden: 605.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Black 19% Two or more races 7% Hispanic / Latino 4% Asian 3%
• Common ancestry: Romanian 6% Serbian 2% Lithuanian 2%
• Foreign-born: 6% · Canada, China
• Languages at home: 94% English-only · Spanish 2% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -188.20%
• Current HPI: 297.8483
• Rent YoY: ▲ 6.02%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+657.6% since first listed

10 events — show timeline

• 2025-11-03 Relisted — West Penn MLS
• 2025-10-15 Contingent — West Penn MLS
• 2025-10-11 Price Changed $125,000 West Penn MLS
• 2025-09-12 Listed $140,000 West Penn MLS
• 2015-06-15 Price Changed $13,000 West Penn MLS
• 2015-06-11 Sold (MLS) $13,000 West Penn MLS
• 2015-06-11 Price Changed $16,500 West Penn MLS
• 2015-05-04 Pending — West Penn MLS
• 2015-04-30 Contingent — West Penn MLS
• 2015-04-16 Listed $16,500 West Penn MLS

Property tax history

-3.3%/yr

Latest (2026): $1,275 · +5.6% YoY. Source: county tax records.